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Gale Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$2.76M (2023)

Expenses
$2.36M (2023)

Total Assets
$56.8M (2023)

Total Liabilities
$50.3M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,758,770
Expenses
$2,363,454
Net Income
$395,316
Net Assets
$6,430,097
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,390,955
86.7%
Investment Income $361,974
13.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,841
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $185,640
7.9%
Professional Fundraising Fees $0
Other Salaries and Wages $546,325
23.1%
Assets/Debt
Total Assets $56,771,560
Total Liabilities $50,341,463
Net Assets $6,430,097
Compensation
Key Employees and Officers Compensation Related Other
Randy D Mcelwee (Ceo/Treasurer) $110,291 $0 $17,492
Joy Skold (Vice President) $48,476 $0 $9,381
James Mcnabb (Chairperson) $0 $0 $0
Christine Pepmeyer (Vice Chair) $0 $0 $0
Linda Townsend (Director) $0 $0 $0
Linda Larson (Director) $0 $0 $0
Brett Stahl (Secretary) $0 $0 $0
Gregory Bacon (Director) $0 $0 $0
Rick Barnhill (Director) $0 $0 $0
Robert Howerton (Director) $0 $0 $0
Troy Tarter (Director) $0 $0 $0
Tery Boyer (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,613,031
Expenses
$1,230,384
Net Income
$382,647
Net Assets
$4,871,854
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,245,882
77.2%
Investment Income $264,441
16.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $102,708
6.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $122,682
10.0%
Professional Fundraising Fees $0
Other Salaries and Wages $339,779
27.6%
Assets/Debt
Total Assets $39,198,216
Total Liabilities $34,326,362
Net Assets $4,871,854
Compensation
Key Employees and Officers Compensation Related Other
Randy D Mcelwee (Ceo/Treasurer) $106,773 $0 $15,909
Brett Stahl (Secretary) $0 $0 $0
Rick Barnhill (Director) $0 $0 $0
Linda Larson (Director) $0 $0 $0
Linda Townsend (Director) $0 $0 $0
James Mcnabb (Chairperson) $0 $0 $0
Christine Pepmeyer (Vice Chairperson) $0 $0 $0
Greg Bacon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,613,821
Expenses
$1,183,611
Net Income
$430,210
Net Assets
$4,489,207
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,146,940
71.1%
Investment Income $238,148
14.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $228,733
14.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $119,092
10.1%
Professional Fundraising Fees $0
Other Salaries and Wages $320,276
27.1%
Assets/Debt
Total Assets $35,515,848
Total Liabilities $31,026,641
Net Assets $4,489,207
Compensation
Key Employees and Officers Compensation Related Other
Randy D Mcelwee (Ceo/Treasurer) $119,092 $0 $15,471
Brett Stahl (Secretary) $0 $0 $0
Rick Barnhill (Director) $0 $0 $0
Linda Larson (Director) $0 $0 $0
Linda Townsend (Director) $0 $0 $0
James Mcnabb (Chairperson) $0 $0 $0
Christine Pepmeyer (Vice Chairperson) $0 $0 $0
Carol Wade (Director) $0 $0 $0
Greg Bacon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,452,341
Expenses
$1,119,512
Net Income
$332,829
Net Assets
$4,059,090
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,100,185
75.8%
Investment Income $307,156
21.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $45,000
3.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $121,896
10.9%
Professional Fundraising Fees $0
Other Salaries and Wages $289,958
25.9%
Assets/Debt
Total Assets $31,803,568
Total Liabilities $27,744,478
Net Assets $4,059,090
Compensation
Key Employees and Officers Compensation Related Other
Randy D Mcelwee (Ceo/Treasurer) $106,201 $0 $15,695
Brett Stahl (Secretary) $0 $0 $0
Rick Barnhill (Director) $0 $0 $0
Linda Larson (Director) $0 $0 $0
Linda Townsend (Director) $0 $0 $0
James Mcnabb (Chairperson) $0 $0 $0
Christine Pepmeyer (Vice Chairperson) $0 $0 $0
Carol Wade (Director) $0 $0 $0
Greg Bacon (Director) $0 $0 $0

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Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,332,994
Expenses
$1,052,965
Net Income
$280,029
Net Assets
$3,726,261
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,036,868
77.8%
Investment Income $296,126
22.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $110,202
10.5%
Professional Fundraising Fees $6,183
0.6%
Other Salaries and Wages $253,446
24.1%
Assets/Debt
Total Assets $27,248,915
Total Liabilities $23,522,654
Net Assets $3,726,261
Compensation
Key Employees and Officers Compensation Related Other
Randy D Mcelwee (Ceo/Treasurer) $95,197 $0 $15,005
Brett Stahl (Secretary) $0 $0 $0
Rick Barnhill (Director) $0 $0 $0
Linda Larson (Director) $0 $0 $0
Linda Townsend (Director) $0 $0 $0
James Mcnabb (Chairperson) $0 $0 $0
Christine Pepmeyer (Vice Chairperson) $0 $0 $0
Carol Wade (Director) $0 $0 $0
Greg Bacon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,261,417
Expenses
$1,223,323
Net Income
$38,094
Net Assets
$3,446,232
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,026,235
81.4%
Investment Income $235,182
18.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $98,597
8.1%
Professional Fundraising Fees $0
Other Salaries and Wages $247,035
20.2%
Assets/Debt
Total Assets $25,859,159
Total Liabilities $22,412,927
Net Assets $3,446,232
Compensation
Key Employees and Officers Compensation Related Other
Randy D Mcelwee (Ceo/Treasurer) $90,781 $0 $7,816
Brett Stahl (Director) $0 $0 $0
Rosemary Sherwood (Secretary) $0 $0 $0
Linda Larson (Director) $0 $0 $0
Linda Townsend (Supervisory Chair) $0 $0 $0
James Mcnabb (Chairperson) $0 $0 $0
Christine Pepmeyer (Vice Chairperson) $0 $0 $0
Carol Wade (Director) $0 $0 $0
Greg Bacon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,329,315
Expenses
$1,685,437
Net Income
-$356,122
Net Assets
$3,408,144
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,147,757
86.3%
Investment Income $181,558
13.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $81,016
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $249,438
14.8%
Assets/Debt
Total Assets $26,410,255
Total Liabilities $23,002,111
Net Assets $3,408,144
Compensation
Key Employees and Officers Compensation Related Other
Jennifer Rogers (Ceo/Treasurer) $75,062 $0 $5,954
Brett Stahl (Director) $0 $0 $0
Rosemary Sherwood (Secretary) $0 $0 $0
Linda Larson (Director) $0 $0 $0
Linda Townsend (Supervisory Chair) $0 $0 $0
James Mcnabb (Chairperson) $0 $0 $0
Christine Pepmeyer (Vice Chairperson) $0 $0 $0
Carol Wade (Director) $0 $0 $0
Greg Bacon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,242,818
Expenses
$1,465,037
Net Income
-$222,219
Net Assets
$3,764,266
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,056,309
85.0%
Investment Income $186,509
15.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $77,248
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $263,647
18.0%
Assets/Debt
Total Assets $27,118,092
Total Liabilities $23,353,826
Net Assets $3,764,266
Compensation
Key Employees and Officers Compensation Related Other
Jennifer Rogers (Cu President/Treasurer) $71,566 $0 $5,682
Michelle Reyburn (Chairperson) $0 $0 $0
Julie Main (Vice Chairperson) $0 $0 $0
Rosemary Sherwood (Secretary) $0 $0 $0
Linda Larson (Director) $0 $0 $0
Linda Townsend (Director) $0 $0 $0
James Mcnabb (Director) $0 $0 $0
Christine Pepmeyer (Director) $0 $0 $0
James O'brien (Director) $0 $0 $0
Linda Stroops (Director) $0 $0 $0

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Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,086,809
Expenses
$980,996
Net Income
$105,813
Net Assets
$3,986,516
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $902,885
83.1%
Investment Income $196,876
18.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$12,952
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $83,923
8.6%
Professional Fundraising Fees $0
Other Salaries and Wages $230,632
23.5%
Assets/Debt
Total Assets $26,804,052
Total Liabilities $22,817,536
Net Assets $3,986,516
Compensation
Key Employees and Officers Compensation Related Other
Jennifer Rogers (Cu President/Treasurer) $77,740 $0 $6,183
Michelle Reyburn (Chairperson) $0 $0 $0
Julie Main (Vice Chairperson) $0 $0 $0
Rosemary Sherwood (Secretary) $0 $0 $0
Linda Larson (Director) $0 $0 $0
Linda Townsend (Director) $0 $0 $0
James Mcnabb (Director) $0 $0 $0
Christine Pepmeyer (Director) $0 $0 $0
James O'brien (Director) $0 $0 $0
Linda Stroops (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$933,025
Expenses
$906,027
Net Income
$26,998
Net Assets
$3,880,713
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $709,305
76.0%
Investment Income $223,720
24.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $82,384
9.1%
Professional Fundraising Fees $0
Other Salaries and Wages $229,387
25.3%
Assets/Debt
Total Assets $26,148,875
Total Liabilities $22,268,162
Net Assets $3,880,713
Compensation
Key Employees and Officers Compensation Related Other
Jennifer Rogers (Cu President/Treasurer) $76,236 $0 $6,148
Michelle Reyburn (Chairperson) $0 $0 $0
Julie Main (Vice Chairperson) $0 $0 $0
Rosemary Sherwood (Secretary) $0 $0 $0
Cassandra Rose (Director) $0 $0 $0
Linda Townsend (Director) $0 $0 $0
James Mcnabb (Director) $0 $0 $0
Christine Pepmeyer (Director) $0 $0 $0
Michael Shepherd (Director) $0 $0 $0
Michael Shumaker (Director) $0 $0 $0
Linda Stroops (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$915,615
Expenses
$902,035
Net Income
$13,580
Net Assets
$3,853,721
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $701,580
76.6%
Investment Income $214,035
23.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $82,213
9.1%
Professional Fundraising Fees $0
Other Salaries and Wages $233,952
25.9%
Assets/Debt
Total Assets $26,367,586
Total Liabilities $22,513,865
Net Assets $3,853,721
Compensation
Key Employees and Officers Compensation Related Other
Jennifer Rogers (Cu President/Treasurer) $76,152 $0 $6,061
Michelle Reyburn (Chairperson) $0 $0 $0
Linda Townsend (Vice Chairperson) $0 $0 $0
Rosemary Sherwood (Secretary) $0 $0 $0
Cassandra Rose (Director) $0 $0 $0
Julie Main (Director) $0 $0 $0
James Mcnabb (Director) $0 $0 $0
Christine Pepmeyer (Director) $0 $0 $0
Michael Shepherd (Director) $0 $0 $0
Michael Shumaker (Director) $0 $0 $0
Linda Stoops (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$993,441
Expenses
$957,278
Net Income
$36,163
Net Assets
$3,840,162
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $756,204
76.1%
Investment Income $237,137
23.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $100
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $98,871
10.3%
Professional Fundraising Fees $0
Other Salaries and Wages $218,708
22.8%
Assets/Debt
Total Assets $24,907,465
Total Liabilities $21,067,303
Net Assets $3,840,162

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,082,817
Expenses
$1,065,073
Net Income
$17,744
Net Assets
$3,804,037
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $821,135
75.8%
Investment Income $259,736
24.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,946
0.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $131,141
12.3%
Professional Fundraising Fees $0
Other Salaries and Wages $182,725
17.2%
Assets/Debt
Total Assets $25,005,528
Total Liabilities $21,201,491
Net Assets $3,804,037

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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