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Credit Unions Chartered In The State Of Michigan

1198 First United Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$2.47M (2023)

Expenses
$1.98M (2023)

Total Assets
$0 (2023)

Total Liabilities
$0 (2023)

Source: Form 990 tax filings from 2014 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending June
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,473,769
Expenses
$1,982,297
Net Income
$491,472
Net Assets
$0
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,238,075
90.5%
Investment Income $218,962
8.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $16,732
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $174,568
8.8%
Professional Fundraising Fees $0
Other Salaries and Wages $329,515
16.6%
Assets/Debt
Total Assets $0
Total Liabilities $0
Net Assets $0
Compensation
Key Employees and Officers Compensation Related Other
Mark A Richter (Ceo) $98,919 $0 $9,653
Michelle Ross (Cfo) $65,568 $0 $428
Randall M Baker (Chairman) $0 $0 $0
Mark Derylo (Director) $0 $0 $0
Anthony Russo (Treasurer) $0 $0 $0
Kevin Helder (Director) $0 $0 $0
Laurie Hull (Director) $0 $0 $0
Karen Wietzke (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,090,233
Expenses
$3,128,825
Net Income
$961,408
Net Assets
$6,924,670
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,863,521
94.5%
Investment Income $193,757
4.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $32,955
0.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $375,897
12.0%
Professional Fundraising Fees $0
Other Salaries and Wages $680,721
21.8%
Assets/Debt
Total Assets $64,482,840
Total Liabilities $57,558,170
Net Assets $6,924,670
Compensation
Key Employees and Officers Compensation Related Other
Mark A Richter (President/Ceo) $199,594 $0 $31,070
Michelle Ross (Cfo) $134,957 $0 $10,276
Randall M Baker (Chairperson) $0 $0 $0
Mark Derylo (Vice Chair) $0 $0 $0
Anthony Russo (Treasurer) $0 $0 $0
Kevin Helder (Director) $0 $0 $0
Laurie Hull (Director) $0 $0 $0
Karen Wietzke (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,931,995
Expenses
$2,871,368
Net Income
$1,060,627
Net Assets
$5,963,262
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,867,265
98.4%
Investment Income $64,730
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $341,619
11.9%
Professional Fundraising Fees $0
Other Salaries and Wages $469,409
16.3%
Assets/Debt
Total Assets $56,189,015
Total Liabilities $50,225,753
Net Assets $5,963,262
Compensation
Key Employees and Officers Compensation Related Other
Mark A Richter (President/Ceo) $179,230 $0 $26,743
Michelle Ross (Coo) $126,149 $0 $9,497
Randall M Baker (Chairperson) $0 $0 $0
Mark Derylo (Vice Chair) $0 $0 $0
Anthony Russo (Treasurer) $0 $0 $0
Angela Zylstra (Secretary) $0 $0 $0
Kevin Helder (Director) $0 $0 $0
Laurie Hull (Director) $0 $0 $0
Karen Wietzke (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,877,224
Expenses
$3,042,430
Net Income
$834,794
Net Assets
$4,952,059
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,793,224
97.8%
Investment Income $84,000
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $170,974
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $578,771
19.0%
Assets/Debt
Total Assets $48,393,005
Total Liabilities $43,440,946
Net Assets $4,952,059
Compensation
Key Employees and Officers Compensation Related Other
Mark A Richter (President/Ceo) $146,899 $0 $0
Randall M Baker (Chairperson) $0 $0 $0
Mark Derylo (Vice Chair) $0 $0 $0
Anthony Russo (Treasurer) $0 $0 $0
Angela Zylstra (Secretary) $0 $0 $0
Kevin Helder (Director) $0 $0 $0
Laurie Hull (Director) $0 $0 $0
Karen Wietzke (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,204,621
Expenses
$2,794,100
Net Income
$410,521
Net Assets
$4,117,265
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,052,564
95.3%
Investment Income $152,057
4.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $149,466
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $545,212
19.5%
Assets/Debt
Total Assets $41,062,284
Total Liabilities $36,945,019
Net Assets $4,117,265
Compensation
Key Employees and Officers Compensation Related Other
Mark A Richter (President/Ceo) $126,946 $0 $22,520
Randall M Baker (Chairperson) $0 $0 $0
Mark Derylo (Vice Chair) $0 $0 $0
Anthony Russo (Treasurer) $0 $0 $0
Angela Zylstra (Secretary) $0 $0 $0
Kevin Helder (Director) $0 $0 $0
Laurie Hull (Director) $0 $0 $0
Karen Wietzke (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,884,469
Expenses
$2,620,167
Net Income
$264,302
Net Assets
$3,706,744
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,732,699
94.7%
Investment Income $138,213
4.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $13,557
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $139,408
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $643,287
24.6%
Assets/Debt
Total Assets $37,596,050
Total Liabilities $33,889,306
Net Assets $3,706,744
Compensation
Key Employees and Officers Compensation Related Other
Mark A Richter (President/Ceo) $118,857 $0 $20,551
Randall M Baker (Chairperson) $0 $0 $0
Mark Derylo (Vice Chair) $0 $0 $0
Anthony Russo (Treasurer) $0 $0 $0
Angela Zylstra (Secretary) $0 $0 $0
Kevin Helder (Director) $0 $0 $0
Laurie Hull (Director) $0 $0 $0
Johnathan Pope (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,841,992
Expenses
$2,606,999
Net Income
$234,993
Net Assets
$3,442,442
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,757,757
97.0%
Investment Income $70,084
2.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $14,151
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $147,804
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $614,702
23.6%
Assets/Debt
Total Assets $37,131,025
Total Liabilities $33,688,583
Net Assets $3,442,442
Compensation
Key Employees and Officers Compensation Related Other
Mark A Richter (President/Ceo) $127,809 $0 $19,995
Randall M Baker (Chairperson) $0 $0 $0
Mark Derylo (Vice Chair) $0 $0 $0
Anthony Russo (Treasurer) $0 $0 $0
Angela Zylstra (Secretary) $0 $0 $0
Kevin Helder (Director) $0 $0 $0
Laurie Hull (Director) $0 $0 $0
Johnathan Pope (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,387,886
Expenses
$2,077,474
Net Income
$310,412
Net Assets
$3,207,449
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,317,940
97.1%
Investment Income $57,156
2.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $12,790
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $107,457
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $444,081
21.4%
Assets/Debt
Total Assets $31,530,760
Total Liabilities $28,323,311
Net Assets $3,207,449
Compensation
Key Employees and Officers Compensation Related Other
Mark A Richter (President/Ceo) $107,457 $0 $0
Randall M Baker (Chairperson) $0 $0 $0
Mark Derylo (Vice Chair) $0 $0 $0
Anthony Russo (Treasurer) $0 $0 $0
Angela Zylstra (Secretary) $0 $0 $0
Kevin Helder (Director) $0 $0 $0
Laurie Hull (Director) $0 $0 $0
Johnathan Pope (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,131,833
Expenses
$1,864,948
Net Income
$266,885
Net Assets
$2,897,037
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,016,838
94.6%
Investment Income $55,136
2.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $59,859
2.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $132,618
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $353,158
18.9%
Assets/Debt
Total Assets $28,486,535
Total Liabilities $25,589,498
Net Assets $2,897,037
Compensation
Key Employees and Officers Compensation Related Other
Mark A Richter (President/Ceo) $115,522 $0 $17,066
Randall M Baker (Chairperson) $0 $0 $0
Mark Derylo (Vice Chair) $0 $0 $0
Anthony Russo (Treasurer) $0 $0 $0
Angela Zylstra (Secretary) $0 $0 $0
Kevin Helder (Director) $0 $0 $0
Laurie Hull (Director) $0 $0 $0
Johnathan Pope (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,137,029
Expenses
$2,079,128
Net Income
$57,901
Net Assets
$2,630,152
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,059,441
96.4%
Investment Income $50,008
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $27,580
1.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $106,938
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $310,711
14.9%
Assets/Debt
Total Assets $27,778,036
Total Liabilities $25,147,884
Net Assets $2,630,152
Compensation
Key Employees and Officers Compensation Related Other
Mark A Richter (President/Ceo) $106,938 $0 $0
Randall M Baker (Chairperson) $0 $0 $0
Mark Derylo (Vice Chair) $0 $0 $0
Anthony Russo (Treasurer) $0 $0 $0
Angela Zylstra (Secretary) $0 $0 $0
Kevin Helder (Director) $0 $0 $0
Laurie Hull (Director) $0 $0 $0
Johnathan Pope (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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