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Access Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$2.59M (2023)

Expenses
$2.41M (2023)

Total Assets
$59M (2023)

Total Liabilities
$51.3M (2023)

Source: Form 990 tax filings from 2013 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,585,480
Expenses
$2,406,754
Net Income
$178,726
Net Assets
$7,673,422
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,238,258
86.6%
Investment Income $347,222
13.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $284,475
11.8%
Professional Fundraising Fees $0
Other Salaries and Wages $580,092
24.1%
Assets/Debt
Total Assets $58,974,544
Total Liabilities $51,301,122
Net Assets $7,673,422
Compensation
Key Employees and Officers Compensation Related Other
Lisa Dinges (President/Ceo) $128,367 $0 $19,973
Thomas Pierce (Coo) $113,222 $0 $16,893
James Parker (Chairman) $0 $0 $0
Craig Lundt (Vice Chairman) $0 $0 $0
Yogi Patel (Treasurer) $0 $0 $0
Donna Sebestyen (Secretary) $0 $0 $0
Alexis Wallace (Director) $0 $0 $0
Kurtis Todd (Director) $0 $0 $0
Steven Bergeon (Director) $0 $0 $0
Ron Mikicich (Director) $0 $0 $0
Pamela Harrison (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,586,874
Expenses
$2,293,236
Net Income
$293,638
Net Assets
$7,545,359
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,243,288
86.7%
Investment Income $342,471
13.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,115
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $273,398
11.9%
Professional Fundraising Fees $0
Other Salaries and Wages $603,951
26.3%
Assets/Debt
Total Assets $61,905,866
Total Liabilities $54,360,507
Net Assets $7,545,359
Compensation
Key Employees and Officers Compensation Related Other
Lisa Dinges (President/Ceo) $124,200 $0 $19,749
Thomas Pierce (Coo) $108,708 $0 $16,553
Steven Bergeon (Chairman) $0 $0 $0
Craig Lundt (Vice Chairman) $0 $0 $0
Yogi Patel (Treasurer) $0 $0 $0
Donna Sebestyen (Secretary) $0 $0 $0
Alexis Wallace (Director) $0 $0 $0
Kurtis Todd (Director) $0 $0 $0
James Parker (Director) $0 $0 $0
Ron Mikicich (Director) $0 $0 $0
Pamela Harrison (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,523,952
Expenses
$2,128,138
Net Income
$395,814
Net Assets
$7,251,721
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,115,840
83.8%
Investment Income $408,112
16.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $260,093
12.2%
Professional Fundraising Fees $0
Other Salaries and Wages $488,673
23.0%
Assets/Debt
Total Assets $61,378,110
Total Liabilities $54,126,389
Net Assets $7,251,721
Compensation
Key Employees and Officers Compensation Related Other
Lisa Dinges (President/Ceo) $120,385 $0 $19,105
Thomas Pierce (Coo) $105,484 $0 $15,120
Stephen Bergeon (Chairman) $0 $0 $0
Craig Lundt (Vice Chairman) $0 $0 $0
Yogi Patel (Treasurer) $0 $0 $0
Donna Sebestyen (Secretary) $0 $0 $0
Alexis Wallace (Director) $0 $0 $0
Kurtis Todd (Director) $0 $0 $0
James Parker (Director) $0 $0 $0
Ron Mikicich (Director) $0 $0 $0
Pamela Harrison (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,368,229
Expenses
$2,088,433
Net Income
$279,796
Net Assets
$6,855,907
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,871,188
79.0%
Investment Income $497,501
21.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$460
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $249,018
11.9%
Professional Fundraising Fees $0
Other Salaries and Wages $490,930
23.5%
Assets/Debt
Total Assets $59,271,067
Total Liabilities $52,415,160
Net Assets $6,855,907
Compensation
Key Employees and Officers Compensation Related Other
Lisa Dinges (President/Ceo) $119,331 $0 $15,687
Thomas Pierce (Coo) $106,620 $0 $7,380
Stephen Bergeon (Chairman) $0 $0 $0
Craig Lundt (Vice Chairman) $0 $0 $0
Yogi Patel (Treasurer) $0 $0 $0
Donna Sebestyen (Secretary) $0 $0 $0
Alexis Wallace (Director) $0 $0 $0
Charles Mac Kinnon (Director) $0 $0 $0
James Parker (Director) $0 $0 $0
Ron Mikicich (Director) $0 $0 $0
Pamela Harrison (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,468,921
Expenses
$2,204,629
Net Income
$264,292
Net Assets
$6,576,111
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,976,552
80.1%
Investment Income $492,369
19.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $118,234
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $634,418
28.8%
Assets/Debt
Total Assets $49,702,111
Total Liabilities $43,126,000
Net Assets $6,576,111
Compensation
Key Employees and Officers Compensation Related Other
Lisa Dinges (President/Ceo) $108,352 $0 $9,882
Robert Sadler (Chairman) $0 $0 $0
Charles Mackinnon (Vice Chairman) $0 $0 $0
Yogi Patel (Treasurer) $0 $0 $0
Ron Mikicich (Secretary) $0 $0 $0
Alexis Wallace (Director) $0 $0 $0
Steven Bergeon (Director) $0 $0 $0
James Parker (Director) $0 $0 $0
Donna Sebestyen (Director) $0 $0 $0
Craig Lundt (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,326,453
Expenses
$2,166,934
Net Income
$159,519
Net Assets
$6,311,819
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,910,837
82.1%
Investment Income $415,616
17.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $237,073
10.9%
Professional Fundraising Fees $0
Other Salaries and Wages $579,442
26.7%
Assets/Debt
Total Assets $49,377,909
Total Liabilities $43,066,090
Net Assets $6,311,819
Compensation
Key Employees and Officers Compensation Related Other
Brad Fish (President) $128,318 $0 $10,621
Lisa Dinges (Chief Financial Officer) $89,818 $0 $7,747
Robert Sadler (Chairman) $0 $0 $0
Charles Mackinnon (Vice Chairman) $0 $0 $0
Yogi Patel (Treasurer) $0 $0 $0
Ron Mikicich (Secretary) $0 $0 $0
Alexis Wallace (Director) $0 $0 $0
Steven Bergeon (Director) $0 $0 $0
Joe Fiocchi (Director) $0 $0 $0
James Parker (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,195,107
Expenses
$2,148,201
Net Income
$46,906
Net Assets
$6,152,300
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,862,692
84.9%
Investment Income $343,463
15.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$11,048
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $203,414
9.5%
Professional Fundraising Fees $0
Other Salaries and Wages $573,768
26.7%
Assets/Debt
Total Assets $48,917,729
Total Liabilities $42,765,429
Net Assets $6,152,300
Compensation
Key Employees and Officers Compensation Related Other
Brad Fish (President/Director) $113,775 $0 $10,000
Kevin Morrissey (Chief Financial Officer) $68,538 $0 $8,936
Robert Sadler (Chairman) $0 $0 $0
Charles Mackinnon (Vice Chairman) $0 $0 $0
Yogi Patel (Treasurer) $0 $0 $0
Ron Mikicich (Secretary) $0 $0 $0
Alexis Wallace (Director) $0 $0 $0
Steven Bergeon (Director) $0 $0 $0
Dennis Weiner (Director) $0 $0 $0
Joe Fiocchi (Director) $0 $0 $0
James Parker (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,191,769
Expenses
$2,643,593
Net Income
-$451,824
Net Assets
$6,105,394
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,862,744
85.0%
Investment Income $328,467
15.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $558
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $223,389
8.5%
Professional Fundraising Fees $0
Other Salaries and Wages $551,128
20.8%
Assets/Debt
Total Assets $50,176,204
Total Liabilities $44,070,810
Net Assets $6,105,394
Compensation
Key Employees and Officers Compensation Related Other
Brad Fish (President/Director) $111,411 $0 $11,239
Kevin Morrissey (Chief Financial Officer) $88,833 $0 $9,939
Robert Sadler (Chairman) $0 $0 $0
Charles Mackinnon (Vice Chairman) $0 $0 $0
Yogi Patel (Treasurer) $0 $0 $0
Ron Mikicich (Secretary) $0 $0 $0
Alexis Wallace (Director) $0 $0 $0
William Daugherty (Director) $0 $0 $0
Steven Bergeon (Director) $0 $0 $0
James Parker (Director) $0 $0 $0
James Parker (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,214,763
Expenses
$2,202,969
Net Income
$11,794
Net Assets
$6,557,218
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,947,828
87.9%
Investment Income $267,043
12.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$108
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $344,878
15.7%
Professional Fundraising Fees $0
Other Salaries and Wages $434,827
19.7%
Assets/Debt
Total Assets $50,981,180
Total Liabilities $44,423,962
Net Assets $6,557,218
Compensation
Key Employees and Officers Compensation Related Other
Brad Fish (President/Director) $104,684 $0 $10,086
Kevin Morrissey (Chief Financial Officer) $85,291 $0 $5,452
Rachel Quiroz (Vp Lending) $65,916 $0 $9,885
Carol Horn (Vp Operations) $60,426 $0 $2,378
Charles Mackinnon (Director) $0 $0 $0
Robert Sadler (Director) $0 $0 $0
Yogi Patel (Director) $0 $0 $0
Ron Mikicich (Director) $0 $0 $0
Alexis Wallace (Director) $0 $0 $0
Steven Bergeon (Director) $0 $0 $0
Dennis Weiner (Director) $0 $0 $0
William Daugherty (Director) $0 $0 $0
James Parker (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,408,144
Expenses
$2,196,486
Net Income
$211,658
Net Assets
$6,545,424
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,003,723
83.2%
Investment Income $247,929
10.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $156,492
6.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $338,245
15.4%
Professional Fundraising Fees $0
Other Salaries and Wages $434,299
19.8%
Assets/Debt
Total Assets $49,443,880
Total Liabilities $42,898,456
Net Assets $6,545,424
Compensation
Key Employees and Officers Compensation Related Other
Brad Fish (President/Director) $102,492 $0 $10,467
Kevin Morrissey (Chief Financial Officer) $83,632 $0 $5,715
Rachel Quiroz (Vp Lending) $65,392 $0 $0
Carol Horn (Vp Operations) $55,802 $0 $11,683
Charles Mackinnon (Director) $0 $0 $0
Robert Sadler (Director) $0 $0 $0
Yogi Patel (Director) $0 $0 $0
Ron Mikicich (Director) $0 $0 $0
Alexis Wallace (Director) $0 $0 $0
Steven Bergeon (Director) $0 $0 $0
Priyankar Balekai (Director) $0 $0 $0
William Daugherty (Director) $0 $0 $0
James Parker (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,422,457
Expenses
$2,771,325
Net Income
-$348,868
Net Assets
$6,333,766
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,530,091
63.2%
Investment Income $327,472
13.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $564,894
23.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $341,653
12.3%
Professional Fundraising Fees $0
Other Salaries and Wages $502,590
18.1%
Assets/Debt
Total Assets $53,539,459
Total Liabilities $47,205,693
Net Assets $6,333,766
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Brad Fish (President/Director) $80,981 $0 $6,681
Kevin Morrissey (Cfo) $71,602 $0 $7,724
Raquel Quiroz (Vp Lending) $61,604 $0 $656
Carol Horn (Vp Operations) $52,041 $0 $11,100
Anthony Aquino (Marketing Mgr) $43,034 $0 $6,230
Robert Sadler (Director) $0 $0 $0
Charles Mackinnon (Director) $0 $0 $0
Ronald Mikicich (Director) $0 $0 $0
Yogendra Patel (Director) $0 $0 $0
Steven Bergeon (Director) $0 $0 $0
Priyankar Balekai (Director) $0 $0 $0
Alexis Wallace (Director) $0 $0 $0
William Daugherty (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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