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Credit Union Chartered In The State Of Michigan

506 Intandem Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$4.16M (2024)

Expenses
$3.81M (2024)

Total Assets
$71.5M (2024)

Total Liabilities
$63.4M (2024)

Source: Form 990 tax filings from 2011 to 2024

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2024

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,161,984
Expenses
$3,810,256
Net Income
$351,728
Net Assets
$8,071,432
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,598,638
86.5%
Investment Income $563,346
13.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $284,562
7.5%
Professional Fundraising Fees $0
Other Salaries and Wages $838,171
22.0%
Assets/Debt
Total Assets $71,470,962
Total Liabilities $63,399,530
Net Assets $8,071,432
Compensation
Key Employees and Officers Compensation Related Other
Kristen Plichta (President/Ceo) $141,597 $0 $29,614
Tracy Elmorabeti (Vp Of Accounting) $91,193 $0 $22,158
Jon Denhof (Chairperson) $0 $0 $0
Elizabeth Winninger (Vice Chairperson) $0 $0 $0
Vicki Seidl (Treasurer) $0 $0 $0
Kristian Daniel (Secretary) $0 $0 $0
Daniel Kent (Director) $0 $0 $0
Esteban Camargo (Director) $0 $0 $0
Al Jano (Director) $0 $0 $0
Daniel Kendall (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,827,815
Expenses
$3,337,276
Net Income
$490,539
Net Assets
$7,678,387
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,297,814
86.2%
Investment Income $530,001
13.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $416,281
12.5%
Professional Fundraising Fees $0
Other Salaries and Wages $755,051
22.6%
Assets/Debt
Total Assets $72,187,777
Total Liabilities $64,509,390
Net Assets $7,678,387
Compensation
Key Employees and Officers Compensation Related Other
Barbara Page (Special Project Coordinator (Eff. April 2023)) $136,006 $0 $23,867
Kristen Plichta (President/Ceo) $131,974 $0 $17,009
Tracy Elmorabeti (Vp Of Accounting) $86,560 $0 $20,865
Jon Denhof (Chairperson) $0 $0 $0
Elizabeth Winninger (Vice Chairperson) $0 $0 $0
Vicki Seidl (Treasurer) $0 $0 $0
Kristian Daniel (Secretary) $0 $0 $0
Daniel Kent (Director) $0 $0 $0
Daniel Kendall (Director) $0 $0 $0
Al Jano (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,505,118
Expenses
$2,944,229
Net Income
$560,889
Net Assets
$7,248,156
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,025,281
86.3%
Investment Income $479,837
13.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $402,550
13.7%
Professional Fundraising Fees $0
Other Salaries and Wages $805,309
27.4%
Assets/Debt
Total Assets $72,689,468
Total Liabilities $65,441,312
Net Assets $7,248,156
Compensation
Key Employees and Officers Compensation Related Other
Barbara Page (President/Ceo (Retired 6/30/22)) $144,593 $0 $24,940
Kristen Plichta (President/Ceo (Effective 7/1/22)) $120,646 $0 $14,904
Tracy Elmorabeti (Vp Of Accounting) $82,058 $0 $15,409
Jon Denhof (Chairperson) $0 $0 $0
Elizabeth Winninger (Vice Chairperson) $0 $0 $0
Vicki Seidl (Treasurer) $0 $0 $0
Daniel Kent (Director) $0 $0 $0
Kristian Daniel (Secretary) $0 $0 $0
Daniel Kent (Director) $0 $0 $0
Daniel Kendall (Director) $0 $0 $0
Al Jano (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,214,138
Expenses
$2,598,699
Net Income
$615,439
Net Assets
$6,687,267
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,780,039
86.5%
Investment Income $434,099
13.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $233,768
9.0%
Professional Fundraising Fees $0
Other Salaries and Wages $800,651
30.8%
Assets/Debt
Total Assets $70,844,245
Total Liabilities $64,156,978
Net Assets $6,687,267
Compensation
Key Employees and Officers Compensation Related Other
Barbara Page (President/Ceo) $124,134 $0 $21,320
Tracy Elmorabeti (Vp Of Accounting) $75,654 $0 $12,660
Jon Denhof (Chairperson) $0 $0 $0
Elizabeth Winninger (Vice Chairperson) $0 $0 $0
Vicki Seidl (Secretary) $0 $0 $0
Kristian Daniel (Treasurer) $0 $0 $0
Daniel Kent (Director) $0 $0 $0
Daniel Kendall (Director) $0 $0 $0
Al Jano (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,149,313
Expenses
$2,680,370
Net Income
$468,943
Net Assets
