PROPUBLICA Fearless Reporting for an Informed Society — Join Us.
DONATE
Skip to content
ProPublica Donate
ProPublica Donate

Community Trust Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$14.5M (2023)

Expenses
$9.78M (2023)

Total Assets
$307M (2023)

Total Liabilities
$276M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,516,805
Expenses
$9,776,364
Net Income
$4,740,441
Net Assets
$31,897,764
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,361,292
57.6%
Investment Income $6,155,513
42.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $714,841
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $2,958,646
30.3%
Assets/Debt
Total Assets $307,429,832
Total Liabilities $275,532,068
Net Assets $31,897,764
Compensation
Key Employees and Officers Compensation Related Other
Carol Analla (Ceo) $286,486 $0 $0
Michele Cole (Vp Lending) $144,513 $0 $0
Josh Vissering (Cfo) $142,781 $0 $0
Catherine Hill (Compliance Officer) $141,121 $0 $0
Jose Nunez (It Director) $121,948 $0 $0
Betina Golwitzer (Hr Director) $116,455 $0 $0
Nicole Vostatek (Director Of Digital Services) $109,312 $0 $0
Michael Lenzi (Marketing Director) $102,569 $0 $0
Dan Kloczkowski (Chairman) $0 $0 $0
Henry Hank Govekar (Vice Chairman) $0 $0 $0
Jessica Hiett (Treasurer) $0 $0 $0
Andy Dallstream (Secretary) $0 $0 $0
Corey Clark (Director) $0 $0 $0
Fred Friedl (Director) $0 $0 $0
Linda Wegge Slipke (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,872,195
Expenses
$7,782,195
Net Income
$4,090,000
Net Assets
$27,624,670
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,831,157
74.4%
Investment Income $3,041,038
25.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $547,037
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $2,586,613
33.2%
Assets/Debt
Total Assets $313,408,662
Total Liabilities $285,783,992
Net Assets $27,624,670
Compensation
Key Employees and Officers Compensation Related Other
Carol Analla (Ceo) $292,814 $0 $0
Catherine Hill (Compliance Officer) $133,921 $0 $0
Josh Vissering (Cfo) $133,641 $0 $0
Jose Nunez (It Director) $123,332 $0 $0
Michele Cole (Vp Lending) $120,582 $0 $0
Betina Golwitzer (Hr Director) $114,117 $0 $0
Michael Lenzi (Marketing Director) $106,493 $0 $0
Michele Hallgren (Member Service Director) $104,230 $0 $0
Dan Kloczkowski (Chairman) $0 $0 $0
Henry Hank Govekar (Vice Chairman) $0 $0 $0
Linda Wegge Slipke (Treasurer) $0 $0 $0
Andy Dallstream (Secretary) $0 $0 $0
Corey Clark (Director) $0 $0 $0
Fred Friedl (Director) $0 $0 $0
Jessica Hiett (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,919,294
Expenses
$7,357,893
Net Income
$561,401
Net Assets
$23,534,670
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,967,439
88.0%
Investment Income $951,855
12.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $499,527
6.8%
Professional Fundraising Fees $0
Other Salaries and Wages $2,482,886
33.7%
Assets/Debt
Total Assets $300,266,331
Total Liabilities $276,731,661
Net Assets $23,534,670
Compensation
Key Employees and Officers Compensation Related Other
Carol Analla (Ceo) $222,355 $0 $0
Mike Mallow (Former Ceo) $198,557 $0 $0
Catherine Hill (Compliance Officer) $126,629 $0 $0
Jose Nunez (It Director) $110,988 $0 $0
Betina Golwitzer (Hr Director) $102,466 $0 $0
Josh Vissering (Cfo) $79,615 $0 $0
Dan Kloczkowski (Chairman) $0 $0 $0
Henry Hank Govekar (Vice Chairman) $0 $0 $0
Linda Wegge Slipke (Treasurer) $0 $0 $0
Andy Dallstream (Secretary) $0 $0 $0
Corey Clark (Director) $0 $0 $0
Fred Friedl (Director) $0 $0 $0
Jessica Hiett (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,283,609
Expenses
$7,379,567
Net Income
$904,042
Net Assets
$22,973,269
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,087,711
85.6%
Investment Income $1,195,898
14.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $691,751
9.4%
Professional Fundraising Fees $0
Other Salaries and Wages $2,149,826
29.1%
Assets/Debt
Total Assets $262,364,178
Total Liabilities $239,390,909
Net Assets $22,973,269
Compensation
Key Employees and Officers Compensation Related Other
Mike Mallow (Ceo) $217,870 $0 $0
Carol Analla (Coo) $199,229 $0 $0
Jerry Wetter (Cfo) $167,152 $0 $0
Catherine Hill (Compliance Officer) $115,280 $0 $0
Jose Nunez (It Director) $109,863 $0 $0
Jeff Dempski (Vp Of Lending) $107,500 $0 $0
Betina Golwitzer (Hr Director) $104,757 $0 $0
Dan Kloczkowski (Chairman) $0 $0 $0
Henry Hank Govekar (Vice Chairman) $0 $0 $0
Linda Wegge Slipke (Treasurer) $0 $0 $0
Andy Dallstream (Secretary) $0 $0 $0
Corey Clark (Director) $0 $0 $0
Fred Friedl (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,500,650
Expenses
$7,753,870
Net Income
$1,746,780
Net Assets
$22,069,227
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,564,990
79.6%
Investment Income $1,935,660
20.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $670,727
8.7%
Professional Fundraising Fees $0
Other Salaries and Wages $2,189,120
28.2%
Assets/Debt
Total Assets $225,966,161
Total Liabilities $203,896,934
Net Assets $22,069,227
Compensation
Key Employees and Officers Compensation Related Other
Mike Mallow (Ceo) $218,588 $0 $0
Carol Analla (Coo) $188,289 $0 $0
Jerry Wetter (Cfo) $159,533 $0 $0
Catherine Hill (Compliance Officer) $110,074 $0 $0
Jose Nunez (It Director) $105,673 $0 $0
Jeff Dempski (Vp Of Lending) $104,317 $0 $0
Dan Kloczkowski (Chairman) $0 $0 $0
Henry Hank Govekar (Vice Chairman) $0 $0 $0
Linda Wegge Slipke (Treasurer) $0 $0 $0
Corey Clark (Secretary) $0 $0 $0
Fred Friedl (Director) $0 $0 $0
Andy Dallstream (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,988,267
Expenses
$7,193,141
Net Income
$1,795,126
Net Assets
$20,322,447
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,405,949
82.4%
Investment Income $1,586,758
17.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$4,440
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $640,420
8.9%
Professional Fundraising Fees $0
Other Salaries and Wages $2,094,816
29.1%
Assets/Debt
Total Assets $219,160,234
Total Liabilities $198,837,787
Net Assets $20,322,447
Compensation
Key Employees and Officers Compensation Related Other
Mike Mallow (Ceo) $209,948 $0 $0
Carol Analla (Coo, Interim Ceo) $181,778 $0 $0
Jerry Wetter (Cfo) $152,093 $0 $0
Catherine Hill (Compliance Officer) $107,045 $0 $0
Jose Nunez (It Director) $102,910 $0 $0
Jeff Dempski (Vp Of Lending) $96,601 $0 $0
Elmer Bud Reed (Chairman) $0 $0 $0
Corey Clark (Secretary) $0 $0 $0
Dan Kloczkowski (Treasurer, Acting Vice Chairman) $0 $0 $0
Linda Wegge Slipke (Director) $0 $0 $0
Andy Dallstream (Director) $0 $0 $0
Henry Hank Govekar (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,105,268
Expenses
$6,969,695
Net Income
$1,135,573
Net Assets
$18,527,321
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,916,102
85.3%
Investment Income $1,217,166
15.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$28,000
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $608,714
8.7%
Professional Fundraising Fees $0
Other Salaries and Wages $2,018,346
29.0%
Assets/Debt
Total Assets $217,190,752
Total Liabilities $198,663,431
Net Assets $18,527,321
Compensation
Key Employees and Officers Compensation Related Other
Carol Analla (Coo, Interim Ceo) $212,411 $0 $0
Mike Mallow (Ceo) $154,746 $0 $0
Jerry Wetter (Cfo) $148,102 $0 $0
Catherine Hill (Compliance Officer) $107,847 $0 $0
Jose Nunez (It Director) $100,062 $0 $0
Jeff Dempski (Vp Of Lending) $93,455 $0 $0
Elmer Bud Reed (Chairman) $0 $0 $0
Don Fontana (Vice Chairman) $0 $0 $0
Corey Clark (Secretary) $0 $0 $0
Dan Kloczkowski (Treasurer) $0 $0 $0
Linda Wegge Slipke (Director) $0 $0 $0
Andy Dallstream (Director) $0 $0 $0
Henry Hank Govekar (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,641,530
Expenses
$6,703,044
Net Income
$938,486
Net Assets
$17,391,748
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,768,480
88.6%
Investment Income $873,892
11.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$842
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $464,778
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,988,632
29.7%
Assets/Debt
Total Assets $212,111,691
Total Liabilities $194,719,943
Net Assets $17,391,748
Compensation
Key Employees and Officers Compensation Related Other
Carol Analla (Interim Ceo, Coo) $244,499 $0 $0
Jerry Wetter (Cfo) $134,967 $0 $0
Catherine Hill (Compliance Officer) $103,789 $0 $0
Jeff Dempski (Vp Lending) $85,312 $0 $0
Elmer Bud Reed (Chairman) $0 $0 $0
Don Fontana (Vice Chairman) $0 $0 $0
Corey Clark (Secretary) $0 $0 $0
Dan Kloczkowski (Treasurer) $0 $0 $0
Linda Wegge Slipke (Director) $0 $0 $0
Andy Dallstream (Director) $0 $0 $0
Henry Hank Govekar (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,315,631
Expenses
$6,532,949
Net Income
$782,682
Net Assets
$16,453,262
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,666,408
91.1%
Investment Income $649,223
8.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $374,485
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,954,990
29.9%
Assets/Debt
Total Assets $204,946,414
Total Liabilities $188,493,152
Net Assets $16,453,262
Compensation
Key Employees and Officers Compensation Related Other
Carol Analla (Interim Ceo, Coo) $171,239 $0 $0
Jerry Wetter (Cfo) $122,263 $0 $0
Jeff Dempski (Vp Lending) $80,983 $0 $0
Elmer Bud Reed (Chairman) $0 $0 $0
Don Fontana (Vice Chairman) $0 $0 $0
Corey Clark (Secretary) $0 $0 $0
Dan Kloczkowski (Treasurer) $0 $0 $0
Linda Wegge Slipke (Director) $0 $0 $0
Andy Dallstream (Director) $0 $0 $0
Henry Hank Govekar (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,421,266
Expenses
$6,637,726
Net Income
$783,540
Net Assets
$15,670,580
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,829,736
92.0%
Investment Income $597,057
8.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$5,527
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $328,547
4.9%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $191,784,102
Total Liabilities $176,113,522
Net Assets $15,670,580
Compensation
Key Employees and Officers Compensation Related Other
Carol Analla (Interim Ceo, Coo) $140,551 $0 $0
Jerry Wetter (Cfo) $112,867 $0 $0
Jeff Dempski (Vp Lending) $75,129 $0 $0
Elmer Bud Reed (Chairman) $0 $0 $0
Don Fontana (Vice Chairman) $0 $0 $0
Corey Clark (Secretary) $0 $0 $0
Dan Kloczkowski (Treasurer) $0 $0 $0
Linda Wegge Slipke (Director) $0 $0 $0
Andy Dallstream (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,793,236
Expenses
$7,552,513
Net Income
$240,723
Net Assets
$14,887,040
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,343,195
94.2%
Investment Income $441,945
5.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $8,096
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $430,224
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,758,252
23.3%
Assets/Debt
Total Assets $188,688,896
Total Liabilities $173,801,856
Net Assets $14,887,040
Compensation
Key Employees and Officers Compensation Related Other
Madeline Lipka (President) $173,112 $0 $0
Carol Analla (Coo) $120,320 $0 $0
Jerry Wetter (Cfo) $110,947 $0 $0
Jeff Dempski (Vp Lending) $25,845 $0 $0
Elmer Bud Reed (Chairman) $0 $0 $0
Gilbert Bennett Sr (Vice Chairman) $0 $0 $0
Dan Kloczkowski (Secretary) $0 $0 $0
Don Fontana (Treasurer) $0 $0 $0
Shawn Depke (Director) $0 $0 $0
Linda Wegge Slipke (Director) $0 $0 $0
Corey Clark (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,018,693
Expenses
$7,681,735
Net Income
$336,958
Net Assets
$14,646,317
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,695,916
96.0%
Investment Income $429,550
5.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$106,773
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $444,910
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,745,490
22.7%
Assets/Debt
Total Assets $186,566,267
Total Liabilities $171,919,950
Net Assets $14,646,317

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,423,255
Expenses
$8,647,180
Net Income
-$223,925
Net Assets
$14,309,359
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,172,254
97.0%
Investment Income $402,550
4.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$151,549
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $380,997
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,794,873
20.8%
Assets/Debt
Total Assets $181,899,384
Total Liabilities $167,590,025
Net Assets $14,309,359

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »