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32 Educational Community Alliance Credit Union Inc

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$2.87M (2023)

Expenses
$2.58M (2023)

Total Assets
$58.9M (2023)

Total Liabilities
$52.4M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,865,123
Expenses
$2,580,049
Net Income
$285,074
Net Assets
$6,473,604
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,535,376
88.5%
Investment Income $329,747
11.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $126,042
4.9%
Professional Fundraising Fees $0
Other Salaries and Wages $668,604
25.9%
Assets/Debt
Total Assets $58,874,204
Total Liabilities $52,400,600
Net Assets $6,473,604
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Beth Carpenter (Chief Executive Officer) $126,042 $0 $13,700
Robert Parks (Director) $315 $0 $0
Angela Jordan (Secretary Of Board) $235 $0 $0
Bradley Aemisegger (Chairperson Of Board) $220 $0 $0
Dale Price (Vice Chairperson Of Board) $135 $0 $0
Seth Sansing (Treasurer Of Board) $100 $0 $0
David Preslan (Director (January April)) $75 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,366,913
Expenses
$2,074,123
Net Income
$292,790
Net Assets
$6,126,103
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,120,088
89.6%
Investment Income $246,825
10.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $104,552
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $562,679
27.1%
Assets/Debt
Total Assets $61,275,129
Total Liabilities $55,149,026
Net Assets $6,126,103
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Beth Carpenter (Chief Executive Officer) $104,552 $0 $13,400
David Preslan (Chairperson Of Board) $0 $0 $0
Bradley Aemisegger (Vice Chairperson Of Board) $0 $0 $0
Seth Sansing (Treasurer Of Board) $0 $0 $0
Angela Jordan (Secretary Of Board) $0 $0 $0
Robert Parks (Director) $0 $0 $0
Dale Price (Director) $0 $0 $0
Kelli Williams (Director (January April)) $0 $0 $0
Nicole Struder (Director (April December)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,244,459
Expenses
$1,915,482
Net Income
$328,977
Net Assets
$5,833,242
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,070,069
92.2%
Investment Income $174,390
7.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $103,891
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $529,425
27.6%
Assets/Debt
Total Assets $58,510,911
Total Liabilities $52,677,669
Net Assets $5,833,242
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Beth Carpenter (Chief Executive Officer) $103,891 $0 $11,800
David Preslan (Chairperson Of Board) $0 $0 $0
Bradley Aemisegger (Vice Chairperson Of Board) $0 $0 $0
Seth Sansing (Treasurer Of Board) $0 $0 $0
Angela Jordan (Secretary Of Board) $0 $0 $0
Kelli Williams (Director) $0 $0 $0
Robert Parks (Director) $0 $0 $0
Dale Price (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,363,934
Expenses
$2,151,804
Net Income
$212,130
Net Assets
$5,504,195
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,133,541
90.3%
Investment Income $230,393
9.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $95,137
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $492,931
22.9%
Assets/Debt
Total Assets $52,440,566
Total Liabilities $46,936,371
Net Assets $5,504,195
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Beth Carpenter (Chief Executive Officer) $95,137 $0 $10,900
David Preslan (Chairperson Of Board) $0 $0 $0
Bradley Aemisegger (Vice Chairperson Of Board) $0 $0 $0
Seth Sansing (Treasurer Of Board) $0 $0 $0
Angela Jordan (Secretary Of Board) $0 $0 $0
Kelli Williams (Director) $0 $0 $0
Robert Parks (Director) $0 $0 $0
Dale Price (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,585,292
Expenses
$2,225,259
Net Income
$360,033
Net Assets
$5,291,992
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,312,709
89.5%
Investment Income $272,583
10.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $88,097
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $492,649
22.1%
Assets/Debt
Total Assets $45,203,334
Total Liabilities $39,911,342
Net Assets $5,291,992
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Beth Carpenter (Chief Executive Officer) $88,097 $0 $12,700
David Preslan (Chairperson Of Board) $0 $0 $0
Bradley Aemisegger (Vice Chairperson Of Board) $0 $0 $0
Seth Sansing (Treasurer Of Board) $0 $0 $0
Angela Jordan (Secretary Of Board) $0 $0 $0
Kelli Williams (Director) $0 $0 $0
Robert Parks (Director) $0 $0 $0
Dale Price (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,514,157
Expenses
$2,363,847
Net Income
$150,310
Net Assets
$4,927,863
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,332,387
92.8%
Investment Income $181,770
7.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $86,141
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $481,497
20.4%
Assets/Debt
Total Assets $45,950,806
Total Liabilities $41,022,943
Net Assets $4,927,863
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Beth Carpenter (Chief Executive Officer) $86,141 $0 $12,500
David Preslan (Chairperson Of Board) $0 $0 $0
Bradley Aemisegger (Vice Chairperson Of Board) $0 $0 $0
Seth Sansing (Treasurer Of Board) $0 $0 $0
Angela Jordan (Secretary Of Board) $0 $0 $0
Kelli Williams (Director) $0 $0 $0
Robert Parks (Director) $0 $0 $0
Dale Price (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,298,197
Expenses
$2,056,663
Net Income
$241,534
Net Assets
$4,776,253
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,995,781
86.8%
Investment Income $302,416
13.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $78,119
3.8%
Professional Fundraising Fees $0
Other Salaries and Wages $371,211
18.0%
Assets/Debt
Total Assets $44,692,679
Total Liabilities $39,916,426
Net Assets $4,776,253
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Beth Carpenter (Chief Executive Officer) $78,119 $0 $14,300
David Preslan (Chairperson Of Board) $0 $0 $0
Bradley Aemisegger (Vice Chairperson Of Board) $0 $0 $0
Seth Sansing (Treasurer Of Board) $0 $0 $0
Angela Jordan (Secretary Of Board) $0 $0 $0
Kelli Williams (Director) $0 $0 $0
Robert Parks (Director) $0 $0 $0
Dale Price (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,072,335
Expenses
$1,982,040
Net Income
$90,295
Net Assets
$4,531,151
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,787,179
86.2%
Investment Income $285,156
13.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $77,885
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $396,872
20.0%
Assets/Debt
Total Assets $43,112,708
Total Liabilities $38,581,557
Net Assets $4,531,151
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert Tracy (Director Of Special Programs) $314,600 $0 $0
Beth Carpenter (Chief Executive Officer) $77,885 $0 $14,300
Dave Preslan (Chairperson Of Board) $0 $0 $0
Bradley Aemisegger (Vice Chairperson Of Board) $0 $0 $0
Rex Palmer (Treasurer Of Board) $0 $0 $0
Angela Jordan (Secretary Of Board) $0 $0 $0
Kelli Williams (Director) $0 $0 $0
Robert Parks (Director) $0 $0 $0
Seth Sansing (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,085,436
Expenses
$2,241,044
Net Income
-$155,608
Net Assets
$4,449,547
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,830,877
87.8%
Investment Income $254,559
12.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $75,609
3.4%
Professional Fundraising Fees $0
Other Salaries and Wages $372,357
16.6%
Assets/Debt
Total Assets $41,691,601
Total Liabilities $37,242,054
Net Assets $4,449,547
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tim Grove (Chief Lending Officer) $124,853 $0 $0
Beth Carpenter (Chief Executive Officer) $75,609 $0 $13,500
Robert Tracy (Director Of Special Programs) $11,025 $0 $0
Fred Fails (Chairman Of The Board) $0 $0 $0
Dave Preslan (Vice Chairman) $0 $0 $0
Bradley Aemisegger (Secretary) $0 $0 $0
Rex Palmer (Treasurer) $0 $0 $0
Angela Jordan (Director) $0 $0 $0
Kelli Williams (Director) $0 $0 $0
Robert Parks (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,166,674
Expenses
$2,103,278
Net Income
$63,396
Net Assets
$4,605,093
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,931,201
89.1%
Investment Income $235,473
10.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $125,992
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $407,945
19.4%
Assets/Debt
Total Assets $41,104,808
Total Liabilities $36,499,715
Net Assets $4,605,093
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Beth Carpenter (Interim Chief Executive Officer) $67,093 $0 $11,100
Robert Tracy (Director Of Special Programs) $58,899 $0 $6,300
Fred Fails (Chairman Of The Board) $0 $0 $0
Dave Preslan (Vice Chairman) $0 $0 $0
Bradley Aemisegger (Secretary) $0 $0 $0
Rex Palmer (Treasurer) $0 $0 $0
Angela Jordan (Director) $0 $0 $0
Kelli Williams (Director) $0 $0 $0
Robert Parks (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,184,221
Expenses
$2,360,984
Net Income
-$176,763
Net Assets
$4,541,310
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,952,282
89.4%
Investment Income $231,939
10.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $90,913
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $505,116
21.4%
Assets/Debt
Total Assets $41,670,055
Total Liabilities $37,128,745
Net Assets $4,541,310
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert Tracy (Ceo) $90,913 $0 $11,141
Fred Fails (Chairman Of The Board) $0 $0 $0
Dave Preslan (Vice Chairman) $0 $0 $0
Bradley Aemisegger (Secretary) $0 $0 $0
Carol Thomas (Director) $0 $0 $0
Kelli Williams (Director) $0 $0 $0
Rex Palmer (Director) $0 $0 $0
Angela Jordan (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,266,302
Expenses
$2,199,872
Net Income
$66,430
Net Assets
$4,783,894
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,047,858
90.4%
Investment Income $218,444
9.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $89,294
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $479,323
21.8%
Assets/Debt
Total Assets $42,493,315
Total Liabilities $37,709,421
Net Assets $4,783,894

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,389,393
Expenses
$2,455,614
Net Income
-$66,221
Net Assets
$4,673,653
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,144,030
89.7%
Investment Income $245,363
10.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $88,117
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $470,253
19.2%
Assets/Debt
Total Assets $43,752,840
Total Liabilities $39,079,187
Net Assets $4,673,653

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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