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Scott Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2022 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$84.3M (2022)

Expenses
$75.8M (2022)

Total Assets
$1.75B (2022)

Total Liabilities
$1.61B (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$84,339,279
Expenses
$75,829,501
Net Income
$8,509,778
Net Assets
$138,000,941
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $78,334,656
92.9%
Investment Income $6,684,912
7.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue -$680,289
Notable Expenses Percent of Total Expenses
Executive Compensation $2,493,751
3.3%
Professional Fundraising Fees $0
Other Salaries and Wages $20,168,736
26.6%
Assets/Debt
Total Assets $1,751,826,315
Total Liabilities $1,613,825,374
Net Assets $138,000,941
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank M Padak (President & Ceo) $656,502 $0 $80,699
Scott Seidl (Exec Vp) $344,469 $0 $56,812
Scott Peters (Cfo) $238,495 $0 $69,064
David Bressier (Chief Lending Officer) $235,670 $0 $42,918
Carla Lambrecht (Cio) $232,589 $0 $24,180
Val Rhoden Kimbrough (Chief Human Res Officer) $223,323 $0 $49,025
Tricia Newton (Home Loan Advisor) $205,198 $0 $12,790
Michelle Wazlawek (Chief Marketing Officer) $201,679 $0 $11,990
Joanna Hernandez (Vp Of Consumer Lending) $187,499 $0 $45,887
Chris Kieffer (Coo) $181,561 $0 $14,749
Wendy Erhart (Chief Experience Officer) $179,463 $0 $33,256
Jeffrey Roderick (Vp Of Info Tech) $178,525 $0 $39,674
Deanna Oneill (Vp Human Resources) $154,898 $0 $43,927
Timothy Hecht (Mort Loan Officer) $133,925 $0 $15,683
Ryan Goodwin (Vp Of Commercial Lending) $130,610 $0 $41,930
Michael Prophete (Vp Of Operations) $127,729 $0 $32,808
Mandy Mayer (Vp Of Mort Lending) $126,884 $0 $42,156
Teresa White (Vp Of Accounting) $126,708 $0 $35,960
Donna Harris (Home Loan Advisor) $125,202 $0 $15,249
Eric Waltenberger (Mtg Loan Officer) $122,585 $0 $9,949
Marty Issa (Mortgage Sales Mgr) $120,723 $0 $41,474
Simon Vega (Regional Manager) $115,535 $0 $40,017
Kevin Warren (Vp Of Risk Mgmnt) $114,789 $0 $14,441
Erin Castellano (Vp Of Marketing) $113,433 $0 $42,456
Tracie Buettner (Proj & Fac Manager) $113,314 $0 $33,881

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$74,654,217
Expenses
$66,970,715
Net Income
$7,683,502
Net Assets
$141,020,746
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $70,620,092
94.6%
Investment Income $2,680,155
3.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,353,970
1.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,433,724
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $17,852,151
26.7%
Assets/Debt
Total Assets $1,647,347,103
Total Liabilities $1,506,326,357
Net Assets $141,020,746
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank M Padak (President & Ceo) $607,466 $0 $75,704
Eric Waltenberger (Mtg Loan Officer) $443,883 $0 $31,132
Scott Seidl (Exec Vp) $334,734 $0 $52,979
Tricia Newton (Home Loan Advisor) $301,814 $0 $19,672
Wendy Erhart (Chief Experience Officer) $212,555 $0 $36,259
Tony Bakalar (Mtg Loan Officer) $194,735 $0 $41,430
Scott Peters (Cfo) $193,911 $0 $52,922
Chris Browner (Cfo) $192,182 $0 $12,208
David Bressier (Chief Lending Officer) $161,295 $0 $38,710
Marty Issa (Mortgage Sales Mgr) $155,592 $0 $40,968
Chris Kieffer (Coo) $140,250 $0 $12,682
Deanna Oneill (Vp Human Resources) $138,626 $0 $40,012
Joanna Hernandez (Vp Of Consumer Lending) $137,596 $0 $37,662
Adam Koishor (Chief Marketing Officer) $129,878 $0 $11,297
Kevin Warren (Vp Of Risk Mgmnt) $125,393 $0 $17,363
Val Rhoden Kimbrough (Chief Human Res Officer) $119,572 $0 $24,075
Alicia Kallal (Vp Of Member Experience) $118,528 $0 $38,963
Carla Lambrecht (Cio) $116,895 $0 $9,748
Ryan Goodwin (Vp Of Commercial Lending) $115,695 $0 $38,430
Alicia Meyerhoff (Compliance Officer) $114,214 $0 $15,921
Joann Mcintyre (Mtg Loan Underwriter Ii) $113,125 $0 $15,874
Michelle Wazlawek (Chief Marketing Officer) $110,893 $0 $4,627
Chris Veath (Facilities Mgmnt & Constructi) $108,749 $0 $36,562
Bobby Meszaros (Regional Experience Manager) $107,572 $0 $38,123
Grant Swan (Risk Mgr) $100,920 $0 $16,007

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Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$69,277,943
Expenses
$64,773,713
Net Income
$4,504,230
Net Assets
$133,698,882
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $53,856,529
77.7%
Investment Income $2,440,315
3.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $10,212
0.0%
Net Inventory Sales $0
Other Revenue $12,970,887
18.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,796,939
7.4%
Professional Fundraising Fees $0
Other Salaries and Wages $13,469,585
20.8%
Assets/Debt
Total Assets $1,455,808,260
Total Liabilities $1,322,109,378
Net Assets $133,698,882
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank M Padak (Ceo) $585,574 $0 $74,986
Eric Waltenberger (Mtg Loan Officer) $446,252 $0 $31,224
Scott Seidl (Exec Vp) $336,820 $0 $52,295
Dale Beard (Vp Of Risk Mgmnt) $306,892 $0 $14,505
Chris Browner (Cfo) $258,326 $0 $51,433
Carrie Oconnor (Chief Lending Officer) $223,110 $0 $13,710
Eric Ham (Cio) $213,629 $0 $57,161
Tony Bakalar (Mtg Loan Officer) $184,865 $0 $41,595
Tricia Newton (Home Loan Advisor) $172,594 $0 $6,973
Adam Koishor (Chief Marketing Officer) $171,163 $0 $46,944
Scott Peters (Cfo) $156,081 $0 $41,216
Deanna Oneill (Vp Human Resources) $143,363 $0 $39,980
Alicia Kallal (Vp Of Branch Operations) $125,759 $0 $38,890
Chris Davis (Vp Of Sba Lending) $123,843 $0 $41,939
Ryan Goodwin (Vp Of Commercial Lending) $118,679 $0 $37,705
Kevin Warren (Vp Of Risk Mgmnt) $117,781 $0 $31,985
Paul Millard (Sr Vp Of Commercial Lending) $117,459 $0 $4,882
Chris Veath (Facilities Mgmnt & Constructi) $107,115 $0 $36,133
Bobby Meszaros (Market Mgr) $105,518 $0 $37,472
Grant Swan (Risk Mgr) $101,747 $0 $16,600
Holly Johnson (Core Systems Mgr) $97,564 $0 $37,866
Thomas Kohnen (Network & Systems Mgr) $93,774 $0 $44,509
Lawrence Haffner (Vice Chairman) $0 $0 $0
Jessica Haugen (Director) $0 $0 $0
William Hostetter (Chairman) $0 $0 $0

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Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$68,652,150
Expenses
$60,320,609
Net Income
$8,331,541
Net Assets
$1,212,729,118
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $64,355,709
93.7%
Investment Income $4,243,403
6.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $53,038
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,622,130
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $12,570,511
20.8%
Assets/Debt
Total Assets $1,268,134,429
Total Liabilities $55,405,311
Net Assets $1,212,729,118
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank M Padak (Ceo) $460,468 $0 $71,859
Scott Seidl (Exec Vp) $290,025 $0 $49,371
Eric Waltenberger (Mtg Loan Officer) $281,043 $0 $30,713
Chris Browner (Cfo) $220,292 $0 $45,407
Carrie Oconnor (Chief Lending Officer) $191,765 $0 $11,939
Eric Ham (Cio) $184,482 $0 $52,703
Adam Koishor (Chief Marketing Officer) $144,382 $0 $40,076
Scott Peters (Vp Of Finance) $143,592 $0 $38,838
Linda Fedrick (Coo) $138,774 $0 $34,528
Deanna Oneill (Vp Human Resources) $135,730 $0 $36,814
Dale Beard (Vp Of Risk Mgmnt) $132,183 $0 $36,999
Chris Davis (Vp Of Sba Lending) $116,792 $0 $38,569
Tony Bakalar (Mtg Loan Officer) $114,855 $0 $34,112
Marna Asbury (Vp Of Mtg) $114,247 $0 $40,194
Alicia Kallal (Vp Of Branch Operations) $113,386 $0 $35,547
Dave Roth (Vp Lending Systems & Analysis) $95,018 $0 $42,282
Linda Hickman (Vp Of Consumer Lending) $68,355 $0 $24,605
William Hostetter (Chairman) $0 $0 $0
Lawrence Haffner (Vice Chairman) $0 $0 $0