$6,071,828
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,703,762
85.9%
Investment Income $445,551
14.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $320,192
11.9%
Professional Fundraising Fees $0
Other Salaries and Wages $668,157
24.9%
Assets/Debt
Total Assets $59,919,891
Total Liabilities $53,848,063
Net Assets $6,071,828
Compensation
Key Employees and Officers Compensation Related Other
Barbara Page (President/Ceo) $211,241 $0 $25,115
Julie Hielkema (Mortgage Specialist) $110,299 $0 $16,854
Tracy Elmorabeti (Vp Of Accounting) $70,908 $0 $12,928
Jon Denhof (Chairperson) $0 $0 $0
Daniel Kendall (Vice Chairperson) $0 $0 $0
Vicki Seidl (Treasurer) $0 $0 $0
Kirk Hacker (Secretary) $0 $0 $0
Elizabeth Winninger (Director) $0 $0 $0
Al Jano (Director) $0 $0 $0
Kristian Daniel (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,088,747
Expenses
$2,501,045
Net Income
$587,702
Net Assets
$5,602,885
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,595,552
84.0%
Investment Income $493,195
16.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $216,228
8.6%
Professional Fundraising Fees $0
Other Salaries and Wages $711,762
28.5%
Assets/Debt
Total Assets $48,974,236
Total Liabilities $43,371,351
Net Assets $5,602,885
Compensation
Key Employees and Officers Compensation Related Other
Barbara Page (President/Ceo) $113,801 $0 $21,018
Tracy Elmorabeti (Vp Of Accounting) $69,140 $0 $12,269
Jon Denhof (Chairperson) $0 $0 $0
Daniel Kendall (Vice Chairperson) $0 $0 $0
Raji Daniel (Secretary) $0 $0 $0
Vicki Seidl (Treasurer) $0 $0 $0
Kirk Hacker (Director) $0 $0 $0
Elizabeth Winninger (Director) $0 $0 $0
Al Jano (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,813,460
Expenses
$2,391,149
Net Income
$422,311
Net Assets
$5,015,183
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,335,501
83.0%
Investment Income $477,959
17.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $372,924
15.6%
Professional Fundraising Fees $0
Other Salaries and Wages $518,606
21.7%
Assets/Debt
Total Assets $47,678,505
Total Liabilities $42,663,322
Net Assets $5,015,183
Compensation
Key Employees and Officers Compensation Related Other
Barbara Page (President/Ceo) $271,555 $0 $21,541
Tracy Elmorabeti (Vp Of Accounting) $66,939 $0 $12,889
Jon Denhof (Chairperson) $0 $0 $0
Daniel Kendall (Vice Chairperson) $0 $0 $0
Raji Daniel (Secretary) $0 $0 $0
Michael Dubay (Director) $0 $0 $0
Vicki Seidl (Treasurer) $0 $0 $0
Kirk Hacker (Director) $0 $0 $0
Daniel Kent (Director) $0 $0 $0
Elizabeth Winninger (Director) $0 $0 $0
Al Jano (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,573,650
Expenses
$2,340,086
Net Income
$233,564
Net Assets
$4,592,872
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,186,582
85.0%
Investment Income $387,082
15.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$14
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $198,006
8.5%
Professional Fundraising Fees $0
Other Salaries and Wages $651,250
27.8%
Assets/Debt
Total Assets $46,745,151
Total Liabilities $42,152,279
Net Assets $4,592,872
Compensation
Key Employees and Officers Compensation Related Other
Barbara Page (President/Ceo) $103,175 $0 $19,135
Tracy Elmorabeti (Vp Of Accounting) $64,296 $0 $11,400
Jon Denhof (Chairperson) $0 $0 $0
Daniel Kendall (Vice Chairperson) $0 $0 $0
Raji Daniel (Secretary) $0 $0 $0
Michael Dubay (Treasurer) $0 $0 $0
Vicki Seidl (Director) $0 $0 $0
Kirk Hacker (Director) $0 $0 $0
Daniel Kent (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,273,795
Expenses
$2,016,229
Net Income
$257,566
Net Assets
$4,359,308
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,945,949
85.6%
Investment Income $327,877
14.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$31
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $195,623
9.7%
Professional Fundraising Fees $0
Other Salaries and Wages $607,313
30.1%
Assets/Debt
Total Assets $45,272,666
Total Liabilities $40,913,358
Net Assets $4,359,308
Compensation
Key Employees and Officers Compensation Related Other
Barbara Page (President/Ceo) $105,145 $0 $17,808
Tracy Elmorabeti (Vp Of Accounting) $61,774 $0 $10,896
Jon Denhof (Chairperson) $0 $0 $0
Daniel Kendall (Vice Chairperson) $0 $0 $0
Kirk Hacker (Secretary) $0 $0 $0
Michael Dubay (Treasurer) $0 $0 $0
Vicki Seidl (Director) $0 $0 $0
Raji Daniel (Director) $0 $0 $0
Daniel Kent (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,955,955
Expenses
$1,933,881
Net Income
$22,074
Net Assets
$4,101,742
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,716,511
87.8%
Investment Income $239,452
12.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$8
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $356,760
18.4%
Professional Fundraising Fees $0
Other Salaries and Wages $430,793
22.3%
Assets/Debt
Total Assets $42,754,644
Total Liabilities $38,652,902
Net Assets $4,101,742
Compensation
Key Employees and Officers Compensation Related Other
Raymond Ward (President/Ceo Until 9/28/15) $183,385 $0 $15,215
Barbara Page (President/Ceo From 9/29/15) $79,041 $0 $13,834
Tracy Elmorabeti (Vp Of Accounting) $55,896 $0 $9,389
Jon Denhof (Chairperson) $0 $0 $0
Daniel Kendall (Vice Chairperson) $0 $0 $0
Vicki Seidl (Director) $0 $0 $0
Raji Daniel (Director) $0 $0 $0
Daniel Kent (Director) $0 $0 $0
Kirk Hacker (Secretary) $0 $0 $0
Michael Dubay (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,970,718
Expenses
$1,903,957
Net Income
$66,761
Net Assets
$4,079,668
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,684,455
85.5%
Investment Income $285,237
14.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,026
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $177,659
9.3%
Professional Fundraising Fees $0
Other Salaries and Wages $573,998
30.1%
Assets/Debt
Total Assets $39,695,650
Total Liabilities $35,615,982
Net Assets $4,079,668
Compensation
Key Employees and Officers Compensation Related Other
Raymond Ward (President/Ceo) $90,548 $0 $19,344
Tracy Elmorabeti (Vp Of Accounting) $54,437 $0 $13,330
Jon Denhof (Chairperson) $0 $0 $0
Daniel Kendall (Vice Chairperson) $0 $0 $0
Vicki Seidl (Director) $0 $0 $0
Raji Daniel (Director) $0 $0 $0
Daniel Kent (Director) $0 $0 $0
Kirk Hacker (Secretary) $0 $0 $0
Michael Dubay (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,044,045
Expenses
$2,080,003
Net Income
-$35,958
Net Assets
$4,012,907
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,773,219
86.8%
Investment Income $271,976
13.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$1,150
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $181,205
8.7%
Professional Fundraising Fees $0
Other Salaries and Wages $550,559
26.5%
Assets/Debt
Total Assets $39,878,736
Total Liabilities $35,865,829
Net Assets $4,012,907
Compensation
Key Employees and Officers Compensation Related Other
Raymond Ward (President/Ceo) $96,960 $0 $16,175
Tracy Elmorabeti (Vp Of Accounting) $57,083 $0 $10,987
Jon Denhof (Chairperson) $0 $0 $0
Daniel Kendall (Vice Chairperson) $0 $0 $0
Vicki Seidl (Treasurer) $0 $0 $0
Raji Daniel (Secretary) $0 $0 $0
Daniel Kent (Director) $0 $0 $0
Kirk Hacker (Director) $0 $0 $0
Michael Dubay (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,047,602
Expenses
$2,030,959
Net Income
$16,643
Net Assets
$4,048,865
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,712,799
83.6%
Investment Income $332,715
16.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,088
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $173,550
8.5%
Professional Fundraising Fees $0
Other Salaries and Wages $555,335
27.3%
Assets/Debt
Total Assets $38,408,990
Total Liabilities $34,360,125
Net Assets $4,048,865

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,120,838
Expenses
$1,996,668
Net Income
$124,170
Net Assets
$4,032,222
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,704,026
80.3%
Investment Income $416,835
19.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$23
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $171,945
8.6%
Professional Fundraising Fees $0
Other Salaries and Wages $510,707
25.6%
Assets/Debt
Total Assets $36,674,824
Total Liabilities $32,642,602
Net Assets $4,032,222

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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