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Vibe Credit Union

  • Novi, MI
  • EIN: 38-1093900

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Summary charts: organization finances over time

Revenue
$23.7M (2017)

Expenses
$22.2M (2017)

Total Assets
$529M (2017)

Total Liabilities
$457M (2017)

Source: Form 990 tax filings from 2011 to 2017

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2018

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,738,462
Expenses
$22,180,793
Net Income
$1,557,669
Net Assets
$71,844,101
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $21,242,390
89.5%
Investment Income $2,486,008
10.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $10,064
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $808,785
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $6,235,463
28.1%
Assets/Debt
Total Assets $529,146,744
Total Liabilities $457,302,643
Net Assets $71,844,101
Compensation
Key Employees and Officers Compensation Related Other
Thomas Reagan (President/Ceo) $468,750 $0 $60,352
Brian G Mcveigh (Cfo) $241,567 $0 $38,116
Ronald Lang (Former Evp/Cfo) $159,960 $0 $0
Mark Wollschlager (Business Loan Specialist) $157,774 $0 $31,011
Craig Larson (Clo) $144,375 $0 $27,429
Tyler Ross (Cmo) $134,522 $0 $18,704
Derrick Barber (Coo) $124,498 $0 $27,714
David Cowles (Chairman) $0 $0 $0
Stephen Westbrooks (Vice Chairman) $0 $0 $0
Terry Mckinley (Secretary) $0 $0 $0
John Barrett (Treasurer) $0 $0 $0
Michael Ivanics (Director) $0 $0 $0
Christa Murphy (Director) $0 $0 $0
Jonathan Serra (Director) $0 $0 $0
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Document Links

990
Filed on Nov. 15, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$21,958,468
Expenses
$21,282,701
Net Income
$675,767
Net Assets
$69,872,128
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $19,950,105
90.9%
Investment Income $1,948,860
8.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $59,503
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,194,995
10.3%
Professional Fundraising Fees $0
Other Salaries and Wages $4,814,048
22.6%
Assets/Debt
Total Assets $517,323,472
Total Liabilities $447,451,344
Net Assets $69,872,128
Compensation
Key Employees and Officers Compensation Related Other
Ronald Lang (Evp/Cfo Until 9/30/16) $754,530 $0 $48,813
Thomas Reagan (President/Ceo) $445,030 $0 $49,661
Mark Wollschlager (Business Loan Specialist) $131,593 $0 $32,435
Paul Mazur (Cio) $130,767 $0 $17,357
Craig Larson (Clo) $130,043 $0 $29,047
Brian Mc Veigh (Cfo As Of 6/1/16) $124,352 $0 $24,515
Tyler Ross (Cmo) $120,159 $0 $24,497
Derrick Barber (Coo) $107,875 $0 $24,321
David Cowles (Chairman) $0 $0 $0
Stephen Westbrooks (Vice Chairman) $0 $0 $0
Terry Mc Kinley (Secretary) $0 $0 $0
John Barrett (Treasurer) $0 $0 $0
Michael Ivanics (Director) $0 $0 $0
Christa Murphy (Director) $0 $0 $0
Jonathon Serra (Director) $0 $0 $0
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Document Links

990
Filed on Nov. 15, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$20,798,604
Expenses
$19,643,137
Net Income
$1,155,467
Net Assets
$69,529,965
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $19,021,301
91.5%
Investment Income $1,682,419
8.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $94,884
0.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,396,520
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $5,189,567
26.4%
Assets/Debt
Total Assets $472,715,230
Total Liabilities $403,185,265
Net Assets $69,529,965
Compensation
Key Employees and Officers Compensation Related Other
Thomas Reagan (President/Ceo) $424,410 $0 $46,987
Ronald Lang (Evp/Cfo) $281,401 $0 $46,987
Paul Mazur (Cio) $132,078 $0 $28,225
Craig Larson (Clo) $128,323 $0 $28,303
Tyler Ross (Cmo) $119,824 $0 $27,505
Derrick Barber (Coo) $104,470 $0 $28,007
David Cowles (Chairman) $0 $0 $0
Stephen Westbrooks (Vice Chairman) $0 $0 $0
Terry Mc Kinley (Secretary) $0 $0 $0
John Barrett (Treasurer) $0 $0 $0
Michael Ivanics (Director) $0 $0 $0
Christa Murphy (Director) $0 $0 $0
Jonathon Serra (Director) $0 $0 $0
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Document Links

990
Filed on Sept. 14, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
PDF (2 of 2)

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$20,152,141
Expenses
$17,312,768
Net Income
$2,839,373
Net Assets
$68,310,968
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,174,203
90.2%
Investment Income $1,867,601
9.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $1,150
0.0%
Net Fundraising $0
Sales of Assets $109,187
0.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,335,600
7.7%
Professional Fundraising Fees $0
Other Salaries and Wages $4,861,127
28.1%
Assets/Debt
Total Assets $419,313,861
Total Liabilities $351,002,893
Net Assets $68,310,968
Compensation
Key Employees and Officers Compensation Related Other
Thomas Reagan (President/Ceo) $404,267 $0 $123,776
Ronald Lang (Evp/Cfo) $266,015 $0 $105,547
Paul Mazur (Vp/Is) $132,488 $0 $23,544
Craig Larson (Vp/Lending) $120,430 $0 $24,099
Tyler Ross (Vp/Marketing) $113,389 $0 $22,045
John Barrett (Treasurer) $0 $0 $0
David Cowles (Chairman) $0 $0 $0
Michael Ivanics (Director) $0 $0 $0
Terry Mc Kinley (Secretary) $0 $0 $0
Christa Murphy (Director) $0 $0 $0
Stephen Westbrooks (Vice Chairman) $0 $0 $0
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Document Links

990
Filed on Nov. 10, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$21,064,287
Expenses
$19,459,432
Net Income
$1,604,855
Net Assets
$65,637,720
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,495,607
87.8%
Investment Income $1,592,090
7.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $976,590
4.6%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,278,749
6.6%
Professional Fundraising Fees $0
Other Salaries and Wages $4,283,950
22.0%
Assets/Debt
Total Assets $416,105,794
Total Liabilities $350,468,074
Net Assets $65,637,720
Compensation
Key Employees and Officers Compensation Related Other
Thomas Reagan (President/Ceo) $380,684 $0 $118,861
Ronald Lang (Evp/Cfo) $254,312 $0 $98,770
Paul Mazur (Vp Of Is) $126,348 $0 $25,905
Craig Larson (Vp Of Lending) $117,707 $0 $24,570
Tyler Ross (Vp Of Marketing) $109,477 $0 $22,115
John Barrett (Treasurer) $0 $0 $0
David Cowles (Chairman) $0 $0 $0
Michael Ivanics (Director) $0 $0 $0
Terry Mc Kinley (Secretary) $0 $0 $0
Christa Murphy (Director) $0 $0 $0
Stephen Westbrooks (Vice Chairman) $0 $0 $0
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Document Links

990
Filed on June 13, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$22,357,567
Expenses
$19,153,791
Net Income
$3,203,776
Net Assets
$63,742,883
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $20,545,645
91.9%
Investment Income $1,832,023
8.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$20,101
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,348,178
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $4,124,712
21.5%
Assets/Debt
Total Assets $424,489,782
Total Liabilities $360,746,899
Net Assets $63,742,883

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,876,163
Expenses
$27,356,157
Net Income
-$3,479,994
Net Assets
$60,242,589
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $20,863,390
87.4%
Investment Income $2,741,255
11.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $244,281
1.0%
Net Inventory Sales $0
Other Revenue $27,237
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,192,454
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $4,149,755
15.2%
Assets/Debt
Total Assets $433,388,873
Total Liabilities $373,146,284
Net Assets $60,242,589

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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