PROPUBLICA Expose Corruption. Defend Truth. Support Investigative Journalism.
DONATE
Skip to content
ProPublica Donate
ProPublica Donate

Credit Unions Chartered By The State Of Michigan

85 Community Choice Credit Union
  • Farmington Hills, MI
  • Tax-exempt since Oct. 1956
  • EIN: 38-0960035

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2022 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$84.1M (2022)

Expenses
$70.8M (2022)

Total Assets
$1.75B (2022)

Total Liabilities
$1.61B (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$84,137,393
Expenses
$70,833,474
Net Income
$13,303,919
Net Assets
$137,512,228
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $76,733,478
91.2%
Investment Income $4,524,052
5.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $545,301
0.6%
Net Fundraising $0
Sales of Assets $140,913
0.2%
Net Inventory Sales $0
Other Revenue $2,193,649
2.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,494,141
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $23,784,867
33.6%
Assets/Debt
Total Assets $1,750,069,029
Total Liabilities $1,612,556,801
Net Assets $137,512,228
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert Bava (Ceo) $881,109 $0 $67,058
Daniel Munro (Coo/Evp) $468,809 $0 $58,116
Kelli Wisner Frank (Cfo) $373,362 $0 $48,051
Donna Bashi (Vp Business Development) $340,672 $0 $20,871
Teresa Mayer (Clo) $336,070 $0 $35,728
Susan Setera (Avp Business Systems) $305,102 $0 $24,300
Donna Siejutt (Chro) $293,491 $0 $45,345
Elizabeth Anne Spadafore (Sr Business Relationship Mgr) $282,267 $0 $13,944
Jennifer Lynn Hurren (Vp E Commerce) $257,541 $0 $22,349
Brent Lowell (Business Relationship Manager) $249,989 $0 $33,930
Jeffrey Dubey (Vp Risk Management) $234,296 $0 $24,327
Wendi Diacono (Wealth Advisor) $224,940 $0 $32,172
Carlington Bucknor (Vp Of Technology) $224,451 $0 $37,664
Jenny Ludwigsen (Vp Marketing) $224,174 $0 $22,113
Brian Wilson (Vp Of Retail Delivery) $211,875 $0 $41,790
Barbara Babington (Vp Of Lending) $191,892 $0 $32,987
Jeremy Maurer (Avp Project Management) $156,099 $0 $21,625
Brian Wilson (Chairperson) $0 $0 $0
Mary Miko (Director) $0 $0 $0
Thomas Cook (Secretary) $0 $0 $0
Kathleen Bonutti (Treasurer) $0 $0 $0
Timothy Crosson (Vice Chairperson) $0 $0 $0
Cheryl Marks (Director) $0 $0 $0
Victor Marshall (Director) $0 $0 $0
Oneata Bailey (Director) $0 $0 $0
See filing for compensation of 1 other people →
+ View more people

Document Links

990
Filed on Nov. 15, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$74,321,132
Expenses
$62,193,541
Net Income
$12,127,591
Net Assets
$146,672,909
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $65,663,288
88.4%
Investment Income $4,549,212
6.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $544,005
0.7%
Net Fundraising $0
Sales of Assets $63,994
0.1%
Net Inventory Sales $0
Other Revenue $3,500,633
4.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,940,295
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $21,149,742
34.0%
Assets/Debt
Total Assets $1,628,878,716
Total Liabilities $1,482,205,807
Net Assets $146,672,909
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert Bava (Ceo) $608,952 $0 $68,633
Daniel Munro (Coo/Evp) $447,286 $0 $68,662
Kelli Wisner Frank (Cfo) $329,438 $0 $50,070
Teresa Mayer (Clo) $317,882 $0 $32,981
Donna Bashi (Vp Business Development) $290,537 $0 $19,842
Elizabeth Anne Spadafore (S. Business Relationship M) $287,569 $0 $15,045
Donna Siejutt (Chro) $270,954 $0 $41,711
Wendi Diacono (Wealth Advisor) $246,695 $0 $19,452
Jeffrey Dubey (Vp Risk Management) $219,326 $0 $28,905
Jennifer Lynn Hurren (Vp E Commerce) $215,738 $0 $20,870
Brent Lowell (Business Relationship Mana) $209,576 $0 $36,461
Jenny Ludwigsen (Vp Marketing) $202,955 $0 $20,940
Carlington Bucknor (Vp Of Technology) $202,205 $0 $42,698
Brian Wilson (Vp Of Retail Delivery) $200,844 $0 $30,484
Susan Setera (Avp Business Systems) $175,175 $0 $26,991
Barbara Babington (Vp Of Lending) $173,158 $0 $35,224
Jeremy Maurer (Avp Project Management) $150,836 $0 $24,873
Brian Wilson (Chairperson) $0 $0 $0
Mary Miko (Director) $0 $0 $0
Thomas Cook (Secretary) $0 $0 $0
Kathleen Bonutti (Treasurer) $0 $0 $0
Timothy Crosson (Vice Chairperson) $0 $0 $0
Michael Palazzolo (Treasurer) $0 $0 $0
Cheryl Marks (Director) $0 $0 $0
Victor Marshall (Director) $0 $0 $0
See filing for compensation of 2 other people →
+ View more people

Document Links

990
Filed on Nov. 9, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$67,940,068
Expenses
$59,380,132
Net Income
$8,559,936
Net Assets
$130,019,947
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $60,131,986
88.5%
Investment Income $3,103,725
4.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $522,103
0.8%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $4,182,254
6.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,925,880
6.6%
Professional Fundraising Fees $0
Other Salaries and Wages $18,694,207
31.5%
Assets/Debt
Total Assets $1,397,314,880
Total Liabilities $1,267,294,933
Net Assets $130,019,947
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert Bava (Ceo) $1,078,350 $0 $65,084
Daniel Munro (Coo/Evp) $568,063 $0 $65,111
Kelli Wisner Frank (Cfo) $445,001 $0 $55,179
Teresa Mayer (Clo) $291,363 $0 $37,159
Elizabeth Anne Spadafore (S. Business Relationship M) $255,042 $0 $8,344
Donna Siejutt (Chro) $245,454 $0 $36,692
Jeffrey Dubey (Vp Risk Management) $208,261 $0 $23,044
Wendi Diacono (Wealth Advisor) $202,675 $0 $29,256
Jennifer Lynn Hurren (Vp E Commerce) $185,664 $0 $20,621
Brent Lowell (Business Relationship Mana) $183,581 $0 $33,393
Carlington Bucknor (Vp Of Technology) $180,108 $0 $22,006
Brian Wilson (Vp Of Retail Delivery) $179,109 $0 $26,794
Jenny Ludwigsen (Vp Marketing) $172,127 $0 $20,690
Jonathan Cousins (Mortgage & Business Consultant) $170,901 $0 $12,015
Susan Setera (Avp Business Systems) $169,864 $0 $22,635
Robert Biga (Secretary) $0 $0 $0
Brian Wilson (Chairperson) $0 $0 $0
Mary Miko (Director) $0 $0 $0
Thomas Cook (Director) $0 $0 $0
Kathleen Bonutti (Director) $0 $0 $0
Timothy Crosson (Vice Chairperson) $0 $0 $0
Michael Palazzolo (Treasurer) $0 $0 $0
Cheryl Marks (Director) $0 $0 $0
Victor Marshall (Director) $0 $0 $0
Tamara Perry (Director) $0 $0 $0
See filing for compensation of 1 other people →
+ View more people

