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Credit Unions Chartered In The State Of Michigan

151 Dow Chemical Employees

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$89.4M (2023)

Expenses
$88.6M (2023)

Total Assets
$2.2B (2023)

Total Liabilities
$2.03B (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$89,429,197
Expenses
$88,565,249
Net Income
$863,948
Net Assets
$176,031,890
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $56,860,299
63.6%
Investment Income $33,665,939
37.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$1,097,041
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,811,106
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $9,785,817
11.0%
Assets/Debt
Total Assets $2,201,196,958
Total Liabilities $2,025,165,068
Net Assets $176,031,890
Compensation
Key Employees and Officers Compensation Related Other
Michael Goad (Chief Executive Officer) $701,683 $0 $50,632
Arthur Peters (Chief Operating Officer) $439,036 $0 $20,342
Mark Gandy (Vp Risk/Compliance) $338,324 $0 $29,815
Sanjay Ahluwalia (Chief Financial Officer) $302,681 $0 $42,142
Elton Brooks (Vp Of Retail) $290,918 $0 $29,685
Sheila Wright (Vp Of Human Resources) $288,370 $0 $37,092
John Costello (Vp Of Lending) $233,215 $0 $17,966
Lisa Gray (Director Of Risk & Regulatory Affairs) $168,700 $0 $29,167
Norman M Zureich (Director Of It) $168,518 $0 $21,356
Alison Taylor (Controller) $155,214 $0 $32,222
Lashanta Green (Director Of Marketing And Community Relations) $150,963 $0 $18,945
Angie Hillier (Mortgage Operations Manage) $131,281 $0 $29,632
Kristina Brozzo (Mortgage Sales Manager) $127,675 $0 $25,015
Robert Samborn (It Infrastructure Manager) $125,567 $0 $22,527
Robert Lindesmith (It Network Engineer) $123,244 $0 $26,217
Susan Phillips (Sr Executive Asst To Ceo) $121,395 $0 $27,229
Perry Holmon (Board Chairman) $0 $0 $0
Lisa Mckenney (Board Vice Chairman) $0 $0 $0
Shandell Massey (Secretary/Treasurer) $0 $0 $0
Mark Bachman (Board Member) $0 $0 $0
Lisa Bryant (Board Member) $0 $0 $0
Mark Fenske (Board Member) $0 $0 $0
Mike Kapp (Board Member) $0 $0 $0
Gary Mcguire (Board Member) $0 $0 $0

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Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$64,943,643
Expenses
$52,576,897
Net Income
$12,366,746
Net Assets
$150,756,125
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $46,413,772
71.5%
Investment Income $19,650,486
30.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$1,120,615
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $4,353,143
8.3%
Professional Fundraising Fees $0
Other Salaries and Wages $7,950,743
15.1%
Assets/Debt
Total Assets $2,121,264,280
Total Liabilities $1,970,508,155
Net Assets $150,756,125
Compensation
Key Employees and Officers Compensation Related Other
Arthur Peters (Chief Operating Officer) $1,574,358 $0 $45,179
Michael Goad (Chief Executive Officer) $646,240 $0 $48,616
Mark Gandy (Senior Director Of Risk/Compliance) $275,158 $0 $23,680
Sanjay Ahluwalia (Chief Financial Officer) $273,034 $0 $38,199
John Costello (Senior Director Of Lending) $267,455 $0 $32,615
Elton Brooks (Vp Of Retail) $256,074 $0 $22,510
Sheila Wright (Senior Director Of Hr) $250,182 $0 $35,076
Lisa Gray (Director Of Risk & Regulatory Affairs) $164,866 $0 $28,562
Norman M Zureich (Director Of It) $163,409 $0 $20,630
Alison Taylor (Controller) $155,228 $0 $32,074
Lashanta Green (Director Of Marketing And Community Relations) $136,640 $0 $15,238
Susan Phillips (Sr Executive Assistant Ceo) $125,378 $0 $29,135
Kristina Brozzo (Mortgage Sales Manager) $123,819 $0 $29,107
Angie Hillier (Mortgage Operations Manager) $121,937 $0 $29,014
Robert Samborn (It Infrastructure Manager) $121,477 $0 $29,251
Perry Holmon (Board Chairman) $0 $0 $0
Lisa Mckenney (Board Vice Chairman) $0 $0 $0
Shandell Massey (Secretary/Treasurer) $0 $0 $0
Mark Bachman (Board Member) $0 $0 $0
Lisa Bryant (Board Member) $0 $0 $0
Mark Fenske (Board Member) $0 $0 $0
Mike Kapp (Board Member) $0 $0 $0
Gary Mcguire (Board Member) $0 $0 $0

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Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$56,115,396
Expenses
$42,689,928
Net Income
$13,425,468
Net Assets
$220,296,928
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $42,887,003
76.4%
Investment Income $13,272,453
23.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$44,060
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,250,022
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $7,953,412
18.6%
Assets/Debt
Total Assets $2,159,950,542
Total Liabilities $1,939,653,614
Net Assets $220,296,928
Compensation
Key Employees and Officers Compensation Related Other
Dennis Hanson (Ceo Emeritus) $1,002,704 $0 $11,324
Michael Goad (Chief Executive Officer) $603,565 $0 $45,298
Arthur Peters (Chief Operating Officer) $372,726 $0 $42,202
Mark Gandy (Senior Director Of Risk/Compliance) $239,450 $0 $36,770
Sheila Wright (Senior Director Of Hr) $237,851 $0 $29,371
John Costello (Senior Director Of Lending) $230,898 $0 $29,829
Sanjay Ahluwalia (Chief Financial Officer) $196,892 $0 $19,502
Lisa Gray (Director Of Risk & Regulatory Affairs) $161,389 $0 $27,507
Norman M Zureich (Director Of It) $157,736 $0 $19,851
Alison Taylor (Controller) $148,932 $0 $30,074
Kristina Brozzo (Mortgage Sales Manager) $120,699 $0 $24,013
Susan Phillips (Sr Executive Assistant Ceo) $117,858 $0 $27,055
Perry Holmon (Board Chairman) $0 $0 $0
Lisa Mckenney (Board Vice Chairman) $0 $0 $0
Shandell Massey (Secretary/Treasurer) $0 $0 $0
Mark Bachman (Board Member) $0 $0 $0
Lisa Bryant (Board Member) $0 $0 $0
Mark Fenske (Board Member) $0 $0 $0
Mike Kapp (Board Member) $0 $0 $0
Gary Mcguire (Board Member) $0 $0 $0

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Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$59,900,559
Expenses
$53,004,907
Net Income
$6,895,652
Net Assets
$220,299,894
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $42,576,071
71.1%
Investment Income $15,256,418
25.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,068,070
3.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,925,505
7.4%
Professional Fundraising Fees $0
Other Salaries and Wages $6,725,093
12.7%
Assets/Debt
Total Assets $2,002,899,481
Total Liabilities $1,782,599,587
Net Assets $220,299,894
Compensation
Key Employees and Officers Compensation Related Other
Dennis Hanson (President/Ceo Emeritus) $1,015,116 $0 $41,382
Kenneth Roznowski (Vp Of Lending) $940,376 $0 $33,863
Michael Goad (President/Ceo) $478,096 $0 $43,632
Arthur Peters (Coo) $366,563 $0 $34,254
Sheila Wright (Sr. Director Of Human Reso) $238,397 $0 $32,806
Mark Gandy (Sr Director Of Risk/Compliance) $227,362 $0 $33,870
John Costello (Sr Director Of Lending) $213,973 $0 $28,366
Susan Valley (Sr Director Of Remote Service) $175,919 $0 $21,530
Lisa Gray (Director Of Risk & Regulatory Affairs) $162,017 $0 $27,364
Norman M Zureich (Director Of Information) $161,147 $0 $19,594
Alison Taylor (Controller) $153,611 $0 $29,154
Kristina Brozzo (Mortgage Sales Manager) $122,564 $0 $26,844
Robert Samborn (It Infrastructure Manager) $118,897 $0 $26,024
Gary Mcguire (Director) $0 $0 $0
Mark Fenske (Director) $0 $0 $0
Micheal Kapp (Secretary/Treasurer) $0 $0 $0
Duncan Stuart (Director) $0 $0 $0
Lisa Mckenney (Director) $0 $0 $0
Perry Holmon (Vice Chair) $0 $0 $0
Bob Kasprzyk (Director) $0 $0 $0
Mark Bachman (Chair) $0 $0 $0
Shandell Massey (Director) $0 $0 $0
Sebastian Soria (Director) $0 $0 $0
Lisa Bryant (Director) $0 $0 $0

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Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$61,566,808
Expenses
$52,893,869
Net Income
$8,672,939
Net Assets
$192,616,083
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $45,018,812
73.1%
Investment Income $15,613,473
25.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $148,756
0.2%
Net Inventory Sales $0
Other Revenue $785,767
1.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,798,545
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $7,069,659
13.4%
Assets/Debt
Total Assets $1,766,989,635
Total Liabilities $1,574,373,552
Net Assets $192,616,083
Compensation
Key Employees and Officers Compensation Related Other
Dennis Hanson (President/Ceo) $1,012,651 $0 $39,762
Arthur Peters (Coo) $345,835 $0 $27,371
Michael Goad (Cfo) $305,001 $0 $36,716
Kenneth Roznowski (Vp Of Lending) $247,520 $0 $32,170
Sheila Wright (Sr. Director Of Human Reso) $202,533 $0 $30,609
John Costello (Director Of Lending) $197,165 $0 $26,039
Norman M Zureich (Director Of Information) $157,097 $0 $18,363
Susan Valley (Director Of Remote Service) $155,244 $0 $14,194
Lisa Gray (Director Of Compliance) $153,540 $0 $28,365
Mark Gandy (Director Of Security) $143,479 $0 $15,709
Alison Taylor (Controller) $134,817 $0 $27,205
Carole Danielski (Operations Manager) $130,276 $0 $23,401
Barbara Junga (Vp Of Finance) $125,735 $0 $0
Gary Mcguire (Chairperson Of The Board) $0 $0 $0
Mark Fenske (Vice Chairperson Of The Board) $0 $0 $0
Micheal Kapp (Secretary/Treasurer) $0 $0 $0
Duncan Stuart (Director) $0 $0 $0
Lisa Mckenney (Director) $0 $0 $0
Perry Holmon (Director) $0 $0 $0
Robert Kasprzyk (Director) $0 $0 $0
Mark Bachman (Director) $0 $0 $0

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Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$50,585,364
Expenses
$44,534,393
Net Income
$6,050,971
Net Assets
$170,436,408
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $33,835,134
66.9%
Investment Income $15,861,505
31.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$19,811
Net Inventory Sales $0
Other Revenue $908,536
1.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,601,482
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $6,673,243
15.0%
Assets/Debt
Total Assets $1,628,363,918
Total Liabilities $1,457,927,510
Net Assets $170,436,408
Compensation
Key Employees and Officers Compensation Related Other
Dennis Hanson (President/Ceo) $564,207 $0 $39,188
Barbara Junga (Vp Of Finance) $523,548 $0 $9,756
Arthur Peters (Coo) $317,104 $0 $25,698
Michael Goad (Cfo) $250,115 $0 $22,079
Kenneth Roznowski (Vp Of Lending) $232,796 $0 $31,471
Sheila Wright (Sr. Director Of Human Reso) $194,005 $0 $30,769
John Costello (Director Of Lending) $168,568 $0 $24,158
Susan Valley (Director Of Remote Service) $150,881 $0 $17,139
Lisa Gray (Director Of Compliance) $150,042 $0 $28,222
Norman M Zureich (Director Of Information) $149,414 $0 $17,533
Alison Taylor (Controller) $127,600 $0 $26,391
Carole Danielski (Operations Manager) $117,498 $0 $22,615
Kristina Brozzo (Mortgage Manager) $111,196 $0 $22,134
Gary Mcguire (Chairman Of The Board) $0 $0 $0
Mark Fenske (Vice Chairman Of The Board) $0 $0 $0
Micheal Kapp (Secretary/Treasurer) $0 $0 $0
Duncan Stuart (Director) $0 $0 $0
Lisa Mckenney (Director) $0 $0 $0
Perry Holmon (Director) $0 $0 $0
Robert Kasprzyk (Director) $0 $0 $0
Mark Bachman (Vice Chairmnan Of The Board) $0 $0 $0
Mark Bachman (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$38,524,736
Expenses
$37,211,070
Net Income
$1,313,666
Net Assets
$170,494,267
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $25,419,612
66.0%
Investment Income $12,398,715
32.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$294,253
Net Inventory Sales $0
Other Revenue $1,000,662
2.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,655,009
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $6,518,173
17.5%
Assets/Debt
Total Assets $1,638,260,455
Total Liabilities $1,467,766,188
Net Assets $170,494,267
Compensation
Key Employees and Officers Compensation Related Other
Dennis Hanson (President/Ceo) $503,289 $0 $38,470
Arthur Peters (Coo) $314,869 $0 $25,144
Barbara Junga (Vp Of Finance) $255,658 $0 $41,611
Kenneth Roznowski (Vp Of Lending) $232,615 $0 $30,916
Sheila Wright (Sr. Director Of Human Reso) $181,763 $0 $30,674
Norman M Zureich (Director Of Information) $145,247 $0 $17,892
Lisa Gray (Director Of Compliance) $143,770 $0 $15,172
John Costello (Director Of Lending) $141,778 $0 $21,480
Susan Valley (Director Of Remote Service) $135,688 $0 $17,387
Alison Taylor (Controller) $125,020 $0 $26,138
Gary Mcguire (Chairman Of The Board) $0 $0 $0
Mark Fenske (Vice Chairman Of The Board) $0 $0 $0
Micheal Kapp (Secretary/Treasurer) $0 $0 $0
Duncan Stuart (Director) $0 $0 $0
Lisa Mckenney (Director) $0 $0 $0
Perry Holmon (Director) $0 $0 $0
Robert Kasprzyk (Director) $0 $0 $0
Jeffrey Tate (Director) $0 $0 $0
Mark Bachman (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$34,367,892
Expenses
$33,802,029
Net Income
$565,863
Net Assets
$164,318,279
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,685,172
66.0%
Investment Income $10,520,399
30.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $178,524
0.5%
Net Inventory Sales $0
Other Revenue $983,797
2.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,658,172
4.9%
Professional Fundraising Fees $0
Other Salaries and Wages $6,376,645
18.9%
Assets/Debt
Total Assets $1,528,730,587
Total Liabilities $1,364,412,308
Net Assets $164,318,279
Compensation
Key Employees and Officers Compensation Related Other
Dennis Hanson (President/Ceo) $568,463 $0 $48,387
Arthur Peters (Coo) $290,075 $0 $23,194
Barbara Junga (Vp Of Finance) $251,239 $0 $43,107
Kenneth Roznowski (Vp Of Lending) $218,437 $0 $31,091
Sheila Wright (Sr. Director Of Human Reso) $155,803 $0 $28,376
Norman M Zureich (Director Of Information) $138,895 $0 $17,402
Lisa Gray (Director Of Compliance) $135,200 $0 $26,599
Barb Ostroski Enos (Director Of Marketing) $130,679 $0 $9,024
Susan Valley (Director Of Remote Service) $129,937 $0 $16,056
Alison Taylor (Controller) $118,531 $0 $24,935
Gary Mcguire (Chairmand Of The Board) $0 $0 $0
Mark Fenske (Vice Chairman Of The Board) $0 $0 $0
Micheal Kapp (Secretary/Treasurer) $0 $0 $0
Duncan Stuart (Director) $0 $0 $0
Lisa Mckenney (Director) $0 $0 $0
Perry Holmon (Director) $0 $0 $0
Robert Kasprzyk (Director) $0 $0 $0
Jeffrey Tate (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$32,544,391
Expenses
$31,871,472
Net Income
$672,919
Net Assets
$164,234,730
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $21,053,304
64.7%
Investment Income $9,927,576
30.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $382,725
1.2%
Net Inventory Sales $0
Other Revenue $1,180,786
3.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,490,090
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $6,010,735
