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Dupage Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$30.7M (2022)

Expenses
$28.1M (2022)

Total Assets
$582M (2022)

Total Liabilities
$549M (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$30,736,632
Expenses
$28,120,364
Net Income
$2,616,268
Net Assets
$32,859,188
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $27,553,162
89.6%
Investment Income $2,935,865
9.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $2,600
0.0%
Net Fundraising $0
Sales of Assets $245,005
0.8%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,096,609
7.5%
Professional Fundraising Fees $0
Other Salaries and Wages $7,488,878
26.6%
Assets/Debt
Total Assets $581,714,800
Total Liabilities $548,855,612
Net Assets $32,859,188
Compensation
Key Employees and Officers Compensation Related Other
Diane Shelton (President/Ceo) $404,611 $0 $28,177
Roberta Kozlowicz (Executive Vice President/Cso) $307,722 $0 $10,595
Frank Sposito (Chief Information Officer) $207,207 $0 $2,971
Susanne Welsh (Senior Vice President) $198,042 $0 $10,724
John Dumas (Chief Financial Officer) $167,791 $0 $11,559
Amy Brandt (Senior Vice President) $159,729 $0 $31,280
Rachelle Mulconrey (Director Of Technology) $146,215 $0 $0
Humberto Razo (Director Or Lending) $142,808 $0 $4,376
Laura Leschewski (Director Or Human Resources) $121,895 $0 $10,300
James Chyllo (Avp Of Retail & Compliance) $121,528 $0 $27,379
Diana Hughes (Controller) $119,061 $0 $11,139
Debra Ragusa (Chairman Of The Board) $0 $0 $0
Kaitlin Plucinski (Vice Chairman Of The Board) $0 $0 $0
Michael Dzugan (Board Secretary) $0 $0 $0
Gretchen Lewis (Board Treasurer) $0 $0 $0
Gary Saake (Board Member) $0 $0 $0
Robert O'kelly (Board Member) $0 $0 $0
Bryan Jones (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$27,754,068
Expenses
$24,659,556
Net Income
$3,094,512
Net Assets
$41,224,688
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,675,688
81.7%
Investment Income $1,771,164
6.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $4,300
0.0%
Net Fundraising $0
Sales of Assets $3,302,916
11.9%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,863,884
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $6,783,789
27.5%
Assets/Debt
Total Assets $557,263,458
Total Liabilities $516,038,770
Net Assets $41,224,688
Compensation
Key Employees and Officers Compensation Related Other
Diane Shelton (President/Ceo) $374,944 $0 $27,805
Roberta Kozlowicz (Executive Vice President/Cso) $300,566 $0 $13,409
Frank Sposito (Chief Information Officer) $201,926 $0 $2,988
Susanne Welsh (Senior Vice President) $192,756 $0 $10,600
John Dumas (Chief Financial Officer) $160,415 $0 $11,437
Amy Brandt (Senior Vice President) $143,153 $0 $33,782
Humberto Razo (Director Or Lending) $136,813 $0 $4,237
Rachelle Mulconrey (Director Of Technology) $125,507 $0 $0
Diana Hughes (Controller) $114,178 $0 $10,273
Laura Leschewski (Director Or Human Resources) $113,626 $0 $4,237
Gary Saake (Chairman Of The Board) $0 $0 $0
Debra Ragusa (Vice Chairman Of The Board) $0 $0 $0
Michael Dzugan (Board Secretary) $0 $0 $0
Kaitlin Plucinski (Board Treasurer) $0 $0 $0
Gretchen Lewis (Board Member) $0 $0 $0
Marc Des Marteau (Board Member) $0 $0 $0
Robert O'kelly (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$28,684,027
Expenses
$23,094,936
Net Income
$5,589,091
Net Assets
$39,807,682
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,673,706
79.0%
Investment Income $1,127,794
3.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $3,900
0.0%
Net Fundraising $0
Sales of Assets $4,878,627
17.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,151,327
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $6,888,464
29.8%
Assets/Debt
Total Assets $480,745,505
Total Liabilities $440,937,823
Net Assets $39,807,682
Compensation
Key Employees and Officers Compensation Related Other
Diane Shelton (President/Ceo) $345,589 $0 $26,328
Roberta Kozlowicz (Executive Vice President/Cso) $248,074 $0 $13,125
Susanne Welsh (Senior Vice President) $188,283 $0 $9,938
Frank Sposito (Chief Information Officer) $163,552 $0 $3,793
Belord Kunjeer (Vice President) $144,910 $0 $7,934
John Dumas (Chief Financial Officer) $144,711 $0 $15,683
Amy Brandt (Vice President) $117,744 $0 $32,801
Gail Mosher (Vice President) $45,764 $0 $3,622
Gary Saake (Chairman Of The Board) $0 $0 $0
Debra Ragusa (Vice Chairman Of The Board) $0 $0 $0
Michael Dzugan (Board Secretary) $0 $0 $0
Kaitlin Plucinski (Board Treasurer) $0 $0 $0
Gretchen Lewis (Board Member) $0 $0 $0
Marc Des Marteau (Board Member) $0 $0 $0
Judy Lyons (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,997,758
Expenses
$21,208,371
Net Income
$2,789,387
Net Assets
$33,776,467
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $21,821,146
90.9%
Investment Income $1,226,032
5.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $4,200
0.0%
Net Fundraising $0
Sales of Assets $946,380
3.9%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,046,746
4.9%
Professional Fundraising Fees $0
Other Salaries and Wages $6,589,840
31.1%
Assets/Debt
Total Assets $385,496,474
Total Liabilities $351,720,007
Net Assets $33,776,467
Compensation
Key Employees and Officers Compensation Related Other
Diane Shelton (President/Ceo) $302,020 $0 $32,445
Roberta Kozlowicz (Executive Vice President/Cso) $226,824 $0 $12,247
Susanne Welsh (Senior Vice President) $157,845 $0 $6,236
Frank Sposito (Vice President) $152,117 $0 $3,452
Belord Kunjeer (Vice President) $144,217 $0 $7,277
John Dumas (Chief Financial Officer) $138,645 $0 $15,014
Gail Mosher (Vice President) $133,716 $0 $20,984
Gary Saake (Chairman Of The Board) $0 $0 $0
Debra Ragusa (Vice Chairman Of The Board) $0 $0 $0
Martin Bourke (Board Secretary) $0 $0 $0
Kaitlin Plucinski (Board Treasurer) $0 $0 $0
Gretchen Lewis (Board Member) $0 $0 $0
Marc Des Marteau (Board Member) $0 $0 $0
Judy Lyons (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$20,341,033
Expenses
$18,222,197
Net Income
$2,118,836
Net Assets
$30,515,702
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,299,213
90.0%
Investment Income $2,013,228
9.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $317
0.0%
Net Fundraising $0
Sales of Assets $28,275
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $656,434
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $6,319,863
34.7%
Assets/Debt
Total Assets $356,000,498
Total Liabilities $325,484,796
Net Assets $30,515,702
Compensation
Key Employees and Officers Compensation Related Other
Diane Shelton (President/Ceo) $272,838 $0 $31,884
Roberta Kozlowicz (Executive Vice President/Cso) $198,075 $0 $11,255
Frank Sposito (Vice President) $138,323 $0 $3,453
John Dumas (Chief Financial Officer) $131,981 $0 $10,402
Gail Mosher (Vice President) $123,610 $0 $25,088
Amy Brandt (Vice President) $122,036 $0 $489
Rachelle Mulconrey (Technology Manager) $102,319 $0 $0
Gary Saake (Chairman Of The Board) $0 $0 $0
Debra Ragusa (Vice Chairman Of The Board) $0 $0 $0
Martin Bourke (Board Secretary) $0 $0 $0
Kaitlin Plucinski (Board Treasurer) $0 $0 $0
William Hicks (Board Member) $0 $0 $0
Gretchen Lewis (Board Member) $0 $0 $0
Marc Des Marteau (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$19,066,157
Expenses
$16,654,118
Net Income
$2,412,039
Net Assets
$28,932,737
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $16,634,386
87.2%
Investment Income $1,869,844
9.8%
Bond Proceeds $0
Royalties $0
Rental Property Income -$11,274
Net Fundraising $0
Sales of Assets $573,201
3.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $590,808
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $5,942,078
35.7%
Assets/Debt
Total Assets $348,940,063
Total Liabilities $320,007,326
Net Assets $28,932,737
Compensation
Key Employees and Officers Compensation Related Other
Diane Shelton (President/Ceo) $225,082 $0 $32,113
Roberta Kozlowicz (Executive Vice President/Coo) $185,889 $0 $11,134
Frank Sposito (Vice President) $132,341 $0 $3,300
John Dumas (Chief Financial Officer) $126,710 $0 $9,880
Gail Mosher (Vice President) $119,474 $0 $24,272
Gary Saake (Chairman Of The Board) $0 $0 $0
Debra Ragusa (Vice Chairman Of The Board) $0 $0 $0
Kathleen Rush (Board Secretary) $0 $0 $0
Kaitlin Plucinski (Board Treasurer) $0 $0 $0
Martin Bourke (Board Member) $0 $0 $0
William Hicks (Board Member) $0 $0 $0
Gretchen Lewis (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$17,589,983
Expenses
$14,681,587
Net Income
$2,908,396
Net Assets
$26,520,698
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $15,705,264
89.3%
Investment Income $1,207,364
6.9%
Bond Proceeds $0
Royalties $0
Rental Property Income -$7,025
Net Fundraising $0
Sales of Assets $684,380
3.9%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $580,548
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $5,582,980
38.0%
Assets/Debt
Total Assets $337,946,913
Total Liabilities $311,426,215
Net Assets $26,520,698
Compensation
Key Employees and Officers Compensation Related Other
Diane Shelton (President/Ceo) $225,082 $0 $32,113
Roberta Kozlowicz (Executive Vice President/Coo) $179,285 $0 $12,084
Frank Sposito (Vice President) $128,276 $0 $3,300
John Dumas (Chief Financial Officer) $122,155 $0 $9,830
Gail Mosher (Vice President) $117,742 $0 $24,222
Gary Saake (Chairman Of The Board) $0 $0 $0
Debra Ragusa (Vice Chairman Of The Board) $0 $0 $0
Kathleen Rush (Board Secretary) $0 $0 $0
Kaitlin Plucinski (Board Treasurer) $0 $0 $0
Martin Bourke (Board Member) $0 $0 $0
William Hicks (Board Member) $0 $0 $0
Gretchen Lewis (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,895,185
Expenses
$13,789,383
Net Income
$3,105,802
Net Assets
$23,612,302
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $15,714,806
93.0%
Investment Income $665,291
3.9%
Bond Proceeds $0
Royalties $0
Rental Property Income -$17,758
Net Fundraising $0
Sales of Assets $532,846
3.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $547,119
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $5,181,946
37.6%
Assets/Debt
Total Assets $314,685,503
Total Liabilities $291,073,201
Net Assets $23,612,302
Compensation
Key Employees and Officers Compensation Related Other
Diane Shelton (President/Ceo) $206,961 $0 $28,960
Roberta Kozlowicz (Executive Vice President/Coo) $173,028 $0 $11,283
Frank Sposito (Vice President) $124,469 $0 $3,282
John Dumas (Chief Financial Officer) $117,721 $0 $9,166
Gail Mosher (Vice President) $115,405 $0 $21,551
Debra Ragusa (Chairman Of The Board) $0 $0 $0
Gary Saake (Vice Chairman Of The Board) $0 $0 $0
Kathleen Rush (Board Treaurer) $0 $0 $0
Gretchen Lewis (Board Secretary) $0 $0 $0
Martin Bourke (Board Member) $0 $0 $0
William Hicks (Board Member) $0 $0 $0
Kaitlin Plucinski (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$15,627,635
Expenses
$13,198,718
Net Income
$2,428,917
Net Assets
$20,506,500
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $15,060,935
96.4%
Investment Income $340,932
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income -$3,255
Net Fundraising $0
Sales of Assets $229,023
1.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $690,465
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $5,097,753
38.6%
Assets/Debt
Total Assets $297,886,646
Total Liabilities $277,380,146
Net Assets $20,506,500
Compensation
Key Employees and Officers Compensation Related Other
Robert M Palumbo (Former President/Ceo) $223,682 $0 $17,385
Diane Shelton (President/Ceo) $199,399 $0 $26,379
Debra Lange (Senior Vice President) $180,414 $0 $8,998
Roberta Kozlowicz (Executive Vice President/Coo) $148,523 $0 $11,498
Frank Sposito (Vice President) $109,022 $0 $3,282
John Dumas (Chief Financial Officer) $105,685 $0 $9,569
Gail Mosher (Vice President) $100,627 $0 $19,933
Lawrence Kammes (Chairman Of The Board) $0 $0 $0
Debra Ragusa (Vice Chairman Of The Board) $0 $0 $0
Gretchen Lewis (Board Secretary) $0 $0 $0
William Hicks (Board Treasurer) $0 $0 $0
Mark Dwyer (Board Member) $0 $0 $0
Michael Dzugan (Board Member) $0 $0 $0
William Shields (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$17,636,376
Expenses
$14,653,816
Net Income
$2,982,560
Net Assets
$18,077,583
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $16,562,285
93.9%
Investment Income $213,143
1.2%
Bond Proceeds $0
Royalties $0
Rental Property Income -$9,055
Net Fundraising $0
Sales of Assets $870,003
4.9%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $565,637
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $5,364,141
36.6%
Assets/Debt
Total Assets $289,128,200
Total Liabilities $271,050,617
Net Assets $18,077,583
Compensation
Key Employees and Officers Compensation Related Other
Robert M Palumbo (Former President/Ceo) $256,200 $0 $14,534
Diane Shelton (President/Ceo) $189,013 $0 $24,081
Debra Lange (Senior Vice President) $151,049 $0 $8,286
Roberta Kozlowicz (Senior Vice President) $142,910 $0 $10,786
Frank Sposito (Vice President) $103,389 $0 $7,946
Gail Mosher (Vice President) $99,230 $0 $17,856
John Dumas (Chief Financial Officer) $82,665 $0 $9,216
Lawrence Kammes (Chairman Of The Board) $0 $0 $0
Debra Ragusa (Vice Chairman Of The Board) $0 $0 $0
Gretchen Lewis (Board Secretary) $0 $0 $0
William Hicks (Board Treasurer) $0 $0 $0
Mark Dwyer (Board Member) $0 $0 $0
Michael Dzugan (Board Member) $0 $0 $0
William Shields (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$17,922,636
Expenses
$20,274,959
Net Income
-$2,352,323
Net Assets
$15,095,023
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $17,139,877
95.6%
Investment Income $176,611
1.0%
Bond Proceeds $0
Royalties $0
Rental Property Income -$24,671
Net Fundraising $0
Sales of Assets $630,819
3.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $959,157
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $4,920,407
24.3%
Assets/Debt
Total Assets $277,270,076
Total Liabilities $262,175,053
Net Assets $15,095,023

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$17,351,777
Expenses
$15,810,977
Net Income
$1,540,800
Net Assets
$17,447,346
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $16,695,856
96.2%
Investment Income $134,848
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $18,539
0.1%
Net Fundraising $0
Sales of Assets $502,534
2.9%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $688,263
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $4,750,044
30.0%
Assets/Debt
Total Assets $271,598,169
Total Liabilities $254,150,823
Net Assets $17,447,346

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

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Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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