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One Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$14.1M (2023)

Expenses
$13.4M (2023)

Total Assets
$245M (2023)

Total Liabilities
$230M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,131,695
Expenses
$13,373,646
Net Income
$758,049
Net Assets
$15,047,381
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,227,707
93.6%
Investment Income $887,773
6.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $16,215
0.1%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $760,082
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $2,968,217
22.2%
Assets/Debt
Total Assets $245,207,861
Total Liabilities $230,160,480
Net Assets $15,047,381
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Brett A Smith (Ceo) $287,021 $0 $0
David Maclean (Cfo) $174,486 $0 $0
Nathan D Cobb (Coo) $163,567 $0 $0
Randy Butler (Svp Of Retail) $135,008 $0 $0
Jeff Taft (Chairman/Board Of Directors) $0 $0 $0
Jack Mitchell (Vice Chair/Director) $0 $0 $0
Robert Reardon (Treasurer/Director) $0 $0 $0
Benjamin Drugg (Secreatry/Director) $0 $0 $0
John Padgett (Director) $0 $0 $0
Timothy Anderson (Director) $0 $0 $0
Meghan Hanson (Director) $0 $0 $0
Denise Myers (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,338,999
Expenses
$9,466,832
Net Income
$1,872,167
Net Assets
$14,249,692
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,561,371
93.1%
Investment Income $659,390
5.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $118,238
1.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $483,768
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $2,578,464
27.2%
Assets/Debt
Total Assets $245,966,696
Total Liabilities $231,717,004
Net Assets $14,249,692
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Brett A Smith (Ceo) $226,392 $0 $0
David Maclean (Cfo) $149,568 $0 $0
Nathan D Cobb (Coo) $128,243 $0 $0
Jeff Taft (Chairman/Board Of Directors) $0 $0 $0
Jack Mitchell (Vice Chair/Director) $0 $0 $0
Robert Reardon (Treasurer/Director) $0 $0 $0
Benjamin Drugg (Secreatry/Director) $0 $0 $0
John Padgett (Director) $0 $0 $0
Timothy Anderson (Director) $0 $0 $0
Pete Fournier (Director) $0 $0 $0
Denise Myers (Director) $0 $0 $0
Meghan Hanson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,424,805
Expenses
$8,824,768
Net Income
$600,037
Net Assets
$16,326,990
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,958,836
95.1%
Investment Income $258,233
2.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $207,736
2.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $388,122
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $2,510,241
28.4%
Assets/Debt
Total Assets $231,054,967
Total Liabilities $214,727,977
Net Assets $16,326,990
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Brett A Smith (Ceo) $172,722 $0 $0
Nathan D Cobb (Coo) $112,681 $0 $0
David Maclean (Cfo) $102,719 $0 $0
Jeff Taft (Chairman/Board Of Directors) $0 $0 $0
Jack Mitchell (Vice Chair/Director) $0 $0 $0
Robert Reardon (Treasurer/Director) $0 $0 $0
Benjamin Drugg (Secreatry/Director) $0 $0 $0
John Padgett (Director) $0 $0 $0
Timothy Anderson (Director) $0 $0 $0
Cheyenne F Holland (Director) $0 $0 $0
Pete Fournier (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,334,014
Expenses
$8,820,127
Net Income
$513,887
Net Assets
$16,500,002
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,672,293
92.9%
Investment Income $442,305
4.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $219,416
2.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $386,332
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $2,565,417
29.1%
Assets/Debt
Total Assets $209,809,896
Total Liabilities $193,309,894
Net Assets $16,500,002
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Brett A Smith (Ceo) $171,370 $0 $0
Nathan D Cobb (Coo) $109,166 $0 $0
Judith E O Soules (Cfo) $105,795 $0 $0
John Padgett (Director) $0 $0 $0
Robert Reardon (Treasurer/Director) $0 $0 $0
John Clark (Director) $0 $0 $0
Jack Mitchell (Vice Chair/Director) $0 $0 $0
Linda Moore (Director) $0 $0 $0
Benjamin Drugg (Secreatry/Director) $0 $0 $0
Timothy Anderson (Director) $0 $0 $0
Jeff Taft (Chairman/Board Of Directors) $0 $0 $0
Cheyenne F Holland (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,478,599
Expenses
$8,862,435
Net Income
$616,164
Net Assets
$15,829,642
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,846,740
93.3%
Investment Income $521,327
5.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $110,532
1.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $376,896
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $2,406,656
27.2%
Assets/Debt
Total Assets $174,974,821
Total Liabilities $159,145,179
Net Assets $15,829,642
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Brett A Smith (Ceo) $161,337 $0 $0
Judith E O Soules (Cfo) $125,069 $0 $0
Nathan D Cobb (Chief Lending Officer) $106,855 $0 $0
John Padgett (Director) $0 $0 $0
Robert Reardon (Treasurer/Board Of Directors) $0 $0 $0
John Clark (Director) $0 $0 $0
Jack Mitchell (Director) $0 $0 $0
Richard North (Vice Chairperson, Director) $0 $0 $0
Linda Moore (Board Member) $0 $0 $0
Benjamin Drugg (Secreatry, Director) $0 $0 $0
Timothy Anderson (Director) $0 $0 $0
Jeff Taft (Chairman/Board Of Directors) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,116,717
Expenses
$9,243,254
Net Income
$873,463
Net Assets
$14,826,510
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,774,846
96.6%
Investment Income $386,059
3.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$44,188
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $330,528
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $2,598,111
28.1%
Assets/Debt
Total Assets $170,480,780
Total Liabilities $155,654,270
Net Assets $14,826,510
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Brett A Smith (Ceo) $132,135 $0 $0
Judith E O Soules (Cfo) $103,674 $0 $0
Nathan D Cobb (Chief Lending Officer) $94,719 $0 $0
John Padgett (Director) $0 $0 $0
Jeff Taft (Chairman/Board Of Directors) $0 $0 $0
Robert Reardon (Treasurer/Board Of Directors) $0 $0 $0
John Clark (Director) $0 $0 $0
Jack Mitchell (Director) $0 $0 $0
Richard North (Vice Chairperson, Director) $0 $0 $0
Linda Moore (Board Member) $0 $0 $0
Benjamin Drugg (Secreatry, Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,883,791
Expenses
$7,302,284
Net Income
$581,507
Net Assets
$14,091,294
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,522,644
95.4%
Investment Income $403,516
5.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$42,369
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $256,262
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $2,214,050
30.3%
Assets/Debt
Total Assets $153,738,072
Total Liabilities $139,646,778
Net Assets $14,091,294
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Brett A Smith (Ceo) $112,447 $0 $0
Nathan D Cobb (Vice President Lending) $89,980 $0 $0
Judith E O Soules (Cfo) $53,836 $0 $0
Jeff Taft (Chairman/Board Of Directors) $0 $0 $0
Robert Reardon (Treasurer/Board Of Directors) $0 $0 $0
John Clark (Director) $0 $0 $0
Jack Mitchell (Director) $0 $0 $0
Richard North (Vice Chairperson, Director) $0 $0 $0
Linda Moore (Secretary,Director) $0 $0 $0
John Padgett (Director) $0 $0 $0
Benjamin Drugg (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,143,803
Expenses
$8,172,862
Net Income
-$1,029,059
Net Assets
$13,440,073
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,950,217
97.3%
Investment Income $365,584
5.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$171,998
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $212,060
2.6%
Professional Fundraising Fees $0
Other Salaries and Wages $2,131,414
26.1%
Assets/Debt
Total Assets $141,682,886
Total Liabilities $128,242,813
Net Assets $13,440,073
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jerry Cross (Ceo/President) $111,918 $0 $0
Brett A Smith (Cfo) $100,142 $0 $0
Jeff Taft (Chairman/Board Of Directors) $0 $0 $0
Robert Reardon (Treasurer/Board Of Directors) $0 $0 $0
John Clark (Director) $0 $0 $0
Jack Mitchell (Director) $0 $0 $0
Richard North (Vice Chairperson, Director) $0 $0 $0
Linda Moore (Secretary,Director) $0 $0 $0
Barbara Menard (Director) $0 $0 $0
C Martin Prevost (Director) $0 $0 $0
John Padgett (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,149,117
Expenses
$6,824,689
Net Income
$324,428
Net Assets
$14,670,554
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,903,996
96.6%
Investment Income $321,418
4.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$76,297
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $2,312,968
33.9%
Assets/Debt
Total Assets $139,056,792
Total Liabilities $124,386,238
Net Assets $14,670,554
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jerry Cross (Ceo/President) $112,375 $0 $0
Jeff Taft (Chairman/Board Of Directors) $0 $0 $0
Robert Reardon (Treasurer/Board Of Directors) $0 $0 $0
John Clark (Director) $0 $0 $0
Jack Mitchell (Director) $0 $0 $0
Richard North (Vice Chairperson, Director) $0 $0 $0
Linda Moore (Director) $0 $0 $0
Barbara Menard (Secretary; Director) $0 $0 $0
C Martin Prevost (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,629,428
Expenses
$6,387,447
Net Income
$241,981
Net Assets
$14,695,481
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,385,754
96.3%
Investment Income $243,674
3.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $2,249,658
35.2%
Assets/Debt
Total Assets $132,333,212
Total Liabilities $117,637,731
Net Assets $14,695,481
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jerry Cross (Ceo/President) $105,893 $0 $0
Jeff Taft (Chairman/Board Of Directors) $0 $0 $0
Robert Reardon (Treasurer/Board Of Directors) $0 $0 $0
John Clark (Director) $0 $0 $0
Jack Mitchell (Directors) $0 $0 $0
Richard North (Vice Chairperson, Board Member) $0 $0 $0
Linda Moore (Secretary, Board Member) $0 $0 $0
Barbara Menard (Director) $0 $0 $0
C Martin Prevost (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,039,074
Expenses
$6,005,596
Net Income
$33,478
Net Assets
$14,764,048
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,794,803
96.0%
Investment Income $244,271
4.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $2,134,437
35.5%
Assets/Debt
Total Assets $131,172,928
Total Liabilities $116,408,880
Net Assets $14,764,048
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jerry Cross (Ceo/President) $107,243 $0 $0
Timothy Golden (Senior Vice President) $102,170 $0 $0
Jeff Taft (Chairman/Board Of Directors) $0 $0 $0
Robert Reardon (Treasurer/Board Of Directors) $0 $0 $0
John Clark (Director) $0 $0 $0
Jack Mitchell (Directors) $0 $0 $0
Richard North (Vice Chairperson, Board Member) $0 $0 $0
Linda Moore (Secretary, Board Member) $0 $0 $0
Karen Grady (Director) $0 $0 $0
Barbara Menard (Director) $0 $0 $0
C Martin Prevost (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,406,411
Expenses
$5,314,299
Net Income
$92,112
Net Assets
$14,983,959
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,139,165
95.1%
Investment Income $267,246
4.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,821,972
34.3%
Assets/Debt
Total Assets $130,460,265
Total Liabilities $115,476,306
Net Assets $14,983,959

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,031,501
Expenses
$5,851,507
Net Income
-$820,006
Net Assets
$15,039,879
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,660,211
92.6%
Investment Income $371,290
7.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,888,559
32.3%
Assets/Debt
Total Assets $123,886,563
Total Liabilities $108,846,684
Net Assets $15,039,879

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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