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Credit Unions Chartered In The State Of Michigan

364 Unity Credit Union
  • Warren, MI
  • Tax-exempt since Oct. 1956
  • EIN: 38-1456286

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$1.35M (2020)

Expenses
$1.15M (2020)

Total Assets
$54.4M (2020)

Total Liabilities
$45.8M (2020)

Source: Form 990 tax filings from 2011 to 2020

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,352,829
Expenses
$1,152,261
Net Income
$200,568
Net Assets
$8,631,296
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $671,426
49.6%
Investment Income $681,403
50.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $106,105
9.2%
Professional Fundraising Fees $0
Other Salaries and Wages $405,374
35.2%
Assets/Debt
Total Assets $54,388,323
Total Liabilities $45,757,027
Net Assets $8,631,296
Compensation
Key Employees and Officers Compensation Related Other
Dennis Moriarity (Treasurer & Ceo) $74,301 $0 $6,500
Lou Winters (Director) $0 $0 $0
Steve Redmond (Chairperson) $0 $0 $0
Connie Mitchell (Vice Chairperson) $0 $0 $0
Victoria Mc Intosh (Secretary) $0 $0 $0
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Document Links

990
Filed on April 6, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,675,752
Expenses
$1,294,488
Net Income
$381,264
Net Assets
$8,430,728
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $698,321
41.7%
Investment Income $977,431
58.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $84,817
6.6%
Professional Fundraising Fees $0
Other Salaries and Wages $439,803
34.0%
Assets/Debt
Total Assets $48,770,129
Total Liabilities $40,339,401
Net Assets $8,430,728
Compensation
Key Employees and Officers Compensation Related Other
Dennis Moriarity (Treasurer & Ceo) $80,351 $0 $4,466
Arthue Spafford (Chairperson) $0 $0 $0
Steve Redmond (Chairperson) $0 $0 $0
Connie Mitchell (Vice Chairperson) $0 $0 $0
Victoria Mc Intosh (Secretary) $0 $0 $0
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Document Links

990
Filed on May 14, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,461,437
Expenses
$1,146,465
Net Income
$314,972
Net Assets
$8,049,464
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $757,231
51.8%
Investment Income $704,206
48.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $74,957
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $430,767
37.6%
Assets/Debt
Total Assets $48,153,438
Total Liabilities $40,103,974
Net Assets $8,049,464
Compensation
Key Employees and Officers Compensation Related Other
Dennis Moriarity (Treasurer & Ceo) $70,901 $0 $4,056
Arthur Spafford (Chairperson) $0 $0 $0
Steve Redmond (Vice Chairperson) $0 $0 $0
Connie Mitchell (Secretary) $0 $0 $0
Fred Koch (Director) $0 $0 $0
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Document Links

990
Filed on May 7, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,193,056
Expenses
$1,060,948
Net Income
$132,108
Net Assets
$7,734,492
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $711,808
59.7%
Investment Income $481,248
40.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $73,957
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $426,444
40.2%
Assets/Debt
Total Assets $47,112,961
Total Liabilities $39,378,469
Net Assets $7,734,492
Compensation
Key Employees and Officers Compensation Related Other
Dennis Moriarity (Treasurer & Ceo) $69,901 $0 $4,056
Arthue Spafford (Chairperson) $0 $0 $0
Steve Redmond (Vice Chairperson) $0 $0 $0
Connie Mitchell (Secretary) $0 $0 $0
Fred Koch (Director) $0 $0 $0
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Document Links

990
Filed on April 12, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,235,001
Expenses
$1,069,134
Net Income
$165,867
Net Assets
$7,602,384
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $848,462
68.7%
Investment Income $386,539
31.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $69,901
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $441,971
41.3%
Assets/Debt
Total Assets $46,929,429
Total Liabilities $39,327,045
Net Assets $7,602,384
Compensation
Key Employees and Officers Compensation Related Other
Dennis Moriarity (Treasurer & Ceo) $69,901 $0 $0
Arthue Spafford (Chairperson) $0 $0 $0
Steve Redmond (Vice Chairperson) $0 $0 $0
Connie Mitchell (Secretary) $0 $0 $0
Fred Koch (Director) $0 $0 $0
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Document Links

990
Filed on April 12, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
View Filing (2 of 2)

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,113,467
Expenses
$1,038,834
Net Income
$74,633
Net Assets
$7,436,517
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $770,214
69.2%
Investment Income $343,253
30.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $73,101
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $444,789
42.8%
Assets/Debt
Total Assets $46,128,972
Total Liabilities $38,692,455
Net Assets $7,436,517
Compensation
Key Employees and Officers Compensation Related Other
Dennis Moriarity (Treasurer & Ceo) $73,101 $0 $0
Arthur Spafford (Chairperson) $0 $0 $0
Steve Redmond (Vice Chairperson) $0 $0 $0
Connie Mitchell (Secretary) $0 $0 $0
Sonia Loshaw (Director) $0 $0 $0
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Document Links

990
Filed on May 6, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,134,835
Expenses
$1,046,425
Net Income
$88,410
Net Assets
$7,364,745
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $775,077
68.3%
Investment Income $348,231
30.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $11,527
1.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $72,551
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $446,030
42.6%
Assets/Debt
Total Assets $45,211,886
Total Liabilities $37,847,141
Net Assets $7,364,745
Compensation
Key Employees and Officers Compensation Related Other
Dennis Moriarity (Treasurer & Ceo) $72,551 $0 $0
Arthue Spafford (Chairperson) $0 $0 $0
Steve Redmond (Vice Chairperson) $0 $0 $0
Connie Mitchell (Secretary) $0 $0 $0
Sonia Loshaw (Director) $0 $0 $0
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Document Links

990
Filed on March 24, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,171,098
Expenses
$1,047,209
Net Income
$123,889
Net Assets
$7,366,269
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $833,466
71.2%
Investment Income $333,874
28.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,758
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $75,701
7.2%
Professional Fundraising Fees $0
Other Salaries and Wages $439,406
42.0%
Assets/Debt
Total Assets $46,717,028
Total Liabilities $39,350,759
Net Assets $7,366,269
Compensation
Key Employees and Officers Compensation Related Other
Dennis Moriarity (Treasurer & Ceo) $75,701 $0 $0
Arthue Spafford (Chairperson) $0 $0 $0
Steve Redmond (Vice Chairperson) $0 $0 $0
Connie Mitchell (Secretary) $0 $0 $0
Christy Randazzo (Director) $0 $0 $0
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Document Links

990
Filed on Feb. 26, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,388,354
Expenses
$1,294,907
Net Income
$93,447
Net Assets
$7,229,309
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $969,258
69.8%
Investment Income $410,865
29.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $8,231
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $96,151
7.4%
Professional Fundraising Fees $0
Other Salaries and Wages $446,368
34.5%
Assets/Debt
Total Assets $48,880,015
Total Liabilities $41,650,706
Net Assets $7,229,309

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,559,393
Expenses
$1,488,009
Net Income
$71,384
Net Assets
$7,081,725
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,142,652
73.3%
Investment Income $406,204
26.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $10,537
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $90,271
6.1%
Professional Fundraising Fees $0
Other Salaries and Wages $473,915
31.8%
Assets/Debt
Total Assets $48,750,839
Total Liabilities $41,669,114
Net Assets $7,081,725

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

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About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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