Joanne Carden (Secretary) $0 $0 $0
Jacob Curtis (Associate Director) $0 $0 $0
Sarah Holdener (Director) $0 $0 $0
Debbie Lane (Director) $0 $0 $0
Joan Osaben (Associate Director) $0 $0 $0
Michele Gehlbach (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$64,499,920
Expenses
$52,738,224
Net Income
$11,761,696
Net Assets
$1,125,442,677
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $61,456,124
95.3%
Investment Income $3,073,301
4.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue -$29,505
Notable Expenses Percent of Total Expenses
Executive Compensation $2,956,360
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $10,540,058
20.0%
Assets/Debt
Total Assets $1,219,604,280
Total Liabilities $94,161,603
Net Assets $1,125,442,677
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank M Padak (Ceo) $497,420 $0 $58,237
Scott Seidl (Exec Vp) $303,000 $0 $46,499
Chris Browner (Cfo) $229,177 $0 $42,609
Eric Ham (Cio) $185,483 $0 $38,514
Linda Fedrick (Coo) $168,594 $0 $34,519
Carrie Oconnor (Chief Lending Officer) $155,489 $0 $6,184
Adam Koishor (Chief Marketing Officer) $150,019 $0 $36,735
Eric Waltenberger (Mtg Loan Officer) $142,372 $0 $17,361
Dale Beard (Vp Of Risk Mgmnt) $135,855 $0 $33,494
Scott Peters (Vp Of Finance) $134,415 $0 $35,072
Deanna Oneill (Vp Employee Svcs) $132,445 $0 $32,773
Shannon Wills (Mortgage Loan Officer) $125,367 $0 $9,271
Chris Davis (Vp Of Comm Lending) $115,428 $0 $33,464
Marna Asbury (Vp Of Mtg) $110,171 $0 $36,096
Tony Bakalar (Mtg Loan Officer) $105,455 $0 $30,294
Linda Hickman (Vp Of Consumer Lending) $96,732 $0 $32,915
Dave Roth (Vp Account Svcs) $90,419 $0 $38,061
Alicia Kallal (Vp Of Branch Operations) $78,619 $0 $29,872
William Hostetter (Chairman) $0 $0 $0
Lawrence Haffner (Vice Chairman) $0 $0 $0
Joanne Carden (Secretary) $0 $0 $0
Jacob Curtis (Associate Director) $0 $0 $0
Sarah Holdener (Director) $0 $0 $0
Debbie Lane (Director) $0 $0 $0
Joan Osaben (Associate Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$55,518,098
Expenses
$45,758,222
Net Income
$9,759,876
Net Assets
$1,096,989,147
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $52,990,269
95.4%
Investment Income $2,512,037
4.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $15,792
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,033,451
6.6%
Professional Fundraising Fees $0
Other Salaries and Wages $9,467,386
20.7%
Assets/Debt
Total Assets $1,115,637,231
Total Liabilities $18,648,084
Net Assets $1,096,989,147
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank M Padak (Ceo) $456,510 $0 $56,272
Scott Seidl (Exec Vp) $289,523 $0 $44,290
Steve Stryker (Coo) $250,221 $0 $27,279
Chris Browner (Cfo) $219,201 $0 $41,232
Eric Waltenberger (Mtg Loan Office) $198,573 $0 $21,987
Shannon Wills (Mortgage Loan Officer) $155,924 $0 $10,208
Adam Koishor (Chief Marketing Officer) $144,606 $0 $34,742
Brian Waldron (Chief Lending Officer) $141,298 $0 $34,024
Tony Bakalar (Mtg Loan Officer) $139,877 $0 $20,664
Scott Peters (Vp Of Finance) $134,416 $0 $16,936
Dale Beard (Vp Of Risk Mgmnt) $132,986 $0 $32,182
Alan Simpson (Vp Info Tech) $128,936 $0 $29,807
Deanna Oneill (Vp Employee Svcs) $121,464 $0 $30,933
Chris Davis (Vp Of Comm Lending) $108,350 $0 $31,525
Marna Asbury (Vp Of Mtg) $105,610 $0 $34,684
Linda Hickman (Vp Of Consumer Lending) $91,973 $0 $31,505
Dave Roth (Vp Account Svcs) $86,518 $0 $36,317
Eric Ham (Cio) $82,805 $0 $16,008
Kv Kondapalli (Cio) $44,657 $0 $9,431
William Hostetter (Chairman) $0 $0 $0
Donald Pierre (Vice Chairman) $0 $0 $0
Roselyn M Altman (Secretary) $0 $0 $0
Carolyn Choate (Director) $0 $0 $0
Dale Huegen (Director) $0 $0 $0
Sheila Vallowe (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$57,373,351
Expenses
$42,689,588
Net Income
$14,683,763
Net Assets
$1,077,427,186
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $56,240,987
98.0%
Investment Income $1,162,818
2.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$30,454
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,180,581
7.5%
Professional Fundraising Fees $0
Other Salaries and Wages $8,709,375
20.4%
Assets/Debt
Total Assets $1,092,616,184
Total Liabilities $15,188,998
Net Assets $1,077,427,186
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank M Padak (Chief Executive Officer) $798,828 $0 $63,004
Scott A Seidl (Executive Vice President) $265,638 $0 $39,050
Christopher J Browner (Chief Financial Officer) $237,203 $0 $39,994
Sridhar Kondapalli (Chief Information Officer) $196,316 $0 $39,570
Steven P Stryker (Chief Operating Officer) $195,066 $0 $35,812
Brian M Waldron (Chief Lending Officer) $169,965 $0 $32,662
Eric Waltenberger (Mortgage Loan Officer) $160,968 $0 $18,047
Adam J Koishor (Chief Marketing Officer) $139,860 $0 $31,971
Anthony Bakalar (Mortgage Loan Officer) $134,677 $0 $15,675
Scott Peters (Vice President Of Finance) $131,544 $0 $7,956
Dale L Beard (Vice President Of Risk Management) $130,450 $0 $30,078
Shannon Wills (Mortgage Loan Officer) $126,301 $0 $8,442
Marna J Asbury (Vice President Of Mortgage Lending) $102,327 $0 $32,157
Deanna O'neill (Vice President Of Employee Services) $94,012 $0 $29,832
Linda Hickman (Vice President Of Consumer Lending) $88,175 $0 $26,264
David Roth (Vice President Of Account Services) $79,159 $0 $33,344
Alan Simpson (Vice President Of Network Systems) $78,799 $0 $15,590
Chris A Davis (Vice President Of Commercial Lending) $58,186 $0 $16,138
William P Hostetter (Chairman) $0 $0 $0
Donald E Pierre (Vice Chairman) $0 $0 $0
Roselyn M Altman (Secretary) $0 $0 $0
Carolyn Choate (Director) $0 $0 $0
Dale J Huegen (Director) $0 $0 $0
Sheila M Vallowe (Director) $0 $0 $0
Judith A Beussink (Associate Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$52,808,385
Expenses
$41,430,913
Net Income
$11,377,472
Net Assets
$1,028,993,805
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $52,390,684
99.2%
Investment Income $435,630
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$17,929
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,434,703
5.9%
Professional Fundraising Fees $0
Other Salaries and Wages $8,331,318
20.1%
Assets/Debt
Total Assets $1,039,804,748
Total Liabilities $10,810,943
Net Assets $1,028,993,805
Compensation
Key Employees and Officers Compensation Related Other
Frank M Padak (Chief Executive Officer) $367,611 $0 $62,046
Chris Browner (Chief Financial Officer) $198,705 $0 $21,553
Steve Stryker (Chief Operations Officer) $181,412 $0 $30,027
Sridhar Kondapalli (Chief Information Officer) $180,537 $0 $34,659
Brian Waldron (Chief Lending Officer) $149,776 $0 $26,328
Janice Pyszka (Vp Of Employee Svcs.) $136,249 $0 $21,211
Adam Koishor (Chief Marketing Officer) $129,479 $0 $28,465
Scott Peters (Vp Of Finance) $125,785 $0 $1,519
Dale Beard (Vp Of Audit) $123,135 $0 $27,184
Eric Waltenberger (Mortgage Loan Officer) $121,002 $0 $8,400
Marna Asbury (Vp Mortgage) $101,614 $0 $29,758
Kelly Acosta (Mortgage Loan Officer) $101,576 $0 $18,013
Jeff Schafer (Senior Network System Engineer) $101,314 $0 $9,615
Linda Hickman (Vp Of Consumer Lending) $77,960 $0 $19,770
Betty L Renth (Chairman) $0 $0 $0
William P Hostetter (Vice Chairman) $0 $0 $0
Roselyn M Altman (Secretary) $0 $0 $0
Carolyn L Choate (Director) $0 $0 $0
Dale J Huegen (Director) $0 $0 $0
Sheila M Vallowe (Director) $0 $0 $0
Joanne A Carden (Associate Director) $0 $0 $0
Sarah E Kopatz (Associate Director) $0 $0 $0
Mark H Witkowski (Associate Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$52,126,205
Expenses
$56,348,837
Net Income
-$4,222,632
Net Assets
$973,905,857
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $51,812,107
99.4%
Investment Income $269,046
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $45,052
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,148,784
3.8%
Professional Fundraising Fees $0
Other Salaries and Wages $7,997,380
14.2%
Assets/Debt
Total Assets $1,040,158,460
Total Liabilities $66,252,603
Net Assets $973,905,857
Compensation
Key Employees and Officers Compensation Related Other
Frank M Padak (Chief Executive Officer) $412,514 $0 $58,310
Chris Browner (Chief Financial Officer) $187,059 $0 $28,244
Sridhar Kondapalli (Chief Information Officer) $181,536 $0 $18,302
Steve Stryker (Chief Operations Officer) $180,771 $0 $28,482
Craig Burkhard (Chief Loan Officer) $170,426 $0 $27,608
Adam Koishor (Chief Marketing Officer) $128,905 $0 $25,702
Janice Pyszka (Vp Of Employee Svcs.) $126,237 $0 $26,492
Dale Beard (Vp Of Audit) $123,160 $0 $25,228
Brian Waldron (Vp Consumer Lending) $122,792 $0 $23,588
Scott Peters (Vp Of Finance) $118,882 $0 $7,088
Marna Asbury (Vp Mortgage) $99,621 $0 $27,837
Betty L Renth (Chairman) $0 $0 $0
William P Hostetter (Vice Chairman) $0 $0 $0
Roselyn M Altman (Secretary) $0 $0 $0
Carolyn L Choate (Director) $0 $0 $0
Dale J Huegen (Director) $0 $0 $0
Sheila M Vallowe (Director) $0 $0 $0
Joanne A Carden (Associate Director) $0 $0 $0
Joy L Hayward (Associate Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$48,907,962
Expenses
$34,470,831
Net Income
$14,437,131
Net Assets
$918,743,525
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $48,547,296
99.3%
Investment Income $407,275
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$46,609
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,024,797
5.9%
Professional Fundraising Fees $0
Other Salaries and Wages $7,347,267
21.3%
Assets/Debt
Total Assets $928,998,458
Total Liabilities $10,254,933
Net Assets $918,743,525
Compensation
Key Employees and Officers Compensation Related Other
Frank Padak (Chief Executive Officer) $382,739 $0 $57,131
Chris Browner (Chief Financial Officer) $178,099 $0 $27,890
Steve Stryker (Chief Operations Officer) $175,374 $0 $27,319
Craig Burkhard (Chief Loan Officer) $166,824 $0 $27,204
Jon Cummins (Former Officer) $166,755 $0 $11,540
Adam Koishor (Chief Marketing Officer) $123,900 $0 $25,430
Janice Pyszka (Vp Of Employee Svcs.) $119,918 $0 $25,808
Dale Beard (Vp Of Audit) $118,199 $0 $24,737
Scott Peters (Vp Of Finance) $112,272 $0 $9,269
Brian Waldron (Vp Consumer Lending) $102,049 $0 $19,368
Marna Asbury (Vp Mortgage) $96,292 $0 $26,680
Betty Renth (Chairman) $0 $0 $0
William Hostetter (Vice Chairman) $0 $0 $0
Roselyn Altman (Secretary) $0 $0 $0
Carolyn Choate (Director) $0 $0 $0
Dale Huegen (Director) $0 $0 $0
Donald Pierre (Director) $0 $0 $0
Sheila Vallowe (Associate Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$49,403,024
Expenses
$32,364,598
Net Income
$17,038,426
Net Assets
$874,671,040
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $48,993,278
99.2%
Investment Income $529,730
1.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$119,984
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,462,867
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $7,228,269
22.3%
Assets/Debt
Total Assets $887,522,001
Total Liabilities $12,850,961
Net Assets $874,671,040

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$46,646,849
Expenses
$30,129,042
Net Income
$16,517,807
Net Assets
$784,901,648
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $45,659,660
97.9%
Investment Income $1,106,235
2.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$119,046
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,493,328
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $6,439,912
21.4%
Assets/Debt
Total Assets $793,719,711
Total Liabilities $8,818,063
Net Assets $784,901,648

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »