Skip to content
ProPublica Donate
ProPublica Donate

Andigo Credit Union

  • Schaumburg, IL
  • Tax-exempt since Jan. 1980
  • EIN: 36-1508191

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$43.5M (2019)

Expenses
$37.6M (2019)

Total Assets
$850M (2019)

Total Liabilities
$746M (2019)

Source: Form 990 tax filings from 2011 to 2019

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending May
2020

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$43,497,190
Expenses
$37,616,202
Net Income
$5,880,988
Net Assets
$104,061,394
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $36,101,951
83.0%
Investment Income $7,395,239
17.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,701,356
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $850,101,906
Total Liabilities $746,040,512
Net Assets $104,061,394
Compensation
Key Employees and Officers Compensation Related Other
Michael Murphy (Chief Executive Officer) $625,716 $0 $0
Larry Rosin (Chief Financial Officer) $366,260 $0 $0
Jean Theis (Chief Operating Officer) $357,355 $0 $0
Sean Bowers (Chief Lending Officer) $352,024 $0 $0
Matthew Hancock (Vice President Business Services) $229,060 $0 $0
Christine Stotland (Vice President Member Experience) $221,235 $0 $0
Robert Wilberg (Vice President Controller) $182,337 $0 $0
Eric Kapusinski (Vice President Information Technology) $170,651 $0 $0
Sarah Brenner (Vp Marketing) $161,648 $0 $0
Sandra Zuniga (Accounting Manager) $118,344 $0 $0
Robin Balfour (Training And Facility Manager) $110,702 $0 $0
Mark Holladay (Business Loan Officer) $108,231 $0 $0
Heather Mc Givern (Operations Manager) $105,603 $0 $0
Michael Chatterton (Wealth Management Advisor) $103,150 $0 $0
Melissa Pedregal (Consumer Lending Manager) $100,310 $0 $0
Ann Simms (Chairman) $0 $0 $0
Jeannine Meyo (Director) $0 $0 $0
Michael Annes (Vice Chairman) $0 $0 $0
John Fiore (Director) $0 $0 $0
Bob Hubberts (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on July 29, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$39,311,959
Expenses
$35,633,658
Net Income
$3,678,301
Net Assets
$97,332,278
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $32,480,333
82.6%
Investment Income $6,252,126
15.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $579,500
1.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,275,977
9.2%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $839,084,378
Total Liabilities $741,752,100
Net Assets $97,332,278
Compensation
Key Employees and Officers Compensation Related Other
Michael Murphy (Chief Executive Officer) $552,854 $0 $0
Larry Rosin (Chief Financial Officer) $359,625 $0 $0
Jean Theis (Chief Operating Officer) $344,271 $0 $0
Sean Bowers (Chief Lending Officer) $332,694 $0 $0
Matthew Hancock (Vice President Business Services) $220,550 $0 $0
Joshua Ward (Vice President Lending) $211,532 $0 $0
Christine Stotland (Vice President Member Experience) $195,387 $0 $0
Robert Wilberg (Vice President Controller) $179,455 $0 $0
Vicki Touchton (Vice President Operations) $175,766 $0 $0
Eric Kapusinski (Vice President Information Technology) $150,853 $0 $0
Sandra Zuniga (Accounting Manager) $115,531 $0 $0
Mark Holladay (Business Loan Officer) $114,455 $0 $0
Michael Chatterton (Wealth Management Advisor) $111,714 $0 $0
Robin Balfour (Training And Facility Manager) $109,780 $0 $0
Heather Mc Givern (Operations Manager) $101,508 $0 $0
Ann Simms (Chairman) $0 $0 $0
Ed Del Grosso (Director) $0 $0 $0
Jeannine Meyo (Director) $0 $0 $0
Michael Annes (Vice Chairman) $0 $0 $0
Doris Downing (Director) $0 $0 $0
John Fiore (Director) $0 $0 $0
Bob Hubberts (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 20, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$35,582,519
Expenses
$33,018,227
Net Income
$2,564,292
Net Assets
$93,817,088
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $29,783,400
83.7%
Investment Income $5,799,119
16.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,372,892
10.2%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $867,135,507
Total Liabilities $773,318,419
Net Assets $93,817,088
Compensation
Key Employees and Officers Compensation Related Other
Michael Murphy (Chief Executive Officer) $535,888 $0 $0
Larry Rosin (Chief Financial Officer) $378,006 $0 $0
Jean Theis (Chief Operating Officer) $359,712 $0 $0
Sean Bowers (Chief Information Officer) $341,887 $0 $0
Matthew Hancock (Vp Business Services) $223,499 $0 $0
Josh Ward (Vp Lending) $212,364 $0 $0
Christine Stotland (Vp Compliance) $194,344 $0 $0
Vicki Touchton (Vp Operations) $180,652 $0 $0
Robert Wilberg (Vp Controller) $179,977 $0 $0
Ronald Gauvin (Vp Marketing) $169,129 $0 $0
Mark Holladay (Business Loan Officer) $134,875 $0 $0
Eric Kapusinski (It Manager) $125,554 $0 $0
Sandra Zuniga (Accounting Manager) $120,469 $0 $0
Heather Mc Givern (Operations Manager) $108,389 $0 $0
Robin Balfour (Training Manager) $108,148 $0 $0
Ann Simms (Chariman) $0 $0 $0
Ed Del Grosso (Director) $0 $0 $0
Jeannine Meyo (Director) $0 $0 $0
Michael Annes (Director) $0 $0 $0
Doris Downing (Director) $0 $0 $0
John Fiore (Director) $0 $0 $0
Robert Placko (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 14, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$33,164,785
Expenses
$31,001,190
Net Income
$2,163,595
Net Assets
$92,241,954
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $27,220,063
82.1%
Investment Income $5,674,263
17.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $270,459
0.8%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,662,877
8.6%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $893,202,890
Total Liabilities $800,960,936
Net Assets $92,241,954

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$30,972,476
Expenses
$26,804,272
Net Income
$4,168,204
Net Assets
$89,544,006
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $25,137,282
81.2%
Investment Income $5,832,527
18.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,667
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,653,576
9.9%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $888,878,919
Total Liabilities $799,334,913
Net Assets $89,544,006
Compensation
Key Employees and Officers Compensation Related Other
Michael Murphy (President/Ceo) $407,525 $0 $0
Larry Rosin (Evp/Cfo) $337,769 $0 $0
John Fiore (Former Ceo Current Board Member) $309,022 $0 $0
Jean Theis (Evp/Coo) $278,370 $0 $0
Sean Bowers (Evp Chief Information Officer) $259,804 $0 $0
Michael Chatterton (Investment Advisor) $192,924 $0 $0
Joshua Ward (Vp Lending) $183,327 $0 $0
Christine Stotland (Vp Compliance) $169,806 $0 $0
Matthew Hancock (Vp Business Services) $169,229 $0 $0
Vicki Touchton (Vp Member Services) $162,111 $0 $0
David Findling (Vp Information Technology) $161,149 $0 $0
Erin Hennessy (Vp Marketing) $153,104 $0 $0
Robert Wilberg (Vp Controller) $128,474 $0 $0
Sandra Zuniga (Accounting Manager) $109,218 $0 $0
Robin Balfour (Training Manager) $101,915 $0 $0
Ann Simms (Chairman) $0 $0 $0
Ray Schulenberg (Director) $0 $0 $0
Ed Del Grosso (Director) $0 $0 $0
Dave Schulman (Director) $0 $0 $0
Jeannine Meyo (Director) $0 $0 $0
Michael Annes (Director) $0 $0 $0
Robert Placko (Director) $0 $0 $0
Leigh Bowler (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 16, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
PDF (2 of 2)

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$31,352,571
Expenses
$26,224,241
Net Income
$5,128,330
Net Assets
$86,900,247
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $25,003,195
79.7%
Investment Income $6,129,441
19.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $219,935
0.7%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,640,685
10.1%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $858,175,753
Total Liabilities $771,275,506
Net Assets $86,900,247
Compensation
Key Employees and Officers Compensation Related Other
John Fiore (President/Ceo (Retired Advisor)) $594,361 $0 $0
Michael Murphy (President/Ceo) $302,696 $0 $0
Larry Rosin (Evp/Cfo) $272,944 $0 $0
Jean Theis (Evp/Coo) $206,447 $0 $0
Sean Bowers (Vp/Controller) $191,281 $0 $0
David Findling (Vp/It) $179,800 $0 $0
Christine Stotland (Vp/Compliance) $143,408 $0 $0
Vicki Touchton (Vp/Member Services) $135,607 $0 $0
David Valentine (Vp/Business Development) $123,122 $0 $0
Joshua Ward (Real Estate Lending Manager) $108,122 $0 $0
John Kho (Marketing Manager) $106,548 $0 $0
Michael Chatterton (Investment Advisor) $106,092 $0 $0
Erin Hennessy (Vp/Marketing) $31,206 $0 $0
Ann Simms (Chairman) $0 $0 $0
Ray Schulenberg (Director) $0 $0 $0
Ed Del Grosso (Director) $0 $0 $0
Dave Schulman (Director) $0 $0 $0
Jeannine Meyo (Director) $0 $0 $0
Michael Annes (Director) $0 $0 $0
Robert Placko (Director) $0 $0 $0
Leigh Bowler (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Oct. 27, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$30,150,740
Expenses
$24,581,967
Net Income
$5,568,773
Net Assets
$78,651,672
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $24,462,484
81.1%
Investment Income $5,286,598
17.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $401,658
1.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,025,263
8.2%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $860,572,308
Total Liabilities $781,920,636
Net Assets $78,651,672

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$30,816,337
Expenses
$24,802,085
Net Income
$6,014,252
Net Assets
$80,131,816
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $23,689,397
76.9%
Investment Income $5,949,430
19.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,177,510
3.8%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,073,720
8.4%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $872,444,192
Total Liabilities $792,312,376
Net Assets $80,131,816

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$32,891,894
Expenses
$28,575,775
Net Income
$4,316,119
Net Assets
$74,020,135
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $23,887,058
72.6%
Investment Income $8,061,016
24.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $920,217
2.8%
Net Inventory Sales $0
Other Revenue $23,603
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,894,757
10.1%
Professional Fundraising Fees $0
Other Salaries and Wages $799,040
2.8%
Assets/Debt
Total Assets $802,255,781
Total Liabilities $728,235,646
Net Assets $74,020,135

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

See an issue with the data?

Contact Us

About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated