Everwise Credit Union

South Bend, IN
Tax-exempt since May 1969
EIN: 35-0702986

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Type of Nonprofit

Designated as a 501(c)(14) State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions

Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Revenue

$286M (2023)

Expenses

$252M (2023)

Total Assets

$5.17B (2023)

Total Liabilities

$4.8B (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Revenue

$286,472,569

Expenses

$252,322,312

Net Income

$34,150,257

Net Assets

$376,372,545

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$259,561,169	90.6%
Investment Income	$23,756,284	8.3%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$252,049	0.1%
Net Fundraising	$0
Sales of Assets	$2,218,774	0.8%
Net Inventory Sales	$0
Other Revenue	$684,293	0.2%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$3,946,609	1.6%
Professional Fundraising Fees	$0
Other Salaries and Wages	$47,074,196	18.7%

Assets/Debt
Total Assets	$5,173,106,431
Total Liabilities	$4,796,733,886
Net Assets	$376,372,545

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Jason Osterhage (Ceo)	$1,149,164	$0	$45,760
Waylon Peterson (President, Everwise Investment Services)	$567,030	$0	$49,951
Todd Brown (Svp Chief Financial Officer)	$531,894	$0	$50,260
Daniel Rousseve (Svp Chief Information Officer)	$443,173	$0	$40,939
Daniel Woodhouse (Financial Advisor Iii)	$372,126	$0	$42,310
Victoria Partaker (Mortgage Sales Manager)	$349,176	$0	$32,378
Chad Douglass (Svp Chief Lending Officer Ended 10/31/2023)	$335,987	$0	$46,735
Randall Tarter (Financial Advisor Iii)	$318,814	$0	$42,408
Jeneen L Crane (Vice President)	$281,972	$0	$38,322
Nicole Alcorn (Chief Member Experience Officer)	$262,000	$0	$32,256
Angela L Zimski (Mortgage Loan Originator)	$252,753	$0	$29,438
Vince Henderson (Chairman)	$53,664	$0	$8,421
Diane Maas (Treasurer)	$44,720	$0	$6,635
Jim Dubois (Board Member)	$41,400	$0	$6,535
John Myers (Secretary)	$41,100	$0	$8,004
Thea Kelly (Vice Chair)	$40,800	$0	$6,701
Shirley Golichowski (Assistant Secretary)	$40,200	$0	$8,907
David Aranowski (Board Member)	$39,600	$0	$4,729
Jackie Morales (Board Member)	$35,700	$0	$4,344

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990

Filed on Nov. 13, 2024

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Fiscal Year Ending Dec.
2022

Revenue

$234,639,519

Expenses

$175,893,067

Net Income

$58,746,452

Net Assets

$364,888,951

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$213,579,552	91.0%
Investment Income	$14,404,521	6.1%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$133,208	0.1%
Net Fundraising	$0
Sales of Assets	$5,795,211	2.5%
Net Inventory Sales	$0
Other Revenue	$727,027	0.3%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$3,622,007	2.1%
Professional Fundraising Fees	$0
Other Salaries and Wages	$53,752,869	30.6%

Assets/Debt
Total Assets	$4,871,999,188
Total Liabilities	$4,507,110,237
Net Assets	$364,888,951

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Waylon Peterson (President, Everwise Investment Services)	$816,550	$0	$44,751
Alberto Gonzalez (External Mortgage Originator)	$733,696	$0	$37,367
Jason Osterhage (Ceo Started 03/21/2022)	$629,950	$0	$28,812
Victoria Partaker (Mortgage Sales Manager)	$585,503	$0	$31,433
Todd Brown (Svp Chief Financial Officer)	$514,754	$0	$46,060
Randall Tarter (Financial Planner Ii)	$458,107	$0	$39,560
Daniel Rousseve (Svp Chief Information Officer)	$428,947	$0	$37,774
Jeneen L Crane (Vice President)	$418,814	$0	$31,734
Timothy Landry (Vp Commercial Loan Officer)	$407,240	$0	$46,571
Chad Douglass (Svp Chief Lending Officer)	$359,892	$0	$44,857
Nicole Alcorn (Chief Member Experience Officer)	$253,845	$0	$29,802
Vince Henderson (Chairman)	$54,442	$0	$7,877
John Myers (Secretary)	$44,912	$0	$7,651
Diane Maas (Treasurer)	$42,837	$0	$6,205
Thea Kelly (Vice Chair)	$42,300	$0	$6,524
Jim Dubois (Board Member)	$40,800	$0	$6,167
David Aranowski (Board Member)	$39,600	$0	$4,504
Jackie Morales (Board Member)	$36,000	$0	$4,166
Shirley Golichowski (Assistant Secretary)	$33,900	$0	$7,883

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990

Filed on Nov. 14, 2023

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Fiscal Year Ending Dec.
2021

Revenue

$198,079,661

Expenses

$162,672,107

Net Income

$35,407,554

Net Assets

$361,280,532

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$180,341,995	91.0%
Investment Income	$7,839,267	4.0%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$161,472	0.1%
Net Fundraising	$0
Sales of Assets	$8,962,525	4.5%
Net Inventory Sales	$0
Other Revenue	$774,402	0.4%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$4,307,220	2.6%
Professional Fundraising Fees	$0
Other Salaries and Wages	$53,410,634	32.8%

Assets/Debt
Total Assets	$4,498,999,331
Total Liabilities	$4,137,718,799
Net Assets	$361,280,532

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Paul Marsh (Ceo Ended 03/19/2021)	$1,042,230	$0	$18,116
Shawn Mc Ardle (Mortgage Manager)	$866,563	$0	$28,685
Victoria Partaker (Mortgage Sales Manager)	$846,966	$0	$28,357
Teresa Dahlgren (Mortgage Sales Manager)	$632,051	$0	$26,461
Todd Brown (Svp Chief Financial Officer)	$567,492	$0	$35,417
Waylon Peterson (Interm Ceo Started 03/2021)	$537,061	$0	$35,487
Alberto Gonzalez (External Mortgage Originator)	$516,185	$0	$22,386
Daniel Rousseve (Svp Chief Information Officer)	$477,813	$0	$28,458
Randall Tarter (Financial Planner Ii)	$462,966	$0	$28,330
Chad Douglass (Svp Chief Lending Officer)	$404,602	$0	$33,084
Nicole Alcorn (Chief Member Experience Officer)	$283,851	$0	$25,153
Louise M Arsenault (Svp General Counsel And Cco)	$277,221	$0	$16,830
Vince Henderson (Chairman)	$54,217	$0	$7,816
John Myers (Secretary)	$46,813	$0	$7,658
Diane Maas (Board Member)	$44,329	$0	$6,081
Thea Kelly (Vice Chair)	$43,500	$0	$6,328
David Aranowski (Board Member)	$42,729	$0	$4,460
Shirley Golichowski (Assistant Secretary)	$40,800	$0	$8,165
Jim Dubois (Board Member)	$39,847	$0	$5,731
Jackie Morales (Board Member)	$39,000	$0	$4,253

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990

Filed on Nov. 15, 2022

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Fiscal Year Ending Dec.
2020

Revenue

$190,118,367

Expenses

$166,547,180

Net Income

$23,571,187

Net Assets

$334,406,330

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$164,212,446	86.4%
Investment Income	$9,066,877	4.8%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$98,881	0.1%
Net Fundraising	$0
Sales of Assets	$15,957,230	8.4%
Net Inventory Sales	$0
Other Revenue	$782,933	0.4%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$3,273,487	2.0%
Professional Fundraising Fees	$0
Other Salaries and Wages	$46,674,744	28.0%

Assets/Debt
Total Assets	$4,021,204,662
Total Liabilities	$3,686,798,332
Net Assets	$334,406,330

The IRS has provided extracted financial data for this filing, but has not yet released the source documents.

Fiscal Year Ending Dec.
2019

Revenue

$169,513,222

Expenses

$145,225,143

Net Income

$24,288,079

Net Assets

$307,053,747

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$157,098,645	92.7%
Investment Income	$10,731,812	6.3%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$52,469	0.0%
Net Fundraising	$0
Sales of Assets	$583,058	0.3%
Net Inventory Sales	$0
Other Revenue	$1,047,238	0.6%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$2,858,105	2.0%
Professional Fundraising Fees	$0
Other Salaries and Wages	$37,527,609	25.8%

Assets/Debt
Total Assets	$3,347,258,974
Total Liabilities	$3,040,205,227
Net Assets	$307,053,747

990

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2018

Revenue

$151,831,106

Expenses

$132,467,338

Net Income

$19,363,768

Net Assets

$277,824,412

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$144,634,305	95.3%
Investment Income	$6,416,581	4.2%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$60,744	0.0%
Net Fundraising	$0
Sales of Assets	-$232,581
Net Inventory Sales	$0
Other Revenue	$952,057	0.6%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$3,465,220	2.6%
Professional Fundraising Fees	$0
Other Salaries and Wages	$35,097,620	26.5%

Assets/Debt
Total Assets	$3,171,131,618
Total Liabilities	$2,893,307,206
Net Assets	$277,824,412

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Paul Marsh (Ceo)	$1,025,815	$0	$43,541
Todd Brown (Svp Chief Financial Officer)	$424,501	$0	$34,383
Louise M Arsenault (Svp General Counsel And Cco)	$402,128	$0	$35,145
Daniel Rousseve (Svp Chief Information Officer)	$338,867	$0	$36,756
Randall Tarter (Financial Planner)	$310,182	$0	$30,813
Waylon Peterson (President Tcu Investment Services)	$305,941	$0	$44,329
Daniel Woodhouse (Financial Planner)	$274,514	$0	$30,150
Chad Douglass (Svp Chief Lending Officer)	$255,653	$0	$42,835
Jeneen Crane (Avp Tcu Investment Services)	$236,569	$0	$28,425
Paul Schaefer (Financial Planner)	$204,639	$0	$36,499
Dawn Lara (Svp Operations Administration)	$202,063	$0	$17,455
Nicole Alcorn (Chief Member Experience Officer)	$184,641	$0	$27,267
Vince Henderson (Chairman)	$48,878	$0	$6,041
David Sage (Vice Chairman)	$45,384	$0	$10,094
Diane Maas (Board Member)	$40,766	$0	$4,784
John Myers (Board Member)	$38,904	$0	$5,913
Shirley Golichowski (Secretary)	$38,900	$0	$6,852
Roger Thornton (Board Member)	$38,600	$0	$6,324
Jim Dubois (Board Member)	$37,400	$0	$4,776
Thea Kelly (Board Member)	$35,000	$0	$4,683
William Hojnacki (Vice Chairman (Ended 04/2018))	$18,800	$0	$2,071
Jackie Morales (Board Member)	$0	$0	$0

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990

Filed on Nov. 14, 2019

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Fiscal Year Ending Dec.
2017

Revenue

$138,493,915

Expenses

$121,035,766

Net Income

$17,458,149

Net Assets

$260,580,651

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$130,954,307	94.6%
Investment Income	$5,870,996	4.2%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$33,749	0.0%
Net Fundraising	$0
Sales of Assets	$754,457	0.5%
Net Inventory Sales	$0
Other Revenue	$880,406	0.6%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$2,822,760	2.3%
Professional Fundraising Fees	$0
Other Salaries and Wages	$32,869,100	27.2%

Assets/Debt
Total Assets	$3,127,095,775
Total Liabilities	$2,866,515,124
Net Assets	$260,580,651

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Paul Marsh (Ceo)	$741,442	$0	$64,825
Eugene Novello (Svp Chief Operating Officer)	$307,297	$0	$47,443
Daniel Rousseve (Svp Chief Information Officer)	$299,887	$0	$34,472
Waylon Peterson (Vp Investments Trust)	$284,730	$0	$60,083
Randall Tarter (Financial Planner)	$284,168	$0	$38,797
Todd Brown (Svp Chief Financial Officer)	$281,972	$0	$57,393
Louise M Arsenault (Svp Chief Legal Officer)	$276,773	$0	$41,472
Daniel Woodhouse (Financial Planner)	$238,898	$0	$41,981
Jeneen Crane (Assistant Vice President Tcu Investment Services)	$216,499	$0	$34,379
Chad Douglass (Chief Lending Officer)	$193,958	$0	$46,988
Paul Schaefer (Financial Planner)	$188,715	$0	$64,825
Nicole Alcorn (Chief Member Experience Officer)	$109,172	$0	$1,800
Dawn Lara (Chief Operations Officer)	$106,543	$0	$2,565
David Sage (Chairman)	$50,649	$0	$10,697
Vince Henderson (Board Member)	$44,558	$0	$5,486
Roger Thornton (Board Member)	$38,918	$0	$6,203
John Myers (Board Member)	$38,483	$0	$5,721
Shirley Golichowski (Assistant Secretary)	$38,000	$0	$6,700
Diane Maas (Board Member)	$37,701	$0	$4,639
Jim Dubois (Board Member)	$37,700	$0	$4,639
William Hojnacki (Vice Chairman)	$37,400	$0	$8,753
Thea Kelly (Board Member)	$36,500	$0	$4,709

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990

Filed on Nov. 15, 2018

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Fiscal Year Ending Dec.
2016

Revenue

$128,428,633

Expenses

$112,308,007

Net Income

$16,120,626

Net Assets

$240,700,986

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$121,662,927	94.7%
Investment Income	$5,237,489	4.1%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$516,761	0.4%
Net Fundraising	$0
Sales of Assets	$156,223	0.1%
Net Inventory Sales	$0
Other Revenue	$855,233	0.7%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$2,529,391	2.3%
Professional Fundraising Fees	$0
Other Salaries and Wages	$28,871,583	25.7%

Assets/Debt
Total Assets	$3,025,349,817
Total Liabilities	$2,784,648,831
Net Assets	$240,700,986

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Paul Marsh (Ceo)	$896,305	$0	$333,013
Waylon Peterson (Vp Investments Trust)	$295,803	$0	$107,495
Todd Brown (Svp Cfo)	$279,485	$0	$106,129
Louise M Arsenault (Svp Chief Legal Officer)	$268,644	$0	$94,321
Eugene Novello (Svp Chief Operating Officer)	$255,514	$0	$161,621
Randall Tarter (Financial Planner)	$251,904	$0	$62,578
Daniel Woodhouse (Financial Planner)	$249,817	$0	$68,576
Daniel Rousseve (Svp Chief Information Officer)	$248,942	$0	$89,813
Jeneen Crane (Assistant Vice President Tcu Investment Services)	$207,971	$0	$64,548
Paul Schaefer (Financial Planner)	$206,565	$0	$93,536
Rick Silvers Jan Apr (Svp Chief Retail Officer)	$152,812	$0	$14,455
David Sage (Chairman)	$54,879	$0	$12,013
Vince Henderson (Board Member)	$46,717	$0	$5,687
William Hojnacki (Vice Chairman)	$43,683	$0	$9,953
John Myers (Board Member)	$43,558	$0	$6,240
Diane Maas (Board Member)	$41,921	$0	$4,673
Jim Dubois (Board Member)	$41,000	$0	$4,814
Thea Kelly (Board Member)	$40,700	$0	$5,012
Shirley Golichowski (Assistant Secretary)	$40,400	$0	$7,276
Roger Thornton (Board Member)	$39,800	$0	$6,678
Chad Douglass Start Nov 2016 (Chief Lending Officer)	$35,032	$0	$923

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990

Filed on Nov. 15, 2017

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Fiscal Year Ending Dec.
2015

Revenue

$119,705,850

Expenses

$107,123,073

Net Income

$12,582,777

Net Assets

$228,208,860

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$114,661,011	95.8%
Investment Income	$4,929,072	4.1%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	-$58,059
Net Fundraising	$0
Sales of Assets	-$664,560
Net Inventory Sales	$0
Other Revenue	$838,386	0.7%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$2,435,084	2.3%
Professional Fundraising Fees	$0
Other Salaries and Wages	$27,952,041	26.1%

Assets/Debt
Total Assets	$2,861,691,643
Total Liabilities	$2,633,482,783
Net Assets	$228,208,860

Compensation

Key Employees and Officers	Compensation	Related	Other
Paul Marsh (Ceo)	$797,086	$0	$359,171
David Dodge (Svp Chief Operating Officer)	$355,139	$0	$38,831
Waylon Peterson (Vp Investments Trust)	$283,897	$0	$101,519
Randall Tarter (Financial Planner)	$262,383	$0	$38,150
Valerie Miller (Svp General Counsel)	$260,142	$0	$49,187
Daniel Woodhouse (Financial Planner)	$251,299	$0	$53,716
Mark Noeldner (Vp Commercial Lending)	$250,609	$0	$23,619
Rick Silvers (Svp Chief Retail Officer)	$241,739	$0	$95,873
Jeneen Crane (Assistant Vice President Tcu Investment Services)	$237,671	$0	$52,946
Todd Brown (Svp Cfo)	$237,204	$0	$107,048
Daniel Rousseve (Svp Chief Information Officer)	$207,321	$0	$88,337
Louise M Arsenault (Svp Chief Legal Officer)	$159,699	$0	$71,987
Eugene Novello (Svp Chief Lending Officer)	$128,349	$0	$83,846
David Sage (Chairman)	$48,405	$0	$10,747
John Myers (Board Member)	$36,966	$0	$5,280
Vince Henderson (Board Member)	$35,700	$0	$4,765
Roger Thornton (Board Member)	$35,196	$0	$5,661
Jim Dubois (Board Member)	$34,802	$0	$3,867
Shirley Golichowski (Assistant Secretary)	$34,600	$0	$6,274
Thea Kelly (Board Member)	$34,600	$0	$4,108
Diane Maas (Board Member)	$34,225	$0	$3,848
William Hojnacki (Vice Chairman)	$32,907	$0	$8,742

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990

Filed on Nov. 11, 2016

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Fiscal Year Ending Dec.
2014

Revenue

$116,872,967

Expenses

$103,688,852

Net Income

$13,184,115

Net Assets

$216,277,678

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$109,290,248	93.5%
Investment Income	$6,098,196	5.2%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$382,207	0.3%
Net Fundraising	$0
Sales of Assets	$478,891	0.4%
Net Inventory Sales	$0
Other Revenue	$623,425	0.5%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$2,503,147	2.4%
Professional Fundraising Fees	$0
Other Salaries and Wages	$26,889,171	25.9%

Assets/Debt
Total Assets	$2,649,806,144
Total Liabilities	$2,433,528,466
Net Assets	$216,277,678

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Paul Marsh (Ceo)	$588,073	$0	$33,268
David Dodge (Chief Operating Officer)	$323,459	$0	$22,231
Daniel Woodhouse (Financial Planner)	$281,196	$0	$22,231
Waylon Peterson (Vp Investments Trust)	$280,086	$0	$27,095
Jeneen Crane (Assistant Vice President Tcu Investment Services)	$267,871	$0	$23,067
Valerie Miller (Svp General Counsel)	$265,756	$0	$50,423
Randall Tarter (Financial Planner)	$240,606	$0	$18,824
Paul Shaefer (Financial Planner)	$185,469	$0	$30,044
Greg Danner (Sr. Vp Risk Officer)	$184,088	$0	$4,848
Todd Brown (Sr. Vp And Cfo)	$183,702	$0	$19,718
Rick Silvers (Chief Retail Officer)	$170,871	$0	$3,423
Rebecca Summers (Svp Marketing And Sales)	$160,437	$0	$3,764
Daniel Rousseve (Chief Information Officer)	$160,130	$0	$12,153
David Sage (Chairman)	$42,708	$0	$0
William Hojnacki (Vice Chairman)	$32,060	$0	$0
John Myers (Board Member)	$31,255	$0	$0
Vince Henderson (Board Member)	$31,159	$0	$0
Roger Thornton (Board Member)	$29,627	$0	$0
Thea Kelly (Board Member)	$28,300	$0	$0
Diane Maas (Board Member)	$27,965	$0	$0
Shirley Golichowski (Assistant Secretary)	$27,700	$0	$0
Jim Dubois (Board Member)	$27,400	$0	$0

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990

Filed on Nov. 13, 2015

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Fiscal Year Ending Dec.
2013

Revenue

$113,898,109

Expenses

$102,426,862

Net Income

$11,471,247

Net Assets

$197,447,292

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$109,365,946	96.0%
Investment Income	$4,534,358	4.0%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	-$14,332
Net Fundraising	$0
Sales of Assets	-$591,362
Net Inventory Sales	$0
Other Revenue	$603,499	0.5%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$3,920,769	3.8%
Professional Fundraising Fees	$0
Other Salaries and Wages	$25,003,279	24.4%

Assets/Debt
Total Assets	$2,382,590,333
Total Liabilities	$2,185,143,041
Net Assets	$197,447,292

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Paul Marsh (Ceo)	$616,021	$0	$26,436
David Dodge (Chief Lending Officer)	$276,553	$0	$54,600
Valerie Miller (Svp General Counsel)	$272,725	$0	$49,291
Amy Sink (Sr. Vp And Cfo)	$261,811	$0	$30,941
Waylon Peterson (Vp Investments Trust)	$244,578	$0	$25,592
Daniel Woodhouse (Financial Planner)	$240,318	$0	$20,777
Randall Tarter (Financial Planner)	$212,632	$0	$17,547
Greg Danner (Sr. Vp Affiliated Business)	$209,978	$0	$34,446
Jeneen Crane (Assistant Vice President Tcu Investment Services)	$197,236	$0	$18,349
Panayotis Xouris (Agent Tcu Insurance)	$185,758	$0	$44,713
Jim Unrue (President Tcu Insurance Agency)	$181,172	$0	$12,617
John Garner (Vp Indirect Lending)	$163,934	$0	$22,439
Paul Shaefer (Financial Planner)	$162,617	$0	$27,699
Rebecca Summers (Svp Marketing And Sales)	$158,693	$0	$21,122
Mark Noeldner (Vp Commercial Lending)	$142,430	$0	$25,172
Todd Brown (Chief Financial Officer)	$116,269	$0	$14,439
David Sage (Chairman)	$40,099	$0	$0
William Hojnacki (Vice Chairman)	$34,040	$0	$0
John Myers (Board Member)	$31,869	$0	$0
Diane Maas (Board Member)	$30,466	$0	$0
Vince Henderson (Board Member)	$29,250	$0	$0
Roger Thornton (Secretary)	$29,221	$0	$0
Shirley Golichowski (Assistant Secretary)	$28,150	$0	$0
Jim Dubois (Board Member)	$28,150	$0	$0
Thea Kelly (Board Member)	$26,800	$0	$0

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990

Filed on Nov. 13, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2012

Revenue

$120,016,855

Expenses

$108,754,675

Net Income

$11,262,180

Net Assets

$191,709,720

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$115,223,657	96.0%
Investment Income	$4,346,815	3.6%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$493,900	0.4%
Net Fundraising	$0
Sales of Assets	-$659,597
Net Inventory Sales	$0
Other Revenue	$612,080	0.5%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$3,874,078	3.6%
Professional Fundraising Fees	$0
Other Salaries and Wages	$27,348,125	25.1%

Assets/Debt
Total Assets	$2,349,535,058
Total Liabilities	$2,157,825,338
Net Assets	$191,709,720

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Revenue

$124,479,287

Expenses

$113,339,053

Net Income

$11,140,234

Net Assets

$176,254,802

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$121,905,097	97.9%
Investment Income	$3,375,887	2.7%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$130,659	0.1%
Net Fundraising	$0
Sales of Assets	-$1,493,189
Net Inventory Sales	$0
Other Revenue	$560,833	0.5%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$5,636,578	5.0%
Professional Fundraising Fees	$0
Other Salaries and Wages	$23,845,498	21.0%

Assets/Debt
Total Assets	$2,159,963,450
Total Liabilities	$1,983,708,648
Net Assets	$176,254,802

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

PDF (2 of 2)

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

Raw filing data. Includes EINs and summary financials as structured data.
Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated December 20, 2024

Everwise Credit Union

Organization summary

Type of Nonprofit

Details

Summary charts: organization finances over time

Revenue $286M (2023)

Expenses $252M (2023)

Total Assets $5.17B (2023)

Total Liabilities $4.8B (2023)

Tax Filings by Year

Fiscal Year Ending Dec. 2023

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2022

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2021

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2020

Extracted Financial Data

Extracted Financial Data from Form 990

No Document Links

Fiscal Year Ending Dec. 2019

Extracted Financial Data

Extracted Financial Data from Form 990

Document Links

990

Fiscal Year Ending Dec. 2018

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2017

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2016

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2015

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2014

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2013

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

Revenue

$286M (2023)

Expenses

$252M (2023)

Total Assets

$5.17B (2023)

Total Liabilities

$4.8B (2023)

Fiscal Year Ending Dec.
2023

Fiscal Year Ending Dec.
2022

Fiscal Year Ending Dec.
2021

Fiscal Year Ending Dec.
2020

Fiscal Year Ending Dec.
2019

Fiscal Year Ending Dec.
2018

Fiscal Year Ending Dec.
2017

Fiscal Year Ending Dec.
2016

Fiscal Year Ending Dec.
2015

Fiscal Year Ending Dec.
2014

Fiscal Year Ending Dec.
2013

Fiscal Year Ending Dec.
2012

Fiscal Year Ending Dec.
2011

Fiscal Year Ending Dec.
2010

Fiscal Year Ending Dec.
2009

Fiscal Year Ending Dec.
2008

Fiscal Year Ending Dec.
2007

Fiscal Year Ending May
2007

Fiscal Year Ending Dec.
2006

Fiscal Year Ending May
2006

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2005

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2005

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2004