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Credit Unions Chartered In The State Of Michigan

1043 Copoco Community Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$4.56M (2023)

Expenses
$6.4M (2023)

Total Assets
$108M (2023)

Total Liabilities
$104M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,560,622
Expenses
$6,403,314
Net Income
-$1,842,692
Net Assets
$3,761,917
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,649,994
80.0%
Investment Income $888,278
19.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $22,350
0.5%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $239,386
3.7%
Professional Fundraising Fees $0
Other Salaries and Wages $961,906
15.0%
Assets/Debt
Total Assets $107,996,151
Total Liabilities $104,234,234
Net Assets $3,761,917
Compensation
Key Employees and Officers Compensation Related Other
Doreen Smith (Ceo/Treasure) $121,530 $0 $26,013
Kendra Christensen (Coo) $83,521 $0 $8,322
Meri Sue Engers (Director) $0 $0 $0
Sean Kelly (Secretary) $0 $0 $0
Trevor Keyes (Director) $0 $0 $0
Harold Miller (Director) $0 $0 $0
Alan Shurkey (Chairperson) $0 $0 $0
John Tippman (Vice Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,868,820
Expenses
$4,385,924
Net Income
$482,896
Net Assets
$4,243,909
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,907,924
80.3%
Investment Income $929,581
19.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $34,650
0.7%
Net Fundraising $0
Sales of Assets -$3,335
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $346,194
7.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,107,205
25.2%
Assets/Debt
Total Assets $116,275,135
Total Liabilities $112,031,226
Net Assets $4,243,909
Compensation
Key Employees and Officers Compensation Related Other
Doreen Smith (Ceo/Treasure) $115,765 $0 $18,419
Linda Doan (Prior Ceo) $114,642 $0 $26
Kendra Christensen (Coo) $77,771 $0 $5,927
Meri Sue Engers (Director) $0 $0 $0
Sean Kelly (Secretary) $0 $0 $0
Trevor Keyes (Director) $0 $0 $0
Harold Miller (Director) $0 $0 $0
Alan Shurkey (Chairperson) $0 $0 $0
John Tippman (Vice Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,676,289
Expenses
$4,507,981
Net Income
$168,308
Net Assets
$7,938,146
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,781,914
80.9%
Investment Income $848,042
18.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $43,388
0.9%
Net Fundraising $0
Sales of Assets $2,945
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $259,593
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,178,406
26.1%
Assets/Debt
Total Assets $120,251,871
Total Liabilities $112,313,725
Net Assets $7,938,146
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Doan (Ceo/Treasurer) $129,203 $0 $882
Doreen Smith (Executive Vp) $97,451 $0 $17,419
Cheryl Dietzel (Executive Vice President) $14,638 $0 $0
Harold Miller (Director) $0 $0 $0
Ed Clements (Secretary) $0 $0 $0
Trevor Keyes (Director) $0 $0 $0
John Tippman (Vice Chair) $0 $0 $0
Sean Kelly (Director) $0 $0 $0
Alan Shurkey (Chairperson) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,788,902
Expenses
$4,579,518
Net Income
$209,384
Net Assets
$8,716,825
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,055,033
84.7%
Investment Income $697,263
14.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $21,414
0.4%
Net Fundraising $0
Sales of Assets $15,192
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $237,270
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,211,666
26.5%
Assets/Debt
Total Assets $111,491,350
Total Liabilities $102,774,525
Net Assets $8,716,825
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Doan (Ceo/Treasurer) $130,062 $0 $1,046
Doreen Smith (Executive Vp) $89,888 $0 $16,274
Harold Miller (Director) $0 $0 $0
Ed Clements (Secretary) $0 $0 $0
Trevor Keyes (Director) $0 $0 $0
John Tippman (Vice Chair) $0 $0 $0
Sean Kelly (Director) $0 $0 $0
Alan Shurkey (Chairperson) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,174,370
Expenses
$4,765,793
Net Income
$408,577
Net Assets
$8,155,496
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,473,182
86.4%
Investment Income $725,052
14.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $30,053
0.6%
Net Fundraising $0
Sales of Assets -$53,917
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $237,002
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,318,510
27.7%
Assets/Debt
Total Assets $95,961,879
Total Liabilities $87,806,383
Net Assets $8,155,496
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Doan (Ceo/Treasurer) $130,013 $0 $1,046
Doreen Smith (Executive Vp) $90,336 $0 $15,607
Harold Miller (Director) $0 $0 $0
Keith Grew (Secretary) $0 $0 $0
Trevor Keyes (Director) $0 $0 $0
John Tippman (Vice Chair) $0 $0 $0
Sean Kelly (Director) $0 $0 $0
Alan Shurkey (Chairperson) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,423,306
Expenses
$4,743,937
Net Income
$679,369
Net Assets
$7,040,502
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,696,335
86.6%
Investment Income $704,252
13.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $38,753
0.7%
Net Fundraising $0
Sales of Assets -$16,034
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $226,445
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,256,947
26.5%
Assets/Debt
Total Assets $96,817,311
Total Liabilities $89,776,809
Net Assets $7,040,502
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Doan (Ceo/Treasurer) $113,231 $0 $10,190
Doreen Smith (Executive Vp) $87,494 $0 $15,530
Ronald O'connor (Secretary) $0 $0 $0
Keith Grew (Chairperson) $0 $0 $0
Dale Sanders (Vice Chair) $0 $0 $0
John Tippman (Director) $0 $0 $0
Andrew Kornecky (Director) $0 $0 $0
Susan Adams (Director) $0 $0 $0
Cheryl Dietzel (Executive Vice President) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,448,922
Expenses
$5,214,893
Net Income
$234,029
Net Assets
$6,564,263
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,911,964
90.1%
Investment Income $466,444
8.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $40,510
0.7%
Net Fundraising $0
Sales of Assets $30,004
0.6%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $262,066
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,213,010
23.3%
Assets/Debt
Total Assets $98,435,487
Total Liabilities $91,871,224
Net Assets $6,564,263
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Doan (Ceo/Treasurer) $109,279 $0 $13,864
Doreen Smith (Executive Vp) $73,529 $0 $23,994
Cheryl Dietzel (Executive Vice President) $38,176 $0 $3,224
Alan Shurkey (Chairperson) $0 $0 $0
Keith Grew (Vice Chair) $0 $0 $0
Dale Sanders (Secretary) $0 $0 $0
John Tippman (Director) $0 $0 $0
Ronald O'connor (Director) $0 $0 $0
Susan Adams (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,545,486
Expenses
$6,998,219
Net Income
-$1,452,733
Net Assets
$6,210,933
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,140,490
92.7%
Investment Income $360,466
6.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $48,352
0.9%
Net Fundraising $0
Sales of Assets -$3,822
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $314,072
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,267,470
18.1%
Assets/Debt
Total Assets $99,943,793
Total Liabilities $93,732,860
Net Assets $6,210,933
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Doan (Treasurer/Ceo) $106,856 $0 $13,038
Cheryl Dietzel (Executive Vice President) $85,771 $0 $23,506
Doreen Smith (Chief Financial Officer) $62,135 $0 $22,766
Alan Shurkey (Chairperson) $0 $0 $0
Keith Grew (Vice Chairperson) $0 $0 $0
Dale Sanders (Secretary) $0 $0 $0
Ronald O'connor (Director) $0 $0 $0
John Tippman (Director) $0 $0 $0
Sue Adams (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,565,130
Expenses
$6,144,081
Net Income
-$578,951
Net Assets
$7,892,009
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,121,612
92.0%
Investment Income $352,640
6.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $70,571
1.3%
Net Fundraising $0
Sales of Assets $20,307
0.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $328,630
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,166,006
19.0%
Assets/Debt
Total Assets $100,699,830
Total Liabilities $92,807,821
Net Assets $7,892,009
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Doan (Treasurer/Ceo) $110,885 $0 $12,367
Cheryl Dietzel (Executive Vice President) $88,746 $0 $25,694
Doreen Smith (Chief Financial Officer) $66,506 $0 $24,432
Alan Shurkey (Chairman) $0 $0 $0
Keith Grew (Vice Chairperson) $0 $0 $0
Dale Sanders (Secretary) $0 $0 $0
Ronald O'connor (Director) $0 $0 $0
John Tippman (Director) $0 $0 $0
Sue Adams (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,515,306
Expenses
$5,597,940
Net Income
-$82,634
Net Assets
$8,406,579
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,020,882
91.0%
Investment Income $372,082
6.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $52,789
1.0%
Net Fundraising $0
Sales of Assets $69,553
1.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $286,948
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,081,326
19.3%
Assets/Debt
Total Assets $101,773,408
Total Liabilities $93,366,829
Net Assets $8,406,579
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Doan (Treasurer/Ceo) $105,916 $0 $7,549
Cheryl Dietzel (Executive Vice President) $82,290 $0 $14,784
Doreen Smith (Chief Financial Officer) $59,494 $0 $16,915
Alan Shurkey (Chairman) $0 $0 $0
Keith Grew (Vice Chairperson) $0 $0 $0
Dale Sanders (Secretary) $0 $0 $0
Ronald O'connor (Director) $0 $0 $0
John Tippman (Director) $0 $0 $0
Sue Adams (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,676,037
Expenses
$5,692,232
Net Income
-$16,195
Net Assets
$8,619,150
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,792,995
84.4%
Investment Income $804,740
14.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $43,534
0.8%
Net Fundraising $0
Sales of Assets $34,768
0.6%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $288,596
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,139,594
20.0%
Assets/Debt
Total Assets $100,013,165
Total Liabilities $91,394,015
Net Assets $8,619,150
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Doan (Treasurer/Ceo) $106,653 $0 $7,067
Cheryl Dietzel (Executive Vice President) $80,523 $0 $14,932
Doreen Smith (Chief Financial Officer) $61,256 $0 $18,165
Alan Shurkey (Chairman) $0 $0 $0
Keith Grew (Vice Chairperson) $0 $0 $0
Dale Sanders (Secretary) $0 $0 $0
Richard Rivard (Director Until Oct 16, 2013) $0 $0 $0
Ronald O'connor (Director) $0 $0 $0
John Tippman (Director) $0 $0 $0
Sue Adams (Director From Oct 2013) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,912,482
Expenses
$5,496,908
Net Income
$415,574
Net Assets
$9,408,499
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,949,507
83.7%
Investment Income $922,821
15.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $59,301
1.0%
Net Fundraising $0
Sales of Assets -$19,147
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $282,668
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,195,901
21.8%
Assets/Debt
Total Assets $98,237,022
Total Liabilities $88,828,523
Net Assets $9,408,499

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,892,368
Expenses
$5,614,930
Net Income
$277,438
Net Assets
$8,879,990
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,027,403
85.3%
Investment Income $825,193
14.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $48,183
0.8%
Net Fundraising $0
Sales of Assets -$8,411
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $187,323
3.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,172,881
20.9%
Assets/Debt
Total Assets $96,714,640
Total Liabilities $87,834,650
Net Assets $8,879,990

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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