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Tech Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$33.4M (2023)

Expenses
$26.6M (2023)

Total Assets
$527M (2023)

Total Liabilities
$479M (2023)

Years with missing data
Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$33,400,748
Expenses
$26,556,412
Net Income
$6,844,336
Net Assets
$47,995,230
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $24,716,120
74.0%
Investment Income $1,074,985
3.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $7,609,643
22.8%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $799,489
3.0%
Professional Fundraising Fees $0
Other Salaries and Wages $7,872,450
29.6%
Assets/Debt
Total Assets $527,252,079
Total Liabilities $479,256,849
Net Assets $47,995,230
Compensation
Key Employees and Officers Compensation Related Other
Eugene R Novello (President/Ceo) $327,852 $0 $44,896
Michael Casey (Executive Vice President) $183,076 $0 $49,141
Kim Carpenter (Cums Manager) $151,892 $0 $15,189
Larry Schaffer (Vice President Of Marketing) $130,975 $0 $15,527
Cris Rizzo Kratkoczki (Vice President Of Finance) $125,526 $0 $24,999
Donald Mccormick (Vice President Of Commercial Lending) $124,864 $0 $45,640
Scott Winger (Vice President Of Facilities & Physical Security) $122,115 $0 $24,494
Roseann Dennis (Vice President Of Human Resources) $106,414 $0 $42,511
Joe Machara (Chairperson) $7,000 $0 $0
Richard Young (Director) $7,000 $0 $0
Lee Lane (Director) $6,500 $0 $0
Gregory A Salvatore (Director) $6,500 $0 $0
Edward Petyo (Treasurer) $6,252 $0 $0
James Mack (2 Nd Vice Chairperson) $6,250 $0 $0
Lisa Beck (Director) $6,250 $0 $0
Luis Gonzalez (Director) $5,500 $0 $0
Walter Garbarczyk (Secretary) $5,250 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,189,269
Expenses
$20,696,239
Net Income
$2,493,030
Net Assets
$41,519,327
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,632,975
97.6%
Investment Income $258,083
1.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $298,211
1.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $746,511
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $7,141,557
34.5%
Assets/Debt
Total Assets $536,572,543
Total Liabilities $495,053,216
Net Assets $41,519,327
Compensation
Key Employees and Officers Compensation Related Other
Eugene R Novello (President/Ceo) $297,006 $0 $40,474
Kim Carpenter (Cums Manager) $176,695 $0 $17,669
Michael Casey (Executive Vice President) $176,324 $0 $44,985
Larry Schaffer (Vice President Of Marketin) $128,547 $0 $23,988
Donald Mccormick (Vice President Of Commerci) $122,196 $0 $42,764
Cris Rizzo Kratkoczki (Vice President Of Finance) $121,849 $0 $23,374
Scott Winger (Vice President Of Faciliti) $113,423 $0 $22,428
Roseann Dennis (Vice President Of Human Re) $101,983 $0 $40,973
Joe Machara (Chairperson) $6,500 $0 $0
Edward Petyo (Treasurer) $6,250 $0 $0
Walter Garbarczyk (Secretary) $6,000 $0 $0
Richard Young (Director) $6,000 $0 $0
Lisa Beck (Director) $5,500 $0 $0
James Mack (2 Nd Vice Chairperson) $5,000 $0 $0
Luis Gonzalez (Director) $3,750 $0 $0
Patricia Cordray (1 St Vice Chairperson) $1,500 $0 $0
Christine Atherton (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$20,890,462
Expenses
$18,440,676
Net Income
$2,449,786
Net Assets
$39,162,311
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $20,322,258
97.3%
Investment Income $299,578
1.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $268,626
1.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $743,544
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $6,219,382
33.7%
Assets/Debt
Total Assets $509,548,706
Total Liabilities $470,386,395
Net Assets $39,162,311
Compensation
Key Employees and Officers Compensation Related Other
Eugene R Novello (President/Ceo) $293,308 $0 $38,617
Kim Carpenter (Cums Manager) $203,050 $0 $13,693
Michael Casey (Executive Vice President) $182,675 $0 $38,776
Larry Schaffer (Vice President Of Marketing) $131,596 $0 $23,365
Donald Mccormick (Vice President Of Commercial Lending) $126,340 $0 $53,983
Cris Rizzo Kratkoczki (Vice President Of Finance) $118,454 $0 $22,463
Scott Winger (Vice President Of Facilities) $110,595 $0 $21,265
Roseann Dennis (Vice President Of Human Resources) $107,028 $0 $39,417
Joe Machara (Chairperson) $6,000 $0 $0
Lisa Beck (Director) $6,000 $0 $0
James Mack (2 Nd Vice Chairperson) $5,750 $0 $0
Edward Petyo (Treasurer) $5,750 $0 $0
Patricia Cordray (1 St Vice Chairperson) $5,500 $0 $0
Walter Garbarczyk (Secretary) $5,500 $0 $0
Christine Atherton (Director) $5,500 $0 $0
Richard Young (Director) $5,500 $0 $0
Luis Gonzalez (Director) $3,750 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$19,003,696
Expenses
$16,424,268
Net Income
$2,579,428
Net Assets
$34,205,626
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $17,071,139
89.8%
Investment Income $1,825,197
9.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $56,660
0.3%
Net Inventory Sales $0
Other Revenue $50,700
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $803,372
4.9%
Professional Fundraising Fees $0
Other Salaries and Wages $4,875,312
29.7%
Assets/Debt
Total Assets $381,167,440
Total Liabilities $346,961,814
Net Assets $34,205,626

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$17,272,387
Expenses
$14,245,724
Net Income
$3,026,663
Net Assets
$31,562,626
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $15,514,664
89.8%
Investment Income $1,457,502
8.4%
Bond Proceeds $0
Royalties $0
Rental Property Income -$386
Net Fundraising $0
Sales of Assets $64,457
0.4%
Net Inventory Sales $0
Other Revenue $236,150
1.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $693,847
4.9%
Professional Fundraising Fees $0
Other Salaries and Wages $4,421,741
31.0%
Assets/Debt
Total Assets $360,917,214
Total Liabilities $329,354,588
Net Assets $31,562,626
Compensation
Key Employees and Officers Compensation Related Other
Michael Hussey (President / Ceo) $259,162 $0 $55,667
Richard Lundstrom (Executive Vice President) $155,457 $0 $40,612
Michael Casey (Vp Of Finance) $144,579 $0 $38,371
Mary Jo Duncan (Vice President Of Lending) $116,928 $0 $21,491
Michael Nagy (Cums Manager) $114,140 $0 $37,860
Larry Schaffer (Vice President Of Marketing) $112,402 $0 $20,094
Richard Simaga (Dir. Of Commercial Lending) $106,009 $0 $33,775
Joe Machara (Chairperson) $2,050 $0 $0
Patricia Cordray (1 St Vice Chairperson) $2,050 $0 $0
Edward Petyo (Treasurer) $2,050 $0 $0
Walter Garbarczyk (Director) $1,950 $0 $0
Richard Young (Director) $1,850 $0 $0
Christine Atherton (Director) $1,800 $0 $0
James Mack (2 Nd Vice Chairperson) $1,600 $0 $0
Luis Gonzalez (Director) $1,350 $0 $0
Lisa Beck (Secretary) $1,200 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,937,838
Expenses
$13,796,508
Net Income
$1,141,330
Net Assets
$28,633,443
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,784,283
92.3%
Investment Income $1,153,603
7.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$48
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $668,264
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $4,155,261
30.1%
Assets/Debt
Total Assets $356,935,538
Total Liabilities $328,302,095
Net Assets $28,633,443
Compensation
Key Employees and Officers Compensation Related Other
Michael Hussey (President / Ceo) $253,414 $0 $53,670
Richard Lundstrom (Executive Vice President) $146,537 $0 $38,238
Michael Casey (Vp Of Finance) $138,760 $0 $37,646
Michael Nagy (Cums Manager) $116,938 $0 $37,194
Mary Jo Duncan (Vice President Of Lending) $109,712 $0 $20,363
Larry Schaffer (Vice President Of Marketing) $106,859 $0 $19,627
Richard Simaga (Dir. Of Commercial Lending) $102,675 $0 $32,401
Edward Petyo (Treasurer) $1,800 $0 $0
James Mack (2 Nd Vice Chairperson) $1,800 $0 $0
Joe Machara (Chairperson) $1,800 $0 $0
Patricia Cordray (1 St Vice Chairperson) $1,800 $0 $0
Richard Young (Director) $1,800 $0 $0
Christine Atherton (Director) $1,650 $0 $0
Lisa Beck (Secretary) $1,650 $0 $0
Walter Garbarczyk (Director) $1,500 $0 $0
Luis Gonzalez (Director) $1,350 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,321,695
Expenses
$13,617,003
Net Income
$704,692
Net Assets
$27,345,616
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,353,134
93.2%
Investment Income $907,971
6.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $60,590
0.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $645,828
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $4,104,488
30.1%
Assets/Debt
Total Assets $346,316,433
Total Liabilities $318,970,817
Net Assets $27,345,616
Compensation
Key Employees and Officers Compensation Related Other
Michael Hussey (President / Ceo) $240,788 $0 $46,855
Richard Lundstrom (Executive Vice President) $144,432 $0 $41,108
Michael Casey (Vp Of Finance) $136,033 $0 $36,612
Mary Jo Duncan (Vice President Of Lending) $108,115 $0 $23,042
Larry Schaffer (Vice President Of Marketin) $103,942 $0 $18,884
Richard Simaga (Dir. Of Commercial Lending) $100,449 $0 $36,938
Joe Machara (Chairperson) $1,800 $0 $0
Edward Petyo (Treasurer) $1,800 $0 $0
Patricia Cordray (1 St Vice Chairperson) $1,800 $0 $0
Walter Garbarczyk (Director) $1,800 $0 $0
James Mack (2 Nd Vice Chairperson) $1,650 $0 $0
Christine Atherton (Director) $1,650 $0 $0
Lisa Beck (Secretary) $1,500 $0 $0
Richard Young (Director) $1,500 $0 $0
John Lewers (Director Part Year) $300 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,958,944
Expenses
$12,898,516
Net Income
$1,060,428
Net Assets
$26,788,290
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,795,508
91.7%
Investment Income $980,471
7.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $37,154
0.3%
Net Fundraising $0
Sales of Assets $145,811
1.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $648,130
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $3,867,249
30.0%
Assets/Debt
Total Assets $330,848,432
Total Liabilities $304,060,142
Net Assets $26,788,290
Compensation
Key Employees and Officers Compensation Related Other
Michael Hussey (President / Ceo) $243,271 $0 $39,160
Richard Lundstrom (Executive Vice President) $151,069 $0 $31,776
Michael Casey (Comptroller) $136,887 $0 $31,267
Mary Jo Duncan (Vice President Of Lending) $109,123 $0 $18,000
Richard Simaga (Dir. Of Commercial Lending) $105,405 $0 $27,328
Larry Schaffer (Vice President Of Marketing) $101,744 $0 $17,201
Joe Machara (1 St Vice Chairperson) $1,800 $0 $0
Edward Petyo (Secretary) $1,800 $0 $0
Patricia Cordray (2 Nd Vice Chairperson) $1,800 $0 $0
James Mack (Treasurer) $1,650 $0 $0
Christine Atherton (Director) $1,650 $0 $0
Walter Garbarczyk (Director) $1,500 $0 $0
John Lewers (Director) $1,500 $0 $0
Richard Young (Chairperson) $1,500 $0 $0
Lisa Beck (Director) $1,500 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,462,407
Expenses
$13,698,561
Net Income
-$236,154
Net Assets
$25,842,431
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,046,348
59.8%
Investment Income $1,037,289
7.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $37,015
0.3%
Net Fundraising $0
Sales of Assets $21,125
0.2%
Net Inventory Sales $0
Other Revenue $4,320,630
32.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $893,726
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $3,619,373
26.4%
Assets/Debt
Total Assets $321,489,659
Total Liabilities $295,647,228
Net Assets $25,842,431
Compensation
Key Employees and Officers Compensation Related Other
Michael Hussey (President/Ceo) $240,060 $0 $46,476
Richard Lundstrom (Executive Vice President) $149,211 $0 $33,641
