Vibrant Credit Union

Moline, IL
Tax-exempt since Sept. 1936
EIN: 36-6068452

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Type of Nonprofit

Designated as a 501(c)(14) State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions

Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Revenue

$47.3M (2023)

Expenses

$52M (2023)

Total Assets

$1.05B (2023)

Total Liabilities

$989M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Revenue

$47,308,712

Expenses

$51,963,140

Net Income

-$4,654,428

Net Assets

$65,195,809

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$39,809,739	84.1%
Investment Income	$5,693,215	12.0%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$86,249	0.2%
Net Fundraising	$0
Sales of Assets	-$3,052,213
Net Inventory Sales	$596,706	1.3%
Other Revenue	$4,175,016	8.8%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,543,999	3.0%
Professional Fundraising Fees	$0
Other Salaries and Wages	$12,532,898	24.1%

Assets/Debt
Total Assets	$1,054,150,884
Total Liabilities	$988,955,075
Net Assets	$65,195,809

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Matthew Mccombs (President/Ceo)	$634,716	$0	$52,494
Kevin Peterson (Chief Financial Officer)	$272,771	$0	$51,082
Megan Anderson (Chief Revenue Officer)	$235,796	$0	$44,044
Peter Nohelty (Chief Technology Officer)	$229,166	$0	$23,930
Jennifer Bowe (Svp It Development)	$190,052	$0	$19,455
Ashlee Cooper (Svp Sales & Service)	$173,034	$0	$34,241
Stephen Owings (Vp Software Data Development)	$169,861	$0	$50,743
Cale Vangenderen (Svp Loan Programs)	$160,520	$0	$41,854
Tiffany Haedt (Executive Officer)	$140,509	$0	$29,253
Terry Brahm (Former Director)	$0	$0	$0
Mark Cooper (Director)	$0	$0	$0
Nick Kremer (Vice Chairman)	$0	$0	$0
Andres Pasantes (Director)	$0	$0	$0
Michael Pease (Director)	$0	$0	$0
James Jim Ed Pogue (Director)	$0	$0	$0
Tim Scarlett (Director)	$0	$0	$0
Bob Swift (Director)	$0	$0	$0
Nick Tarpein (Chairman)	$0	$0	$0
Julie Verheecke (Secretary/Treasurer)	$0	$0	$0

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990

Filed on Nov. 13, 2024

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Fiscal Year Ending Dec.
2022

Revenue

$47,909,169

Expenses

$42,724,534

Net Income

$5,184,635

Net Assets

$71,774,156

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$31,076,319	64.9%
Investment Income	$3,622,930	7.6%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$420,117	0.9%
Net Inventory Sales	$69,552	0.1%
Other Revenue	$12,720,251	26.6%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,149,704	2.7%
Professional Fundraising Fees	$0
Other Salaries and Wages	$13,311,751	31.2%

Assets/Debt
Total Assets	$1,031,061,735
Total Liabilities	$959,287,579
Net Assets	$71,774,156

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Matthew Mccombs (President/Ceo)	$502,042	$0	$59,565
Peter Nohelty (Chief Technology Officer)	$235,020	$0	$34,338
Megan Anderson (Chief Operations Officer)	$219,259	$0	$41,795
Monte Bennett (General Manager)	$182,306	$0	$19,946
Jennifer Bowe (Svp It & Development)	$173,151	$0	$5,742
Cale Vangenderen (Svp Loan Programs)	$160,340	$0	$38,191
Ashlee Cooper (Svp Of Sales Service)	$156,923	$0	$31,281
Allison Cook (Svp Program Management)	$141,280	$0	$29,265
Kevin Peterson (Chief Financial Officer)	$51,530	$0	$6,155
Terry Brahm (Director)	$0	$0	$0
Mark Cooper (Director)	$0	$0	$0
Nick Kremer (Vice Chairman)	$0	$0	$0
Michael Pease (Director)	$0	$0	$0
Brent Peterson (Former Director)	$0	$0	$0
Tim Scarlett (Director)	$0	$0	$0
Bob Swift (Director)	$0	$0	$0
Nick Tarpein (Chairman)	$0	$0	$0
Kevin Wolfe (Former Director)	$0	$0	$0
Julie Verheecke (Secretary/Treasurer)	$0	$0	$0

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990

Filed on Nov. 2, 2023

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Fiscal Year Ending Dec.
2021

Revenue

$50,336,419

Expenses

$40,577,326

Net Income

$9,759,093

Net Assets

$90,387,424

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$30,796,947	61.2%
Investment Income	$2,058,999	4.1%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$15,091	0.0%
Net Fundraising	$0
Sales of Assets	$3,187,040	6.3%
Net Inventory Sales	$0
Other Revenue	$14,278,342	28.4%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,186,689	2.9%
Professional Fundraising Fees	$0
Other Salaries and Wages	$12,507,899	30.8%

Assets/Debt
Total Assets	$1,061,532,656
Total Liabilities	$971,145,232
Net Assets	$90,387,424

Reported conflict of interest transactions

Reported a significant diversion of assets

Compensation

Key Employees and Officers	Compensation	Related	Other
Matthew Mccombs (President/Ceo & Secretary)	$469,295	$0	$56,910
Peter Nohelty (Chief Technology Officer)	$203,060	$0	$34,496
Megan Anderson (Chief Operations Officer)	$186,854	$0	$37,917
James Allison (Mortgage Loan Officer)	$165,656	$0	$24,299
John Ernst (Chief Business Officer)	$161,821	$0	$36,336
Aaron Ohlensehlen (Agency President)	$146,765	$0	$30,668
Austin Taylor (Vp Of Loan Program)	$131,925	$0	$12,979
Ashlee Cooper (Vp Of Credit Administration)	$130,498	$0	$25,612
Jennifer Bowe (Svp It & Development)	$129,456	$0	$11,590
Terry Brahm (Treasurer)	$0	$0	$0
Mark Cooper (Director)	$0	$0	$0
Nick Kremer (Director)	$0	$0	$0
Michael Pease (Director)	$0	$0	$0
Brent Peterson (Vice Chairman)	$0	$0	$0
Tim Scarlett (Director)	$0	$0	$0
Nick Tarpein (Chairman)	$0	$0	$0
Kevin Wolfe (Director)	$0	$0	$0

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990

Filed on Nov. 14, 2022

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Fiscal Year Ending Dec.
2020

Revenue

$50,170,904

Expenses

$43,350,139

Net Income

$6,820,765

Net Assets

$83,808,712

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$32,353,540	64.5%
Investment Income	$1,735,383	3.5%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$33,795	0.1%
Net Fundraising	$0
Sales of Assets	$3,817,122	7.6%
Net Inventory Sales	$0
Other Revenue	$12,231,064	24.4%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,429,526	3.3%
Professional Fundraising Fees	$0
Other Salaries and Wages	$11,574,940	26.7%

Assets/Debt
Total Assets	$954,829,688
Total Liabilities	$871,020,976
Net Assets	$83,808,712

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Matthew Mccombs (President/Ceo/Secretary)	$475,774	$0	$34,993
Peter Nohelty (Chief Technology Officer)	$233,666	$0	$20,155
Megan Anderson (Chief Operations Officer)	$184,763	$0	$29,134
Josh Ernst (Chief Business Officer)	$184,230	$0	$29,259
James Allison (Mortgage Loan Officer)	$182,248	$0	$28,957
Brett Flynn (Mortgage Loan Officer)	$172,841	$0	$16,818
Aaron Ohlensehlen (Agency President)	$156,974	$0	$27,486
Jacob Wachendorf (Director Branches)	$145,000	$0	$12,995
Jonathon Sexton (Svp Culture & Leadership)	$139,814	$0	$26,574
Kraig Sleaford (Mortgage Loan Officer Iii)	$134,847	$0	$6,369
Terry Bishop (Chief Financial Officer (Part Year))	$47,306	$0	$5,787
Nick Tarpein (Chairman)	$0	$0	$0
Brent Peterson (Vice Chairman)	$0	$0	$0
Terry Brahm (Treasurer)	$0	$0	$0
Kevin Wolfe (Associate Director)	$0	$0	$0
Mark Cooper (Director)	$0	$0	$0
Nick Kremer (Director)	$0	$0	$0
Michael Pease (Director)	$0	$0	$0
Tim Scarlett (Director)	$0	$0	$0
Megan Stopulous (Director Part Year)	$0	$0	$0

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990

Filed on May 17, 2021

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Fiscal Year Ending Dec.
2019

Revenue

$47,037,308

Expenses

$42,038,979

Net Income

$4,998,329

Net Assets

$76,637,056

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$29,669,538	63.1%
Investment Income	$2,279,302	4.8%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$36,139	0.1%
Net Fundraising	$0
Sales of Assets	$3,888,249	8.3%
Net Inventory Sales	$0
Other Revenue	$11,164,080	23.7%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,564,800	3.7%
Professional Fundraising Fees	$0
Other Salaries and Wages	$9,608,740	22.9%

Assets/Debt
Total Assets	$806,652,253
Total Liabilities	$730,015,197
Net Assets	$76,637,056

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Matthew Mccombs (President/Ceo/Secretary)	$422,891	$0	$31,736
Steve Ducey (Chief Experience Officer)	$240,072	$0	$26,807
Terry Bishop (Chief Financial Officer)	$223,334	$0	$25,760
Megan Anderson (Chief Operations Officer)	$177,276	$0	$25,588
Josh Ernst (Chief Business Officer)	$175,589	$0	$26,060
Aaron Ohlensehlen (Agency President)	$164,703	$0	$24,985
Jonathon Sexton (Svp Culture)	$142,669	$0	$23,764
Danny Delarosa (Chief Sales Officer (Te 19))	$130,817	$0	$16,479
Peter Nohelty (Chief Technology Officer)	$127,882	$0	$8,588
Joseph Agostinelli (Vp Analytics & Insights)	$127,482	$0	$19,354
Erik Ristow (Chief Technology Officer (Te 19))	$109,749	$0	$11,376
Nick Tarpein (Chairman)	$0	$0	$0
Brent Peterson (Vice Chairman)	$0	$0	$0
Terry Brahm (Treasurer)	$0	$0	$0
Julie Germeraad (Vice Chairman (Te 19))	$0	$0	$0
Mark Cooper (Director)	$0	$0	$0
Nick Kremer (Director)	$0	$0	$0
Michael Pease (Director)	$0	$0	$0
Tim Scarlett (Director)	$0	$0	$0
Megan Stopulous (Director)	$0	$0	$0

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990

Filed on Sept. 23, 2020

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Fiscal Year Ending Dec.
2018

Revenue

$41,594,596

Expenses

$38,930,419

Net Income

$2,664,177

Net Assets

$70,631,973

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$23,514,624	56.5%
Investment Income	$1,391,947	3.3%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$390,096	0.9%
Net Inventory Sales	$0
Other Revenue	$16,297,929	39.2%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,250,439	3.2%
Professional Fundraising Fees	$0
Other Salaries and Wages	$10,372,704	26.6%

Assets/Debt
Total Assets	$717,178,979
Total Liabilities	$646,547,006
Net Assets	$70,631,973

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
John Hegg (Project Analyst)	$556,867	$0	$3,487
Matthew Mccombs (President/Chief Executive Officer)	$373,833	$0	$38,556
Steve Ducey (Chief Experience Officer)	$218,168	$0	$33,745
Erik Ristow (Chief Technology Officer)	$206,961	$0	$21,114
Shelley Groves (Chief Loan Officer)	$158,211	$0	$8,464
Paula Young (Brand Ambassador)	$155,424	$0	$6,225
Danny Delarosa (Chief Sales Officer)	$155,402	$0	$22,187
Aaron Ohlensehle (Cuso President)	$141,185	$0	$27,388
Terry Bishop (Chief Financial Officer)	$137,864	$0	$23,065
Joshua Ernst (Chief Lending Officer)	$136,843	$0	$30,221
Jon Sexton (Chief Compliance Officer)	$129,976	$0	$29,300
Teresa Vandyke (Chairman)	$0	$0	$0
Nick Kremer (Director)	$0	$0	$0
Megan Stopulos (Director)	$0	$0	$0
Tim Scarlett (Director)	$0	$0	$0
Brent Peterson (Director)	$0	$0	$0
Terry Brahm (Director)	$0	$0	$0
Zack Sottos (Former Director)	$0	$0	$0
Julie Germeraad James (Former Vice Chairman)	$0	$0	$0
Nick Tarpein (Secretary/Treasurer)	$0	$0	$0

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990

Filed on May 15, 2019

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Fiscal Year Ending Dec.
2017

Revenue

$33,050,034

Expenses

$29,593,200

Net Income

$3,456,834

Net Assets

$67,259,447

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$20,946,486	63.4%
Investment Income	$915,731	2.8%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$784,031	2.4%
Net Inventory Sales	$0
Other Revenue	$10,403,786	31.5%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$999,694	3.4%
Professional Fundraising Fees	$0
Other Salaries and Wages	$8,801,164	29.7%

Assets/Debt
Total Assets	$653,229,100
Total Liabilities	$585,969,653
Net Assets	$67,259,447

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Matthew Mccombs (President/Chief Executive Officer)	$373,319	$0	$41,600
Steve Ducey (Chief Experience Officer)	$227,406	$0	$35,305
William Cerwin (Vp Of Credit Union Services)	$167,794	$0	$34,786
Shelley Groves (Chief Loan Officer)	$157,115	$0	$8,377
Aaron Ohlensehle (Cuso President)	$150,427	$0	$28,583
Ryan Soedt (Former Chief Financial Officer)	$150,016	$0	$6,556
Jon Sexton (Chief Compliance Officer)	$142,051	$0	$33,118
Steve Mcatee (Chief Information Officer)	$139,570	$0	$22,643
Joseph Agostinelli (Vp Of Product Development)	$115,469	$0	$27,341
Terry Brahm (Director)	$0	$0	$0
Julie Germeraad James (Vice Chairman)	$0	$0	$0
Nick Kremer (Director)	$0	$0	$0
Brent Peterson (Director)	$0	$0	$0
Tim Scarlett (Director)	$0	$0	$0
Zack Sottos (Director)	$0	$0	$0
Nick Tarpein (Secretary/Treasurer)	$0	$0	$0
Teresa Vandyke (Chairman)	$0	$0	$0

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990

Filed on Nov. 15, 2018

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Fiscal Year Ending Dec.
2016

Revenue

$31,176,365

Expenses

$25,066,279

Net Income

$6,110,086

Net Assets

$59,929,016

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$18,160,616	58.3%
Investment Income	$716,337	2.3%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$3,322,136	10.7%
Net Inventory Sales	$0
Other Revenue	$8,977,276	28.8%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$746,129	3.0%
Professional Fundraising Fees	$0
Other Salaries and Wages	$8,088,116	32.3%

Assets/Debt
Total Assets	$581,503,822
Total Liabilities	$521,574,806
Net Assets	$59,929,016

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Matthew Mccombs (President/Chief Executive Officer)	$441,465	$0	$39,890
Steve Ducey (Chief Experience Officer)	$322,499	$0	$33,782
Aaron Ohlensehle (Cuso President)	$147,332	$0	$24,460
Steve Mcatee (Chief Information Officer)	$137,645	$0	$28,970
Shelley Groves (Chief Loan Officer)	$123,995	$0	$8,825
Ryan Soedt (Chief Financial Officer)	$118,614	$0	$7,652
Jon Sexton (Chief Compliance Officer)	$107,192	$0	$31,315
Terry Brahm (Director)	$0	$0	$0
Mike Fryer (Former Director)	$0	$0	$0
Julie Germeraad James (Vice Chairman)	$0	$0	$0
Nick Kremer (Director)	$0	$0	$0
Brent Peterson (Director)	$0	$0	$0
Zack Sottos (Director)	$0	$0	$0
Nick Tarpein (Secretary/Treasurer)	$0	$0	$0
Teresa Vandyke (Chairman)	$0	$0	$0

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990

Filed on Nov. 20, 2017

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Fiscal Year Ending Dec.
2015

Revenue

$26,721,157

Expenses

$24,507,554

Net Income

$2,213,603

Net Assets

$53,106,958

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$17,180,444	64.3%
Investment Income	$893,527	3.3%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$771,483	2.9%
Net Inventory Sales	$0
Other Revenue	$7,875,703	29.5%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$918,358	3.7%
Professional Fundraising Fees	$0
Other Salaries and Wages	$6,160,173	25.1%

Assets/Debt
Total Assets	$545,846,879
Total Liabilities	$492,739,921
Net Assets	$53,106,958

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Terry Brahm (Director/ Former Chief Executive Officer)	$470,465	$0	$6,091
Matthew Mccombs (President/Chief Executive)	$293,083	$0	$35,615
Steve Ducey (Chief Experience Officer)	$174,475	$0	$30,044
Steve Mcatee (Chief Information Officer)	$133,591	$0	$27,358
Aaron Ohlensehle (Cuso President)	$126,594	$0	$21,468
Shelley Groves (Chief Loan Officer)	$119,798	$0	$5,290
Ryan Soedt (Chief Financial Officer)	$105,990	$0	$7,115
Mike Fryer (Director)	$0	$0	$0
Julie Germeraad James (Vice Chairman)	$0	$0	$0
Robert Gomez (Former Director)	$0	$0	$0
Steve Kratzberg (Director)	$0	$0	$0
Nick Kremer (Director)	$0	$0	$0
Brent Peterson (Director)	$0	$0	$0
Zack Sottos (Director)	$0	$0	$0
Nick Tarpein (Secretary/Treasurer)	$0	$0	$0
Teresa Vandyke (Chairman)	$0	$0	$0

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990

Filed on Nov. 15, 2016

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Fiscal Year Ending Dec.
2014

Revenue

$25,263,296

Expenses

$22,344,919

Net Income

$2,918,377

Net Assets

$50,893,355

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$16,858,741	66.7%
Investment Income	$103,098	0.4%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$412,679	1.6%
Net Inventory Sales	$0
Other Revenue	$7,888,778	31.2%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,297,454	5.8%
Professional Fundraising Fees	$0
Other Salaries and Wages	$5,791,582	25.9%

Assets/Debt
Total Assets	$478,186,234
Total Liabilities	$427,292,879
Net Assets	$50,893,355

990

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2013

Revenue

$25,118,147

Expenses

$22,113,561

Net Income

$3,004,586

Net Assets

$47,974,978

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$16,845,799	67.1%
Investment Income	$146,710	0.6%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$1,007,438	4.0%
Net Inventory Sales	$0
Other Revenue	$7,118,200	28.3%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,128,646	5.1%
Professional Fundraising Fees	$0
Other Salaries and Wages	$5,322,575	24.1%

Assets/Debt
Total Assets	$459,847,611
Total Liabilities	$411,872,633
Net Assets	$47,974,978

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Terry Brahm (Chief Executive Officer)	$367,352	$0	$39,677
Kevin Pieper (Evp/Chief Risk Officer)	$222,693	$0	$16,097
Matthew Mccombs (President/Chief Operating Officer)	$217,377	$0	$29,558
Jay England (Evp/Chief Financial Officer)	$190,315	$0	$45,577
Denise Carothers (Vp Human Resources)	$121,223	$0	$11,404
Cheryl Frame (Vp Marketing/E Commerce)	$103,751	$0	$23,219
Steve Ducey (Director)	$0	$0	$0
Mike Fryer (Director)	$0	$0	$0
Robert Gomez (Director)	$0	$0	$0
Julie Germeraad James (Secretary/Treasurer)	$0	$0	$0
Robert Jecks (Director)	$0	$0	$0
Steve Kratzberg (Chairman)	$0	$0	$0
Brent Peterson (Director)	$0	$0	$0
Nathan Sondgeroth (Former Director)	$0	$0	$0
Nick Tarpein (Director)	$0	$0	$0
William Ron Trice (Former Director)	$0	$0	$0
Teresa Vandyke (Vice Chairman)	$0	$0	$0

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990

Filed on Nov. 13, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2012

Revenue

$25,367,845

Expenses

$21,542,846

Net Income

$3,824,999

Net Assets

$45,014,978

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$16,279,122	64.2%
Investment Income	$341,916	1.3%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$1,655,852	6.5%
Net Inventory Sales	$0
Other Revenue	$7,090,955	28.0%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,266,024	5.9%
Professional Fundraising Fees	$0
Other Salaries and Wages	$5,018,260	23.3%

Assets/Debt
Total Assets	$452,822,858
Total Liabilities	$407,807,880
Net Assets	$45,014,978

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Revenue

$23,552,335

Expenses

$20,989,164

Net Income

$2,563,171

Net Assets

$41,224,611

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$15,084,653	64.0%
Investment Income	$1,186,881	5.0%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$1,164,795	4.9%
Net Inventory Sales	$0
Other Revenue	$6,116,006	26.0%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$837,237	4.0%
Professional Fundraising Fees	$0
Other Salaries and Wages	$0

Assets/Debt
Total Assets	$437,165,945
Total Liabilities	$395,941,334
Net Assets	$41,224,611

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

Raw filing data. Includes EINs and summary financials as structured data.
Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated March 11, 2025

Vibrant Credit Union

Organization summary

Type of Nonprofit

Details

Summary charts: organization finances over time

Revenue $47.3M (2023)

Expenses $52M (2023)

Total Assets $1.05B (2023)

Total Liabilities $989M (2023)

Tax Filings by Year

Fiscal Year Ending Dec. 2023

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2022

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2021

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2020

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

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990

Fiscal Year Ending Dec. 2019

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

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990

Fiscal Year Ending Dec. 2018

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

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990

Fiscal Year Ending Dec. 2017

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

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990

Fiscal Year Ending Dec. 2016

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2015

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2014

Extracted Financial Data

Extracted Financial Data from Form 990

Document Links

990

Fiscal Year Ending Dec. 2013

Extracted Financial Data

Revenue

$47.3M (2023)

Expenses

$52M (2023)

Total Assets

$1.05B (2023)

Total Liabilities

$989M (2023)

Fiscal Year Ending Dec.
2023

Fiscal Year Ending Dec.
2022

Fiscal Year Ending Dec.
2021

Fiscal Year Ending Dec.
2020

Fiscal Year Ending Dec.
2019

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2018

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2017

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2016

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2015

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2014

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2013

Fiscal Year Ending Dec.
2012

Fiscal Year Ending Dec.
2011

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2010

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Fiscal Year Ending Dec.
2008

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Fiscal Year Ending Dec.
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Fiscal Year Ending Dec.
2005