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Credit Unions Chartered In The State Of Michigan

918 Calcite Credit Union
  • Rogers City, MI
  • Tax-exempt since Oct. 1956
  • EIN: 38-1710121

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$5.02M (2022)

Expenses
$3.8M (2022)

Total Assets
$127M (2022)

Total Liabilities
$116M (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,018,652
Expenses
$3,802,751
Net Income
$1,215,901
Net Assets
$10,753,381
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,059,783
80.9%
Investment Income $958,869
19.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $634,733
16.7%
Professional Fundraising Fees $0
Other Salaries and Wages $550,431
14.5%
Assets/Debt
Total Assets $126,826,466
Total Liabilities $116,073,085
Net Assets $10,753,381
Compensation
Key Employees and Officers Compensation Related Other
Barbara Mills (Ceo) $446,088 $0 $40,286
Gary Altman (Coo) $109,687 $0 $38,672
Anne M Wirgau (Vice President) $0 $0 $0
Joseph Hefele (Treasurer) $0 $0 $0
Melissa Goodrich (Director) $0 $0 $0
Mark Karsten (Secretary) $0 $0 $0
Dennis Lyk (Director) $0 $0 $0
Scott Mc Lennan (Chairperson) $0 $0 $0
Gloria Adrian (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 8, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,259,260
Expenses
$3,367,855
Net Income
$891,405
Net Assets
$12,341,508
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,459,848
81.2%
Investment Income $796,851
18.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,561
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $382,848
11.4%
Professional Fundraising Fees $0
Other Salaries and Wages $740,664
22.0%
Assets/Debt
Total Assets $120,869,904
Total Liabilities $108,528,396
Net Assets $12,341,508
Compensation
Key Employees and Officers Compensation Related Other
Barbara Mills (Ceo) $530,913 $0 $29,034
Gary Altman (Coo) $98,463 $0 $36,086
Matthew Mertz (Cfo) $53,154 $0 $4,993
Anne M Wirgau (Vice President) $0 $0 $0
Joseph Hefele (Treasurer) $0 $0 $0
Melissa Goodrich (Director) $0 $0 $0
Mark Karsten (Secretary) $0 $0 $0
Dennis Lyk (Director) $0 $0 $0
Scott Mc Lennan (Chairperson) $0 $0 $0
Gloria Adrian (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 17, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,941,903
Expenses
$3,092,103
Net Income
$849,800
Net Assets
$12,144,035
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,229,503
81.9%
Investment Income $712,400
18.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $352,744
11.4%
Professional Fundraising Fees $0
Other Salaries and Wages $715,840
23.2%
Assets/Debt
Total Assets $99,822,942
Total Liabilities $87,678,907
Net Assets $12,144,035
Compensation
Key Employees and Officers Compensation Related Other
Barbara Mills (Ceo) $144,773 $0 $0
Gary Altman (Coo) $93,423 $0 $0
Matthew Mertz (Cfo) $50,163 $0 $0
Anne M Wirgau (Vice President) $0 $0 $0
Joseph Hefele (Director) $0 $0 $0
Melissa Goodrich (Director) $0 $0 $0
Mark Karsten (Secretary) $0 $0 $0
Dennis Lyk (Director) $0 $0 $0
Scott Mc Lennan (President) $0 $0 $0
Gloria Adrian (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 14, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,914,279
Expenses
$2,945,378
Net Income
$968,901
Net Assets
$10,866,400
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,126,086
79.9%
Investment Income $788,193
20.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $279,745
9.5%
Professional Fundraising Fees $0
Other Salaries and Wages $648,771
22.0%
Assets/Debt
Total Assets $82,151,047
Total Liabilities $71,284,647
Net Assets $10,866,400
Compensation
Key Employees and Officers Compensation Related Other
Barbara Mills (Ceo) $138,052 $0 $23,490
Gary Altman (Coo) $87,776 $0 $30,427
Anne M Wirgau (Vice President) $0 $0 $0
Mike Vogler (Board Member) $0 $0 $0
Melissa Goodrich (Director) $0 $0 $0
Mark Karsten (Secretary) $0 $0 $0
Scott Mc Lennan (President) $0 $0 $0
Gloria Adrian (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on June 18, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,649,035
Expenses
$2,768,819
Net Income
$880,216
Net Assets
$9,292,155
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,901,779
79.5%
Investment Income $723,660
19.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,872
0.1%
Net Inventory Sales $0
Other Revenue $19,724
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $238,087
8.6%
Professional Fundraising Fees $0
Other Salaries and Wages $630,849
22.8%
Assets/Debt
Total Assets $77,266,557
Total Liabilities $67,974,402
Net Assets $9,292,155
Compensation
Key Employees and Officers Compensation Related Other
Barbara Mills (Ceo) $106,432 $0 $20,767
Gary Altman (Coo) $81,310 $0 $29,578
Anne M Wirgau (Chairperson) $0 $0 $0
Mike Vogler (Vice Chair) $0 $0 $0
Donald K White (Treasurer) $0 $0 $0
Mark Karsten (Secretary) $0 $0 $0
Dennis S Lyk (Director) $0 $0 $0
Matthew Mertz (Director) $0 $0 $0
Scott Mc Lennan (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 7, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,293,030
Expenses
$2,575,740
Net Income
$717,290
Net Assets
$8,561,243
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,639,688
80.2%
Investment Income $552,521
16.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$12,795
Net Inventory Sales $0
Other Revenue $113,616
3.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $223,592
8.7%
Professional Fundraising Fees $0
Other Salaries and Wages $550,470
21.4%
Assets/Debt
Total Assets $73,257,453
Total Liabilities $64,696,210
Net Assets $8,561,243
Compensation
Key Employees and Officers Compensation Related Other
Barbara Mills (Ceo) $101,819 $0 $19,996
Gary Altman (Coo) $74,653 $0 $27,124
Anne M Wirgau (Chairperson) $0 $0 $0
Mike Vogler (Vice Chair) $0 $0 $0
Donald K White (Treasurer) $0 $0 $0
Mark Karsten (Secretary) $0 $0 $0
Dennis S Lyk (Director) $0 $0 $0
Mary Krueger (Director) $0 $0 $0
Scott Mc Lennan (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 4, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,991,605
Expenses
$2,356,768
Net Income
$634,837
Net Assets
$7,947,053
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,436,704
81.5%
Investment Income $477,205
16.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$5,256
Net Inventory Sales $0
Other Revenue $82,952
2.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $90,631
3.8%
Professional Fundraising Fees $0
Other Salaries and Wages $599,712
25.4%
Assets/Debt
Total Assets $68,444,775
Total Liabilities $60,497,722
Net Assets $7,947,053
Compensation
Key Employees and Officers Compensation Related Other
Barbara Mills (Ceo) $101,094 $0 $19,300
Gary Altman (Coo) $71,331 $0 $24,853
Anne M Wirgau (Chairperson) $0 $0 $0
Mike Vogler (Vice Chair) $0 $0 $0
Donald K White (Treasurer) $0 $0 $0
Mark Karsten (Director) $0 $0 $0
Dennis S Lyk (Secretary) $0 $0 $0
Mary Krueger (Director) $0 $0 $0
Richard Kieliszewski (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 9, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
View Filing (2 of 2) PDF (2 of 2)

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,747,921
Expenses
$2,265,657
Net Income
$482,264
Net Assets
$7,523,710
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,243,437
81.6%
Investment Income $451,056
16.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $53,428
1.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $114,368
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $523,186
23.1%
Assets/Debt
Total Assets $63,281,573
Total Liabilities $55,757,863
Net Assets $7,523,710
Compensation
Key Employees and Officers Compensation Related Other
Barbara Mills (Ceo) $96,083 $0 $18,285
Anne M Wirgau (Chairperson) $0 $0 $0
Mike Vogler (Vice Chair) $0 $0 $0
Donald K White (Treasurer) $0 $0 $0
Mark Karsten (Secretary) $0 $0 $0
Richard Kieliszewski (Director) $0 $0 $0
Dennis S Lyk (Director) $0 $0 $0
Mary Krueger (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 6, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,630,840
Expenses
$2,129,159
Net Income
$501,681
Net Assets
$7,086,019
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,220,507
84.4%
Investment Income $353,200
13.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $57,133
2.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $155,874
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $416,583
19.6%
Assets/Debt
Total Assets $58,980,895
Total Liabilities $51,894,876
Net Assets $7,086,019
Compensation
Key Employees and Officers Compensation Related Other
Barbara Mills (Ceo) $90,454 $0 $0
Gary Altman (Coo) $65,420 $0 $0
Anne M Wirgau (Chairperson) $0 $0 $0
Mike Vogler (Vice Chair) $0 $0 $0
Donald K White (Treasurer) $0 $0 $0
Mark Karsten (Secretary) $0 $0 $0
Richard Kieliszewski (Director) $0 $0 $0
Dennis S Lyk (Director) $0 $0 $0
Mary Krueger (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on April 9, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,589,955
Expenses
$2,220,013
Net Income
$369,942
Net Assets
$6,563,617
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,199,957
84.9%
Investment Income $331,649
12.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $58,349
2.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $155,219
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $418,057
18.8%
Assets/Debt
Total Assets $56,347,617
Total Liabilities $49,784,000
Net Assets $6,563,617
Compensation
Key Employees and Officers Compensation Related Other
Barbara Mills (Ceo) $89,852 $0 $0
Gary Altman (Coo) $65,367 $0 $0
Anne M Wirgau (President) $0 $0 $0
Mike Vogler (Vice President) $0 $0 $0
Donald K White (Treasurer) $0 $0 $0
Mark Karsten (Secretary) $0 $0 $0
Richard Kieliszewski (Director) $0 $0 $0
Dennis S Lyk (Director) $0 $0 $0
Mary Krueger (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on April 13, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,547,485
Expenses
$2,170,802
Net Income
$376,683
Net Assets
$6,556,951
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,150,795
84.4%
Investment Income $348,131
13.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $48,559
1.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $146,801
6.8%
Professional Fundraising Fees $0
Other Salaries and Wages $414,309
19.1%
Assets/Debt
Total Assets $52,985,736
Total Liabilities $46,428,785
Net Assets $6,556,951

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,427,515
Expenses
$2,013,642
Net Income
$413,873
Net Assets
$5,349,908
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,017,264
83.1%
Investment Income $376,195
15.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $34,056
1.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $179,183
8.9%
Professional Fundraising Fees $0
Other Salaries and Wages $334,434
16.6%
Assets/Debt
Total Assets $48,726,100
Total Liabilities $43,376,192
Net Assets $5,349,908

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated