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Mwrd Employees Credit Union

Mwrd

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$1.56M (2023)

Expenses
$1.38M (2023)

Total Assets
$37.5M (2023)

Total Liabilities
$32.3M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,562,273
Expenses
$1,377,847
Net Income
$184,426
Net Assets
$5,245,628
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,093,448
70.0%
Investment Income $375,276
24.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $93,549
6.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $168,111
12.2%
Professional Fundraising Fees $0
Other Salaries and Wages $343,056
24.9%
Assets/Debt
Total Assets $37,536,714
Total Liabilities $32,291,086
Net Assets $5,245,628
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Geers (President) $135,551 $0 $32,560
Kari Steele (Chairperson) $0 $0 $0
Glenn Miller (Secretary) $0 $0 $0
Beverly Sander (Treasurer) $0 $0 $0
Brian Deitz (Board Member) $0 $0 $0
Louis Storino (Board Member) $0 $0 $0
Nathan Thomas (Board Member) $0 $0 $0
Jacqueline Tor (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,328,597
Expenses
$1,221,055
Net Income
$107,542
Net Assets
$5,164,682
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $905,028
68.1%
Investment Income $291,691
22.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $131,878
9.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $141,640
11.6%
Professional Fundraising Fees $0
Other Salaries and Wages $302,295
24.8%
Assets/Debt
Total Assets $41,446,674
Total Liabilities $36,281,992
Net Assets $5,164,682
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Geers (President) $141,640 $0 $25,495
Glenn Miller (Board Member) $0 $0 $0
Nathanial Thomas (Board Member) $0 $0 $0
Jacqueline Torres (Board Member) $0 $0 $0
Anthony Balich (Board Member) $0 $0 $0
Brian Deitz (Board Member) $0 $0 $0
Beverly Sanders (Treasurer) $0 $0 $0
Kari Steel (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,386,599
Expenses
$1,294,986
Net Income
$91,613
Net Assets
$5,278,027
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $879,401
63.4%
Investment Income $239,990
17.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $267,208
19.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $135,129
10.4%
Professional Fundraising Fees $0
Other Salaries and Wages $283,944
21.9%
Assets/Debt
Total Assets $42,360,096
Total Liabilities $37,082,069
Net Assets $5,278,027
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Geers (President) $135,129 $0 $24,323
Glenn Miller (Board Member) $0 $0 $0
Nathanial Thomas (Board Member) $0 $0 $0
Jacqueline Torres (Board Member) $0 $0 $0
Anthony Balich (Board Member) $0 $0 $0
Brian Deitz (Board Member) $0 $0 $0
Beverly Sanders (Treasurer) $0 $0 $0
Kari Steel (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,356,552
Expenses
$1,213,351
Net Income
$143,201
Net Assets
$5,325,243
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $973,344
71.8%
Investment Income $294,652
21.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $88,556
6.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $122,558
10.1%
Professional Fundraising Fees $0
Other Salaries and Wages $286,783
23.6%
Assets/Debt
Total Assets $39,343,603
Total Liabilities $34,018,360
Net Assets $5,325,243
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Geers (President) $122,558 $0 $23,827
Glenn Miller (Board Member) $0 $0 $0
Nathanial Thomas (Board Member) $0 $0 $0
Jacqueline Torres (Board Member) $0 $0 $0
Anthony Balich (Board Member) $0 $0 $0
Brian Deitz (Board Member) $0 $0 $0
Beverly Sanders (Treasurer) $0 $0 $0
Kari Steel (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,338,129
Expenses
$1,179,807
Net Income
$158,322
Net Assets
$5,047,665
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $949,174
70.9%
Investment Income $311,763
23.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$23,814
Net Inventory Sales $0
Other Revenue $101,006
7.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $129,608
11.0%
Professional Fundraising Fees $0
Other Salaries and Wages $280,372
23.8%
Assets/Debt
Total Assets $35,642,066
Total Liabilities $30,594,401
Net Assets $5,047,665
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Geers (President) $129,608 $0 $19,441
Glenn Miller (Board Member) $0 $0 $0
Nathanial Thomas (Board Member) $0 $0 $0
Jacqueline Torres (Board Member) $0 $0 $0
Anthony Balich (Board Member) $0 $0 $0
Brian Deitz (Board Member) $0 $0 $0
Beverly Sanders (Treasurer) $0 $0 $0
Kari Steele (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,273,862
Expenses
$1,121,152
Net Income
$152,710
Net Assets
$4,629,414
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $850,262
66.7%
Investment Income $329,500
25.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $20,072
1.6%
Net Inventory Sales $0
Other Revenue $74,028
5.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $126,769
11.3%
Professional Fundraising Fees $0
Other Salaries and Wages $273,033
24.4%
Assets/Debt
Total Assets $33,482,165
Total Liabilities $28,852,751
Net Assets $4,629,414
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Geers (President) $126,769 $0 $12,677
Glenn Miller (Board Member) $0 $0 $0
Nathanial Thomas (Board Member) $0 $0 $0
Jacqueline Torres (Board Member) $0 $0 $0
Anthony Balich (Board Member) $0 $0 $0
Brian Deitz (Board Member) $0 $0 $0
Beverly Sanders (Treasurer) $0 $0 $0
Kari Steele (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,177,928
Expenses
$1,062,080
Net Income
$115,848
Net Assets
$4,519,663
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $808,830
68.7%
Investment Income $278,425
23.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $90,673
7.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $124,406
11.7%
Professional Fundraising Fees $0
Other Salaries and Wages $256,391
24.1%
Assets/Debt
Total Assets $32,975,579
Total Liabilities $28,455,916
Net Assets $4,519,663
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Geers (President) $124,406 $0 $18,661
Glenn Miller (Board Member) $0 $0 $0
Nathanial Thomas (Board Member) $0 $0 $0
Jacqueline Torres (Board Member) $0 $0 $0
Anthony Balich (Board Member) $0 $0 $0
Brian Deitz (Board Member) $0 $0 $0
Beverly Sanders (Treasurer) $0 $0 $0
Kari Steele (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,074,737
Expenses
$1,051,747
Net Income
$22,990
Net Assets
$4,333,376
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $807,741
75.2%
Investment Income $199,774
18.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $67,222
6.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $122,441
11.6%
Professional Fundraising Fees $0
Other Salaries and Wages $263,161
25.0%
Assets/Debt
Total Assets $32,720,757
Total Liabilities $28,387,381
Net Assets $4,333,376
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Geers (President) $122,441 $0 $12,244
Glenn Miller (Board Member) $0 $0 $0
Nathanial Thomas (Board Member) $0 $0 $0
Jacqueline Torres (Board Member) $0 $0 $0
Anthony Balich (Board Member) $0 $0 $0
Brian Deitz (Board Member) $0 $0 $0
Beverly Sanders (Treasurer) $0 $0 $0
Kari Steele (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,079,343
Expenses
$1,071,688
Net Income
$7,655
Net Assets
$4,425,566
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $768,084
71.2%
Investment Income $236,998
22.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $74,261
6.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $118,411
11.0%
Professional Fundraising Fees $0
Other Salaries and Wages $275,856
25.7%
Assets/Debt
Total Assets $30,218,197
Total Liabilities $25,792,631
Net Assets $4,425,566
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Geers (President) $118,411 $0 $11,800
Glenn Miller (Board Member) $0 $0 $0
Nathanial Thomas (Board Member) $0 $0 $0
Mitchell Gorz (Board Member) $0 $0 $0
Henry Marks (Board Member) $0 $0 $0
Jacqueline Torres (Board Member) $0 $0 $0
Anthony Balich (Board Member) $0 $0 $0
Brian Deitz (Board Member) $0 $0 $0
Beverly Sanders (Treasurer) $0 $0 $0
Kari Steele (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,072,549
Expenses
$1,004,741
Net Income
$67,808
Net Assets
$4,431,367
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $772,172
72.0%
Investment Income $222,551
20.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $77,826
7.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $118,443
11.8%
Professional Fundraising Fees $0
Other Salaries and Wages $251,489
25.0%
Assets/Debt
Total Assets $28,576,817
Total Liabilities $24,145,450
Net Assets $4,431,367
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Geers (President) $118,443 $0 $0
Glenn Miller (Board Member) $0 $0 $0
Nathanial Thomas (Board Member) $0 $0 $0
Mitchell Gorz (Board Member) $0 $0 $0
Henry Marks (Board Member) $0 $0 $0
Jacqueline Torres (Board Member) $0 $0 $0
Anthony Balich (Board Member) $0 $0 $0
Brian Deitz (Board Member) $0 $0 $0
Beverly Sanders (Treasurer) $0 $0 $0
Patrick D Thompson (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,177,752
Expenses
$1,021,311
Net Income
$156,441
Net Assets
$4,049,731
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $806,462
68.5%
Investment Income $299,894
25.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $71,396
6.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $108,443
10.6%
Professional Fundraising Fees $0
Other Salaries and Wages $259,999
25.5%
Assets/Debt
Total Assets $26,875,042
Total Liabilities $22,825,311
Net Assets $4,049,731
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Geers (President) $108,443 $0 $0
Glenn Miller (Board Member) $0 $0 $0
Nathanial Thomas (Board Member) $0 $0 $0
Mitchell Gorz (Board Member) $0 $0 $0
Henry Marks (Board Member) $0 $0 $0
Jacqueline Torres (Board Member) $0 $0 $0
Anthony Balich (Board Member) $0 $0 $0
Brian Deitz (Board Member) $0 $0 $0
Beverly Sanders (Treasurer) $0 $0 $0
Patrick D Thompson (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,117,196
Expenses
$996,003
Net Income
$121,193
Net Assets
$4,369,176
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $1,032,505
92.4%
Bond Proceeds $0
Royalties $84,691
7.6%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $108,824
10.9%
Professional Fundraising Fees $0
Other Salaries and Wages $244,005
24.5%
Assets/Debt
Total Assets $26,867,589
Total Liabilities $22,498,413
Net Assets $4,369,176

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,098,348
Expenses
$1,047,871
Net Income
$50,477
Net Assets
$4,165,820
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $1,030,612
93.8%
Bond Proceeds $0
Royalties $67,736
6.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $113,833
10.9%
Professional Fundraising Fees $0
Other Salaries and Wages $235,313
22.5%
Assets/Debt
Total Assets $26,136,613
Total Liabilities $21,970,793
Net Assets $4,165,820

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

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Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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