Michael Casey (Comptroller) $134,817 $0 $31,390
Mary Jo Duncan (Vice President Of Lending) $107,717 $0 $18,108
Richard Simaga (Director Of Commercial Len) $104,594 $0 $27,712
Patricia Cordray (Director) $1,800 $0 $0
Walter J Garbarczyk (Director) $1,800 $0 $0
Dorothy Sue Landske (Secretary) $1,800 $0 $0
Edward Petyo (Director) $1,800 $0 $0
Christine Atherton (Director) $1,650 $0 $0
John Lewers (Director) $1,650 $0 $0
Joe Machara (Director) $1,650 $0 $0
James Mack (Treasurer) $1,650 $0 $0
Richard Young (Chairman) $1,500 $0 $0
Lisa Beck (Director) $1,350 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,556,381
Expenses
$13,132,965
Net Income
$423,416
Net Assets
$26,070,463
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,176,848
60.3%
Investment Income $1,047,664
7.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $35,849
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $4,296,020
31.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $880,965
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $3,562,359
27.1%
Assets/Debt
Total Assets $320,353,160
Total Liabilities $294,282,697
Net Assets $26,070,463
Compensation
Key Employees and Officers Compensation Related Other
Michael Hussey (President/Ceo) $236,716 $0 $45,967
Richard Lundstrom (Executive Vice President) $146,682 $0 $33,246
Michael Casey (Comptroller) $132,664 $0 $31,053
Mary Jo Duncan (Vice President Of Lending) $106,022 $0 $17,966
Richard Simaga (Director Of Commercial Lending) $103,505 $0 $27,143
Patricia Cordray (Director) $1,800 $0 $0
Edward Petyo (Director) $1,800 $0 $0
Christine Atherton (Director) $1,650 $0 $0
Joe Machara (Director) $1,650 $0 $0
James Mack (Treasurer) $1,650 $0 $0
Richard Young (Chairman) $1,650 $0 $0
Walter J Garbarczyk (Director) $1,500 $0 $0
John Lewers (Director) $1,500 $0 $0
Dorothy Sue Landske (Secretary) $1,350 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,811,215
Expenses
$12,855,070
Net Income
$956,145
Net Assets
$25,647,278
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,107,754
58.7%
Investment Income $1,134,316
8.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $35,287
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $4,533,858
32.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,010,750
7.9%
Professional Fundraising Fees $0
Other Salaries and Wages $3,364,959
26.2%
Assets/Debt
Total Assets $310,700,667
Total Liabilities $285,053,389
Net Assets $25,647,278

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,804,292
Expenses
$12,941,088
Net Income
$863,204
Net Assets
$24,640,601
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,245,572
59.7%
Investment Income $972,279
7.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $36,572
0.3%
Net Fundraising $0
Sales of Assets -$41,613
Net Inventory Sales $0
Other Revenue $4,591,482
33.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $717,236
5.5%
Professional Fundraising Fees $0
Other Salaries and Wages $3,415,992
26.4%
Assets/Debt
Total Assets $294,603,795
Total Liabilities $269,963,194
Net Assets $24,640,601

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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