Document Links

990
Filed on Nov. 15, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$64,553,439
Expenses
$57,129,527
Net Income
$7,423,912
Net Assets
$120,155,859
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $59,601,381
92.3%
Investment Income $2,884,498
4.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $402,000
0.6%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,665,560
2.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,913,278
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $17,538,372
30.7%
Assets/Debt
Total Assets $1,163,543,549
Total Liabilities $1,043,387,690
Net Assets $120,155,859
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert Bava (Ceo) $718,586 $0 $24,171
Daniel Munro (Coo/Evp) $372,246 $0 $22,881
Teresa Mayer (Clo) $274,384 $0 $10,254
Kelli Wisner Frank (Cfo) $273,488 $0 $23,612
Donna Siejutt (Chro) $233,615 $0 $21,515
Elizabeth Anne Spadafore (S. Business Relationship M) $228,723 $0 $12,089
Wendi Diacono (Wealth Advisor) $189,646 $0 $16,357
Jeffrey Dubey (Vp Risk Management) $189,124 $0 $20,393
Jennifer Lynn Hurren (Vp E Commerce) $188,083 $0 $7,176
Susan Setera (Vp Of Operations) $177,622 $0 $6,695
Jenny Ludwigen (Avp Marketing) $170,947 $0 $6,407
Brian Wilson (Vp Of Retail Delivery) $165,916 $0 $6,163
Brent Lowell (Business Relationship Mana) $153,352 $0 $18,185
Carlington Bucknor (Vp Of Technology) $148,422 $0 $18,768
Barbara Babington (Vp Of Lending) $137,330 $0 $18,542
Robert Biga (Secretary) $0 $0 $0
Brian Wilson (Chairperson) $0 $0 $0
Mary Miko (Director) $0 $0 $0
Thomas Cook (Director) $0 $0 $0
Kathleen Bonutti (Director) $0 $0 $0
Timothy Crosson Jr (V. Chairperson) $0 $0 $0
Michael Palazzolo (Treasurer) $0 $0 $0
Cheryl Marks (Director) $0 $0 $0
Marshall Victor B (Director) $0 $0 $0
Mitchell Erickson (Director) $0 $0 $0
See filing for compensation of 2 other people →
+ View more people

Document Links

990
Filed on Nov. 16, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$61,687,432
Expenses
$52,574,733
Net Income
$9,112,699
Net Assets
$102,844,925
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $57,604,290
93.4%
Investment Income $1,869,166
3.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $408,650
0.7%
Net Fundraising $0
Sales of Assets -$2,878
Net Inventory Sales $0
Other Revenue $1,808,204
2.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,921,129
3.7%
Professional Fundraising Fees $0
Other Salaries and Wages $17,319,652
32.9%
Assets/Debt
Total Assets $1,076,731,500
Total Liabilities $973,886,575
Net Assets $102,844,925
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert Bava (Ceo) $662,855 $0 $23,934
Daniel Munro (Coo/Evp) $384,008 $0 $23,934
Teresa Mayer (Vp Lending) $281,615 $0 $8,250
Kelli Wisner Frank (Cfo) $255,254 $0 $23,549
Donna Siejutt (Vp Human Resources) $235,030 $0 $22,700
Wendi Diacono (Financial Planner) $229,071 $0 $19,103
Elizabeth Anne Spadafore (S. Business Relationship M) $222,398 $0 $12,302
Jeffrey Dubey (Vp Risk Management) $197,115 $0 $21,249
Susan Setera (Vp Of Operations) $179,105 $0 $5,382
Jennifer Lynn Hurren (Vp E Commerce) $172,035 $0 $5,155
Jenny Ludwigen (Avp Marketing) $150,503 $0 $4,578
Robert Biga (Secretary) $0 $0 $0
Brian Wilson (Chairman) $0 $0 $0
Mary Miko (Director) $0 $0 $0
Thomas Cook (Director) $0 $0 $0
Mary Katherine Bonutti (Director) $0 $0 $0
Timothy Crosson Jr (V. Chairman) $0 $0 $0
Michael Palazzolo (Treasurer) $0 $0 $0
Cheryl Marks (Director) $0 $0 $0
Marshall Victor B (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 15, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$54,044,021
Expenses
$47,538,135
Net Income
$6,505,886
Net Assets
$94,375,351
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $48,076,167
89.0%
Investment Income $2,543,416
4.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,424,438
6.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,944,360
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $15,588,334
32.8%
Assets/Debt
Total Assets $1,024,174,335
Total Liabilities $929,798,984
Net Assets $94,375,351
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert Bava (Ceo) $635,778 $0 $34,237
Daniel Munro (Coo/Evp) $304,581 $0 $27,087
Alan Bergstrom (Cmo) $249,510 $0 $25,707
Teresa Mayer (Vp Lending) $238,414 $0 $10,798
Elizabeth Anne Spadafore (S. Business Relationship M) $222,692 $0 $12,785
Kelli Wisner Frank (Cfo) $196,016 $0 $22,152
Donna Siejutt (Vp Human Resources) $178,745 $0 $21,335
Wendi Diacono (Financial Planner) $161,964 $0 $18,317
Susan Setera (Vp Of Operations) $155,551 $0 $8,300
Jennifer Lynn Hurren (Vp E Commerce) $148,978 $0 $8,063
Brent Lowell (Business Relationship Manager) $145,588 $0 $21,149
Robert Biga (Secretary) $0 $0 $0
Brian Wilson (Chairman) $0 $0 $0
Mary Miko (Director) $0 $0 $0
Martha Schultz (Treasurer) $0 $0 $0
Thomas Cook (Director) $0 $0 $0
Mary Katherine Bonutti (Director) $0 $0 $0
Timothy Crosson Jr (V. Chairman) $0 $0 $0
Michael Palazzolo (Director) $0 $0 $0
Marks Cheryl (Director) $0 $0 $0
Marshall Victor B (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 15, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$41,339,443
Expenses
$39,252,816
Net Income
$2,086,627
Net Assets
$73,037,206
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $37,610,547
91.0%
Investment Income $1,790,076
4.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $16,199
0.0%
Net Inventory Sales $0
Other Revenue $1,922,621
4.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,615,057
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $13,049,975
33.2%
Assets/Debt
Total Assets $850,069,648
Total Liabilities $777,032,442
Net Assets $73,037,206
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert Bava (Ceo) $520,697 $0 $18,083
Daniel Munro (Coo/Evp) $277,026 $0 $14,906
Elizabeth Anne Spadafore (S. Business Relationship Manager) $204,805 $0 $10,272
Alan Bergstrom (Cmo) $203,331 $0 $6,963
Teresa Mayer (Vp Lending) $202,056 $0 $6,294
Kelli Wisner Frank (Cfo) $193,059 $0 $6,530
Donna Siejutt (Vp Human Resources) $160,620 $0 $5,492
Wendi Diacono (Financial Planner) $157,839 $0 $5,292
Susan Setera (Vp Of Operations) $146,886 $0 $4,969
Jennifer Lynn Hurren (Vp E Commerce) $146,224 $0 $4,938
Michael Mccauley (Financial Planner) $122,761 $0 $4,609
Robert Biga (Secretary) $0 $0 $0
Brian Wilson (Chairman) $0 $0 $0
Mary Miko (Director) $0 $0 $0
Martha Schultz (Treasurer) $0 $0 $0
Thomas Cook (Director) $0 $0 $0
Mary Katherine Bonutti (Director) $0 $0 $0
Timothy Crosson Jr (V. Chairman) $0 $0 $0
Michael Palazzolo (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 14, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$36,596,381
Expenses
$34,042,918
Net Income
$2,553,463
Net Assets
$70,971,334
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $31,809,510
86.9%
Investment Income $1,736,384
4.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$37,075
Net Inventory Sales $0
Other Revenue $3,087,562
8.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,346,286
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $11,570,023
34.0%
Assets/Debt
Total Assets $736,654,004
Total Liabilities $665,682,670
Net Assets $70,971,334
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert Bava (Ceo) $472,678 $0 $17,345
Philip Cooper Left 042015 (Executive Vp/Coo) $290,020 $0 $5,347
Daniel Munro (Cio) $221,664 $0 $11,639
Alan Bergstrom (Cmo) $175,621 $0 $5,154
Wendi Diacono (Financial Planner) $162,090 $0 $6,444
Teresa Mayer (Vp Lending) $144,552 $0 $5,336
Kelli Wisner Frank (Cfo) $142,050 $0 $4,768
Tracy Paolucci Cameron (Vp Of Retail Delivery) $136,163 $0 $6,667
Susan Setera (Vp Of Operations) $134,733 $0 $4,549
Donna Siejutt (Vp Human Resources) $134,174 $0 $4,584
Robert Biga (Secretary) $0 $0 $0
Brian Wilson (Vice Chairperson) $0 $0 $0
Mary Miko (Director) $0 $0 $0
Martha Schultz (Treasurer) $0 $0 $0
Gary Klotz (Chairperson) $0 $0 $0
Thomas Cook (Director) $0 $0 $0
Mary Katherine Bonutti (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 15, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$29,367,178
Expenses
$26,660,597
Net Income
$2,706,581
Net Assets
$57,185,511
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $26,999,390
91.9%
Investment Income $1,043,050
3.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $120,045
0.4%
Net Inventory Sales $0
Other Revenue $1,204,693
4.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,052,902
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $8,890,135
33.3%
Assets/Debt
Total Assets $529,870,943
Total Liabilities $472,685,432
Net Assets $57,185,511
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert Bava (Ceo) $437,541 $0 $15,999
Philip Cooper (Executive Vp/Coo) $238,673 $0 $12,607
Kelli Wisner Frank (Cfo) $156,268 $0 $5,827
Daniel Munro (Cio) $150,993 $0 $5,772
Wendi Diacono (Financial Planner) $145,343 $0 $5,272
Elizabeth Spadafore (Commercial Lending Manager) $140,062 $0 $5,182
Michael Spence (Indirect Lending Manager) $135,188 $0 $9,770
Susan Setera (Vp Of Operations) $125,523 $0 $4,801
Teresa Mayer (Vp Lending) $125,342 $0 $4,842
Alan Bergstrom (Cmo) $29,062 $0 $160
Robert Biga (Secretary) $0 $0 $0
Brian Wilson (Vice Chairperson) $0 $0 $0
Mary Miko (Director) $0 $0 $0
Martha Schultz (Treasurer) $0 $0 $0
Gary Klotz (Chairperson) $0 $0 $0
Thomas Cook (Director) $0 $0 $0
Mary Katherine Bonutti (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Sept. 28, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$29,643,135
Expenses
$23,404,303
Net Income
$6,238,832
Net Assets
$54,474,674
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $27,208,260
91.8%
Investment Income $1,056,915
3.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$98,404
Net Inventory Sales $0
Other Revenue $1,476,364
5.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,009,609
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $6,948,892
29.7%
Assets/Debt
Total Assets $509,950,485
Total Liabilities $455,475,811
Net Assets $54,474,674
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert Bava (Ceo) $427,723 $0 $25,038
Philip Cooper (Executive Vp/Coo) $235,499 $0 $14,883
Kelli Wisner Frank (Cfo) $152,017 $0 $5,487
Daniel Munro (Cio) $143,432 $0 $5,530
Wendi Diacono (Financial Planner) $140,325 $0 $5,054
Susan Setera (Vp Of Operations) $124,396 $0 $4,702
Elizabeth Spadafore (Commercial Lending Manager) $124,134 $0 $4,317
Teresa Mayer (Vp Lending) $121,109 $0 $4,650
Jennifer Dickey (Vp Human Resources) $115,628 $0 $4,350
Robert Biga (Secretary) $0 $0 $0
Brian Wilson (Vice Chairperson) $0 $0 $0
Mary Miko (Director) $0 $0 $0
Martha Schultz (Treasurer) $0 $0 $0
Gary Klotz (Chairperson) $0 $0 $0
Thomas Cook (Director) $0 $0 $0
Mary Katherine Bonutti (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 14, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$30,653,230
Expenses
$22,552,009
Net Income
$8,101,221
Net Assets
$48,491,885
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $28,039,316
91.5%
Investment Income $1,145,969
3.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$107,087
Net Inventory Sales $0
Other Revenue $1,575,032
5.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $841,133
3.7%
Professional Fundraising Fees $0
Other Salaries and Wages $6,642,648
29.5%
Assets/Debt
Total Assets $465,894,374
Total Liabilities $417,402,489
Net Assets $48,491,885

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$29,846,896
Expenses
$25,202,847
Net Income
$4,644,049
Net Assets
$40,394,340
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $28,084,123
94.1%
Investment Income $1,269,739
4.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$240,471
Net Inventory Sales $0
Other Revenue $733,505
2.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $746,728
3.0%
Professional Fundraising Fees $0
Other Salaries and Wages $6,357,308
25.2%
Assets/Debt
Total Assets $448,939,979
Total Liabilities $408,545,639
Net Assets $40,394,340

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated