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Canals & Trails Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$1.11M (2023)

Expenses
$1.02M (2023)

Total Assets
$33.4M (2023)

Total Liabilities
$30.2M (2023)

Source: Form 990 tax filings from 2013 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,105,547
Expenses
$1,018,723
Net Income
$86,824
Net Assets
$3,174,893
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $723,079
65.4%
Investment Income $277,362
25.1%
Bond Proceeds $0
Royalties $0
Rental Property Income -$4,257
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $109,363
9.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $100,157
9.8%
Professional Fundraising Fees $0
Other Salaries and Wages $264,051
25.9%
Assets/Debt
Total Assets $33,387,211
Total Liabilities $30,212,318
Net Assets $3,174,893
Compensation
Key Employees and Officers Compensation Related Other
Janet Schuler (President) $88,413 $0 $11,744
Jim Wartenberg (Chairman) $0 $0 $0
Brenda Piry (Vice Chairman) $0 $0 $0
Gerry Gadson (Treasurer) $0 $0 $0
Edward Rossetto (Secretary) $0 $0 $0
David Oxley (Director) $0 $0 $0
Max Woods (Director) $0 $0 $0
Susan Dufault (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,056,974
Expenses
$966,955
Net Income
$90,019
Net Assets
$3,094,790
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $712,784
67.4%
Investment Income $216,099
20.4%
Bond Proceeds $0
Royalties $0
Rental Property Income -$4,482
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $132,573
12.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $90,763
9.4%
Professional Fundraising Fees $0
Other Salaries and Wages $245,406
25.4%
Assets/Debt
Total Assets $35,954,097
Total Liabilities $32,859,307
Net Assets $3,094,790
Compensation
Key Employees and Officers Compensation Related Other
Janet Schuler (President) $84,566 $0 $5,615
Jim Wartenberg (Chairman) $0 $0 $0
Brenda Piry (Vice Chairman) $0 $0 $0
Rob Cronholm (Secretary) $0 $0 $0
Gerry Gadson (Treasurer) $0 $0 $0
Susan Dufault (Director) $0 $0 $0
Kent Irvin (Director) $0 $0 $0
Max Woods (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,002,433
Expenses
$844,430
Net Income
$158,003
Net Assets
$3,004,771
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $649,344
64.8%
Investment Income $170,968
17.1%
Bond Proceeds $0
Royalties $0
Rental Property Income -$9,796
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $191,917
19.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $86,542
10.2%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $36,670,160
Total Liabilities $33,665,389
Net Assets $3,004,771
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Janet Schuler (President) $83,610 $0 $2,932
Max Woods (Director) $0 $0 $0
Kent Irvin (Chairman) $0 $0 $0
Susan Dufault (Director) $0 $0 $0
Brenda Piry (Vice Chairman) $0 $0 $0
Rob Cronholm (Director) $0 $0 $0
Jim Wartenberg (Secretary) $0 $0 $0
Gerry Gadson (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$927,238
Expenses
$810,029
Net Income
$117,209
Net Assets
$2,551,603
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $694,732
74.9%
Investment Income $174,820
18.9%
Bond Proceeds $0
Royalties $0
Rental Property Income -$9,324
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $67,010
7.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $87,262
10.8%
Professional Fundraising Fees $0
Other Salaries and Wages $233,819
28.9%
Assets/Debt
Total Assets $27,893,917
Total Liabilities $25,342,314
Net Assets $2,551,603
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Janet Schuler (President) $84,732 $0 $2,530
Max Woods (Director) $0 $0 $0
Kent Irvin (Chairman) $0 $0 $0
Susan Dufault (Director) $0 $0 $0
Brenda Piry (Vice Chairman) $0 $0 $0
Rob Cronholm (Director) $0 $0 $0
Jim Wartenberg (Secretary) $0 $0 $0
Gerry Gadson (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,004,000
Expenses
$830,114
Net Income
$173,886
Net Assets
$2,434,394
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $741,698
73.9%
Investment Income $205,813
20.5%
Bond Proceeds $0
Royalties $0
Rental Property Income -$8,772
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $65,261
6.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $79,431
9.6%
Professional Fundraising Fees $0
Other Salaries and Wages $234,272
28.2%
Assets/Debt
Total Assets $23,607,367
Total Liabilities $21,172,973
Net Assets $2,434,394
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Janet Schuler (President) $76,875 $0 $2,556
Max Woods (Director) $0 $0 $0
Kent Irvin (Chairman) $0 $0 $0
Susan Dufault (Director) $0 $0 $0
Brenda Piry (Vice Chairman) $0 $0 $0
Rob Cronholm (Director) $0 $0 $0
Jim Wartenberg (Secretary) $0 $0 $0
Gerry Gadson (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$934,481
Expenses
$805,104
Net Income
$129,377
Net Assets
$2,260,506
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $617,021
66.0%
Investment Income $203,814
21.8%
Bond Proceeds $0
Royalties $0
Rental Property Income -$9,395
Net Fundraising $0
Sales of Assets $47,814
5.1%
Net Inventory Sales $0
Other Revenue $75,227
8.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $77,960
9.7%
Professional Fundraising Fees $0
Other Salaries and Wages $206,712
25.7%
Assets/Debt
Total Assets $22,341,888
Total Liabilities $20,081,382
Net Assets $2,260,506
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Janet Schuler (President) $75,424 $0 $2,536
David Hennessey (Chairman) $0 $0 $0
Kent Irvin (Vice Chairman) $0 $0 $0
Mary Ann Bailey (Secretary) $0 $0 $0
Brenda Piry (Director) $0 $0 $0
James Gliwa (Treasurer) $0 $0 $0
Jim Wartenberg (Director) $0 $0 $0
Gerry Gadson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$830,222
Expenses
$729,958
Net Income
$100,264
Net Assets
$2,131,128
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $604,291
72.8%
Investment Income $175,048
21.1%
Bond Proceeds $0
Royalties $0
Rental Property Income -$4,496
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $55,379
6.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $74,548
10.2%
Professional Fundraising Fees $0
Other Salaries and Wages $188,537
25.8%
Assets/Debt
Total Assets $22,778,160
Total Liabilities $20,647,032
Net Assets $2,131,128
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Janet Schuler (President) $72,074 $0 $2,474
David Hennessey (Chairman) $0 $0 $0
Kent Irvin (Vice Chairman) $0 $0 $0
Mary Ann Bailey (Secretary) $0 $0 $0
Max Woods (Treasurer) $0 $0 $0
Brenda Piry (Director) $0 $0 $0
James Gliwa (Director) $0 $0 $0
Jim Wartenberg (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$811,365
Expenses
$681,330
Net Income
$130,035
Net Assets
$2,030,864
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $611,179
75.3%
Investment Income $148,717
18.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $51,469
6.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $71,843
10.5%
Professional Fundraising Fees $0
Other Salaries and Wages $178,127
26.1%
Assets/Debt
Total Assets $22,691,100
Total Liabilities $20,660,236
Net Assets $2,030,864
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Janet Schuler (President) $69,395 $0 $2,448
David Hennessey (Chairman) $0 $0 $0
Kent Irvin (Vice Chairman) $0 $0 $0
Mary Ann Bailey (Secretary) $0 $0 $0
Max Woods (Treasurer) $0 $0 $0
Brenda Piry (Director) $0 $0 $0
Gordon Mccluskey (Director) $0 $0 $0
Jim Wartenberg (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$791,477
Expenses
$629,155
Net Income
$162,322
Net Assets
$1,900,829
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $617,638
78.0%
Investment Income $127,072
16.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $46,767
5.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $70,145
11.1%
Professional Fundraising Fees $0
Other Salaries and Wages $169,013
26.9%
Assets/Debt
Total Assets $21,417,826
Total Liabilities $19,516,997
Net Assets $1,900,829
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Janet Schuler (President) $67,731 $0 $2,414
David Hennessey (Chairman) $0 $0 $0
Kent Irvin (Vice Chairman) $0 $0 $0
Mary Ann Bailey (Secretary) $0 $0 $0
Max Woods (Treasurer) $0 $0 $0
Brenda Piry (Director) $0 $0 $0
Gordon Mccluskey (Director) $0 $0 $0
Jim Wartenberg (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$769,474
Expenses
$611,679
Net Income
$157,795
Net Assets
$1,738,507
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $612,912
79.7%
Investment Income $111,875
14.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $44,687
5.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $65,685
10.7%
Professional Fundraising Fees $0
Other Salaries and Wages $157,326
25.7%
Assets/Debt
Total Assets $20,192,209
Total Liabilities $18,453,702
Net Assets $1,738,507
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Janet Schuler (President) $63,346 $0 $2,339
David Hennessey (Chairman) $0 $0 $0
Kent Irvin (Vice Chairman) $0 $0 $0
Mary Ann Bailey (Secretary) $0 $0 $0
Max Woods (Treasurer) $0 $0 $0
Brenda Piry (Director) $0 $0 $0
Gordon Mccluskey (Director) $0 $0 $0
Jim Wartenberg (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$747,663
Expenses
$639,624
Net Income
$108,039
Net Assets
$1,580,712
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $609,361
81.5%
Investment Income $99,909
13.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $38,393
5.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $64,180
10.0%
Professional Fundraising Fees $0
Other Salaries and Wages $146,585
22.9%
Assets/Debt
Total Assets $19,540,803
Total Liabilities $17,960,091
Net Assets $1,580,712
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Janet Schuler (President) $61,652 $0 $2,527
David Hennessey (Chairman) $0 $0 $0
Kent Irvin (Vice Chairman) $0 $0 $0
Mary Ann Bailey (Secretary) $0 $0 $0
James Gliwa (Treasurer) $0 $0 $0
Brenda Piry (Director) $0 $0 $0
Gordon Mccluskey (Director) $0 $0 $0
Max Woods (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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