18.9%
Assets/Debt
Total Assets $1,465,106,905
Total Liabilities $1,300,872,175
Net Assets $164,234,730
Compensation
Key Employees and Officers Compensation Related Other
Dennis Hanson (President/Ceo) $384,503 $0 $50,820
Kenneth Roznowski (Vp Of Lending) $278,307 $0 $38,035
Arthur Peters (Cfo) $267,047 $0 $22,069
Barbara Junga (Vp Of Finance) $245,450 $0 $42,166
Sheila Wright (Sr. Director Of Human Resources) $134,521 $0 $27,172
Norman M Zureich (Director Of Information) $130,595 $0 $16,936
Susan Valley (Director Of Remote Services) $126,604 $0 $15,799
Lisa Gray (Director Of Compliance) $125,335 $0 $26,238
Alison Taylor (Controller) $110,861 $0 $24,795
Barb Ostroski Enos (Director Of Marketing) $107,992 $0 $19,755
Gary Mcguire (Chairmand Of The Board) $0 $0 $0
Mark Fenske (Vice Chairman Of The Board) $0 $0 $0
Micheal Kapp (Secretary/Treasurer) $0 $0 $0
Duncan Stuart (Director) $0 $0 $0
Lisa Mckenney (Director) $0 $0 $0
Perry Holmon (Director) $0 $0 $0
Robert Kasprzyk (Director) $0 $0 $0
William Weideman (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$32,313,002
Expenses
$30,440,732
Net Income
$1,872,270
Net Assets
$168,691,960
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $20,012,030
61.9%
Investment Income $11,066,876
34.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $288,817
0.9%
Net Inventory Sales $0
Other Revenue $945,279
2.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,441,742
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $6,037,019
19.8%
Assets/Debt
Total Assets $1,423,188,398
Total Liabilities $1,254,496,438
Net Assets $168,691,960
Compensation
Key Employees and Officers Compensation Related Other
Dennis Hanson (President/Ceo) $317,223 $0 $50,785
Barbara Junga (Vice President Of Finance) $227,575 $0 $44,037
Arthur Peters (Vice President Of Info Tec) $222,884 $0 $30,310
Ken Roznowski (Vice President Of Lending) $205,377 $0 $38,376
Sheila Wright (Director Of Human Resource) $127,788 $0 $34,593
Lisa Gray (Director Of Risk Mgt/Compl) $122,491 $0 $34,345
Susan Valley (Operations Mgr Eservices) $118,821 $0 $23,973
Alison Taylor (Controller) $109,739 $0 $32,561
Barbara Ostroski Enos (Director Of Marketing) $103,663 $0 $28,392
Lisa Mckenney (Director) $0 $0 $0
Perry Holmon (Director) $0 $0 $0
Duncan Stuart (Chairman Of The Board) $0 $0 $0
Mark Fenske (Director) $0 $0 $0
Bill Weideman (Director) $0 $0 $0
Michael Kapp (Secretary/Treasurer) $0 $0 $0
Robert Kasprzyk (Director) $0 $0 $0
Gary Mcguire (Vice Chairman Of The Board) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$35,328,712
Expenses
$31,763,525
Net Income
$3,565,187
Net Assets
$164,351,019
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $21,274,294
60.2%
Investment Income $11,763,215
33.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,364,655
3.9%
Net Inventory Sales $0
Other Revenue $926,548
2.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,508,264
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $5,528,870
17.4%
Assets/Debt
Total Assets $1,402,048,467
Total Liabilities $1,237,697,448
Net Assets $164,351,019
Compensation
Key Employees and Officers Compensation Related Other
Dennis Hanson (President/Ceo) $346,547 $0 $52,217
Barbara Junga (Vice President Of Finance) $261,230 $0 $44,602
Ken Roznowski (Vice President Of Lending) $223,306 $0 $39,246
Arthur Peters (Vice President Of Info Tec) $207,059 $0 $39,188
Sheila Wright (Director Of Human Resource) $129,721 $0 $34,859
Lisa Gray (Director Of Risk Mgt/Compl) $119,941 $0 $34,521
Alison Taylor (Controller) $111,402 $0 $32,342
Susan Valley (Operations Mgr Eservices) $107,669 $0 $22,620
Carole Danielski (Operations Mgr) $105,998 $0 $19,564
Lisa Mckenney (Director) $0 $0 $0
Perry Holmon (Director) $0 $0 $0
Duncan Stuart (Vice Chairman Of The Board) $0 $0 $0
Mark Fenske (Director) $0 $0 $0
Don Marcy (Director) $0 $0 $0
Bill Weideman (Director) $0 $0 $0
Michael Kapp (Secretary/Treasurer) $0 $0 $0
Robert Kasprzyk (Chairman Of The Board) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$37,914,140
Expenses
$33,680,932
Net Income
$4,233,208
Net Assets
$170,846,402
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,794,647
60.1%
Investment Income $13,337,955
35.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $943,855
2.5%
Net Inventory Sales $0
Other Revenue $837,683
2.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,299,414
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $5,441,100
16.2%
Assets/Debt
Total Assets $1,435,107,960
Total Liabilities $1,264,261,558
Net Assets $170,846,402

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$44,806,147
Expenses
$36,364,635
Net Income
$8,441,512
Net Assets
$166,271,123
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $27,594,738
61.6%
Investment Income $16,373,844
36.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$63,780
Net Inventory Sales $0
Other Revenue $901,345
2.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,328,818
3.7%
Professional Fundraising Fees $0
Other Salaries and Wages $5,203,836
14.3%
Assets/Debt
Total Assets $1,398,438,374
Total Liabilities $1,232,167,251
Net Assets $166,271,123

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »