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People Driven Credit Union

22 People Driven Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2022 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$15.3M (2022)

Expenses
$11.7M (2022)

Total Assets
$351M (2022)

Total Liabilities
$331M (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$15,327,663
Expenses
$11,722,935
Net Income
$3,604,728
Net Assets
$19,973,722
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,530,514
88.3%
Investment Income $1,461,122
9.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $336,027
2.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,527,414
13.0%
Professional Fundraising Fees $0
Other Salaries and Wages $3,916,298
33.4%
Assets/Debt
Total Assets $350,695,772
Total Liabilities $330,722,050
Net Assets $19,973,722
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Renee D Demarco (President/Ceo) $601,576 $0 $295,609
Margaret Lamb (Cfo) $198,643 $0 $27,929
Emily Roberts (Coo) $179,829 $0 $34,014
Brian Howell (Cio) $166,900 $0 $22,914
Jeffrey Deshane (Vp Lending) $145,850 $0 $34,014
Lisa Schwark (Vp Mortgages) $123,423 $0 $19,735
Scott Sullivan (Vp Marketing) $108,502 $0 $21,444
Michelle Rhodes (Board Member) $0 $0 $0
Dennis W Paradowski (Board Treasurer) $0 $0 $0
Carol Domino (Board Secretary) $0 $0 $0
Ronnie Williams (Board Vice Chair) $0 $0 $0
Claudia Hunter (Board Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,451,115
Expenses
$11,585,503
Net Income
$1,865,612
Net Assets
$29,144,280
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,135,884
90.2%
Investment Income $1,072,518
8.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $242,713
1.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $717,258
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $3,996,346
34.5%
Assets/Debt
Total Assets $342,686,404
Total Liabilities $313,542,124
Net Assets $29,144,280
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Renee D Demarco (President/Ceo) $331,760 $0 $170,430
Margaret Lamb (Cfo) $188,030 $0 $27,038
Emily Roberts (Coo) $152,542 $0 $31,887
Brian Howell (Cio) $151,436 $0 $22,502
Jeffrey Deshane (Vp Lending) $137,312 $0 $31,887
Scott Sullivan (Vp Marketing) $111,223 $0 $18,513
Lynn Anglebrandt (Vp Hr) $103,713 $0 $18,758
Michelle Rhodes (Board Member) $0 $0 $0
Dennis W Paradowski (Board Member) $0 $0 $0
Carol Domino (Board Secretary) $0 $0 $0
Ronnie Williams (Board Member) $0 $0 $0
Sue Wilson (Board Treasurer) $0 $0 $0
Kyle Koepf (Board Member) $0 $0 $0
Claudia Hunter (Board Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,184,651
Expenses
$11,806,652
Net Income
$1,377,999
Net Assets
$28,843,184
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,264,370
93.0%
Investment Income $773,774
5.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $146,507
1.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,306,975
11.1%
Professional Fundraising Fees $0
Other Salaries and Wages $3,211,215
27.2%
Assets/Debt
Total Assets $321,328,525
Total Liabilities $292,485,341
Net Assets $28,843,184
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Renee D Demarco (President/Ceo) $747,939 $0 $43,120
Margaret Lamb (Cfo) $488,875 $0 $27,041
Brian Howell (Cio) $140,890 $0 $19,514
Emily Roberts (Coo) $134,419 $0 $27,589
Jeffrey Deshane (Vp Lending) $132,024 $0 $27,589
Scott Sullivan (Vp Marketing) $112,451 $0 $19,120
Lynn Anglebrandt (Vp Hr) $104,904 $0 $17,131
Michelle Rhodes (Board Member) $0 $0 $0
Dennis W Paradowski (Board Member) $0 $0 $0
Carol Domino (Board Secretary) $0 $0 $0
Ronnie Williams (Board Member) $0 $0 $0
Sue Wilson (Board Treasurer) $0 $0 $0
Kyle Koepf (Board Member) $0 $0 $0
Claudia Hunter (Board Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,465,914
Expenses
$12,662,756
Net Income
$1,803,158
Net Assets
$26,936,854
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,917,472
89.3%
Investment Income $1,277,333
8.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $271,109
1.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $689,337
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $3,523,665
27.8%
Assets/Debt
Total Assets $272,103,137
Total Liabilities $245,166,283
Net Assets $26,936,854
Compensation
Key Employees and Officers Compensation Related Other
Renee D Demarco (President/Ceo) $315,056 $0 $124,282
Margaret Lamb (Cfo) $174,558 $0 $75,441
Emily Roberts (Coo) $122,514 $0 $25,231
Scott Sullivan (Vp Marketing) $104,450 $0 $12,495
Michelle Rhodes (Board Member) $0 $0 $0
Dennis W Paradowski (Board Member) $0 $0 $0
Carol Domino (Board Secretary) $0 $0 $0
Ronnie Williams (Board Member) $0 $0 $0
Sue Wilson (Board Treasurer) $0 $0 $0
Kyle Koepf (Board Member) $0 $0 $0
Claudia Hunter (Board Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,586,986
Expenses
$12,094,124
Net Income
$1,492,862
Net Assets
$24,322,340
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,925,506
87.8%
Investment Income $1,322,790
9.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $338,690
2.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $654,729
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $3,560,210
29.4%
Assets/Debt
Total Assets $260,418,881
Total Liabilities $236,096,541
Net Assets $24,322,340
Compensation
Key Employees and Officers Compensation Related Other
Renee D Demarco (President/Ceo) $305,081 $0 $111,823
Margaret Lamb (Svp/Cfo) $169,096 $0 $68,729
S Maxwell Smith (Clo) $109,365 $0 $36,665
Emily Roberts (Coo) $105,735 $0 $18,346
Michelle Rhodes (Board Member) $0 $0 $0
Dennis W Paradowski (Board Member) $0 $0 $0
Carol Domino (Board Secretary) $0 $0 $0
Anita P Douglas (Board Member) $0 $0 $0
Mark Urbaniak (Vice Chair) $0 $0 $0
Ronnie Williams (Board Member) $0 $0 $0
Sue Wilson (Board Treasurer) $0 $0 $0
Kyle Koepf (Board Member) $0 $0 $0
Claudia Hunter (Board Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,934,497
Expenses
$12,031,653
Net Income
$902,844
Net Assets
$22,576,569
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,453,096
88.5%
Investment Income $1,105,481
8.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $47,683
0.4%
Net Inventory Sales $0
Other Revenue $328,237
2.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $668,001
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $3,482,221
28.9%
Assets/Debt
Total Assets $256,053,437
Total Liabilities $233,476,868
Net Assets $22,576,569
Compensation
Key Employees and Officers Compensation Related Other
Renee D Demarco (President/Ceo) $300,232 $0 $136,646
Margaret Lamb (Svp/Cfo) $160,443 $0 $70,680
Loretta Campbell (Coo) $113,465 $0 $0
S Maxwell Smith (Clo) $102,155 $0 $16,043
Michelle Rhodes (Board Member) $0 $0 $0
Dennis W Paradowski (Board Member) $0 $0 $0
Carol Domino (Board Secretary) $0 $0 $0
Anita P Douglas (Board Member) $0 $0 $0
Mark Urbaniak (Vice Chair) $0 $0 $0
Ronnie Williams (Board Member) $0 $0 $0
Sue Wilson (Board Treasurer) $0 $0 $0
Xiang Wu (Board Member) $0 $0 $0
Claudia Young (Board Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,892,710
Expenses
$12,350,477
Net Income
$542,233
Net Assets
$22,059,354
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,233,780
87.1%
Investment Income $1,149,648
8.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $142,757
1.1%
Net Inventory Sales $0
Other Revenue $366,525
2.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $608,167
4.9%
Professional Fundraising Fees $0
Other Salaries and Wages $3,562,781
28.8%
Assets/Debt
Total Assets $249,447,385
Total Liabilities $227,388,031
Net Assets $22,059,354
Compensation
Key Employees and Officers Compensation Related Other
Renee D Demarco (President/Ceo) $283,489 $0 $128,408
Margaret Lamb (Svp/Cfo) $138,398 $0 $57,872
Loretta Campbell (Coo) $132,811 $0 $26,785
Michelle Rhodes (Board Member) $0 $0 $0
Miller Adams (Board Member) $0 $0 $0
Margaret O Patterson Bailey (Board Member) $0 $0 $0
Dennis W Paradowski (Board Member) $0 $0 $0
Carol Domino (Board Secretary) $0 $0 $0
Anita P Douglas (Board Member) $0 $0 $0
Mark Urbaniak (Vice Chair) $0 $0 $0
Ronnie Williams (Board Member) $0 $0 $0
Sue Wilson (Board Treasurer) $0 $0 $0
Xiang Wu (Board Member) $0 $0 $0
Claudia Young (Board Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,405,759
Expenses
$11,929,491
Net Income
$476,268
Net Assets
$21,896,764
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,870,489
87.6%
Investment Income $1,175,122
9.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $12,500
0.1%
Net Inventory Sales $0
Other Revenue $347,648
2.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $807,790
6.8%
Professional Fundraising Fees $0
Other Salaries and Wages $3,591,437
30.1%
Assets/Debt
Total Assets $250,327,862
Total Liabilities $228,431,098
Net Assets $21,896,764
Compensation
Key Employees and Officers Compensation Related Other
Renee D Demarco (President/Ceo) $239,690 $0 $41,842
Margaret Lamb (Svp/Cfo) $121,976 $0 $49,137
Loretta Campbell (Coo) $115,580 $0 $18,190
S Maxwell Smith (Clo) $94,407 $0 $10,417
William Van Horne (Cio) $88,505 $0 $28,046
Michelle Rhodes (Board Member) $0 $0 $0
Miller Adams (Board Member) $0 $0 $0
Margaret O Patterson Bailey (Board Member) $0 $0 $0
Faye L Perkins Barnes (Director (Left 11/2014)) $0 $0 $0
Dennis W Paradowski (Board Treasurer) $0 $0 $0
Carol Domino (Board Secretary) $0 $0 $0
Peter A Caplan (Director (Left 11/2014)) $0 $0 $0
Anita P Douglas (Board Member) $0 $0 $0
Sharon Zumbrunnen (Director (Left 11/2014)) $0 $0 $0
Mark Urbaniak (Vice Chair) $0 $0 $0
Ronnie Williams (Board Member) $0 $0 $0
Sue Wilson (Board Member) $0 $0 $0
Xiang Wu (Board Member) $0 $0 $0
Claudia Young (Board Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,039,454
Expenses
$11,606,137
Net Income
$433,317
Net Assets
$21,874,183
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,645,016
80.1%
Investment Income $864,579
7.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$220,106
Net Inventory Sales $0
Other Revenue $1,749,965
14.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $842,625
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $3,109,441
26.8%
Assets/Debt
Total Assets $247,887,214
Total Liabilities $226,013,031
Net Assets $21,874,183
Compensation
Key Employees and Officers Compensation Related Other
Robert Podzikowski Left 72714 (President/Ceo) $132,386 $0 $30,726
Loretta Campbell (Coo) $114,473 $0 $17,129
Guiseppe Adragna Left 10 2014 (Vp Of Lending) $106,809 $0 $25,527
Thomas Budd Left 102814 (Vp Of Finance) $97,888 $0 $27,311
Renee Remarco (President/Ceo) $94,456 $0 $14,066
William Van Horne (Cio) $88,296 $0 $26,402
S Maxwell Smith (Clo) $45,291 $0 $4,997
Margaret Lamb (Cfo) $16,868 $0 $0
Michelle Rhodes (Director) $0 $0 $0
Miller Adams (Director) $0 $0 $0
Margaret O Patterson Bailey (Director) $0 $0 $0
Faye L Perkins Barnes (Director) $0 $0 $0
Dennis W Paradowski (Vice Chairman) $0 $0 $0
Carol Domino (Secretary) $0 $0 $0
Peter A Caplan (Director) $0 $0 $0
Anita P Douglas (Director) $0 $0 $0
Sharon Zumbrunnen (Director) $0 $0 $0
Mark Urbaniak (Treasurer) $0 $0 $0
Ronnie Williams (Director) $0 $0 $0
Sue Wilson (Director) $0 $0 $0
Wu Xiang (Director) $0 $0 $0
Claudia Young (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,256,554
Expenses
$9,656,705
Net Income
$599,849
Net Assets
$13,784,267
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,269,752
90.4%
Investment Income $661,829
6.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $14,536
0.1%
Net Inventory Sales $0
Other Revenue $310,437
3.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $687,552
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $2,848,336
29.5%
Assets/Debt
Total Assets $183,907,993
Total Liabilities $170,123,726
Net Assets $13,784,267

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,928,820
Expenses
$10,679,334
Net Income
$249,486
Net Assets
$13,908,205
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,876,949
90.4%
Investment Income $672,658
6.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $120
0.0%
Net Inventory Sales $0
Other Revenue $379,093
3.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $655,506
6.1%
Professional Fundraising Fees $0
Other Salaries and Wages $2,868,925
26.9%
Assets/Debt
Total Assets $180,721,331
Total Liabilities $166,813,126
Net Assets $13,908,205

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,144,094
Expenses
$12,044,381
Net Income
$99,713
Net Assets
$14,278,461
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,053,939
91.0%
Investment Income $781,834
6.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $308,321
2.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $622,743
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $2,963,301
24.6%
Assets/Debt
Total Assets $176,949,190
Total Liabilities $162,670,729
Net Assets $14,278,461

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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