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Consumers Credit Union

  • Gurnee, IL
  • Tax-exempt since Jan. 1980
  • EIN: 36-1936022

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$231M (2023)

Expenses
$208M (2023)

Total Assets
$3.53B (2023)

Total Liabilities
$3.28B (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$231,475,402
Expenses
$207,747,094
Net Income
$23,728,308
Net Assets
$247,415,407
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $184,150,220
79.6%
Investment Income $47,933,194
20.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$608,012
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $4,856,638
2.3%
Professional Fundraising Fees $0
Other Salaries and Wages $39,232,634
18.9%
Assets/Debt
Total Assets $3,525,630,823
Total Liabilities $3,278,215,416
Net Assets $247,415,407
Compensation
Key Employees and Officers Compensation Related Other
Sean Rathjen (Ceo) $1,822,046 $0 $27,624
Michael Murphy (President) $1,136,800 $0 $25,861
Dan Nerroth (Cio/Coo) $576,697 $0 $27,228
Adam Saper (Clo) $526,846 $0 $7,482
Sean Bowers (Cfo) $513,763 $0 $24,832
Dave Valentine (Chief Experience Officer/Clo) $500,734 $0 $29,401
Cheryl Kubas (Cpo) $469,439 $0 $9,235
Mary Fran Callahan (Cro) $447,112 $0 $8,884
John Pawlowski (Vp Accounting) $421,894 $0 $30,687
Matt Hancock (Vp Commercial) $326,107 $0 $10,014
Christine Stotland (Vp Retail Sales & Service) $314,635 $0 $25,269
Eric Kapusinski (Vp Enterprise System) $259,234 $0 $19,466
Scott Drabicki (Board Of Director Chairperson) $0 $0 $0
John Fiore (Board Of Director Vice Chairperson) $0 $0 $0
Frank Soyka (Board Of Director Treasurer) $0 $0 $0
Denise Charts (Board Of Director Secretary) $0 $0 $0
Spiro Giotis (Board Of Director) $0 $0 $0
Kenneth Robinson (Board Of Director Supervisory Committee Chairperson) $0 $0 $0
John Janezic (Board Of Director) $0 $0 $0
Francine Frankie Masi (Board Of Director) $0 $0 $0
Lucilia Rios (Board Of Director) $0 $0 $0
Spirdoula Mavrothalastis (Board Of Director) $0 $0 $0
Bob Hubberts (Board Of Director) $0 $0 $0
Saba Shibberu (Board Of Director) $0 $0 $0
Demar Harris (Board Of Director) $0 $0 $0
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990
Filed on May 20, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$171,749,526
Expenses
$143,950,661
Net Income
$27,798,865
Net Assets
$202,586,200
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $149,806,941
87.2%
Investment Income $22,424,737
13.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$482,152
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $5,184,029
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $38,767,568
26.9%
Assets/Debt
Total Assets $3,048,444,854
Total Liabilities $2,845,858,654
Net Assets $202,586,200
Compensation
Key Employees and Officers Compensation Related Other
Sean Rathjen (Ceo) $1,679,799 $0 $25,954
Michael Murphy (President) $706,579 $0 $22,808
Dan Nerroth (Cio) $505,597 $0 $26,474
Sean Bowers (Cfo) $432,101 $0 $21,497
Robin Korom (Clo) $392,676 $0 $15,973
Dave Valentine (Chief Experience Officer) $383,133 $0 $28,537
John Pawlowski (Vp Accounting) $380,797 $0 $30,228
Cheryl Kubas (Cpo) $370,786 $0 $6,731
Mary Fran Callahan (Cro) $365,706 $0 $7,719
Adam Saper (Clo) $347,652 $0 $1,385
Christine Stotland (Vp Retail Sales & Service) $267,388 $0 $23,470
Matt Hancock (Vp Commercial) $255,473 $0 $6,148
Todd Woodson (Vp Pmo) $222,900 $0 $26,063
Michael Cubelic (Vp Loans) $220,613 $0 $26,299
Scott Drabicki (Board Of Director Chairperson) $0 $0 $0
John Fiore (Board Of Director Vice Chairperson) $0 $0 $0
Frank Soyka (Board Of Director Treasurer) $0 $0 $0
Denise Charts (Board Of Director Secretary) $0 $0 $0
Spiro Giotis (Board Of Director) $0 $0 $0
Kenneth Robinson (Board Of Director Supervisory Committee Chairperson) $0 $0 $0
John Janezic (Board Of Director) $0 $0 $0
Francine Frankie Masi (Board Of Director) $0 $0 $0
Lucilia Rios (Board Of Director) $0 $0 $0
Spirdoula Mavrothalastis (Board Of Director) $0 $0 $0
Bob Hubberts (Board Of Director) $0 $0 $0
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990
Filed on June 30, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$132,618,570
Expenses
$114,323,821
Net Income
$18,294,749
Net Assets
$247,593,414
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $126,032,734
95.0%
Investment Income $6,565,745
5.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $20,091
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $4,549,365
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $34,421,021
30.1%
Assets/Debt
Total Assets $2,946,745,312
Total Liabilities $2,699,151,898
Net Assets $247,593,414
Compensation
Key Employees and Officers Compensation Related Other
Sean Rathjen (Ceo) $1,159,322 $0 $23,771
Jean Theis (Coo) $658,192 $0 $8,177
Michael Murphy (President) $617,255 $0 $19,563
Dan Nerroth (Cio) $380,505 $0 $23,203
Sean Bowers (Cfo) $369,243 $0 $20,190
Robin Korom (Clo) $319,304 $0 $13,475
John Pawlowski (Vp Accounting) $314,151 $0 $24,278
Mary Fran Callahan (Cro) $303,725 $0 $7,553
Cheryl Kubas (Cpo) $297,028 $0 $9,221
Dave Valentine (Chief Experience Officer) $296,119 $0 $23,518
Larry Rosin (Accounting) $266,250 $0 $11,703
Matt Hancock (Vp Commercial) $249,428 $0 $5,547
Daniel Mathews (Vp Loans Anlytc.) $244,243 $0 $22,514
Christine Stotland (Vp Retail Sales & Service) $236,899 $0 $23,375
Scott Drabicki (Board Of Director Chairperson) $0 $0 $0
John Fiore (Board Of Director Vice Chairperson) $0 $0 $0
Frank Soyka (Board Of Director Treasurer) $0 $0 $0
Denise Charts (Board Of Director Secretary) $0 $0 $0
Kenneth Robinson (Board Of Director Supervisory Committee Chairperson) $0 $0 $0
John Janezic (Board Of Director) $0 $0 $0
Joseph Rajcevich (Board Of Director) $0 $0 $0
Ann Campanella (Board Of Director) $0 $0 $0
Spiro Giotis (Board Of Director) $0 $0 $0
Spirdoula Mavrothalastis (Board Of Director) $0 $0 $0
Bob Hubberts (Board Of Director) $0 $0 $0
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990
Filed on July 18, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$113,230,664
Expenses
$99,091,520
Net Income
$14,139,144
Net Assets
$223,639,696
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $108,472,959
95.8%
Investment Income $4,728,905
4.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $28,800
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,663,510
3.7%
Professional Fundraising Fees $0
Other Salaries and Wages $29,043,426
29.3%
Assets/Debt
Total Assets $2,616,679,000
Total Liabilities $2,393,039,304
Net Assets $223,639,696
Compensation
Key Employees and Officers Compensation Related Other
Sean Rathjen (Ceo) $1,069,061 $0 $148,634
Michael Murphy (President) $518,625 $0 $32,556
Dan Nerroth (Cio) $367,543 $0 $65,618
John Pawlowski (Vp Accounting) $304,173 $0 $61,476
Robin Korom (Clo) $259,359 $0 $46,008
Dave Valentine (Chief Experience Officer) $249,183 $0 $51,533
Cheryl Kubas (Cpo) $244,918 $0 $36,038
Daniel Mathews (Vp Loans Anlytc.) $239,617 $0 $51,153
Mary Fran Callahan (Cro) $239,140 $0 $36,266
Jennie Raymer (Mortgage Orginator) $202,832 $0 $37,547
Larry Rosin (Consultant) $201,138 $0 $26,313
Jazel Rowel (Mortgage Orginator) $194,305 $0 $40,389
Sarah Brenner (Vp Marketing) $177,880 $0 $26,852
Jean Theis (Coo) $166,234 $0 $18,025
Sean Bowers (Cfo) $165,707 $0 $24,773
Bonny Thomas (Vp Remote Delivery) $147,219 $0 $28,233
John Janezic (Board Chairperson) $0 $0 $0
Scott Drabicki (Board Of Director Vice Chair) $0 $0 $0
Ann Simms (Board Of Director Treaurer) $0 $0 $0
Joseph Rajcevich (Chairperson Supervisory Commt) $0 $0 $0
Denise Charts (Board Of Director Secretary) $0 $0 $0
Ann Campanella (Board Of Director) $0 $0 $0
Frank Soyka (Board Of Director) $0 $0 $0
Spiro Giotis (Board Of Director) $0 $0 $0
Spirdoula Mavrothalastis (Board Of Director) $0 $0 $0
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990
Filed on May 11, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$86,644,006
Expenses
$78,103,211
Net Income
$8,540,795
Net Assets
$108,637,953
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $79,384,734
91.6%
Investment Income $7,253,672
8.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $5,600
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,108,646
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $21,121,108
27.0%
Assets/Debt
Total Assets $1,332,600,988
Total Liabilities $1,223,963,035
Net Assets $108,637,953
Compensation
Key Employees and Officers Compensation Related Other
Sean Rathjen (Ceo) $887,174 $0 $66,428
Dan Nerroth (Cio) $282,507 $0 $36,022
John Pawlowski (Vp F & I) $262,229 $0 $40,521
Robin Korom (Vp Commercial) $212,301 $0 $25,362
Daniel Mathews (Vp Loans) $209,985 $0 $31,978
Dave Valentine (Vp Marketing, Retail Services, & Sales) $209,204 $0 $33,286
Cheryl Kubas (Vp Talent Management) $192,340 $0 $16,400
Mary Fran Callahan (Vp Strategy & Risk Mgt) $188,364 $0 $16,960
Bonny Thomas (Vp Remote Delivery) $180,865 $0 $25,865
Mark Peschke (Commercial Loan Officer) $160,416 $0 $30,439
Denise Charts (Board Secretary) $0 $0 $0
John Janezic (Board Chairperson) $0 $0 $0
Ann Campanella (Vice Chairperson) $0 $0 $0
Joseph Rajcevich (Chairperson Supervisory Commt) $0 $0 $0
Frank Soyka (Treasurer) $0 $0 $0
Dr John Schwab (Director) $0 $0 $0
James Mahnich Sr (Director) $0 $0 $0
Spiro Giotis (Director) $0 $0 $0
Michael Raysakis (Director) $0 $0 $0
Spirdoula Mavrothalastis (Director) $0 $0 $0
Shawn Clisham (Director) $0 $0 $0
Scott Drabicki (Director) $0 $0 $0
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990
Filed on Aug. 17, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$80,250,079
Expenses
$72,389,679
Net Income
$7,860,400
Net Assets
$100,139,087
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $71,885,486
89.6%
Investment Income $8,390,473
10.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$25,880
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,985,193
2.7%
Professional Fundraising Fees $0
Other Salaries and Wages $18,695,600
25.8%
Assets/Debt
Total Assets $1,231,505,462
Total Liabilities $1,131,366,375
Net Assets $100,139,087
Compensation
Key Employees and Officers Compensation Related Other
Sean Rathjen (Ceo) $779,237 $0 $33,273
John Pawlowski (Vp F & I) $270,925 $0 $51,909
Daniel Mathews (Vp Loans) $217,279 $0 $34,460
Robin Korom (Vp Commercial) $216,698 $0 $28,617
Dave Valentine (Vp Marketing, Retail Services, & Sales) $214,720 $0 $25,083
Mary Fran Callahan (Vp Strategy & Risk Mgt) $194,050 $0 $12,428
Cheryl Kubas (Vp Talent Management) $186,644 $0 $7,700
Bonny Thomas (Vp Remote Delivery) $176,897 $0 $17,111
Mark Peschke (Commercial Loan Officer) $165,031 $0 $24,913
Dan Nerroth (Cio) $158,935 $0 $5,364
Denise Charts (Board Secretary) $0 $0 $0
John Janezic (Board Chairperson) $0 $0 $0
Ann Campanella (Vice Chairperson) $0 $0 $0
Joseph Rajcevich (Chairperson Supervisory Commt) $0 $0 $0
Frank Soyka (Director) $0 $0 $0
Dr John Schwab (Director) $0 $0 $0
James Mahnich Sr (Director) $0 $0 $0
Spiro Giotis (Director) $0 $0 $0
Michael Raysakis (Director) $0 $0 $0
Spirdoula Mavrothalastis (Director) $0 $0 $0
Shawn Clisham (Director) $0 $0 $0
Scott Drabicki (Director) $0 $0 $0
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990
Filed on July 23, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$67,080,718
Expenses
$59,859,560
Net Income
$7,221,158
Net Assets
$98,318,018
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $59,108,538
88.1%
Investment Income $7,719,154
11.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $123,329
0.2%
Net Fundraising $0
Sales of Assets $129,697
0.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,902,774
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $15,150,144
25.3%
Assets/Debt
Total Assets $1,237,810,008
Total Liabilities $1,139,491,990
Net Assets $98,318,018
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Sean Rathjen (Ceo) $687,812 $0 $37,843
John Pawlowski (Vp F & I) $287,006 $0 $53,758
Tim Tibbals (Vp It) $256,881 $0 $28,286
Dave Valentine (Vp Marketing & Sales) $224,371 $0 $25,666
Daniel Mathews (Vp Loans) $222,223 $0 $34,461
Robin Korom (Vp Commercial) $221,010 $0 $30,750
Mary Fran Callahan (Vp Risk Mgt) $203,599 $0 $14,327
James Roche (President) $197,032 $0 $14,936
Bonny Thomas (Vp Remote Delivery) $167,924 $0 $17,751
Amy Lopez (Vp Service Centers) $165,676 $0 $11,462
Denise Charts (Board Secretary) $0 $0 $0
Alice Clements (Board Treasurer) $0 $0 $0
John Janezic (Board Chairperson) $0 $0 $0
Ann Campanella (Vice Chairperson) $0 $0 $0
Joe Rajcevich (Chairperson Supervisory Commt) $0 $0 $0
Frank Soyka (Director) $0 $0 $0
Kenneth Robinson (Director) $0 $0 $0
James Mahnich (Director) $0 $0 $0
Spiro Giotis (Director) $0 $0 $0
Michael Raysakis (Director) $0 $0 $0
Spirdoula Mavrothalastis (Director) $0 $0 $0
Shawn Clisham (Director) $0 $0 $0
Scott Drabicki (Director) $0 $0 $0
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990
Filed on July 20, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$56,031,309
Expenses
$50,381,522
Net Income
$5,649,787
Net Assets
$81,036,252
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $50,929,932
90.9%
Investment Income $4,349,167
7.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $154,679
0.3%
Net Fundraising $0
Sales of Assets $597,531
1.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,577,040
3.1%
Professional Fundraising Fees $0
Other Salaries and Wages $15,271,833
30.3%
Assets/Debt
Total Assets $1,051,735,256
Total Liabilities $970,699,004
Net Assets $81,036,252
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Sean Rathjen (Ceo) $1,268,017 $0 $34,118
James Roche (President) $250,730 $0 $25,291
John Pawlowski (Vp F & I) $238,135 $0 $39,870
Tim Tibbals (Vp It) $196,433 $0 $24,981
Daniel Mathews (Vp Loans) $182,658 $0 $27,261
Robin Korom (Vp Commercial) $182,608 $0 $22,865
Dave Valentine (Vp Marketing & Sales) $176,560 $0 $22,608
Mary Fran Callahan (Vp Risk Mgt) $151,530 $0 $5,556
Karen Evans (Director Hr) $143,284 $0 $29,453
Gilbert Chavez (Director Mortgages) $143,054 $0 $20,761
Denise Charts (Board Secretary) $0 $0 $0
Alice Clements (Board Treasurer) $0 $0 $0
John Janezic (Board Chairperson) $0 $0 $0
Nancy Anderson (Director) $0 $0 $0
Ann Campanella (Vice Chairperson) $0 $0 $0
Joe Rajcevich (Chairperson Supervisory Commt) $0 $0 $0
Frank Soyka (Director) $0 $0 $0
Kenneth Robinson (Director) $0 $0 $0
Jim Mahnich (Director) $0 $0 $0
Leslee Johnson (Director) $0 $0 $0
Spiro Giotis (Director) $0 $0 $0
Michael Raysakis (Director) $0 $0 $0
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990
Filed on June 20, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$42,946,105
Expenses
$38,539,027
Net Income
$4,407,078
Net Assets
$78,404,428
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $40,419,297
94.1%
Investment Income $2,192,175
5.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $179,515
0.4%
Net Fundraising $0
Sales of Assets $155,118
0.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $887,022
2.3%
Professional Fundraising Fees $0
Other Salaries and Wages $11,586,564
30.1%
Assets/Debt
Total Assets $901,740,746
Total Liabilities $823,336,318
Net Assets $78,404,428
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Sean Rathjen (Ceo) $649,629 $0 $24,925
John Pawlowski (Vp F & I) $237,392 $0 $34,802
John Coxon (Retired) $192,315 $0 $6,252
Teresa O'brien (Terminated) $188,972 $0 $3,199
Robin Korom (Vp Commercial) $183,848 $0 $22,916
Daniel Mathews (Vp Loans) $181,580 $0 $24,552
Gilbert Chavez (Director Mortgages) $154,213 $0 $18,724
Karen Evans (Director Hr) $141,944 $0 $29,733
Amy Lopez (Vp Member Service) $140,136 $0 $8,244
John Madsen (Terminated) $109,143 $0 $1,209
Denise Charts (Board Secretary) $0 $0 $0
Alice Clements (Board Treasurer) $0 $0 $0
John Janezic (Board Chairperson) $0 $0 $0
Nancy Anderson (Director) $0 $0 $0
Ann Campanella (Vice Chairperson) $0 $0 $0
Joe Rajcevich (Chairperson Supervisory Commt) $0 $0 $0
Frank Soyka (Director) $0 $0 $0
Kenneth Robinson (Director) $0 $0 $0
Jim Mahnich (Director) $0 $0 $0
Leslee Johnson (Director) $0 $0 $0
Jim Spengler (Director) $0 $0 $0
Spiro Giotis (Director) $0 $0 $0
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990
Filed on June 29, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$37,584,351
Expenses
$32,554,974
Net Income
$5,029,377
Net Assets
$55,450,870
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $35,375,947
94.1%
Investment Income $2,263,766
6.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$55,362
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $807,602
2.5%
Professional Fundraising Fees $0
Other Salaries and Wages $10,648,256
32.7%
Assets/Debt
Total Assets $627,938,292
Total Liabilities $572,487,422
Net Assets $55,450,870
Compensation
Key Employees and Officers Compensation Related Other
Sean Rathjen (Presidentceo) $545,000 $0 $23,417
John H Coxon (Vp Stragegy) $207,324 $0 $24,537
John Pawlowski (Vp Inance & Investments) $206,291 $0 $32,893
Daniel Jt Mathews (Vp Loans) $158,530 $0 $21,987
Teresa Obrien (Vp Project Manamgement) $155,474 $0 $11,428
Robin Korom (Vp Commercial) $154,348 $0 $15,759
Gilbert Chavez (Mortgage Director) $130,887 $0 $16,862
Denise Charts (Board Secretary) $0 $0 $0
Alice Clements (Board Treasurer) $0 $0 $0
John Janezic (Chairman Of The Board) $0 $0 $0
Nancy Anderson (Board Of Director) $0 $0 $0
Ann Campanella (Vice Chairperson) $0 $0 $0
Scott Drabicki (Board Of Directors) $0 $0 $0
Joe Rajcevich (Supervisory Commitee Chairperson) $0 $0 $0
Michael Raysakis (Board Of Directors) $0 $0 $0
John Schwab (Board Of Directors) $0 $0 $0
Frank Soyka (Board Of Directors) $0 $0 $0
Yale Wolk (Board Of Directors) $0 $0 $0
Kenneth Robinson (Board Of Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 14, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$37,579,695
Expenses
$31,380,047
Net Income
$6,199,648
Net Assets
$50,600,051
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $35,988,677
95.8%
Investment Income $2,071,139
5.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$480,121
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $607,635
1.9%
Professional Fundraising Fees $0
Other Salaries and Wages $8,213,577
26.2%
Assets/Debt
Total Assets $584,007,918
Total Liabilities $533,407,867
Net Assets $50,600,051
Compensation
Key Employees and Officers Compensation Related Other
Sean Rathjen (Presidentceo) $362,675 $0 $27,250
John Pawlowski (Vp Finance & Investments) $179,326 $0 $38,384
John H Coxon (Vp Marketing & Sales) $176,968 $0 $28,973
Michael Mikkelson (Vp It) $140,388 $0 $17,457
Teresa Obrien (Vp Project Management) $140,157 $0 $19,395
Gilbert Chavez (Mortgage Director) $139,888 $0 $17,962
Daniel Jt Mathews (Vp Loans) $138,214 $0 $23,301
Denise Charts (Board Secretary) $0 $0 $0
Alice Clements (Board Tresurer) $0 $0 $0
John Janezic (Chairman Of The Board) $0 $0 $0
Nicholas Olivares (Board Of Director) $0 $0 $0
Joseph Rajcevich (Supervisory Committee Chairperson) $0 $0 $0
Kenneth Robinson (Board Of Director) $0 $0 $0
John Schwab (Board Of Director) $0 $0 $0
Frank Soyka (Board Of Director) $0 $0 $0
Yale Wolk (Board Of Director) $0 $0 $0
Ann Campanella (Vice Chairperson) $0 $0 $0
Michael Raysakis (Board Of Directors) $0 $0 $0
+ View more people

Document Links

990
Filed on April 25, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$37,811,826
Expenses
$33,781,049
Net Income
$4,030,777
Net Assets
$44,480,244
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $36,302,410
96.0%
Investment Income $2,373,291
6.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$863,875
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $842,835
2.5%
Professional Fundraising Fees $0
Other Salaries and Wages $8,182,299
24.2%
Assets/Debt
Total Assets $581,503,908
Total Liabilities $537,023,664
Net Assets $44,480,244

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$37,369,793
Expenses
$34,605,460
Net Income
$2,764,333
Net Assets
$39,783,803
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $34,712,489
92.9%
Investment Income $2,200,241
5.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $457,063
1.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,653,583
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $6,416,764
18.5%
Assets/Debt
Total Assets $568,067,405
Total Liabilities $528,283,602
Net Assets $39,783,803

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated