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Family Credit Counseling Service Inc

Organization summary

Type of Nonprofit

Designated as a Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Category: Human Services — Multipurpose and Other / Financial Counseling, Money Management (NTEE)

Donations to this organization are tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$5.94M (2023)

Expenses
$6.17M (2023)

Total Assets
$8.66M (2023)

Total Liabilities
$1.32M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,937,076
Expenses
$6,170,974
Net Income
-$233,898
Net Assets
$7,341,896
Notable Sources of Revenue Percent of Total Revenue
Contributions $259,300
4.4%
Program Services $5,302,759
89.3%
Investment Income $362,385
6.1%
Bond Proceeds $0
Royalties $0
Rental Property Income -$620
Net Fundraising $0
Sales of Assets -$38,295
Net Inventory Sales $0
Other Revenue $51,547
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $679,360
11.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,999,685
32.4%
Assets/Debt
Total Assets $8,659,552
Total Liabilities $1,317,656
Net Assets $7,341,896
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Mc Auliffe Ms (Director & President) $382,544 $0 $46,945
Elizabeth Schomburg Ms (Senior Vp & Treas) $208,523 $0 $39,705
Sarabeth Mc Auliffe Ms (Chief Marketing Officer) $154,631 $0 $9,278
Peyton Mendez (Chairman) $0 $0 $0
Carol Parlin (Director) $0 $0 $0
Ron Ruckert (Director) $0 $0 $0
Lourdes Delgado Serrano Md Mba (Director) $0 $0 $0
Catherine Klepacki (Director) $0 $0 $0
Arthur Croney (Former Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,001,729
Expenses
$6,522,802
Net Income
-$521,073
Net Assets
$7,204,120
Notable Sources of Revenue Percent of Total Revenue
Contributions $644,500
10.7%
Program Services $5,148,645
85.8%
Investment Income $305,673
5.1%
Bond Proceeds $0
Royalties $0
Rental Property Income -$4,118
Net Fundraising $0
Sales of Assets -$140,093
Net Inventory Sales $0
Other Revenue $47,122
0.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $746,747
11.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,929,581
29.6%
Assets/Debt
Total Assets $7,877,348
Total Liabilities $673,228
Net Assets $7,204,120
Compensation
Key Employees and Officers Compensation Related Other
Michael Mc Auliffe Ms (Director & President) $411,766 $0 $43,219
Elizabeth Schomburg Ms (Senior Vp & Treas) $225,112 $0 $38,475
Sarabeth Mc Auliffe Ms (Chief Marketing Officer) $147,084 $0 $8,861
Arthur Croney (Chairman) $0 $0 $0
Carol Parlin (Director) $0 $0 $0
Ron Ruckert (Director) $0 $0 $0
Lourdes Delgado Serrano Md Mba (Director) $0 $0 $0
Peyton Mendez (Director) $0 $0 $0
Catherine Klepacki (Director) $0 $0 $0
Loretta Daly (Former Director) $0 $0 $0
Curtis Galloway (Former Director & Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,733,487
Expenses
$5,808,223
Net Income
$1,925,264
Net Assets
$8,893,543
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,467,843
19.0%
Program Services $5,797,185
75.0%
Investment Income $273,929
3.5%
Bond Proceeds $0
Royalties $0
Rental Property Income -$11,467
Net Fundraising $0
Sales of Assets $166,500
2.2%
Net Inventory Sales $0
Other Revenue $39,497
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $695,843
12.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,917,742
33.0%
Assets/Debt
Total Assets $9,585,248
Total Liabilities $691,705
Net Assets $8,893,543
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Mc Auliffe Ms (President) $405,707 $0 $38,023
Elizabeth Schomburg Ms (Senior Vp & Treas) $216,505 $0 $35,608
Sarabeth Mc Auliffe Ms (Chief Marketing Officer) $148,042 $0 $4,449
Arthur Croney (Chairman) $0 $0 $0
Carol Parlin (Director) $0 $0 $0
Ron Ruckert (Director) $0 $0 $0
Loretta Daly (Director) $0 $0 $0
Lourdes Delgado Serrano Md Mba (Director) $0 $0 $0
Curtis Galloway (Director, Fmr Chairman) $0 $0 $0
Peyton Mendez (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,953,404
Expenses
$5,976,124
Net Income
$977,280
Net Assets
$6,666,821
Notable Sources of Revenue Percent of Total Revenue
Contributions $529,343
7.6%
Program Services $6,222,039
89.5%
Investment Income $121,386
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income -$29,561
Net Fundraising $0
Sales of Assets $76,323
1.1%
Net Inventory Sales $0
Other Revenue $33,874
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $627,493
10.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,971,864
33.0%
Assets/Debt
Total Assets $7,802,129
Total Liabilities $1,135,308
Net Assets $6,666,821
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Mc Auliffe Ms (President) $357,351 $0 $40,880
Elizabeth Schomburg Ms (Senior Vp & Treas) $193,803 $0 $35,459
Sarabeth Mc Auliffe (Chief Marketing Officer) $145,057 $0 $8,758
Curtis Galloway (Chairman) $0 $0 $0
Carol Parlin (Director) $0 $0 $0
Ron Ruckert (Director) $0 $0 $0
Loretta Daly (Director) $0 $0 $0
Lourdes Delgado Serrano Md Mba (Director) $0 $0 $0
Arthur Croney (Director) $0 $0 $0
Jose Mendez (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,648,563
Expenses
$5,976,072
Net Income
$672,491
Net Assets
$5,605,909
Notable Sources of Revenue Percent of Total Revenue
Contributions $472,392
7.1%
Program Services $5,997,528
90.2%
Investment Income $96,065
1.4%
Bond Proceeds $0
Royalties $0
Rental Property Income -$10,478
Net Fundraising $0
Sales of Assets $57,034
0.9%
Net Inventory Sales $0
Other Revenue $36,022
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $592,798
9.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,945,112
32.5%
Assets/Debt
Total Assets $6,707,106
Total Liabilities $1,101,197
Net Assets $5,605,909
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Mc Auliffe Ms (President) $332,519 $0 $37,183
Elizabeth Schomburg Ms (Senior Vp & Treas) $185,178 $0 $36,274
Sarabeth Mc Auliffe (Chief Marketing Officer) $129,000 $0 $4,583
Curtis Galloway (Chairman) $0 $0 $0
Carol Parlin (Director) $0 $0 $0
Ron Ruckert (Director) $0 $0 $0
Loretta Daly (Director) $0 $0 $0
Lourdes Delgado Serrano Md Mba (Director) $0 $0 $0
Arthur Croney (Director) $0 $0 $0
Jose Mendez (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,344,734
Expenses
$5,369,776
Net Income
$974,958
Net Assets
$4,784,294
Notable Sources of Revenue Percent of Total Revenue
Contributions $408,109
6.4%
Program Services $5,761,609
90.8%
Investment Income $34,605
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $16,687
0.3%
Net Fundraising $0
Sales of Assets $50,990
0.8%
Net Inventory Sales $0
Other Revenue $72,734
1.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $730,864
13.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,812,474
33.8%
Assets/Debt
Total Assets $5,750,943
Total Liabilities $966,649
Net Assets $4,784,294
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Mc Auliffe Ms (President) $350,336 $0 $29,546
Elizabeth Schomburg Ms (Senior Vp & Treas) $181,835 $0 $30,515
Curtis Galloway (Director All Year, Vp Thru 9/2018) $131,676 $0 $5,842
Arthur Croney (Chairman) $0 $0 $0
Carol Parlin (Director) $0 $0 $0
Ron Ruckert (Director) $0 $0 $0
Loretta Daly (Director) $0 $0 $0
Lourdes Delgado Serrano Md Mba (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,327,553
Expenses
$5,795,972
Net Income
$531,581
Net Assets
$3,909,884
Notable Sources of Revenue Percent of Total Revenue
Contributions $413,827
6.5%
Program Services $5,749,905
90.9%
Investment Income $18,186
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $51,706
0.8%
Net Fundraising $0
Sales of Assets $65,806
1.0%
Net Inventory Sales $0
Other Revenue $28,123
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $655,113
11.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,587,733
27.4%
Assets/Debt
Total Assets $5,305,930
Total Liabilities $1,396,046
Net Assets $3,909,884
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Mcauliffe Ms (President) $326,206 $0 $33,330
Elizabeth Schomburg Ms (Senior Vp & Treas) $171,591 $0 $32,766
Curtis Galloway (Vice Pres/Director) $74,920 $0 $4,661
Arthur Croney (Director) $0 $0 $0
Carol Parlin (Director) $0 $0 $0
Ron Ruckert (Director) $0 $0 $0
Loretta Daly (Director) $0 $0 $0
Lourdes Delgado Serrano Md Mba (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,900,645
Expenses
$4,836,055
Net Income
$64,590
Net Assets
$3,363,732
Notable Sources of Revenue Percent of Total Revenue
Contributions $522,109
10.7%
Program Services $4,291,463
87.6%
Investment Income $18,002
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $17,200
0.4%
Net Fundraising $0
Sales of Assets $22,468
0.5%
Net Inventory Sales $0
Other Revenue $29,403
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $641,155
13.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,410,803
29.2%
Assets/Debt
Total Assets $4,536,182
Total Liabilities $1,172,450
Net Assets $3,363,732
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Mcauliffe Ms (President) $355,304 $0 $31,610
Elizabeth Schomburg Ms (Senior Vp & Treas) $205,061 $0 $28,744
Curtis Galloway (Vice Pres/Director) $74,920 $0 $4,758
Arthur Croney (Director) $0 $0 $0
Carol Parlin (Director) $0 $0 $0
Ron Ruckert (Director) $0 $0 $0
Loretta Daly (Director) $0 $0 $0
Lourdes Delgado Serrano Md Mba (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,695,203
Expenses
$4,645,637
Net Income
$49,566
Net Assets
$3,248,525
Notable Sources of Revenue Percent of Total Revenue
Contributions $611,147
13.0%
Program Services $3,925,021
83.6%
Investment Income $18,242
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $43,335
0.9%
Net Fundraising $0
Sales of Assets $51,481
1.1%
Net Inventory Sales $0
Other Revenue $45,977
1.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $616,967
13.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,382,498
29.8%
Assets/Debt
Total Assets $4,007,552
Total Liabilities $759,027
Net Assets $3,248,525
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Mcauliffe Ms (President) $297,640 $0 $26,500
Elizabeth Schomburg Ms (Senior Vp & Treas) $152,704 $0 $22,257
Curtis Galloway (Vice Pres/Director) $74,920 $0 $4,883
Arthur Croney (Director) $0 $0 $0
Carol Parlin (Director) $0 $0 $0
Ron Ruckert (Director) $0 $0 $0
Loretta Daly (Director) $0 $0 $0
Lourdes Delgado Serrano Md Mba (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,617,721
Expenses
$4,491,133
Net Income
$126,588
Net Assets
$3,239,866
Notable Sources of Revenue Percent of Total Revenue
Contributions $732,954
15.9%
Program Services $3,782,927
81.9%
Investment Income $16,321
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $30,366
0.7%
Net Fundraising $0
Sales of Assets $7,162
0.2%
Net Inventory Sales $0
Other Revenue $47,991
1.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $596,005
13.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,340,038
29.8%
Assets/Debt
Total Assets $4,391,803
Total Liabilities $1,151,937
Net Assets $3,239,866
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Mcauliffe (President) $307,460 $0 $24,537
Elizabeth Schomburg (Senior Vp & Treas) $146,828 $0 $31,410
Curtis Galloway (Vice Pres/Director) $74,920 $0 $8,670
Arthur Croney (Director) $0 $0 $0
Carol Parlin (Director) $0 $0 $0
Ron Ruckert (Director) $0 $0 $0
Loretta Daly (Director) $0 $0 $0
Lourdes Delgado Serrano (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,449,915
Expenses
$4,264,174
Net Income
$185,741
Net Assets
$3,191,001
Notable Sources of Revenue Percent of Total Revenue
Contributions $779,776
17.5%
Program Services $3,591,578
80.7%
Investment Income $14,625
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $19,202
0.4%
Net Fundraising $0
Sales of Assets -$796
Net Inventory Sales $0
Other Revenue $45,530
1.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $542,620
12.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,316,831
30.9%
Assets/Debt
Total Assets $4,178,187
Total Liabilities $987,186
Net Assets $3,191,001
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Mcauliffe (President) $257,253 $0 $30,679
Elizabeth Schomburg (Senior Vp & Treas) $141,150 $0 $27,867
Curtis Galloway (Vice Pres/Director) $74,920 $0 $8,693
Arthur Croney (Director) $0 $0 $0
Carol Parlin (Director) $0 $0 $0
Ron Ruckert (Director) $0 $0 $0
Loretta Daly (Director) $0 $0 $0
Lourdes Delgado Serrano (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,040,811
Expenses
$3,973,888
Net Income
$66,923
Net Assets
$3,005,260
Notable Sources of Revenue Percent of Total Revenue
Contributions $695,198
17.2%
Program Services $3,222,317
79.7%
Investment Income $18,701
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $52,543
1.3%
Net Fundraising $0
Sales of Assets $9,763
0.2%
Net Inventory Sales $0
Other Revenue $42,289
1.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $521,460
13.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,241,402
31.2%
Assets/Debt
Total Assets $3,975,557
Total Liabilities $970,297
Net Assets $3,005,260

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,535,027
Expenses
$3,432,411
Net Income
$102,616
Net Assets
$2,938,337
Notable Sources of Revenue Percent of Total Revenue
Contributions $511,463
14.5%
Program Services $2,932,575
83.0%
Investment Income $21,482
0.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $31,655
0.9%
Net Fundraising $0
Sales of Assets $4,763
0.1%
Net Inventory Sales $0
Other Revenue $33,089
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $566,718
16.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,194,470
34.8%
Assets/Debt
Total Assets $3,656,114
Total Liabilities $717,777
Net Assets $2,938,337

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2003

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2002

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2001

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

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Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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