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Christian Family Credit Union Inc

  • Milford, OH
  • Tax-exempt since April 1969
  • EIN: 34-1035977

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$3.29M (2023)

Expenses
$3.09M (2023)

Total Assets
$84.6M (2023)

Total Liabilities
$76M (2023)

Years with missing data
Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,285,283
Expenses
$3,090,393
Net Income
$194,890
Net Assets
$8,540,918
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,147,696
65.4%
Investment Income $1,137,587
34.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $375,217
12.1%
Professional Fundraising Fees $0
Other Salaries and Wages $375,603
12.2%
Assets/Debt
Total Assets $84,588,228
Total Liabilities $76,047,310
Net Assets $8,540,918
Compensation
Key Employees and Officers Compensation Related Other
Karen Riel (President /) $125,968 $0 $14,640
Leo Feldmann (Vp Accountin) $71,630 $0 $15,834
Michelle La Presto (Comm Lending) $60,497 $0 $8,227
Robin Chappel (Vp Member So) $60,428 $0 $21,123
Terry Laws (Consum Lend) $56,694 $0 $6,600
Phil Dever (Director) $0 $0 $0
Jon Ferguson (Director) $0 $0 $0
John Gordon (Director) $0 $0 $0
Thomas Hanover (Director) $0 $0 $0
Dairel Kaiser (Secretary) $0 $0 $0
James Martin (Vice Chairpe) $0 $0 $0
Amy Pritchard (Director) $0 $0 $0
Vera Rebrovich (Director) $0 $0 $0
Paul White (Chairperson) $0 $0 $0
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Document Links

990
Filed on Aug. 12, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,879,242
Expenses
$2,576,841
Net Income
$302,401
Net Assets
$8,322,216
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,054,142
71.3%
Investment Income $825,100
28.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $433,912
16.8%
Professional Fundraising Fees $0
Other Salaries and Wages $503,614
19.5%
Assets/Debt
Total Assets $90,647,762
Total Liabilities $82,325,546
Net Assets $8,322,216
Compensation
Key Employees and Officers Compensation Related Other
C Russell Abbott (President/Ce) $153,543 $0 $25,619
Karen Riel (Coo) $105,744 $0 $11,772
Leo Feldmann (Vp Accountin) $66,360 $0 $14,976
Robin Chappel (Vp Member So) $64,009 $0 $21,180
Benjamin Sawyer (Vp Complianc) $44,256 $0 $0
Phil Dever (Director) $0 $0 $0
Jon Ferguson (Director) $0 $0 $0
John Gordon (Director) $0 $0 $0
Thomas Hanover (Director) $0 $0 $0
Dairel Kaiser (Secretary) $0 $0 $0
James Martin (Vice Chairpe) $0 $0 $0
Amy Pritchard (Director) $0 $0 $0
Vera Rebrovich (Director) $0 $0 $0
Paul White (Chairperson) $0 $0 $0
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Document Links

990
Filed on Sept. 8, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,695,170
Expenses
$2,401,410
Net Income
$293,760
Net Assets
$10,799,802
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,154,608
79.9%
Investment Income $534,683
19.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $5,879
0.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $412,907
17.2%
Professional Fundraising Fees $0
Other Salaries and Wages $388,295
16.2%
Assets/Debt
Total Assets $92,848,088
Total Liabilities $82,048,286
Net Assets $10,799,802
Compensation
Key Employees and Officers Compensation Related Other
C Russell Abbott (President/Ce) $143,835 $0 $24,347
Karen Riel (Coo) $93,590 $0 $10,482
Robin Chappel (Vp Member So) $63,076 $0 $21,048
Leo Feldmann (Financial Of) $57,585 $0 $14,154
Terry Laws (Loan Officer) $54,821 $0 $6,120
Phil Dever (Director) $0 $0 $0
Jon Ferguson (Director) $0 $0 $0
John Gordon (Director) $0 $0 $0
Thomas Hanover (Director) $0 $0 $0
Dairel Kaiser (Secretary) $0 $0 $0
James Martin (Vice Chairpe) $0 $0 $0
Amy Pritchard (Director) $0 $0 $0
Vera Rebrovich (Director) $0 $0 $0
Paul White (Vice Chairpe) $0 $0 $0
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Document Links

990
Filed on Oct. 17, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,821,998
Expenses
$2,671,527
Net Income
$150,471
Net Assets
$11,254,416
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,101,096
74.5%
Investment Income $717,902
25.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,000
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $464,959
17.4%
Professional Fundraising Fees $0
Other Salaries and Wages $434,271
16.3%
Assets/Debt
Total Assets $88,550,590
Total Liabilities $77,296,174
Net Assets $11,254,416
Compensation
Key Employees and Officers Compensation Related Other
C Russell Abbott (President/Ce) $141,395 $0 $24,024
Karen Riel (Coo) $87,389 $0 $10,200
Rachel Miller (Vp Church Se) $69,743 $0 $8,086
Robin Chappel (Vp Member So) $56,516 $0 $25,812
Leo Feldmann (Financial Of) $56,078 $0 $13,968
Terry Laws (Loan Officer) $53,838 $0 $6,120
Phil Dever (Secretary) $0 $0 $0
Jon Ferguson (Director) $0 $0 $0
Dairel Kaiser (Director) $0 $0 $0
James Martin (Director) $0 $0 $0
Amy Pritchard (Director) $0 $0 $0
Vera Rebrovich (Director) $0 $0 $0
Samual Stover (Chairperson) $0 $0 $0
Paul White (Vice Chairpe) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 19, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 3) PDF (3 of 3)

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,886,709
Expenses
$2,482,271
Net Income
$404,438
Net Assets
$9,582,181
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,741,594
60.3%
Investment Income $819,202
28.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$44
Net Inventory Sales $0
Other Revenue $325,957
11.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $429,609
17.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $83,167,733
Total Liabilities $73,585,552
Net Assets $9,582,181

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,726,829
Expenses
$2,467,996
Net Income
$258,833
Net Assets
$9,438,245
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,692,994
62.1%
Investment Income $755,886
27.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $277,949
10.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $431,207
17.5%
Professional Fundraising Fees $0
Other Salaries and Wages $404,271
16.4%
Assets/Debt
Total Assets $85,075,055
Total Liabilities $75,636,810
Net Assets $9,438,245

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,529,124
Expenses
$2,230,619
Net Income
$298,505
Net Assets
$9,130,749
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,565,652
61.9%
Investment Income $666,773
26.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $31,299
1.2%
Net Inventory Sales $0
Other Revenue $265,400
10.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $463,817
20.8%
Professional Fundraising Fees $0
Other Salaries and Wages $304,810
13.7%
Assets/Debt
Total Assets $86,131,623
Total Liabilities $77,000,874
Net Assets $9,130,749
Compensation
Key Employees and Officers Compensation Related Other
C Russell Abbott (President / Ceo) $125,546 $0 $21,186
Rachel Miller (Vp Of Church Services) $68,240 $0 $7,394
Deborah Peetz (Compliance Officer) $59,812 $0 $12,691
Robin Chappel (Operations Officer) $59,696 $0 $18,607
Christopher Kirsch (Financial Officer) $51,132 $0 $17,259
M Christine Smith (Loan Officer) $51,075 $0 $10,889
Samuel Stover (Chairperson) $0 $0 $0
William Shannon (Vice Chairperson) $0 $0 $0
Deborah Jamerson (Secretary) $0 $0 $0
Paul White (Director) $0 $0 $0
Dairel Kaiser (Director) $0 $0 $0
James Martin (Director) $0 $0 $0
Peggy Garrison (Director) $0 $0 $0
Amy Pritchard (Director) $0 $0 $0
Harold M Stockman (Treasurer) $0 $0 $0
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990
Filed on Aug. 30, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,479,830
Expenses
$2,460,027
Net Income
$19,803
Net Assets
$8,729,457
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,548,207
62.4%
Investment Income $870,136
35.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$202,578
Net Inventory Sales $0
Other Revenue $264,065
10.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $858,847
34.9%
Assets/Debt
Total Assets $85,075,297
Total Liabilities $76,345,840
Net Assets $8,729,457
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
C Russel Abbott (Chief Executive Officer) $117,759 $0 $18,388
Rachel Miller (Vp Of Church Services) $76,175 $0 $7,244
Deborah Peetz (Compliance Officer) $56,999 $0 $11,295
Robin Chappel (Operations Officer) $56,950 $0 $17,533
Christopher Kirsch (Financial Officer) $53,493 $0 $17,122
M Christine Smith (Loan Officer) $52,746 $0 $10,344
Samuel Stover (Chairperson Of Board) $0 $0 $0
William Shannon (Chairperson Of Board) $0 $0 $0
Deborah Jamerson (Secretary) $0 $0 $0
Paul White (Director) $0 $0 $0
Dairel Kaiser (Director) $0 $0 $0
James Martin (Director) $0 $0 $0
Peggy Garrison (Director) $0 $0 $0
Phil Dever (Director) $0 $0 $0
Harold Stockman Termed 122015 (Treasurer) $0 $0 $0
John Hink Termed 112015 (Director) $0 $0 $0
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990
Filed on Nov. 15, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,207,963
Expenses
$2,729,455
Net Income
$478,508
Net Assets
$8,960,256
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,819,043
56.7%
Investment Income $1,388,920
43.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $247,143
9.1%
Professional Fundraising Fees $0
Other Salaries and Wages $667,018
24.4%
Assets/Debt
Total Assets $96,241,894
Total Liabilities $87,281,638
Net Assets $8,960,256
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
R Wayne White (Treasurer / Chief Executive Officer) $140,737 $0 $22,800
C Russell Abbott (Chief Operating Officer) $106,406 $0 $18,100
Samuel Stover (Chairperson Of Board) $0 $0 $0
William Shannon (Vice Chairperson Of Board) $0 $0 $0
Deborah Jamerson (Secretary) $0 $0 $0
Paul White (Director) $0 $0 $0
Dairel Kaiser (Director) $0 $0 $0
James Martin (Director) $0 $0 $0
Peggy Garrison (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 5, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,248,144
Expenses
$2,728,047
Net Income
$520,097
Net Assets
$5,960,241
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,620,576
49.9%
Investment Income $1,627,568
50.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $236,513
8.7%
Professional Fundraising Fees $0
Other Salaries and Wages $649,266
23.8%
Assets/Debt
Total Assets $91,422,342
Total Liabilities $85,462,101
Net Assets $5,960,241
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
R Wayne White (Treasurer / Chief Executive Officer) $135,332 $0 $26,500
C Russell Abbott (Chief Operating Officer) $101,182 $0 $12,500
Samuel Stover (Chairperson Of Board) $0 $0 $0
William Shannon (Vice Chairperson Of Board) $0 $0 $0
Deborah Jamerson (Secretary) $0 $0 $0
Kenneth Baillis (Director) $0 $0 $0
Dairel Kaiser (Director) $0 $0 $0
James Martin (Director) $0 $0 $0
Peggy Garrison (Director) $0 $0 $0
Harold Stockman (Director) $0 $0 $0
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990
Filed on May 7, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,185,687
Expenses
$2,277,889
Net Income
$907,798
Net Assets
$8,309,781
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,349,725
42.4%
Investment Income $1,835,962
57.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $162,381
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $471,637
20.7%
Assets/Debt
Total Assets $82,986,012
Total Liabilities $74,676,231
Net Assets $8,309,781

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,316,410
Expenses
$1,818,474
Net Income
$497,936
Net Assets
$5,525,233
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $980,366
42.3%
Investment Income $1,326,874
57.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $9,170
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $431,816
23.7%
Professional Fundraising Fees $0
Other Salaries and Wages $80,824
4.4%
Assets/Debt
Total Assets $56,298,969
Total Liabilities $50,773,736
Net Assets $5,525,233

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 3) PDF (3 of 3)

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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