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Credit Unions Chartered In The State Of Michigan

1203 Pfcu

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$42.1M (2023)

Expenses
$38.4M (2023)

Total Assets
$807M (2023)

Total Liabilities
$735M (2023)

Source: Form 990 tax filings from 2018 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$42,104,836
Expenses
$38,372,237
Net Income
$3,732,599
Net Assets
$72,601,848
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $36,942,502
87.7%
Investment Income $5,159,040
12.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,294
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $623,548
1.6%
Professional Fundraising Fees $0
Other Salaries and Wages $10,051,836
26.2%
Assets/Debt
Total Assets $807,318,625
Total Liabilities $734,716,777
Net Assets $72,601,848
Compensation
Key Employees and Officers Compensation Related Other
Michele Makley (Ceo) $297,003 $0 $25,904
Tammy L Bengel (Cfo) $280,501 $0 $20,140
Joseph Krieger (Executive Vp) $202,974 $0 $40,478
Leanne Hixson (Vp Of Lending) $147,498 $0 $29,431
Gursimran Virk (Svp Of Compliance) $138,081 $0 $33,986
Theresa Burgess (Svp Member Experience) $134,395 $0 $29,047
Robyn Heron (Vp Of Marketing) $133,544 $0 $33,465
Harvey Hoskins (Ceo Former) $127,237 $0 $21,244
Michael Ward (Chairperson) $0 $0 $0
Erin Gorman (Bod Member) $0 $0 $0
Chad Burke (Vice Chairperson) $0 $0 $0
Leo Madarang (Bod Member) $0 $0 $0
Christine Rockey (Secretary) $0 $0 $0
John Kutas (Bod Member) $0 $0 $0
Terry Gregoricka (Tresurer) $0 $0 $0
Frank Mason (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$35,812,251
Expenses
$30,020,235
Net Income
$5,792,016
Net Assets
$67,253,049
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $32,436,483
90.6%
Investment Income $3,334,098
9.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $41,670
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $669,407
2.2%
Professional Fundraising Fees $0
Other Salaries and Wages $9,396,218
31.3%
Assets/Debt
Total Assets $790,319,803
Total Liabilities $723,066,754
Net Assets $67,253,049
Compensation
Key Employees and Officers Compensation Related Other
Harvey Hoskins (Ceo) $425,300 $0 $44,985
Michele Makley (Executive Vp) $242,663 $0 $19,623
Tammy L Bengel (Cfo) $181,493 $0 $17,629
Joe Krieger (Svp Lending) $170,558 $0 $36,402
Theresa Burgess (Svp Member Experience) $141,336 $0 $26,883
Heather Spitzley (Svp Hr) $122,979 $0 $31,638
Sean Krebs (Svp It) $121,841 $0 $25,108
Chad Burke (Vice Chairperson) $0 $0 $0
Erin Gorman (Bod Member) $0 $0 $0
John Kutas (Bod Member) $0 $0 $0
Leo Madarang (Bod Member) $0 $0 $0
Frank Mason (Treasurer) $0 $0 $0
Michael Ward (Chairperson) $0 $0 $0
Dan Schrauben (Secretary) $0 $0 $0
Christine Rockey (Bod Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$33,015,111
Expenses
$26,755,809
Net Income
$6,259,302
Net Assets
$72,238,716
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $30,445,104
92.2%
Investment Income $2,570,007
7.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $522,477
2.0%
Professional Fundraising Fees $0
Other Salaries and Wages $8,690,325
32.5%
Assets/Debt
Total Assets $778,796,004
Total Liabilities $706,557,288
Net Assets $72,238,716
Compensation
Key Employees and Officers Compensation Related Other
Anna Willson (Svp Projects) $330,353 $0 $5,799
Harvey Hoskins (Ceo) $295,176 $0 $47,330
Michele Makley (Executive Vp) $198,256 $0 $17,618
Tammy L Bengel (Cfo) $163,739 $0 $16,232
Elizabeth Blundy (Svp Of Human Resources) $147,565 $0 $5,939
Joe Krieger (Svp Lending) $143,686 $0 $33,103
Cicely Vawter (Svp Information Technology) $140,059 $0 $32,106
Robyn Heron (Svp Marketing) $110,953 $0 $29,801
Daniel Schrauben (Secretary) $0 $0 $0
Michael Ward (Chairperson) $0 $0 $0
Ronald Green (Bod Member) $0 $0 $0
Erin Gorman (Bod Member) $0 $0 $0
Virgil Budd (Bod Member) $0 $0 $0
Chad Burke (Bod Member) $0 $0 $0
Frank Mason (Treasurer) $0 $0 $0
Brad Mcfaul (Vice Chairperson) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$31,747,235
Expenses
$29,215,869
Net Income
$2,531,366
Net Assets
$68,671,952
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $29,100,100
91.7%
Investment Income $2,647,135
8.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $511,960
1.8%
Professional Fundraising Fees $0
Other Salaries and Wages $8,626,260
29.5%
Assets/Debt
Total Assets $691,413,181
Total Liabilities $622,741,229
Net Assets $68,671,952
Compensation
Key Employees and Officers Compensation Related Other
Anna Willson (Project Manager) $356,270 $0 $15,234
Harvey Hoskins (Ceo) $291,566 $0 $45,645
Michele Makley (Executive Vp) $182,607 $0 $16,766
Tammy L Bengel (Cfo) $158,527 $0 $16,222
Joe Krieger (Svp Lending) $134,756 $0 $31,651
Cicely Vawter (Svp Information Technology) $133,786 $0 $27,908
Elizabeth Blundy (Svp Of Human Resources) $111,981 $0 $25,401
Daniel Schrauben (Secretary) $0 $0 $0
Michael Ward (Chairperson) $0 $0 $0
Ronald Green (Bod Member) $0 $0 $0
Erin Gorman (Bod Member) $0 $0 $0
Virgil Budd (Bod Member) $0 $0 $0
Chad Burke (Bod Member) $0 $0 $0
Frank Mason (Treasurer) $0 $0 $0
Brad Mcfaul (Vice Chairperson) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$31,907,773
Expenses
$29,418,402
Net Income
$2,489,371
Net Assets
$65,619,095
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $28,050,314
87.9%
Investment Income $3,857,459
12.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $392,621
1.3%
Professional Fundraising Fees $0
Other Salaries and Wages $8,569,140
29.1%
Assets/Debt
Total Assets $578,173,637
Total Liabilities $512,554,542
Net Assets $65,619,095
Compensation
Key Employees and Officers Compensation Related Other
Harvey Hoskins (Ceo) $253,433 $0 $35,366
Anna Willson (Project Manager) $209,788 $0 $24,588
Michele Makley (Executive Vp) $156,940 $0 $15,383
Tammy L Bengel (Cfo) $139,155 $0 $14,424
Joe Krieger (Svp Lending) $115,505 $0 $27,990
Leanne Hixson (Vp Of Lending) $109,457 $0 $25,918
Elizabeth Blundy (Svp Of Human Resources) $106,642 $0 $25,648
Daniel Schrauben (Secretary) $0 $0 $0
Michael Ward (Chairperson) $0 $0 $0
Ronald Green (Bod Member) $0 $0 $0
Erin Gorman (Bod Member) $0 $0 $0
Virgil Budd (Bod Member) $0 $0 $0
Chad Burke (Bod Member) $0 $0 $0
Frank Mason (Treasurer) $0 $0 $0
Brad Mcfaul (Vice Chairperson) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,566,357
Expenses
$15,124,845
Net Income
$1,441,512
Net Assets
$62,170,984
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,823,378
89.5%
Investment Income $1,584,863
9.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $158,116
1.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $228,678
1.5%
Professional Fundraising Fees $0
Other Salaries and Wages $4,362,292
28.8%
Assets/Debt
Total Assets $535,594,031
Total Liabilities $473,423,047
Net Assets $62,170,984
Compensation
Key Employees and Officers Compensation Related Other
Harvey Hoskins (Ceo) $132,525 $0 $13,377
Tammy L Bengel (Cfo) $69,712 $0 $13,064
Daniel Schrauben (Secretary) $0 $0 $0
Michael Ward (Chairperson) $0 $0 $0
Ronald Green (Bod Member) $0 $0 $0
Erin Gorman (Bod Member) $0 $0 $0
Rachel Haskin (Bod Member) $0 $0 $0
Virgil Budd (Bod Member) $0 $0 $0
Chad Burke (Bod Member) $0 $0 $0
Frank Mason (Treasurer) $0 $0 $0
Brad Mcfaul (Vice Chairperson) $0 $0 $0
Charlie (Schaufele) $0 $0 $0
Ray Vanheceke (Bod Member) $0 $0 $0

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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