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Consumer Credit Insurance Association

Organization summary

Type of Nonprofit

Designated as a Business leagues, chambers of commerce, real estate boards, etc, created for the improvement of business conditions.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$939k (2023)

Expenses
$938k (2023)

Total Assets
$1.09M (2023)

Total Liabilities
$28.4k (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$938,971
Expenses
$938,273
Net Income
$698
Net Assets
$1,065,350
Notable Sources of Revenue Percent of Total Revenue
Contributions $890,913
94.9%
Program Services $0
Investment Income $48,058
5.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $445,121
47.4%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,093,768
Total Liabilities $28,418
Net Assets $1,065,350
Compensation
Key Employees and Officers Compensation Related Other
Sarah Ferman Baker (President & Ceo) $209,100 $0 $0
John B Euwema (Vp Legisltv Reg Counsel) $155,029 $0 $0
Stephanie Neal (Director Of Operations) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$846,282
Expenses
$807,440
Net Income
$38,842
Net Assets
$1,064,650
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $900,303
> 100%
Investment Income -$54,021
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $447,838
55.5%
Assets/Debt
Total Assets $1,112,018
Total Liabilities $47,368
Net Assets $1,064,650
Compensation
Key Employees and Officers Compensation Related Other
John B Euwema (Vp Legisltv) $146,182 $0 $0
Sarah Ferman Baker (President &) $95,487 $0 $0
Thomas W Keepers (Executive V) $70,842 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$942,381
Expenses
$859,199
Net Income
$83,182
Net Assets
$1,025,808
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $870,695
92.4%
Investment Income $71,686
7.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $488,406
56.8%
Assets/Debt
Total Assets $1,066,199
Total Liabilities $40,391
Net Assets $1,025,808
Compensation
Key Employees and Officers Compensation Related Other
Thomas W Keepers (Executive V) $205,022 $0 $0
John B Euwema (Vp Legisltv) $142,782 $0 $0
Sarah Ferman Baker (Signature Of) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$875,317
Expenses
$818,612
Net Income
$56,705
Net Assets
$942,626
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $827,090
94.5%
Investment Income $48,227
5.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $483,444
59.1%
Assets/Debt
Total Assets $981,805
Total Liabilities $39,179
Net Assets $942,626
Compensation
Key Employees and Officers Compensation Related Other
Thomas W Keepers (Executive V) $203,021 $0 $0
John B Euwema (Vp Legisltv) $142,532 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$937,654
Expenses
$896,861
Net Income
$40,793
Net Assets
$885,921
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $822,171
87.7%
Investment Income $115,483
12.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $475,189
53.0%
Assets/Debt
Total Assets $892,752
Total Liabilities $6,831
Net Assets $885,921
Compensation
Key Employees and Officers Compensation Related Other
Thomas W Keepers (Executive V) $199,021 $0 $0
John B Euwema (Vp Legisltv) $140,032 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$822,506
Expenses
$838,968
Net Income
-$16,462
Net Assets
$845,128
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $878,323
> 100%
Investment Income -$55,817
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $468,328
55.8%
Assets/Debt
Total Assets $855,689
Total Liabilities $10,561
Net Assets $845,128

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$960,270
Expenses
$993,192
Net Income
-$32,922
Net Assets
$861,590
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $881,784
91.8%
Investment Income $78,486
8.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $480,584
48.4%
Assets/Debt
Total Assets $865,704
Total Liabilities $4,114
Net Assets $861,590

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$831,193
Expenses
$1,066,108
Net Income
-$234,915
Net Assets
$894,512
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $786,021
94.6%
Investment Income $45,172
5.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $463,040
43.4%
Assets/Debt
Total Assets $902,323
Total Liabilities $7,811
Net Assets $894,512

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$888,934
Expenses
$1,004,647
Net Income
-$115,713
Net Assets
$1,129,427
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $921,422
> 100%
Investment Income -$32,488
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $479,670
47.7%
Assets/Debt
Total Assets $1,134,883
Total Liabilities $5,456
Net Assets $1,129,427

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$938,115
Expenses
$846,256
Net Income
$91,859
Net Assets
$1,245,140
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $896,190
95.5%
Investment Income $41,925
4.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $461,428
54.5%
Assets/Debt
Total Assets $1,249,421
Total Liabilities $4,281
Net Assets $1,245,140

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$844,118
Expenses
$790,765
Net Income
$53,353
Net Assets
$1,153,281
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $817,903
96.9%
Investment Income $26,191
3.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $24
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $459,044
58.1%
Assets/Debt
Total Assets $1,157,047
Total Liabilities $3,766
Net Assets $1,153,281

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$892,749
Expenses
$794,158
Net Income
$98,591
Net Assets
$1,099,928
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $872,158
97.7%
Investment Income $20,591
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $434,174
54.7%
Assets/Debt
Total Assets $1,104,569
Total Liabilities $4,641
Net Assets $1,099,928

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,107,552
Expenses
$842,613
Net Income
$264,939
Net Assets
$1,001,337
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,095,339
98.9%
Investment Income $12,213
1.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $420,309
49.9%
Assets/Debt
Total Assets $1,002,415
Total Liabilities $1,078
Net Assets $1,001,337

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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