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Monroe Community Credit Union

319 Monroe County Community C U

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$17.6M (2023)

Expenses
$13M (2023)

Total Assets
$340M (2023)

Total Liabilities
$311M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$17,587,630
Expenses
$13,004,407
Net Income
$4,583,223
Net Assets
$28,721,900
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,477,453
82.3%
Investment Income $3,045,106
17.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $15,857
0.1%
Net Inventory Sales $0
Other Revenue $49,214
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $532,285
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $3,747,998
28.8%
Assets/Debt
Total Assets $339,911,186
Total Liabilities $311,189,286
Net Assets $28,721,900
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Kristine Brenner (President/Ceo) $271,432 $0 $41,523
Mark Radwanski (Svp/Cfo) $180,472 $0 $38,858
Aaron Mason (Vp/Clo) $154,199 $0 $25,617
Amy Zangara (Vp/Human Resources) $149,625 $0 $26,458
Denise Miller (Vp/Controller) $147,109 $0 $35,080
Gary Sievert (Chairperson) $0 $0 $0
Jennifer Poupard (Vice Chairperson) $0 $0 $0
Connie Ochs (Secretary) $0 $0 $0
Kenneth Stritt Jr (Treasurer) $0 $0 $0
Maria Zagorski (Director) $0 $0 $0
Daniel Carleton (Director) $0 $0 $0
Vincent Rimanelli (Director) $0 $0 $0
Robert Degraer (Director (Emeritus)) $0 $0 $0
Nicholas Olexa (Associate Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,744,255
Expenses
$10,866,903
Net Income
$2,877,352
Net Assets
$21,832,303
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,410,219
83.0%
Investment Income $2,252,184
16.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $25,222
0.2%
Net Inventory Sales $0
Other Revenue $56,630
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $510,285
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $3,366,895
31.0%
Assets/Debt
Total Assets $328,301,890
Total Liabilities $306,469,587
Net Assets $21,832,303
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Kristine Brenner (President/Ceo) $261,898 $0 $40,332
Mark Radwanski (Svp/Cfo) $169,482 $0 $38,573
Denise Miller (Vp/Controller) $129,402 $0 $34,783
Aaron Mason (Vp/Clo) $104,302 $0 $5,813
Wayne Kittle (Director Of It) $101,547 $0 $29,757
Michael Miller (Chairperson) $0 $0 $0
Gary Sievert (Vice Chairperson) $0 $0 $0
Jennifer Poupard (Secretary) $0 $0 $0
Kenneth Stritt Jr (Treasurer) $0 $0 $0
Connie Ochs (Director) $0 $0 $0
Daniel Carleton (Director) $0 $0 $0
Maria Zagorski (Director) $0 $0 $0
Robert Degraer (Director (Emeritus)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,144,673
Expenses
$9,902,021
Net Income
$2,242,652
Net Assets
$25,401,008
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,387,452
85.5%
Investment Income $1,670,619
13.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $24,658
0.2%
Net Inventory Sales $0
Other Revenue $61,944
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $464,193
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $3,086,710
31.2%
Assets/Debt
Total Assets $313,354,238
Total Liabilities $287,953,230
Net Assets $25,401,008
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Kristine Brenner (President/Ceo) $219,401 $0 $38,134
Mark Radwanski (Svp/Cfo) $168,771 $0 $37,887
Michelle Micallef (Svp Clo) $130,289 $0 $28,918
Denise Luckenbacher (Controller) $100,326 $0 $27,633
Robert Degraer (Director) $0 $0 $0
Michael Miller (Chairperson) $0 $0 $0
Gary Sievert (Vice Chairperson) $0 $0 $0
Jennifer Poupard (Secretary) $0 $0 $0
Connie Ochs (Director) $0 $0 $0
Kenneth Stritt (Treasurer) $0 $0 $0
Maria Zagorski (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,091,707
Expenses
$10,058,051
Net Income
$1,033,656
Net Assets
$24,536,674
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,457,140
85.3%
Investment Income $1,426,005
12.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $106,101
1.0%
Net Inventory Sales $0
Other Revenue $102,461
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $786,267
7.8%
Professional Fundraising Fees $0
Other Salaries and Wages $2,502,775
24.9%
Assets/Debt
Total Assets $276,514,623
Total Liabilities $251,977,949
Net Assets $24,536,674
Compensation
Key Employees and Officers Compensation Related Other
Susan Rafko Bayer (Svp Coo) $172,511 $0 $30,466
Michelle Micallef (Svp Clo) $167,181 $0 $34,102
Mark Radwanski (Svp/Cfo) $166,764 $0 $39,672
Kristine Brenner (President/Ceo) $97,284 $0 $17,931
Stephen Grech (Ceo) $54,843 $0 $5,513
Robert Degraer (Director) $0 $0 $0
Michael Miller (Chairperson) $0 $0 $0
Gary Sievert (Vice Chairperson) $0 $0 $0
Jennifer Poupard (Secretary) $0 $0 $0
Connie Ochs (Director) $0 $0 $0
Kenneth Stritt (Treasurer) $0 $0 $0
Maria Zagorski (Director) $0 $0 $0
Daniel Carleton (Associate Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,912,517
Expenses
$9,633,479
Net Income
$2,279,038
Net Assets
$22,656,022
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,815,242
82.4%
Investment Income $1,915,796
16.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $120,433
1.0%
Net Inventory Sales $0
Other Revenue $61,046
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $499,278
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $2,735,453
28.4%
Assets/Debt
Total Assets $221,708,515
Total Liabilities $199,052,493
Net Assets $22,656,022
Compensation
Key Employees and Officers Compensation Related Other
Stephen Grech (Ceo) $250,424 $0 $47,138
Mark Radwanski (Cfo) $162,080 $0 $39,636
Susan Rafko Bayer (Svp Coo) $135,112 $0 $32,541
Michelle Micallef (Svp Clo) $103,043 $0 $25,842
Robert Degraer (Director) $0 $0 $0
Michael Miller (Chairperson) $0 $0 $0
Gary Sievert (Vice Chairperson) $0 $0 $0
Jennifer Poupard (Secretary) $0 $0 $0
Connie Ochs (Director) $0 $0 $0
Kenneth Stritt (Treasurer) $0 $0 $0
Maria Zagorski (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,214,388
Expenses
$9,180,209
Net Income
$2,034,179
Net Assets
$19,675,425
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,927,170
88.5%
Investment Income $1,176,022
10.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $111,196
1.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $462,895
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $2,690,995
29.3%
Assets/Debt
Total Assets $204,472,303
Total Liabilities $184,796,878
Net Assets $19,675,425
Compensation
Key Employees and Officers Compensation Related Other
Stephen Grech (Ceo) $241,019 $0 $25,772
Mark Radwanski (Cfo & Interim Ceo) $157,961 $0 $38,143
Susan Rafko Bayer (Compliance Officer) $127,667 $0 $24,916
Robert Degraer (Director) $0 $0 $0
Michael Miller (Vice Chairman) $0 $0 $0
Gary Sievert (Secretary) $0 $0 $0
Barry Kinsey (Chairman) $0 $0 $0
Jennifer Poupard (Treasurer) $0 $0 $0
Connie Ochs (Director) $0 $0 $0
Kenneth Stritt (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,553,075
Expenses
$8,888,230
Net Income
$1,664,845
Net Assets
$18,319,812
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,460,661
89.6%
Investment Income $1,009,813
9.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $82,601
0.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $354,504
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $2,564,201
28.8%
Assets/Debt
Total Assets $193,061,765
Total Liabilities $174,741,953
Net Assets $18,319,812
Compensation
Key Employees and Officers Compensation Related Other
Mark Radwanski (Cfo & Interim Ceo) $182,560 $0 $39,226
David Millerwise (Commercial Loan Officer) $116,033 $0 $30,938
Susan Rafko Bayer (Compliance Officer) $106,499 $0 $18,572
Michael Newman (Ceo) $88,764 $0 $11,893
Stephen Grech (Ceo) $29,469 $0 $2,592
Robert Degraer (Director) $0 $0 $0
Michael Miller (Vice Chairman) $0 $0 $0
Gary Sievert (Secretary) $0 $0 $0
Barry Kinsey (Chairman) $0 $0 $0
Jennifer Poupard (Treasurer) $0 $0 $0
Connie Ochs (Director) $0 $0 $0
Kenneth Stritt (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,248,683
Expenses
$9,753,734
Net Income
$494,949
Net Assets
$16,952,618
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,343,106
91.2%
Investment Income $817,271
8.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $88,306
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $443,428
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $2,531,770
26.0%
Assets/Debt
Total Assets $187,050,883
Total Liabilities $170,098,265
Net Assets $16,952,618
Compensation
Key Employees and Officers Compensation Related Other
Michael Newman (Ceo) $251,086 $0 $35,650
Mark Radwanski (Cfo) $126,218 $0 $30,474
Dolores Evans (Director) $0 $0 $0
Robert Degraer (Director) $0 $0 $0
Michael Miller (Vice Chairman) $0 $0 $0
Gary Sievert (Secretary) $0 $0 $0
Barry Kinsey (Chairman) $0 $0 $0
Jennifer Poupard (Treasurer) $0 $0 $0
Matthew Hehl (Director) $0 $0 $0
Connie Ochs (Director) $0 $0 $0
Kenneth Stritt (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,994,772
Expenses
$9,293,157
Net Income
$701,615
Net Assets
$15,660,920
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,070,514
90.8%
Investment Income $684,230
6.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$9,237
Net Inventory Sales $0
Other Revenue $249,265
2.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $406,265
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $2,396,992
25.8%
Assets/Debt
Total Assets $176,609,614
Total Liabilities $160,948,694
Net Assets $15,660,920
Compensation
Key Employees and Officers Compensation Related Other
Michael Newman (Ceo) $238,020 $0 $28,690
Mark Radwanski (Cfo) $112,259 $0 $27,296
Dolores Evans (Director) $0 $0 $0
Robert Degraer (Chairman) $0 $0 $0
Michael Miller (Vice Chairman) $0 $0 $0
Gary Sievert (Director) $0 $0 $0
Barry Kinsey (Secretary) $0 $0 $0
Jennifer Poupard (Director) $0 $0 $0
Aundrea Armstrong (Director (Resigned 6/24/15)) $0 $0 $0
Matthew Hehl (Treasurer) $0 $0 $0
Molly Smith (Director (Resigned 3/18/15)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,810,154
Expenses
$7,747,211
Net Income
$1,062,943
Net Assets
$14,014,308
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,987,985
90.7%
Investment Income $673,349
7.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $64,399
0.7%
Net Inventory Sales $0
Other Revenue $84,421
1.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $377,836
4.9%
Professional Fundraising Fees $0
Other Salaries and Wages $2,140,770
27.6%
Assets/Debt
Total Assets $160,918,889
Total Liabilities $146,904,581
Net Assets $14,014,308
Compensation
Key Employees and Officers Compensation Related Other
Michael Newman (Ceo) $213,332 $0 $29,086
Mark Radwanski (Cfo) $108,619 $0 $26,799
Larry Bennett (Director (Left 4/2014)) $0 $0 $0
Robert Degraer (Chairman) $0 $0 $0
Michael Miller (Vice Chairman) $0 $0 $0
Virginia Everett (Director (Left 1/2014)) $0 $0 $0
Barry Kinsey (Secretary) $0 $0 $0
Jennifer Poupard (Director) $0 $0 $0
Daniel Stefanski (Director (Left 6/2014)) $0 $0 $0
Aundrea Armstrong (Director) $0 $0 $0
Matthew Hehl (Treasurer) $0 $0 $0
Molly Smith (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,756,547
Expenses
$7,830,409
Net Income
$926,138
Net Assets
$13,166,662
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,766,432
88.7%
Investment Income $636,579
7.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $13,622
0.2%
Net Inventory Sales $0
Other Revenue $339,914
3.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $328,921
4.2%
Professional Fundraising Fees $0
Other Salaries and Wages $2,079,797
26.6%
Assets/Debt
Total Assets $153,329,811
Total Liabilities $140,163,149
Net Assets $13,166,662
Compensation
Key Employees and Officers Compensation Related Other
Michael Newman (Ceo) $178,939 $0 $27,530
Mark Radwanski (Cfo) $100,556 $0 $21,896
Larry Bennett (Director) $0 $0 $0
Robert Degraer (Chairman) $0 $0 $0
Michael Miller (Vice Chairman) $0 $0 $0
Virginia Everett (Director) $0 $0 $0
Barry Kinsey (Secretary) $0 $0 $0
Jennifer Poupard (Director) $0 $0 $0
Daniel Stefanski (Director) $0 $0 $0
Aundrea Armstrong (Director) $0 $0 $0
Matthew Hehl (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,994,110
Expenses
$8,466,290
Net Income
$527,820
Net Assets
$12,046,119
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,947,407
88.4%
Investment Income $761,728
8.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $177,764
2.0%
Net Inventory Sales $0
Other Revenue $107,211
1.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $303,765
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $2,025,739
23.9%
Assets/Debt
Total Assets $152,600,460
Total Liabilities $140,554,341
Net Assets $12,046,119

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,116,572
Expenses
$8,654,031
Net Income
$462,541
Net Assets
$10,692,484
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,103,864
88.9%
Investment Income $855,166
9.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $5,391
0.1%
Net Inventory Sales $0
Other Revenue $152,151
1.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $558,762
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,995,494
23.1%
Assets/Debt
Total Assets $153,279,637
Total Liabilities $142,587,153
Net Assets $10,692,484

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

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Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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  • Raw filing data. Includes EINs and summary financials as structured data.
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