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Encurage Financial Network

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$5.22M (2024)

Expenses
$5.9M (2024)

Total Assets
$0 (2024)

Total Liabilities
$0 (2024)

Source: Form 990 tax filings from 2013 to 2024

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending May
2024

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,221,898
Expenses
$5,899,223
Net Income
-$677,325
Net Assets
$0
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,920,199
94.2%
Investment Income $277,775
5.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $7,218
0.1%
Net Inventory Sales $0
Other Revenue $16,706
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $267,545
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $769,147
13.0%
Assets/Debt
Total Assets $0
Total Liabilities $0
Net Assets $0
Compensation
Key Employees and Officers Compensation Related Other
Michael Abraham (President/Ceo) $145,980 $0 $18,369
William Lump (Cfo) $96,596 $0 $6,600
William Harlan (Chairperson) $0 $0 $0
Tom Monticello (Vice Chairperson) $0 $0 $0
Michael Gebhardt (Secretary) $0 $0 $0
Jamie Berra (Treasurer) $0 $0 $0
Polly Kosyla (Director) $0 $0 $0
Dionne Lewis (Director) $0 $0 $0
Jose Perez (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,973,055
Expenses
$13,898,964
Net Income
-$925,909
Net Assets
$9,198,196
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,807,367
91.0%
Investment Income $663,961
5.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $62,526
0.5%
Net Inventory Sales $0
Other Revenue $439,201
3.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $496,541
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,752,155
12.6%
Assets/Debt
Total Assets $219,005,750
Total Liabilities $209,807,554
Net Assets $9,198,196
Compensation
Key Employees and Officers Compensation Related Other
Michael Abraham (President/Ceo) $242,500 $0 $58,099
William Lump (Cfo) $168,492 $0 $27,450
Daniel Butterworth (Vice President) $146,349 $0 $38,370
Susan Beckwith (Director Of Risk Managemen) $121,822 $0 $18,880
Stephanie Bertelsen (Vice President) $116,138 $0 $40,315
John Gregg (Vice President) $108,134 $0 $14,403
William Harlan (Chairperson) $0 $0 $0
Tom Monticello (Vice Chairperson) $0 $0 $0
Michael Gebhardt (Secretary) $0 $0 $0
Jamie Berra (Treasurer) $0 $0 $0
Susan Kosyla (Director) $0 $0 $0
Dionne Lewis (Director) $0 $0 $0
Jose Perez (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,839,792
Expenses
$7,051,869
Net Income
$787,923
Net Assets
$10,664,615
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,888,894
87.9%
Investment Income $437,454
5.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $17,684
0.2%
Net Inventory Sales $0
Other Revenue $495,760
6.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $460,860
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,536,591
21.8%
Assets/Debt
Total Assets $177,453,797
Total Liabilities $166,789,182
Net Assets $10,664,615
Compensation
Key Employees and Officers Compensation Related Other
Michael Abraham (President/Ceo) $197,423 $0 $52,747
William Lump (Cfo) $182,068 $0 $28,622
Daniel Butterworth (Vice President) $133,271 $0 $30,173
Stephanie Bertelsen (Vice President) $127,376 $0 $32,783
Susan Beckwith (Director Of Risk Management) $102,271 $0 $14,434
John Gregg (Vice President) $101,618 $0 $13,336
William Harlan (Chairperson) $0 $0 $0
Tom Monticello (Vice Chairperson) $0 $0 $0
Michael Gebhardt (Secretary) $0 $0 $0
Jamie Berra (Treasurer) $0 $0 $0
Susan Kosyla (Director) $0 $0 $0
Dionne Lewis (Director) $0 $0 $0
Mary Lynch (Director) $0 $0 $0
Jose Perez (Director) $0 $0 $0
Michael Ramel (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,217,115
Expenses
$6,062,298
Net Income
$1,154,817
Net Assets
$10,909,592
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,767,328
79.9%
Investment Income $354,320
4.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $230,204
3.2%
Net Inventory Sales $0
Other Revenue $865,263
12.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $426,519
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,222,585
20.2%
Assets/Debt
Total Assets $120,386,387
Total Liabilities $109,476,795
Net Assets $10,909,592
Compensation
Key Employees and Officers Compensation Related Other
Michael Abraham (President/Ceo) $185,087 $0 $44,591
William Lump (Cfo) $170,341 $0 $26,500
Daniel Butterworth (Vice President) $128,249 $0 $25,048
Stephanie Bertelsen (Vice President) $113,839 $0 $36,939
William Harlan (Chairperson) $0 $0 $0
Tom Monticello (Vice Chairperson) $0 $0 $0
Michael Gebhardt (Treasurer/Secretary) $0 $0 $0
Mike Ramel (Director) $0 $0 $0
Jose Perez (Director) $0 $0 $0
Jamie Berra (Director) $0 $0 $0
Mary Lynch (Director) $0 $0 $0
Polly Kosyla (Director) $0 $0 $0
Dionne Lewis (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,854,560
Expenses
$7,903,525
Net Income
$951,035
Net Assets
$10,042,471
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,709,099
53.2%
Investment Income $405,947
4.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,520,130
39.8%
Net Inventory Sales $0
Other Revenue $219,384
2.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $405,068
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,222,161
15.5%
Assets/Debt
Total Assets $104,699,125
Total Liabilities $94,656,654
Net Assets $10,042,471
Compensation
Key Employees and Officers Compensation Related Other
Michael Abraham (President/Ceo) $178,979 $0 $38,993
William Lump (Cfo) $167,679 $0 $19,417
Daniel Butterworth (Vice President) $155,067 $0 $12,091
William Harlan (Chairperson) $0 $0 $0
Tom Monticello (Vice Chairperson) $0 $0 $0
Michael Gebhardt (Treasurer/Secretary) $0 $0 $0
Mike Ramel (Director) $0 $0 $0
Jose Perez (Director) $0 $0 $0
Jamie Berra (Director) $0 $0 $0
Mary Lynch (Director) $0 $0 $0
Polly Kosyla (Director) $0 $0 $0
Dionne Lewis (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,658,350
Expenses
$6,190,335
Net Income
$468,015
Net Assets
$8,654,845
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,733,548
71.1%
Investment Income $605,903
9.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $974,165
14.6%
Net Inventory Sales $0
Other Revenue $344,734
5.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $626,937
10.1%
Professional Fundraising Fees $0
Other Salaries and Wages $994,832
16.1%
Assets/Debt
Total Assets $91,957,974
Total Liabilities $83,303,129
Net Assets $8,654,845
Compensation
Key Employees and Officers Compensation Related Other
Michael Abraham (President/Ceo) $166,544 $0 $42,086
William Lump (Cfo) $144,739 $0 $12,143
William Harlan (Chairperson) $0 $0 $0
Tom Monticello (Vice Chairperson) $0 $0 $0
Michael Gebhardt (Treasurer/Secretary) $0 $0 $0
Mike Ramel (Director) $0 $0 $0
Jose Perez (Director) $0 $0 $0
Jamie Berra (Director) $0 $0 $0
Mary Lynch (Director) $0 $0 $0
Polly Kosyla (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,007,535
Expenses
$5,058,674
Net Income
-$51,139
Net Assets
$7,722,793
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,619,857
92.3%
Investment Income $459,111
9.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$177,495
Net Inventory Sales $0
Other Revenue $106,062
2.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $188,574
3.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,213,012
24.0%
Assets/Debt
Total Assets $95,698,439
Total Liabilities $87,975,646
Net Assets $7,722,793
Compensation
Key Employees and Officers Compensation Related Other
Michael Abraham (President/Ceo) $159,034 $0 $29,540
William Harlan (Chairperson) $0 $0 $0
Tom Monticello (Vice Chairperson) $0 $0 $0
Michael Gebhardt (Treasurer/Secretary) $0 $0 $0
Mike Ramel (Director) $0 $0 $0
Jose Perez (Director) $0 $0 $0
Jamie Berra (Director) $0 $0 $0
Carl Rohr (Director) $0 $0 $0
Polly Kosyla (Director) $0 $0 $0
Mary Lynch (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,953,818
Expenses
$4,514,844
Net Income
$438,974
Net Assets
$7,941,406
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,306,179
86.9%
Investment Income $310,470
6.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $217,463
4.4%
Net Inventory Sales $0
Other Revenue $119,706
2.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $157,826
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,132,125
25.1%
Assets/Debt
Total Assets $86,269,448
Total Liabilities $78,328,042
Net Assets $7,941,406
Compensation
Key Employees and Officers Compensation Related Other
Michael Abraham (President/Ceo) $115,466 $0 $42,361
William Harlan (Chairperson) $0 $0 $0
Tom Monticello (Vice Chairperson) $0 $0 $0
Michael Gebhardt (Treasurer/Secretary) $0 $0 $0
Mike Ramel (Director) $0 $0 $0
Jose Perez (Director) $0 $0 $0
Jamie Berra (Director) $0 $0 $0
Carl Rohr (Director) $0 $0 $0
Polly Kosyla (Director) $0 $0 $0
Mary Lynch (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,488,725
Expenses
$4,382,041
Net Income
$106,684
Net Assets
$7,555,203
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,135,719
92.1%
Investment Income $253,137
5.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $7,048
0.2%
Net Inventory Sales $0
Other Revenue $92,821
2.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $141,374
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,068,521
24.4%
Assets/Debt
Total Assets $73,273,402
Total Liabilities $65,718,199
Net Assets $7,555,203
Compensation
Key Employees and Officers Compensation Related Other
Michael Abraham (President/Ceo) $119,542 $0 $21,831
William Harlan (Chairperson) $0 $0 $0
Mary Lynch (Vice Chairperson) $0 $0 $0
Jamie Berra (Treasurer/Secretary) $0 $0 $0
Mike Ramel (Director) $0 $0 $0
Jose Perez (Director) $0 $0 $0
Michael Gebhardt (Director) $0 $0 $0
Carl Rohr (Director) $0 $0 $0
Tom Monticello (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,277,370
Expenses
$4,294,020
Net Income
-$16,650
Net Assets
$7,402,823
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,021,283
94.0%
Investment Income $241,462
5.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $14,276
0.3%
Net Inventory Sales $0
Other Revenue $349
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $305,538
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $920,254
21.4%
Assets/Debt
Total Assets $70,064,452
Total Liabilities $62,661,629
Net Assets $7,402,823
Compensation
Key Employees and Officers Compensation Related Other
Patrick Basler (President/Ceo 1/1/15 12/14/15) $181,048 $0 $33,416
Michael Abraham (President/Ceo 12/15/15 12/31/15) $82,987 $0 $8,087
William Harlan (Chairperson) $0 $0 $0
Mary Lynch (Vice Chairperson) $0 $0 $0
Jamie Berra (Treasurer/Secretary) $0 $0 $0
Mike Ramel (Director) $0 $0 $0
Jose Perez (Director) $0 $0 $0
Fred Gomos (Director) $0 $0 $0
Carl Rohr (Director) $0 $0 $0
Tom Monticello (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,068,793
Expenses
$3,894,143
Net Income
$174,650
Net Assets
$7,476,540
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,795,320
93.3%
Investment Income $253,003
6.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $18,455
0.5%
Net Inventory Sales $0
Other Revenue $2,015
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $203,888
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $958,896
24.6%
Assets/Debt
Total Assets $68,855,637
Total Liabilities $61,379,097
Net Assets $7,476,540
Compensation
Key Employees and Officers Compensation Related Other
Patrick Basler (President/Ceo) $177,148 $0 $26,740
Michael Gebhardt (Director) $0 $0 $0
Carl Rohr (Vice Chairperson) $0 $0 $0
Mary Lynch (Chairperson) $0 $0 $0
Thomas Monticello (Treasurer/Secretary) $0 $0 $0
Jose Perez (Director) $0 $0 $0
Fred Gomos (Director) $0 $0 $0
William Harlan (Director) $0 $0 $0
Meg Colbert (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,682,705
Expenses
$3,477,056
Net Income
$205,649
Net Assets
$7,295,702
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,490,752
94.8%
Investment Income $191,095
5.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $858
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $195,766
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $772,321
22.2%
Assets/Debt
Total Assets $65,714,787
Total Liabilities $58,419,085
Net Assets $7,295,702
Compensation
Key Employees and Officers Compensation Related Other
Patrick Basler (President/Ceo) $172,622 $0 $23,144
Doug Buier (Treasurer) $0 $0 $0
Michael Gebhardt (Director) $0 $0 $0
Carl Rohr (Vice Chairperson) $0 $0 $0
Mary Lynch (Chairperson) $0 $0 $0
Thomas Monticello (Secretary) $0 $0 $0
Jose Perez (Director) $0 $0 $0
Meg Colbert (Director) $0 $0 $0
Fred Gomos (Director) $0 $0 $0
William Harlan (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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