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Csa Fraternal Life

Organization summary

Type of Nonprofit

Designated as a Fraternal beneficiary societies and associations, which provide payment of life, sickness, accident or other benefits to members.

Donations to this organization are tax deductible.

Summary charts: organization finances over time

Revenue
$19.5M (2023)

Expenses
$21.3M (2023)

Total Assets
$97.8M (2023)

Total Liabilities
$94.8M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$19,467,110
Expenses
$21,259,586
Net Income
-$1,792,476
Net Assets
$3,024,924
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $15,343,622
78.8%
Investment Income $3,771,506
19.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $351,982
1.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $325,175
1.5%
Professional Fundraising Fees $0
Other Salaries and Wages $872,671
4.1%
Assets/Debt
Total Assets $97,817,744
Total Liabilities $94,792,820
Net Assets $3,024,924
Compensation
Key Employees and Officers Compensation Related Other
John Kielczewski (Director/President) $225,108 $0 $29,645
Julie Souza (Sales Manager) $137,192 $0 $22,603
Matthew Koski (Secretary/Tresurer) $100,067 $0 $0
Irma Farrell (Chairman Of The Board) $11,000 $0 $0
Diane Dibiance (Director) $8,000 $0 $0
Kenneth Dvorsky (Director) $8,000 $0 $0
Thomas Ledvina (Director) $8,000 $0 $0
Cary Mentzer (Director) $8,000 $0 $0
Terry Placek (Director) $8,000 $0 $0
Carol Tranter (Director) $8,000 $0 $0
Paul Vavrasek (Director) $8,000 $0 $0
Connie Wolf (Director) $8,000 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$24,248,357
Expenses
$22,559,697
Net Income
$1,688,660
Net Assets
$4,739,310
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $17,912,214
73.9%
Investment Income $6,947,718
28.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$779,111
Net Inventory Sales $0
Other Revenue $167,536
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $331,726
1.5%
Professional Fundraising Fees $0
Other Salaries and Wages $924,696
4.1%
Assets/Debt
Total Assets $105,903,902
Total Liabilities $101,164,592
Net Assets $4,739,310
Compensation
Key Employees and Officers Compensation Related Other
John Kielczewski (Director/President) $192,484 $0 $25,861
Matthew Koski (Secretary/Tresurer) $139,242 $0 $26,516
Julie Souza (Sales Manager) $118,770 $0 $20,541
Irma Farrell (Chairman Of The Board) $9,250 $0 $0
Diane Dibiance (Director) $6,250 $0 $0
Kenneth Dvorsky (Director) $6,250 $0 $0
Thomas Ledvina (Director) $6,250 $0 $0
Cary Mentzer (Director) $6,250 $0 $0
Terry Placek (Director) $6,250 $0 $0
Carol Tranter (Director) $6,250 $0 $0
Paul Vavrasek (Director) $6,250 $0 $0
Connie Wolf (Director) $6,250 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$24,229,439
Expenses
$23,965,368
Net Income
$264,071
Net Assets
$4,216,401
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $17,069,817
70.5%
Investment Income $6,934,143
28.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $225,479
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $533,658
2.2%
Professional Fundraising Fees $0
Other Salaries and Wages $757,858
3.2%
Assets/Debt
Total Assets $138,191,807
Total Liabilities $133,975,406
Net Assets $4,216,401
Compensation
Key Employees and Officers Compensation Related Other
John Kielczewski (Director/President) $194,550 $0 $24,308
Matthew Koski (Secretary/Tresurer) $136,678 $0 $24,651
Julie Souza (Sales Manager) $108,346 $0 $21,312
Irma Farrell (Chairman Of The Board) $9,500 $0 $0
Diane Dibiance (Director) $6,500 $0 $0
Kenneth Dvorsky (Director) $6,500 $0 $0
Thomas Ledvina (Director) $6,500 $0 $0
Cary Mentzer (Director) $6,500 $0 $0
Terry Placek (Director) $6,500 $0 $0
Carol Tranter (Director) $6,500 $0 $0
Paul Vavrasek (Director) $6,500 $0 $0
Connie Wolf (Director) $6,500 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$21,546,666
Expenses
$21,097,816
Net Income
$448,850
Net Assets
$4,047,185
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,528,460
67.4%
Investment Income $7,018,136
32.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $70
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $361,904
1.7%
Professional Fundraising Fees $0
Other Salaries and Wages $913,915
4.3%
Assets/Debt
Total Assets $135,999,994
Total Liabilities $131,952,809
Net Assets $4,047,185
Compensation
Key Employees and Officers Compensation Related Other
John Kielczewski (Director/President) $186,789 $0 $22,559
Matthew Koski (Secretary/Tresurer) $129,937 $0 $22,619
Julie Souza (Sales Manager) $105,111 $0 $20,809
Thomas Hummel (Accounting Manager) $100,249 $0 $8,085
Irma Farrell (Chairman Of The Board) $9,000 $0 $0
Diane Dibiance (Director) $6,000 $0 $0
Kenneth Dvorsky (Director) $6,000 $0 $0
Thomas Ledvina (Director) $6,000 $0 $0
Cary Mentzer (Director) $6,000 $0 $0
Terry Placek (Director) $6,000 $0 $0
Carol Tranter (Director) $6,000 $0 $0
Paul Vavrasek (Director) $6,000 $0 $0
Connie Wolf (Director) $6,000 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$21,928,003
Expenses
$21,835,441
Net Income
$92,562
Net Assets
$3,674,216
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $15,259,709
69.6%
Investment Income $6,667,720
30.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $574
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $498,478
2.3%
Professional Fundraising Fees $0
Other Salaries and Wages $779,596
3.6%
Assets/Debt
Total Assets $134,781,889
Total Liabilities $131,107,673
Net Assets $3,674,216
Compensation
Key Employees and Officers Compensation Related Other
John Kielczewski (Director/President) $184,226 $0 $21,640
Matthew Koski (Secretary/Treasurer) $124,723 $0 $22,517
Julie Souza (Sales Manager) $111,575 $0 $25,904
James Kovak (Treasurer (Thru 7/19)) $77,715 $0 $8,908
Irma Farrell (Chairman Of The Board) $9,250 $0 $0
Diane Dibianca (Director) $6,250 $0 $0
Kenneth Dvorsky (Director) $6,250 $0 $0
Thomas Ledvina (Director) $6,250 $0 $0
Cary Mentzer (Director) $6,250 $0 $0
Terry Placek (Director) $6,250 $0 $0
Carol Tranter (Director) $6,250 $0 $0
Paul Vavrasek (Director) $6,250 $0 $0
Connie Wolf (Director) $5,750 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$18,854,664
Expenses
$18,634,790
Net Income
$219,874
Net Assets
$3,616,638
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,858,244
62.9%
Investment Income $7,017,097
37.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$20,857
Net Inventory Sales $0
Other Revenue $180
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $505,294
2.7%
Professional Fundraising Fees $0
Other Salaries and Wages $763,981
4.1%
Assets/Debt
Total Assets $139,664,388
Total Liabilities $136,047,750
Net Assets $3,616,638
Compensation
Key Employees and Officers Compensation Related Other
John Kielczewski (Director/President) $173,900 $0 $21,914
James Kovak (Treasurer) $115,668 $0 $9,400
Matthew Koski (Secretary) $112,107 $0 $22,555
Irma Farrell (Chairman Of The Board) $8,250 $0 $0
Kenneth Dvorsky (Director) $5,250 $0 $0
Thomas Ledvina (Director) $5,250 $0 $0
Terry Placek (Director) $5,250 $0 $0
Carol Tranter (Director) $5,250 $0 $0
Paul Vavrasek (Director) $5,250 $0 $0
Connie Wolf (Director) $5,250 $0 $0
Diane Dibianca (Director) $4,750 $0 $0
Adam Wilt (Vice Chairman Of The Board) $3,750 $0 $0
Cary Mentzer (Director) $1,500 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$15,092,070
Expenses
$15,071,166
Net Income
$20,904
Net Assets
$3,467,342
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,845,996
52.0%
Investment Income $7,229,747
47.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$6,478
Net Inventory Sales $0
Other Revenue $22,805
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $510,932
3.4%
Professional Fundraising Fees $0
Other Salaries and Wages $809,027
5.4%
Assets/Debt
Total Assets $140,716,045
Total Liabilities $137,248,703
Net Assets $3,467,342
Compensation
Key Employees and Officers Compensation Related Other
John Kielczewski (Director/President) $173,076 $0 $26,897
James Kovak (Treasurer) $110,943 $0 $12,160
Matthew Koski (Secretary) $106,199 $0 $31,907
Irma Farrell (Chairman Of The Board) $8,250 $0 $0
Kenneth Dvorsky (Director) $5,250 $0 $0
Paul Vavrasek (Director) $5,250 $0 $0
Carol Tranter (Director) $5,250 $0 $0
Adam Wilt (Vice Chairman Of The Board) $5,250 $0 $0
Connie Wolf (Director) $5,250 $0 $0
Terry Placek (Director) $5,250 $0 $0
Thomas Ledvina (Director) $5,250 $0 $0
Diane Dibianca (Director) $4,750 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$15,534,255
Expenses
$15,264,908
Net Income
$269,347
Net Assets
$3,545,701
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,312,761
53.5%
Investment Income $7,297,386
47.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$75,892
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $483,688
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $806,899
5.3%
Assets/Debt
Total Assets $139,796,325
Total Liabilities $136,250,624
Net Assets $3,545,701
Compensation
Key Employees and Officers Compensation Related Other
John Kielczewski (Director/President) $163,055 $0 $25,937
James Kovak (Treasurer) $103,288 $0 $11,572
Matthew Koski (Secretary) $98,361 $0 $33,475
Irma Farrell (Chairman Of The Board) $8,000 $0 $0
Kenneth Dvorsky (Director) $5,000 $0 $0
Paul Vavrasek (Director) $5,000 $0 $0
Carol Tranter (Director) $5,000 $0 $0
Adam Wilt (Vice Chairman Of The Board) $5,000 $0 $0
Connie Wolf (Director) $5,000 $0 $0
Terry Placek (Director) $5,000 $0 $0
Diane Dibianca (Director) $5,000 $0 $0
Thomas Ledvina (Director) $5,000 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$18,486,978
Expenses
$18,219,783
Net Income
$267,195
Net Assets
$3,545,649
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,065,832
59.9%
Investment Income $7,421,146
40.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $468,950
2.6%
Professional Fundraising Fees $0
Other Salaries and Wages $761,776
4.2%
Assets/Debt
Total Assets $139,818,734
Total Liabilities $136,273,085
Net Assets $3,545,649
Compensation
Key Employees and Officers Compensation Related Other
John Kielczewski (Director/President) $162,764 $0 $21,492
James Kovak (Treasurer) $103,138 $0 $8,582
Dale Novak (It Director) $101,842 $0 $23,687
Matthew Koski (Secretary) $98,724 $0 $26,500
Irma Farrell (Chairman Of The Board) $8,000 $0 $0
Kenneth Dvorsky (Director) $5,000 $0 $0
Paul Vavrasek (Director) $5,000 $0 $0
Adam Wilt (Vice Chairman Of The Board) $5,000 $0 $0
Connie Wolf (Director) $5,000 $0 $0
Terry Placek (Director) $5,000 $0 $0
Diane Dibianca (Director) $5,000 $0 $0
Carol Tranter (Director) $4,500 $0 $0
Charles Nejdl (Director) $2,750 $0 $0
Thomas Ledvina (Director) $2,500 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$15,576,182
Expenses
$15,011,891
Net Income
$564,291
Net Assets
$3,447,431
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,048,525
51.7%
Investment Income $7,535,237
48.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$7,580
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $442,480
2.9%
Professional Fundraising Fees $0
Other Salaries and Wages $815,721
5.4%
Assets/Debt
Total Assets $135,293,220
Total Liabilities $131,845,789
Net Assets $3,447,431
Compensation
Key Employees and Officers Compensation Related Other
John Kielczewski (Director/President) $159,807 $0 $28,023
Matthew Koski (Secretary) $81,727 $0 $26,868
James Kovak (Treasurer) $44,955 $0 $4,026
Brian Miller (Secretary/Treasurer) $42,016 $0 $5,308
Irma Farrell (Chairman Of The Board) $8,250 $0 $0
Kenneth Dvorsky (Director) $5,250 $0 $0
Paul Vavrasek (Director) $5,250 $0 $0
Carol Tranter (Director) $5,250 $0 $0
Adam Wilt (Vice Chairman Of The Board) $5,250 $0 $0
Connie Wolf (Director) $5,250 $0 $0
Terry Placek (Director) $5,250 $0 $0
Jerry Fiema (Director) $3,750 $0 $0
Marjorie Nejdl (Director) $3,750 $0 $0
Charles Nejdl (Director) $1,250 $0 $0
Diane Dibianca (Director) $1,250 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,900,179
Expenses
$16,768,528
Net Income
$131,651
Net Assets
$3,207,313
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,151,425
60.1%
Investment Income $7,342,584
43.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$593,830
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $384,449
2.3%
Professional Fundraising Fees $0
Other Salaries and Wages $735,938
4.4%
Assets/Debt
Total Assets $134,342,512
Total Liabilities $131,135,199
Net Assets $3,207,313
Compensation
Key Employees and Officers Compensation Related Other
John Kielczewski (Director/Ceo) $146,818 $0 $25,859
Brian Miller (Secretary/Treasurer) $98,680 $0 $12,598
Robert Monzo (Coo) $41,942 $0 $9,266
Irma Farrell (Chairman Of The Board) $8,250 $0 $0
Kenneth Dvorsky (Director) $5,250 $0 $0
Marjorie Nejdl (Director) $5,250 $0 $0
Paul Vavrasek (Director) $5,250 $0 $0
Carol Tranter (Director) $5,250 $0 $0
Adam Wilt (Vice Chairman Of The Board) $5,250 $0 $0
Connie Wolf (Director) $5,250 $0 $0
Terry Placek (Director) $5,250 $0 $0
Jerry Fiema (Director) $4,750 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$18,351,547
Expenses
$17,863,230
Net Income
$488,317
Net Assets
$3,001,813
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,321,080
61.7%
Investment Income $7,650,405
41.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$647,326
Net Inventory Sales $0
Other Revenue $27,388
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $361,948
2.0%
Professional Fundraising Fees $0
Other Salaries and Wages $751,640
4.2%
Assets/Debt
Total Assets $132,101,476
Total Liabilities $129,099,663
Net Assets $3,001,813

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$19,100,943
Expenses
$19,632,436
Net Income
-$531,493
Net Assets
$2,325,711
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,013,304
62.9%
Investment Income $7,626,283
39.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$543,566
Net Inventory Sales $0
Other Revenue $4,922
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $382,400
1.9%
Professional Fundraising Fees $0
Other Salaries and Wages $818,543
4.2%
Assets/Debt
Total Assets $125,367,144
Total Liabilities $123,041,433
Net Assets $2,325,711

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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