Credit Union Chartered In The St Of Mi

  • Kalamazoo, MI
  • EIN: 38-1338132

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Details

According to its Dec. 2017 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$304,501
Expenses
$344,434
Net Income
-$39,933
Net Assets
$8,499,455
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $172,666
56.7%
Investment Income $97,143
31.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $34,692
11.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $53,286
15.5%
Professional Fundraising Fees $0
Other Salaries and Wages $35,130
10.2%
Assets/Debt
Total Assets $8,587,443
Total Liabilities $87,988
Net Assets $8,499,455
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Deborah Adams (Manager) $53,286 $0 $14,992
Hennie Kloosterman (Bod Chairperson) $0 $0 $0
Tenna Johnson (Bod Secretary And Treasurer) $0 $0 $0
Forrest Schwander (Director) $0 $0 $0
Dora Kimberly (Director) $0 $0 $0
Jean Prandine (Director) $0 $0 $0
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Document Links

990
Filed on Sept. 19, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$299,844
Expenses
$308,533
Net Income
-$8,689
Net Assets
$8,442,568
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $204,273
68.1%
Investment Income $86,421
28.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $9,150
3.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $54,743
17.7%
Professional Fundraising Fees $0
Other Salaries and Wages $24,501
7.9%
Assets/Debt
Total Assets $8,493,915
Total Liabilities $51,347
Net Assets $8,442,568
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Deborah Adams (Manager) $53,891 $0 $15,349
Hennie Kloosterman (Bod Chairperson) $0 $0 $0
Tenna Johnson (Bod Secretary) $0 $0 $0
Cathy Shields (Bod Treasurer) $0 $0 $0
Forrest Schwander (Director) $0 $0 $0
Sally Doonan (Bod Vice Chairperson) $0 $0 $0
Dora Kimberly (Director) $0 $0 $0
Jean Prandine (Director) $0 $0 $0
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Document Links

990
Filed on Oct. 12, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$288,714
Expenses
$319,126
Net Income
-$30,412
Net Assets
$8,012,275
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $197,443
68.4%
Investment Income $83,007
28.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $8,264
2.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $54,876
17.2%
Professional Fundraising Fees $0
Other Salaries and Wages $30,430
9.5%
Assets/Debt
Total Assets $8,060,320
Total Liabilities $48,045
Net Assets $8,012,275
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Deborah Adams (Manager) $54,024 $0 $13,117
Hennie Kloosterman (Bod Vice President) $0 $0 $0
Tenna Johnson (Bod Secretary) $0 $0 $0
Cathy Shields (Bod Treasurer) $0 $0 $0
Forrest Schwander (Director) $0 $0 $0
Sally Doonan (Director) $0 $0 $0
Craig Mc Caul (Bod President) $0 $0 $0
Jean Prandine (Director) $0 $0 $0
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Document Links

990
Filed on May 16, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
PDF (2 of 2)

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$300,761
Expenses
$342,857
Net Income
-$42,096
Net Assets
$7,775,656
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $211,423
70.3%
Investment Income $81,398
27.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $7,940
2.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $53,452
15.6%
Professional Fundraising Fees $0
Other Salaries and Wages $52,160
15.2%
Assets/Debt
Total Assets $7,803,039
Total Liabilities $27,383
Net Assets $7,775,656

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2013

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$323,395
Expenses
$344,378
Net Income
-$20,983
Net Assets
$7,150,388
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $202,553
62.6%
Investment Income $115,434
35.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,408
1.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $52,946
15.4%
Professional Fundraising Fees $0
Other Salaries and Wages $53,064
15.4%
Assets/Debt
Total Assets $7,189,003
Total Liabilities $38,615
Net Assets $7,150,388

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$334,233
Expenses
$393,381
Net Income
-$59,148
Net Assets
$6,937,765
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $210,663
63.0%
Investment Income $117,887
35.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,683
1.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $52,349
13.3%
Professional Fundraising Fees $0
Other Salaries and Wages $55,661
14.1%
Assets/Debt
Total Assets $6,972,475
Total Liabilities $34,710
Net Assets $6,937,765

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

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About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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