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National Risk Retention Association

  • Encino, CA
  • Tax-exempt since March 1991
  • EIN: 36-3533185

Organization summary

Type of Nonprofit

Designated as a Business leagues, chambers of commerce, real estate boards, etc, created for the improvement of business conditions.

Summary charts: organization finances over time

Revenue
$424k (2023)

Expenses
$460k (2023)

Total Assets
$124k (2023)

Total Liabilities
$100k (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending July
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$424,356
Expenses
$459,609
Net Income
-$35,253
Net Assets
$23,874
Notable Sources of Revenue Percent of Total Revenue
Contributions $169,089
39.8%
Program Services $255,265
60.2%
Investment Income $2
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $74,465
16.2%
Assets/Debt
Total Assets $124,214
Total Liabilities $100,340
Net Assets $23,874
Compensation
Key Employees and Officers Compensation Related Other
Joseph Deems Deems Law Offices (Executive Director) $140,538 $0 $0
Nancy Gray (Chair) $0 $0 $0
Jon Harkavy (Second Vice Chair) $0 $0 $0
Rod Nofziger (Secretary) $0 $0 $0
Tina Truax Mccuin (First Vice Chair) $0 $0 $0
Sanford Elsass (Board Member Emeritus) $0 $0 $0
Shawn Dewane (Director) $0 $0 $0
Andrew Beardall (Director) $0 $0 $0
Greg Cook (Treasurer) $0 $0 $0
Christina Kindstedt (Director) $0 $0 $0
Timothy Sullivan (Director) $0 $0 $0
William P White (Director) $0 $0 $0
Karen Hsi (Director) $0 $0 $0
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Document Links

990
Filed on June 17, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending July
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$387,587
Expenses
$375,047
Net Income
$12,540
Net Assets
$59,127
Notable Sources of Revenue Percent of Total Revenue
Contributions $158,091
40.8%
Program Services $229,472
59.2%
Investment Income $24
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $70,258
18.7%
Assets/Debt
Total Assets $189,240
Total Liabilities $130,113
Net Assets $59,127
Compensation
Key Employees and Officers Compensation Related Other
Joseph Deems Deems Law Offices (Executive Director) $115,000 $0 $0
Nancy Gray (Chair) $0 $0 $0
Jon Harkavy (Vice Chair) $0 $0 $0
Rod Nofziger (Secretary) $0 $0 $0
Melissa Hancock (Treasurer) $0 $0 $0
Tina Truax Mccuin (Director) $0 $0 $0
Sanford Elsass (Board Member Emeritus) $0 $0 $0
Shawn Dewane (Director) $0 $0 $0
Andrew Beardall (Director) $0 $0 $0
Greg Cook (Director) $0 $0 $0
Christina Kindstedt (Director) $0 $0 $0
Timothy Sullivan (Director) $0 $0 $0
William P White (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 1, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending July
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$267,750
Expenses
$324,456
Net Income
-$56,706
Net Assets
$46,685
Notable Sources of Revenue Percent of Total Revenue
Contributions $71,411
26.7%
Program Services $196,338
73.3%
Investment Income $1
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $67,694
20.9%
Assets/Debt
Total Assets $164,908
Total Liabilities $118,223
Net Assets $46,685
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joseph Deems Deems Law Offices (Executive Director) $115,000 $0 $0
Robert Myers Jr Esq (General Counsel) $9,318 $0 $0
Julie Bordo (President) $0 $0 $0
Jon Harkavy (Vice Chair) $0 $0 $0
Rod Nofziger (Secretary) $0 $0 $0
Melissa Hancock (Treasurer) $0 $0 $0
Tina Truax Mccuin (Board) $0 $0 $0
Michael Schroeder (Past Chair) $0 $0 $0
Nancy Gray (Chair) $0 $0 $0
Jamie Sahara (Ceo) $0 $0 $0
Sanford Elsass (Board Member Emeritus) $0 $0 $0
Shaun Dewane (Investment Management Cons) $0 $0 $0
+ View more people

Document Links

990
Filed on June 15, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending July
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$438,507
Expenses
$456,694
Net Income
-$18,187
Net Assets
$103,391
Notable Sources of Revenue Percent of Total Revenue
Contributions $209,996
47.9%
Program Services $228,509
52.1%
Investment Income $2
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $71,064
15.6%
Assets/Debt
Total Assets $201,285
Total Liabilities $97,894
Net Assets $103,391
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joseph Deems Deems Law Offices (Executive Director) $115,000 $0 $0
Robert Myers Jr Esq (General Counsel) $23,690 $0 $0
Julie Bordo (President) $0 $0 $0
Jon Harkavy (Vice Chair) $0 $0 $0
Rod Nofziger (Secretary) $0 $0 $0
Melissa Hancock (Treasurer) $0 $0 $0
Tina Truax Mccuin (Board) $0 $0 $0
Michael Schroeder (Past Chair) $0 $0 $0
Nancy Gray (Chair) $0 $0 $0
Jamie Sahara (Ceo) $0 $0 $0
Sanford Elsass (Board Member Emeritus) $0 $0 $0
Shaun Dewane (Investment Management Consultant) $0 $0 $0
+ View more people

Document Links

990
Filed on June 15, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending July
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$448,312
Expenses
$446,752
Net Income
$1,560
Net Assets
$121,578
Notable Sources of Revenue Percent of Total Revenue
Contributions $189,250
42.2%
Program Services $259,059
57.8%
Investment Income $3
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $76,259
17.1%
Assets/Debt
Total Assets $194,765
Total Liabilities $73,187
Net Assets $121,578
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joseph Deems Deems Law Offices (Executive Director) $115,000 $0 $0
Robert Myers Jr Esq (General Counsel) $25,890 $0 $0
Julie Bordo (Board Member) $0 $0 $0
Jon Harkavy (Vice Chair) $0 $0 $0
Rod Nofziger (Secretary) $0 $0 $0
Melissa Hancock (Assistant Treasurer) $0 $0 $0
Tina Truax Mccuin (Board) $0 $0 $0
Michael Schroeder (Chairman) $0 $0 $0
Mark Maxson (Board) $0 $0 $0
Nancy Gray (Treasurer) $0 $0 $0
Dan Labrie (Past Chair) $0 $0 $0
Jamie Sahara (Board) $0 $0 $0
Sanford Elsass (Board) $0 $0 $0
+ View more people

Document Links

990
Filed on July 14, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
PDF (2 of 2)

Fiscal Year Ending July
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$462,550
Expenses
$462,478
Net Income
$72
Net Assets
$120,017
Notable Sources of Revenue Percent of Total Revenue
Contributions $183,950
39.8%
Program Services $278,597
60.2%
Investment Income $3
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $67,965
14.7%
Assets/Debt
Total Assets $263,748
Total Liabilities $143,731
Net Assets $120,017
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joseph Deems Deems Law Offices (Executive Director) $120,000 $0 $0
Robert Myers Jr Esq (General Counsel) $0 $0 $0
Julie Bordo (President) $0 $0 $0
Jon Harkavy (Vice Chair) $0 $0 $0
Rod Nofziger (Secretary) $0 $0 $0
Tina Truax Mccuin (Board) $0 $0 $0
Sanford Elsass (Board) $0 $0 $0
Michael Schroeder (Chairman) $0 $0 $0
Mark Maxson (Board) $0 $0 $0
Nancy Gray (Treasurer) $0 $0 $0
Dan Labrie (Past Chair) $0 $0 $0
Jamie Sahara (Board) $0 $0 $0
+ View more people

Document Links

990
Filed on June 17, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending July
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$464,108
Expenses
$453,095
Net Income
$11,013
Net Assets
$119,945
Notable Sources of Revenue Percent of Total Revenue
Contributions $209,000
45.0%
Program Services $255,098
55.0%
Investment Income $10
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $74,092
16.4%
Assets/Debt
Total Assets $225,266
Total Liabilities $105,321
Net Assets $119,945
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joseph Deems Deems Law Offices (Executive Director) $121,981 $0 $0
Robert Myers Jr Esq (General Counsel) $0 $0 $0
Sanford Elsass (Past Chair) $0 $0 $0
Jon Harkavy (Secretary) $0 $0 $0
Rod Nofziger (Board) $0 $0 $0
Stephen Crim (Board) $0 $0 $0
Duncan Dale (Board) $0 $0 $0
Michael Schroeder (Vice Chair) $0 $0 $0
Mark Maxson (Board) $0 $0 $0
Nancy Gray (Treasurer) $0 $0 $0
Dan Labrie (Chair) $0 $0 $0
Jamie Sahara (Board) $0 $0 $0
+ View more people

Document Links

990
Filed on June 13, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending July
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$479,240
Expenses
$442,751
Net Income
$36,489
Net Assets
$108,932
Notable Sources of Revenue Percent of Total Revenue
Contributions $180,250
37.6%
Program Services $298,974
62.4%
Investment Income $16
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $63,823
14.4%
Assets/Debt
Total Assets $254,096
Total Liabilities $145,164
Net Assets $108,932
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joseph Deems (Executive Director) $120,000 $0 $0
Robert Myers Jr Esq (General Counsel) $0 $0 $0
Sanford Elsass (Past Chair) $0 $0 $0
Jon Harkavy (Secretary) $0 $0 $0
Rod Nofziger (Board) $0 $0 $0
Stephen Crim (Board) $0 $0 $0
Ken Barrett (Board) $0 $0 $0
Duncan Dale (Board) $0 $0 $0
Michael Schroeder (Vice Chair) $0 $0 $0
Mark Maxson (Board) $0 $0 $0
Nancy Gray (Treasurer) $0 $0 $0
Dan Labrie (Chair) $0 $0 $0
+ View more people

Document Links

990
Filed on March 15, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending July
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$449,472
Expenses
$408,567
Net Income
$40,905
Net Assets
$72,443
Notable Sources of Revenue Percent of Total Revenue
Contributions $171,965
38.3%
Program Services $277,507
61.7%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $65,572
16.0%
Assets/Debt
Total Assets $213,313
Total Liabilities $140,870
Net Assets $72,443
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joseph Deems (Executive Director) $105,000 $0 $0
Robert Myers Jr Esq (General Counsel) $0 $0 $0
Dan Labrie (Chair) $0 $0 $0
Michael Schroeder (Secretary) $0 $0 $0
Rod Nofziger (Chair Elect) $0 $0 $0
Mark Maxson (Board) $0 $0 $0
Ken Barrett (Board) $0 $0 $0
Duncan Dale (Board) $0 $0 $0
Stephen Crim (Board) $0 $0 $0
Jon Harkavy (Board) $0 $0 $0
Nancy Gray (Treasurer) $0 $0 $0
Sanford Elsass (Board) $0 $0 $0
+ View more people

Document Links

990
Filed on June 15, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending July
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$490,657
Expenses
$453,612
Net Income
$37,045
Net Assets
$41,793
Notable Sources of Revenue Percent of Total Revenue
Contributions $193,351
39.4%
Program Services $297,170
60.6%
Investment Income $1
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $135
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $61,431
13.5%
Assets/Debt
Total Assets $199,032
Total Liabilities $157,239
Net Assets $41,793
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joseph Deems (Executive Director) $105,000 $0 $0
Robert Myers Jr Esq (General Counsel) $0 $0 $0
Sanford Elsass (Chair) $0 $0 $0
Derick White (Secretary) $0 $0 $0
Rod Nofziger (Vice Chair) $0 $0 $0
Stephen Crim (Board) $0 $0 $0
Ken Barrett (Board) $0 $0 $0
Duncan Dale (Board) $0 $0 $0
Michael Schroeder (Board) $0 $0 $0
Jon Harkavy (Board) $0 $0 $0
Nancy Gray (Treasurer) $0 $0 $0
Mark Maxson (Board) $0 $0 $0
Dan Labrie (Board) $0 $0 $0
+ View more people

Document Links

990
Filed on June 10, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending July
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$432,347
Expenses
$425,932
Net Income
$6,415
Net Assets
$13,388
Notable Sources of Revenue Percent of Total Revenue
Contributions $185,975
43.0%
Program Services $245,998
56.9%
Investment Income $25
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $349
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $56,354
13.2%
Assets/Debt
Total Assets $79,912
Total Liabilities $66,524
Net Assets $13,388

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending July
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$429,003
Expenses
$457,746
Net Income
-$28,743
Net Assets
$15,125
Notable Sources of Revenue Percent of Total Revenue
Contributions $184,250
42.9%
Program Services $241,473
56.3%
Investment Income $97
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,183
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $85,661
Total Liabilities $70,536
Net Assets $15,125

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending July
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$436,392
Expenses
$528,899
Net Income
-$92,507
Net Assets
$43,868
Notable Sources of Revenue Percent of Total Revenue
Contributions $219,588
50.3%
Program Services $216,967
49.7%
Investment Income $194
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$951
Net Inventory Sales $0
Other Revenue $594
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $62,421
11.8%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $155,281
Total Liabilities $111,413
Net Assets $43,868

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending July
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990-EZ

Short form tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending July
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990-EZ

Short form tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending July
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending July
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending July
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending July
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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