PROPUBLICA Fearless Reporting for an Informed Society — Join Us.
DONATE
Skip to content
ProPublica Donate
ProPublica Donate

Credit Unions Chartered In The State Of Michigan

1196 Community Financial Credit Uni
  • Plymouth, MI
  • Tax-exempt since Oct. 1956
  • EIN: 38-1447620

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$100M (2023)

Expenses
$96M (2023)

Total Assets
$1.59B (2023)

Total Liabilities
$1.45B (2023)

Source: Form 990 tax filings from 2013 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$99,983,788
Expenses
$96,013,609
Net Income
$3,970,179
Net Assets
$149,067,220
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $93,855,386
93.9%
Investment Income $2,211,204
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,414,816
2.4%
Net Inventory Sales $0
Other Revenue $1,502,382
1.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,778,678
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $26,824,744
27.9%
Assets/Debt
Total Assets $1,594,945,276
Total Liabilities $1,445,878,056
Net Assets $149,067,220
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tansley Stearns (Ceo) $570,686 $0 $28,230
Tommy Gasso (Vp Commercial Lending (Through 9/30/23)) $562,645 $0 $11,638
Art Beard (Chief Information And Digital Officer) $410,381 $0 $74,645
Jill Johnson (Chief Revenue And Lending Officer) $390,136 $0 $87,173
Scott Cameron (Evp/Cfo) $376,943 $0 $86,731
Cathy Meyers (Chief People Officer) $372,470 $0 $76,810
Chris Curry (Svp Of Operations And Risk) $358,191 $0 $91,885
Elry Armaza (Chief Of Staff) $306,142 $0 $3,750
Danielle Milner (Chief Experience Officer) $304,084 $0 $20,029
Eric Esser (Former Officer) $230,615 $0 $0
James Potter (Investment Representative) $228,506 $0 $10,362
Michael Erfourth (Vp Business Experience) $221,337 $0 $274
David Heffner (Svp Lending) $220,808 $0 $19,359
Thomas Vargo (Avp Of Core Systems & Development) $217,306 $0 $21,087
Danielle Frawley (Chief Growth Officer) $206,265 $0 $14,127
Dennis Lavoy (Secretary/Treasurer) $0 $0 $0
Mark Riegal (1st Vice Chairperson) $0 $0 $0
Paul Bedich (2 Nd Vice Chairperson) $0 $0 $0
Teresa Kuehn (Board Chair) $0 $0 $0
Dan Herriman (Board Member) $0 $0 $0
Deborah Starinsky (Board Member) $0 $0 $0
Don Bain (Board Member) $0 $0 $0
Kathy Neirynk (Board Member (Partial Year)) $0 $0 $0
Patricia Reese (Board Member) $0 $0 $0
Ron Meteyer (Board Member (Partial Year)) $0 $0 $0
See filing for compensation of 1 other people →
+ View more people

Document Links

990
Filed on Nov. 11, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$68,299,039
Expenses
$58,544,558
Net Income
$9,754,481
Net Assets
$149,537,488
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $65,611,595
96.1%
Investment Income $1,313,989
1.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,373,455
2.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,895,842
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $23,347,413
39.9%
Assets/Debt
Total Assets $1,531,731,546
Total Liabilities $1,382,194,058
Net Assets $149,537,488
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Warren Musson (Vp Business Services (Through 8/16/2022)) $704,724 $0 $15,225
William Lawton (Ceo (Through 7/1/2022)) $517,818 $0 $24,758
Art Beard (Chief Information And Digital Officer) $379,043 $0 $69,563
Jill Johnson (Chief Revenue And Lending Officer) $356,532 $0 $82,397
Randy Penner (Chief Sales And Marketing Officer (Through 8/5/22)) $353,329 $0 $23,561
Cathy Meyers (Chief People Officer) $339,391 $0 $74,197
Chris Curry (Chief Operations And Payments Officer) $333,269 $0 $80,682
Eric Esser (Chief Residential And Commercial Lending Officer (Through 12/2/22)) $319,377 $0 $21,318
Scott Cameron (Evp/Cfo) $316,066 $0 $80,419
Tansley Stearns (Ceo (As Of 6/1/2022)) $309,415 $0 $11,492
Sarah Cousineau (Vp Marketing (Through 9/19/2022)) $226,885 $0 $15,148
Diane Kenny (Vp Sales) $207,068 $0 $19,529
Thomas Vargo (Avp/Core Operations) $200,303 $0 $21,446
David Heffner (Svp Lending) $196,901 $0 $17,330
Elry Armaza (Chief Transformation Officer) $134,404 $0 $865
Danielle Milner (Chief Experience Officer) $67,621 $0 $324
Dan Herriman (2nd Vice Chairperson) $0 $0 $0
Dennis La Voy (Secretary/Treasurer) $0 $0 $0
Don Bain (Board Chair) $0 $0 $0
Mark Riegal (1st Vice Chairperson) $0 $0 $0
Debbie Starinsky (Board Member) $0 $0 $0
Mary Lowing (Board Member (Through 3/10/2022)) $0 $0 $0
Patricia Reese (Board Member) $0 $0 $0
Paul Bedich (Board Member) $0 $0 $0
Ron Meteyer (Board Member) $0 $0 $0
See filing for compensation of 1 other people →
+ View more people

Document Links

990
Filed on May 13, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$61,092,324
Expenses
$48,698,466
Net Income
$12,393,858
Net Assets
$142,283,052
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $57,422,331
94.0%
Investment Income $449,130
0.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $44,906
0.1%
Net Inventory Sales $0
Other Revenue $3,175,957
5.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,357,341
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $20,934,246
43.0%
Assets/Debt
Total Assets $1,253,139,306
Total Liabilities $1,110,856,254
Net Assets $142,283,052
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
William Lawton (Ceo) $645,076 $0 $43,790
Warren Musson (Vp Business Services) $537,837 $0 $19,962
Randy Penner (Chief Marketing & Sales Officer) $372,313 $0 $58,654
Art Beard (Chief It Officer) $335,475 $0 $48,821
Jill Johnson (Chief Lending Officer) $320,690 $0 $60,677
Cathy Meyers (Chief Human Resources Officer) $310,037 $0 $55,764
Eric Esser (Chief Residential And Commercial Lending Officer) $293,195 $0 $44,884
Chris Curry (Chief Emerging Risk Officer) $257,554 $0 $59,536
Scott Cameron (Cfo (Date Started 1/1/2021)) $228,880 $0 $33,859
Diane Kenny (Vp Sales) $190,862 $0 $18,334
Thomas Vargo (Manager/Core Operations) $185,565 $0 $20,426
Margaret Pankow (Cfo (Until February 2021)) $182,887 $0 $3,942
David Heffner (Vp Lending) $168,992 $0 $15,861
Sarah Cousineau (Vp Marketing) $161,255 $0 $18,498
Al Berrie (1st Vice Chairperson (Until 1/6/21)) $0 $0 $0
Dan Herriman (2nd Vice Chairperson) $0 $0 $0
Dennis La Voy (Secretary/Treasurer) $0 $0 $0
Don Bain (Board Chair) $0 $0 $0
Mark Riegal (1st Vice Chairperson) $0 $0 $0
Mary Lowing (Board Member) $0 $0 $0
Patricia Reese (Board Member) $0 $0 $0
Paul Bedich (Board Member) $0 $0 $0
Ron Meteyer (Board Member) $0 $0 $0
Teri Kuehn (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on April 21, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$59,570,795
Expenses
$50,153,741
Net Income
$9,417,054
Net Assets
$130,023,697
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $54,671,202
91.8%
Investment Income $487,040
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $4,412,553
7.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,027,022
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $19,289,575
38.5%
Assets/Debt
Total Assets $1,160,339,636
Total Liabilities $1,030,315,939
Net Assets $130,023,697
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
William Lawton (Ceo) $583,884 $0 $45,201
Warren Musson (Vp Business Services) $502,616 $0 $18,924
Margaret Pankow (Cfo) $397,091 $0 $30,585
Randy Penner (Chief Marketing & Sales Officer) $341,440 $0 $59,153
Art Beard (Chief It Officer) $299,798 $0 $49,736
Cathy Meyers (Chief Human Resources Officer) $275,507 $0 $54,487
Jill Johnson (Chief Lending Officer) $271,457 $0 $60,849
Eric Esser (Chief Residential And Commercial Lending Officer) $255,107 $0 $45,837
Chris Curry (Chief Emerging Risk Officer) $205,399 $0 $51,491
James Potter (Investment Representative) $182,261 $0 $9,463
Thomas Vargo (Manager/Core Operations) $179,840 $0 $18,964
Diane Kenny (Vp Sales) $174,021 $0 $17,345
Nicolle Sherman (Manager/Mortgage Services) $170,255 $0 $12,928
Al Berrie (1st Vice Chairperson) $0 $0 $0
Dan Herriman (2nd Vice Chairperson) $0 $0 $0
Don Bain (Board Chair) $0 $0 $0
Mark Riegal (Treasurer/Secretary) $0 $0 $0
Dennis La Voy (Board Member) $0 $0 $0
Mary Lowing (Board Member) $0 $0 $0
Patricia Reese (Board Member) $0 $0 $0
Paul Bedich (Board Member) $0 $0 $0
Ron Meteyer (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on May 11, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$56,742,135
Expenses
$49,078,834
Net Income
$7,663,301
Net Assets
$120,610,411
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $53,349,637
94.0%
Investment Income $818,717
1.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,573,781
4.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,775,604
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $16,563,728
33.7%
Assets/Debt
Total Assets $1,013,235,547
Total Liabilities $892,625,136
Net Assets $120,610,411
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
William Lawton (Ceo) $527,667 $0 $62,014
Warren Musson (Vp Business Services) $475,833 $0 $31,893
Margaret Pankow (Cfo) $345,476 $0 $24,098
Randy Penner (Chief Marketing & Sales Officer) $311,259 $0 $58,976
Art Beard (Chief It Officer) $275,172 $0 $47,545
Jill Johnson (Chief Lending Officer) $246,425 $0 $66,321
Cathy Meyers (Chief Human Resources Officer) $239,182 $0 $39,671
Eric Esser (Chief Residential And Commercial Lending Officer) $218,006 $0 $58,741
James Potter (Investment Representative) $183,635 $0 $24,087
Chris Curry (Chief Emerging Risk Officer) $181,106 $0 $73,945
Diane Kenny (Vp Sales) $174,340 $0 $20,990
Thomas Vargo (Manager/Core Operations) $167,534 $0 $37,866
David Heffner (Vp Lending) $147,061 $0 $34,686
Al Berrie (1st Vice Chairperson) $0 $0 $0
Dan Herriman (2nd Vice Chairperson) $0 $0 $0
Deb Ronayne (2 Nd Vice Chairperson (Partial Year)) $0 $0 $0
Don Bain (Board Chair) $0 $0 $0
Mark Riegal (Treasurer/Secretary) $0 $0 $0
Adi Sathi (Board Member (Partial Year)) $0 $0 $0
Dennis La Voy (Board Member) $0 $0 $0
Mary Lowing (Board Member) $0 $0 $0
Patricia Reese (Board Member) $0 $0 $0
Paul Bedich (Board Member) $0 $0 $0
Ron Meteyer (Board Member) $0 $0 $0
Ron Meteyer (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 11, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$48,432,169
Expenses
$39,781,919
Net Income
$8,650,250
Net Assets
$112,870,460
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $41,460,505
85.6%
Investment Income $675,477
1.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $6,296,187
13.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,214,584
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $14,766,828
37.1%
Assets/Debt
Total Assets $932,017,676
Total Liabilities $819,147,216
Net Assets $112,870,460
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
William Lawton (Ceo) $451,618 $0 $110,930
Warren Musson (Vp Business Services) $368,594 $0 $30,795
Margaret Pankow (Cfo) $309,621 $0 $55,452
Randy Penner (Chief Marketing & Sales Officer) $263,941 $0 $50,331
Art Beard (Chief It Officer) $247,999 $0 $43,254
Jill Johnson (Chief Lending Officer) $217,094 $0 $49,609
Cathy Meyers (Chief Human Resources Officer) $215,102 $0 $70,570
Eric Esser (Chief Mortgage Officer) $191,798 $0 $58,040
Chris Curry (Chief Emerging Risk Officer) $165,942 $0 $58,101
James Potter (Investment Representative) $160,328 $0 $12,295
Diane Kenny (Vp Sales) $159,998 $0 $13,403
Thomas Vargo (Manager/Core Operations) $157,309 $0 $15,371
David Heffner (Vp Lending) $141,515 $0 $18,671
Don Bain (Board Chair) $0 $0 $0
Teresa Folino (1 St Vice Chairperson) $0 $0 $0
Deb Ronayne (2 Nd Vice Chairperson) $0 $0 $0
Dan Herriman (Secretary/Treasurer) $0 $0 $0
Paul Bedich (Board Member) $0 $0 $0
Al Berrie (Board Member) $0 $0 $0
Ron Meteyer (Board Member) $0 $0 $0
Mark Riegal (Board Member) $0 $0 $0
Adi Sathi (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 16, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$43,314,527
Expenses
$34,394,742
Net Income
$8,919,785
Net Assets
$104,234,309
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $37,062,513
85.6%
Investment Income $379,683
0.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$1,583
Net Inventory Sales $0
Other Revenue $5,873,914
13.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,488,784
7.2%
Professional Fundraising Fees $0
Other Salaries and Wages $10,778,840
31.3%
Assets/Debt
Total Assets $856,824,004
Total Liabilities $752,589,695
Net Assets $104,234,309
Compensation
Key Employees and Officers Compensation Related Other
William Lawton (Ceo) $473,440 $0 $50,405
Margaret Pankow (Cfo) $298,697 $0 $39,843
Randy Penner (Chief Marketing & Sales Of) $256,957 $0 $37,660
Art Beard (Chief It Officer) $232,420 $0 $33,215
Jill Johnson (Chief Lending Officer) $222,300 $0 $20,595
Cathy Meyers (Chief Human Resources Offi) $213,349 $0 $39,653
Eric Esser (Chief Mortgage Officer) $176,978 $0 $40,439
Chris Curry (Chief Emerging Risk Officer) $157,616 $0 $22,785
Diane Kenny (Vp Sales) $154,394 $0 $18,038
Don Bain (Board Chair) $0 $0 $0
Teresa Folino (1 St Vice Chairperson) $0 $0 $0
Deb Ronayne (2 Nd Vice Chairperson) $0 $0 $0
Dan Herriman (Secretary/Treasurer) $0 $0 $0
Paul Bedich (Board Member) $0 $0 $0
Al Berrie (Board Member) $0 $0 $0
Ron Meteyer (Board Member) $0 $0 $0
Mark Riegal (Board Member) $0 $0 $0
Adi Sathi (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 15, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$39,182,523
Expenses
$31,558,306
Net Income
$7,624,217
Net Assets
$95,350,110
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $33,156,022
84.6%
Investment Income $304,797
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $25,823
0.1%
Net Inventory Sales $0
Other Revenue $5,695,881
14.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,983,540
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $10,241,875
32.5%
Assets/Debt
Total Assets $766,064,130
Total Liabilities $670,714,020
Net Assets $95,350,110
Compensation
Key Employees and Officers Compensation Related Other
William Lawton (Ceo) $404,641 $0 $48,110
Margaret Pankow (Cfo) $260,354 $0 $21,826
Randy Penner (Chief Marketing & Sales Of) $223,376 $0 $20,036
Jill Johnson (Chief Lending Officer) $192,052 $0 $9,492
Cathy Meyers (Chief Human Resources Offi) $188,691 $0 $32,490
Art Beard (Chief It Officer) $188,001 $0 $15,579
Eric Esser (Chief Mortgage Officer) $175,704 $0 $23,192
Diane Kenny (Vp Sales) $172,385 $0 $7,611
Don Bain (Secretary/Treasurer) $0 $0 $0
Al Berrie (Board Member) $0 $0 $0
Teresa Folino (Chairperson) $0 $0 $0
Dan Herriman (1 St Vice Chairperson) $0 $0 $0
Mark Riegal (Board Member) $0 $0 $0
Debbie Ronayne (2 Nd Vice Chairperson) $0 $0 $0
Adi Sathi (Board Member) $0 $0 $0
Paul Bedich (Board Member) $0 $0 $0
Ron Meteyer (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 16, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$35,367,180
Expenses
$27,253,306
Net Income
$8,113,874
Net Assets
$87,748,128
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $29,979,813
84.8%
Investment Income $176,604
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,210,763
14.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,882,684
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $9,033,367
33.1%
Assets/Debt
Total Assets $701,971,073
Total Liabilities $614,222,945
Net Assets $87,748,128
Compensation
Key Employees and Officers Compensation Related Other
William Lawton (Ceo) $345,509 $0 $38,210
Margaret Pankow (Cfo) $233,336 $0 $21,978
Jill Johnson (Chief Lending Officer) $221,225 $0 $6,129
Diane Kenny (Vp Sales) $202,329 $0 $7,337
Randy Penner (Chief Marketing & Sales Officer) $200,636 $0 $18,860
Eric Esser (Chief Mortgage Officer) $191,030 $0 $21,997
Cathy Meyers (Chief Human Resources Officer) $168,420 $0 $31,789
Art Beard (Chief It Officer) $160,529 $0 $13,370
Don Bain (Secretary/Treasurer) $0 $0 $0
Al Berrie (Board Member) $0 $0 $0
Teresa Folino (Chairperson) $0 $0 $0
Doug Fopma (Board Member) $0 $0 $0
Dan Herriman (1 St Vice Chairperson) $0 $0 $0
Mark Riegal (Board Member) $0 $0 $0
Debbie Ronayne (2 Nd Vice Chairperson) $0 $0 $0
Kathy Robert (Board Member) $0 $0 $0
Adi Sathi (Board Member) $0 $0 $0
Steve Rowley (Supervisory Committee Member) $0 $0 $0
Terry Jolly (Supervisory Committee Chairperson) $0 $0 $0
Carol Leroue (Supervisory Committee Member) $0 $0 $0
Paul Bedich (Supervisory Committee Member) $0 $0 $0
Jennifer Langan (Supervisory Committee Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 15, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$31,319,467
Expenses
$23,978,882
Net Income
$7,340,585
Net Assets
$79,640,896
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $26,702,408
85.3%
Investment Income $213,212
0.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $4,403,847
14.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,578,983
6.6%
Professional Fundraising Fees $0
Other Salaries and Wages $8,194,335
34.2%
Assets/Debt
Total Assets $604,957,148
Total Liabilities $525,316,252
Net Assets $79,640,896
Compensation
Key Employees and Officers Compensation Related Other
William Lawton (Ceo) $294,672 $0 $40,431
Margaret Pankow (Svp/Cfo) $221,542 $0 $18,846
Cathy Meyers (Vp Corporate Resources) $205,990 $0 $33,051
Eric Esser (Vp Mortgages) $192,906 $0 $41,598
Randy Penner (Svp/Sales) $184,245 $0 $20,414
Diane Kenny (Avp Sales) $152,135 $0 $7,982
Jill Johnson (Vp Lending) $150,983 $0 $21,520
Art Beard (Vp It) $143,552 $0 $9,233
Don Bain (Secretary/Treasurer) $0 $0 $0
Al Berrie (Board Member) $0 $0 $0
Ron Carlson (Chairperson) $0 $0 $0
Teresa Folino (Chairperson) $0 $0 $0
Doug Fopma (Board Member) $0 $0 $0
Dan Herriman (Vice Chairperson) $0 $0 $0
Mark Riegal (Board Member) $0 $0 $0
Debbie Ronayne (Vice Chairperson) $0 $0 $0
Wende Boerema (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Oct. 23, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$32,672,547
Expenses
$23,034,326
Net Income
$9,638,221
Net Assets
$72,307,933
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $29,255,006
89.5%
Investment Income $119,384
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,298,157
10.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,565,189
6.8%
Professional Fundraising Fees $0
Other Salaries and Wages $6,770,899
29.4%
Assets/Debt
Total Assets $543,090,240
Total Liabilities $470,782,307
Net Assets $72,307,933
Compensation
Key Employees and Officers Compensation Related Other
Margaret Pankow (Svp/Cfo) $303,183 $0 $18,109
William Lawton (Ceo) $301,661 $0 $42,871
Randy Penner (Svp/Sales) $248,198 $0 $18,498
Cathy Meyers (Vp Corporate Resources) $145,743 $0 $25,400
Art Beard (Vp It) $141,533 $0 $7,947
Jill Johnson (Vp Lending) $137,569 $0 $20,180
Eric Esser (Vp Mortgages) $135,414 $0 $18,883
Don Bain (Secretary/Treasurer) $0 $0 $0
Al Berrie (Board Member) $0 $0 $0
Ron Carlson (Chairperson) $0 $0 $0
Teresa Folino (Board Member) $0 $0 $0
Doug Fopma (Board Member) $0 $0 $0
Dan Herriman (Vice Chairperson) $0 $0 $0
Mark Riegel (Board Member) $0 $0 $0
Debbie Ronayne (Vice Chairperson) $0 $0 $0
Wende Boerema (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Oct. 20, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990-EZ

Short form tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990-EZ

Short form tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated