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U S Employees Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$4.42M (2023)

Expenses
$4.07M (2023)

Total Assets
$98.8M (2023)

Total Liabilities
$87.9M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,423,407
Expenses
$4,066,628
Net Income
$356,779
Net Assets
$10,864,548
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,402,129
76.9%
Investment Income $1,006,794
22.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $14,484
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,116,583
27.5%
Professional Fundraising Fees $0
Other Salaries and Wages $527,867
13.0%
Assets/Debt
Total Assets $98,770,932
Total Liabilities $87,906,384
Net Assets $10,864,548
Compensation
Key Employees and Officers Compensation Related Other
Eric Stiegel (Cu Ceo/Board Treasurer) $399,982 $0 $48,592
Frank Nicholson (Chief Financial Officer) $217,103 $0 $31,613
Nilda R Padin (Chief Operating Officer) $212,273 $0 $28,923
John Morin (Vp Information Technology) $166,235 $0 $11,862
Paul E Durbak (Chairman) $0 $0 $0
Therese Anderson (Vice Chairman/Secretary) $0 $0 $0
Michael Myers (Director) $0 $0 $0
John Kuck (Director) $0 $0 $0
Steve Slamar (Director) $0 $0 $0
Cherie Mc Clendon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,317,476
Expenses
$3,635,414
Net Income
$682,062
Net Assets
$10,384,827
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,471,696
80.4%
Investment Income $876,786
20.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$46,210
Net Inventory Sales $0
Other Revenue $15,204
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,105,396
30.4%
Professional Fundraising Fees $0
Other Salaries and Wages $559,185
15.4%
Assets/Debt
Total Assets $101,726,447
Total Liabilities $91,341,620
Net Assets $10,384,827
Compensation
Key Employees and Officers Compensation Related Other
Eric Stiegel (Cu Ceo/Board Treasurer) $413,612 $0 $46,754
Frank Nicholson (Chief Financial Officer) $196,511 $0 $30,782
Nilda R Padin (Chief Operating Officer) $196,398 $0 $29,603
John Morin (Vp Information Technology) $157,628 $0 $11,778
Paul E Durbak (Chairman) $0 $0 $0
Therese Anderson (Vice Chairman/Secretary) $0 $0 $0
Michael Myers (Director) $0 $0 $0
John Kuck (Director) $0 $0 $0
Steve Slamar (Director) $0 $0 $0
Cherie Mc Clendon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,921,100
Expenses
$3,427,272
Net Income
$493,828
Net Assets
$9,687,627
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,119,638
79.6%
Investment Income $801,318
20.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$14,000
Net Inventory Sales $0
Other Revenue $14,144
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $964,861
28.2%
Professional Fundraising Fees $0
Other Salaries and Wages $615,680
18.0%
Assets/Debt
Total Assets $100,781,168
Total Liabilities $91,093,541
Net Assets $9,687,627
Compensation
Key Employees and Officers Compensation Related Other
Eric Stiegel (Cu Ceo/Board Treasurer) $342,056 $0 $43,358
Nilda R Padin (Chief Operating Officer) $179,191 $0 $26,629
Frank Nicholson (Chief Financial Officer) $175,993 $0 $26,874
John Morin (Vp Information Technology) $148,639 $0 $11,474
Paul E Durbak (Chairman) $0 $0 $0
Therese Anderson (Vice Chairman/Secretary) $0 $0 $0
Michael Myers (Director) $0 $0 $0
John Kuck (Director) $0 $0 $0
Steve Slamar (Director) $0 $0 $0
Cherie Mc Clendon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,975,488
Expenses
$3,664,732
Net Income
$310,756
Net Assets
$9,054,295
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,960,801
74.5%
Investment Income $996,863
25.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $17,824
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $967,605
26.4%
Professional Fundraising Fees $0
Other Salaries and Wages $650,938
17.8%
Assets/Debt
Total Assets $95,275,894
Total Liabilities $86,221,599
Net Assets $9,054,295
Compensation
Key Employees and Officers Compensation Related Other
Eric Stiegel (Cu Ceo/Board Treasurer) $345,899 $0 $39,079
Frank Nicholson (Chief Financial Officer) $180,329 $0 $21,937
Nilda R Padin (Chief Operating Officer) $177,642 $0 $25,545
John Morin (Vp Information Technology) $148,353 $0 $11,869
Paul E Durbak (Chairman) $0 $0 $0
Therese Anderson (Vice Chairman/Secretary) $0 $0 $0
Michael Myers (Director) $0 $0 $0
John Kuck (Director) $0 $0 $0
Steve Slamar (Director) $0 $0 $0
Cherie Mc Clendon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,663,214
Expenses
$4,294,606
Net Income
$368,608
Net Assets
$8,796,808
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,450,877
74.0%
Investment Income $1,159,559
24.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $52,778
1.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $911,225
21.2%
Professional Fundraising Fees $0
Other Salaries and Wages $918,661
21.4%
Assets/Debt
Total Assets $84,234,411
Total Liabilities $75,437,603
Net Assets $8,796,808
Compensation
Key Employees and Officers Compensation Related Other
Eric Stiegel (Cu Ceo/Board Treasurer) $328,391 $0 $38,166
Frank Nicholson (Chief Financial Officer) $168,525 $0 $20,905
Nilda R Padin (Chief Operating Officer) $166,292 $0 $24,286
John Morin (Vp Information Technology) $134,552 $0 $14,704
Paul E Durbak (Chairman) $0 $0 $0
Therese Anderson (Vice Chairman/Secretary) $0 $0 $0
Michael Myers (Director) $0 $0 $0
John Kuck (Director) $0 $0 $0
Steve Slamar (Director) $0 $0 $0
Cherie Mc Clendon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,448,715
Expenses
$4,188,215
Net Income
$260,500
Net Assets
$10,692,889
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,312,381
74.5%
Investment Income $1,102,406
24.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$6,588
Net Inventory Sales $0
Other Revenue $40,516
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $871,171
20.8%
Professional Fundraising Fees $0
Other Salaries and Wages $989,267
23.6%
Assets/Debt
Total Assets $85,910,362
Total Liabilities $75,217,473
Net Assets $10,692,889
Compensation
Key Employees and Officers Compensation Related Other
Eric Stiegel (Cu Ceo/Board Treasurer) $314,462 $0 $42,048
Frank Nicholson (Chief Financial Officer) $160,534 $0 $21,825
Nilda R Padin (Chief Operating Officer) $159,515 $0 $26,895
John Morin (Vp Information Technology) $123,215 $0 $27,599
Paul E Durbak (Chairman) $0 $0 $0
Therese Anderson (Vice Chairman/Secretary) $0 $0 $0
Candida Miranda (Director) $0 $0 $0
John Kuck (Director) $0 $0 $0
Stephen Slamar (Director) $0 $0 $0
Cherie Mc Clendon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,877,976
Expenses
$4,777,605
Net Income
$100,371
Net Assets
$10,425,632
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,297,133
67.6%
Investment Income $823,669
16.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $715,978
14.7%
Net Inventory Sales $0
Other Revenue $41,196
0.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $873,386
18.3%
Professional Fundraising Fees $0
Other Salaries and Wages $968,198
20.3%
Assets/Debt
Total Assets $83,987,995
Total Liabilities $73,562,363
Net Assets $10,425,632
Compensation
Key Employees and Officers Compensation Related Other
Eric Stiegel (Cu Ceo/Board Treasurer) $334,093 $0 $34,870
Nilda R Padin (Chief Operating Officer) $158,813 $0 $21,300
Frank Nicholson (Chief Financial Officer) $156,178 $0 $18,604
John Morin (Vp Information Technology) $124,791 $0 $20,319
Paul E Durbak (Chairman) $0 $0 $0
Therese Anderson (Vice Chairman) $0 $0 $0
Candida Miranda (Secretary) $0 $0 $0
John Kuck (Director) $0 $0 $0
Stephen Slamar (Director) $0 $0 $0
Cherie Mc Clendon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,100,115
Expenses
$4,030,902
Net Income
$69,213
Net Assets
$10,325,261
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,360,497
82.0%
Investment Income $739,618
18.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $829,232
20.6%
Professional Fundraising Fees $0
Other Salaries and Wages $959,091
23.8%
Assets/Debt
Total Assets $83,233,889
Total Liabilities $72,908,628
Net Assets $10,325,261
Compensation
Key Employees and Officers Compensation Related Other
Eric Stiegel (Cu Ceo/Board Treasurer) $297,077 $0 $36,836
Frank Nicholson (Chief Financial Officer) $153,450 $0 $18,090
Nilda R Padin (Chief Operating Officer) $149,412 $0 $25,052
John Morin (Vp Information Technology) $116,939 $0 $19,421
Paul E Durbak (Chairman) $0 $0 $0
Charles Davis Jr (Vice Chairman) $0 $0 $0
Candida Miranda (Secretary) $0 $0 $0
John Kuck (Director) $0 $0 $0
Stephen Slamar (Director) $0 $0 $0
Therese Anderson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,978,197
Expenses
$3,825,120
Net Income
$153,077
Net Assets
$10,256,048
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,371,270
84.7%
Investment Income $624,016
15.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$17,089
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $806,529
21.1%
Professional Fundraising Fees $0
Other Salaries and Wages $990,301
25.9%
Assets/Debt
Total Assets $83,031,183
Total Liabilities $72,775,135
Net Assets $10,256,048
Compensation
Key Employees and Officers Compensation Related Other
Eric Stiegel (Cu Ceo/Board Treasurer) $289,643 $0 $39,687
Frank Nicholson (Chief Financial Officer) $146,311 $0 $20,025
Nilda R Padin (Chief Operating Officer) $144,916 $0 $23,071
John Morin (Vp Information Technology) $112,531 $0 $21,187
Paul E Durbak (Chairman) $0 $0 $0
Charles Davis Jr (Vice Chairman) $0 $0 $0
Candida Miranda (Secretary) $0 $0 $0
John Kuck (Director) $0 $0 $0
Stephen Slamar (Director) $0 $0 $0
Shirley J Roberts (Director) $0 $0 $0
Therese Andersen (Associate Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,946,109
Expenses
$3,763,185
Net Income
$182,924
Net Assets
$10,102,971
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,429,920
86.9%
Investment Income $516,189
13.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $749,641
19.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,048,033
27.8%
Assets/Debt
Total Assets $79,793,517
Total Liabilities $69,690,546
Net Assets $10,102,971
Compensation
Key Employees and Officers Compensation Related Other
Eric Stiegel (Cu Ceo/Board Treasurer) $270,351 $0 $35,402
Frank Nicholson (Chief Financial Officer) $141,140 $0 $18,115
Nilda R Padin (Chief Operating Officer) $136,192 $0 $26,136
John Morin (Vp Information Technology) $106,406 $0 $17,140
Paul E Durbak (Chairman) $0 $0 $0
Charles Davis Jr (Vice Chairman) $0 $0 $0
Candida Miranda (Secretary) $0 $0 $0
John Kuck (Director) $0 $0 $0
Stephen Slamar (Director) $0 $0 $0
Shirley J Roberts (Director) $0 $0 $0
Therese Andersen (Associate Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,248,838
Expenses
$4,313,654
Net Income
-$64,816
Net Assets
$9,920,047
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,557,862
83.7%
Investment Income $690,976
16.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $847,614
19.6%
Professional Fundraising Fees $0
Other Salaries and Wages $986,643
22.9%
Assets/Debt
Total Assets $78,867,974
Total Liabilities $68,947,927
Net Assets $9,920,047
Compensation
Key Employees and Officers Compensation Related Other
Eric Stiegel (Cu Ceo/Board Treasurer) $253,059 $0 $34,114
Nilda R Padin (Chief Operating Officer) $132,528 $0 $19,724
Frank Nicholson (Chief Financial Officer) $132,525 $0 $17,885
Greg Testroet (Vp Lending) $115,104 $0 $20,054
John Morin (Vp Information Technology) $105,852 $0 $16,769
Paul E Durbak (Chairman) $0 $0 $0
Charles Davis Jr (Vice Chairman) $0 $0 $0
Candida Miranda (Secretary) $0 $0 $0
John Kuck (Director) $0 $0 $0
Stephen Slamar (Director) $0 $0 $0
Shirley J Roberts (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,521,988
Expenses
$4,297,526
Net Income
$224,462
Net Assets
$10,056,358
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,472,435
76.8%
Investment Income $1,049,553
23.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $845,339
19.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,004,947
23.4%
Assets/Debt
Total Assets $79,669,969
Total Liabilities $69,613,611
Net Assets $10,056,358

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,892,772
Expenses
$4,492,041
Net Income
$400,731
Net Assets
$9,831,896
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,450,882
70.5%
Investment Income $1,441,890
29.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $902,253
20.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,081,335
24.1%
Assets/Debt
Total Assets $76,918,540
Total Liabilities $67,086,644
Net Assets $9,831,896

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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