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Michigan Catastrophic Claims Association U S

  • Livonia, MI
  • Tax-exempt since April 1979
  • EIN: 38-2227794

Organization summary

Type of Nonprofit

Designated as a Business leagues, chambers of commerce, real estate boards, etc, created for the improvement of business conditions.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$1.74B (2022)

Expenses
$4.43B (2022)

Total Assets
$21.9B (2022)

Total Liabilities
$25.5B (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending June
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,744,028,645
Expenses
$4,428,123,975
Net Income
-$2,684,095,330
Net Assets
-$3,675,169,501
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $492,001,046
28.2%
Investment Income $682,270,037
39.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $569,757,536
32.7%
Net Inventory Sales $0
Other Revenue $26
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,075,691
0.0%
Professional Fundraising Fees $0
Other Salaries and Wages $2,174,343
0.0%
Assets/Debt
Total Assets $21,855,296,718
Total Liabilities $25,530,466,219
Net Assets -$3,675,169,501
Compensation
Key Employees and Officers Compensation Related Other
R Kevin Clinton (Executive Director) $457,733 $0 $27,097
Joseph Erhardt (General Counsel (Until 2/22), Asst Executive Director (Beg 2/22)) $423,590 $0 $36,415
Annette Flood (Assistant Executive Director (Until 1/22)) $377,185 $0 $52,314
Kathryn Miller (Asst General Counsel (Until 12/22), General Counsel (Beg 12/22)) $292,204 $0 $39,422
James D Lunsted (Controller) $230,892 $0 $36,998
William Mangold (It Manager) $193,950 $0 $18,595
Laura Kocot (Claims Manager) $170,417 $0 $43,094
Anthony Ptasznik (Director & Vice Chair (Beg 6/22)) $0 $0 $0
Chris Cleveland (Director & Vice Chair (Until 5/22)) $0 $0 $0
Erin Fogarty (Director & Chair (Beg 10/21)) $0 $0 $0
Steve Harr (Director & Chair (Until 9/21)) $0 $0 $0
John Parsons (Director (Beg 6/22)) $0 $0 $0
Paul Mueller (Director (Beg 6/22)) $0 $0 $0
Ted Reinbold (Director) $0 $0 $0
Tina Schott (Director (Until 5/22)) $0 $0 $0
+ View more people

Document Links

990
Filed on May 14, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending June
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,546,777,371
Expenses
$2,222,669,814
Net Income
$2,324,107,557
Net Assets
$5,039,276,297
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $883,085,753
19.4%
Investment Income $1,434,316,448
31.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,228,463,581
49.0%
Net Inventory Sales $0
Other Revenue $911,589
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,030,757
0.0%
Professional Fundraising Fees $0
Other Salaries and Wages $7,266,362
0.3%
Assets/Debt
Total Assets $27,293,743,315
Total Liabilities $22,254,467,018
Net Assets $5,039,276,297
Compensation
Key Employees and Officers Compensation Related Other
R Kevin Clinton (Executive Director) $449,922 $0 $27,069
Joseph Erhardt (General Counsel) $422,383 $0 $30,081
Annette Flood (Assistant Executive Director) $372,610 $0 $50,368
Kathryn Miller (Assistant General Counsel) $286,054 $0 $37,920
James D Lunsted (Controller) $226,827 $0 $37,260
William Mangold (It Manager) $188,511 $0 $18,559
Laura Kocot (Claims Manager) $164,977 $0 $40,338
Ted Reinbold (Director) $0 $0 $0
Tina Schott (Director) $0 $0 $0
Steve Harr (Director & Chair) $0 $0 $0
Chris Cleveland (Director & Vice Chair) $0 $0 $0
Anthony Ptasznik (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 16, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending June
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,309,843,695
Expenses
$1,618,678,690
Net Income
$691,165,005
Net Assets
$2,437,212,382
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,601,625,497
69.3%
Investment Income $512,816,952
22.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $195,400,135
8.5%
Net Inventory Sales $0
Other Revenue $1,111
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $837,704
0.1%
Professional Fundraising Fees $0
Other Salaries and Wages $6,947,413
0.4%
Assets/Debt
Total Assets $23,433,288,139
Total Liabilities $20,996,075,757
Net Assets $2,437,212,382
Compensation
Key Employees and Officers Compensation Related Other
R Kevin Clinton (Executive Director) $382,019 $0 $19,511
Joseph Erhardt (General Counsel) $363,228 $0 $20,969
Annette Flood (Assistant Executive Director) $310,387 $0 $44,168
Kathryn Miller (Asst. General Counsel) $249,392 $0 $34,352
James D Lunsted (Controller) $195,967 $0 $32,342
William Mangold (It Manager) $158,237 $0 $14,401
Laura Kocot (Claims Manager) $140,580 $0 $35,277
Ted Reinbold (Director) $0 $0 $0
Tina Schott (Director) $0 $0 $0
Steve Harr (Director & Chair) $0 $0 $0
Chris Cleveland (Director/Vice Chair) $0 $0 $0
Anthony Ptasznik (Director) $0 $0 $0
Paul Mueller (Director (Until 6/20)) $0 $0 $0
+ View more people

Document Links

990
Filed on May 14, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending June
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,953,450,173
Expenses
-$1,512,953,848
Net Income
$3,466,404,021
Net Assets
$1,276,577,133
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,389,447,687
71.1%
Investment Income $517,346,523
26.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $46,649,868
2.4%
Net Inventory Sales $0
Other Revenue $6,095
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $594,767
Professional Fundraising Fees $0
Other Salaries and Wages $13,591,841
Assets/Debt
Total Assets $21,857,498,812
Total Liabilities $20,580,921,679
Net Assets $1,276,577,133
Compensation
Key Employees and Officers Compensation Related Other
R Kevin Clinton (Executive Director) $350,366 $0 $19,190
Joseph Erhardt (General Counsel) $345,598 $0 $20,640
Annette Flood (Assistant Executive Director) $291,793 $0 $30,441
James D Lunsted (Controller) $179,183 $0 $30,002
William Mangold (It Manager) $132,942 $0 $10,840
Laura Kocot (Claims Manager) $120,946 $0 $32,563
Kevin Gray (Claims Manager) $120,082 $0 $10,676
Anthony Ptasznik (Director & Chair) $0 $0 $0
Steve Harr (Director & Vice Chair) $0 $0 $0
Paul Mueller (Director) $0 $0 $0
Ted Reinbold (Director) $0 $0 $0
Chris Cleveland (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on July 15, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending June
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,164,561,933
Expenses
$2,478,852,607
Net Income
-$314,290,674
Net Assets
-$2,916,119,787
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,246,217,653
57.6%
Investment Income $572,463,406
26.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $345,878,539
16.0%
Net Inventory Sales $0
Other Revenue $2,335
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $644,013
0.0%
Professional Fundraising Fees $0
Other Salaries and Wages $7,536,412
0.3%
Assets/Debt
Total Assets $20,557,121,286
Total Liabilities $23,473,241,073
Net Assets -$2,916,119,787
Compensation
Key Employees and Officers Compensation Related Other
R Kevin Clinton (Executive Director) $219,431 $0 $13,013
Annette Flood (Assistant Executive Director) $197,020 $0 $12,627
James D Lunsted (Controller) $153,375 $0 $26,250
Joseph Erhardt (General Counsel) $120,447 $0 $7,911
William Mangold (It Manager) $116,624 $0 $8,701
Kevin Gray (Claims Manager) $108,287 $0 $9,465
Wendy Horbal (Claims Manager) $102,372 $0 $34,814
Ted Reinbold (Director (Beg 12/2017)) $0 $0 $0
Steve Harr (Director & Vice Chair) $0 $0 $0
Chris Cleveland (Director (Beg 06/18)) $0 $0 $0
Paul Mueller (Director) $0 $0 $0
Anthony Ptasznik (Director & Chair) $0 $0 $0
Carol Hutchinson (Director (Til 09/2017)) $0 $0 $0
Hank Goranson (Director (Beg 09/17 Til 06/18)) $0 $0 $0
Jeff Tagsold (Director (Til 12/2017)) $0 $0 $0
+ View more people

Document Links

990
Filed on May 15, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending June
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,513,331,209
Expenses
$3,212,465,358
Net Income
-$699,134,149
Net Assets
-$2,630,673,510
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,168,076,996
46.5%
Investment Income $384,111,505
15.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $961,139,196
38.2%
Net Inventory Sales $0
Other Revenue $3,512
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $582,320
0.0%
Professional Fundraising Fees $0
Other Salaries and Wages $8,625,236
0.3%
Assets/Debt
Total Assets $19,657,569,951
Total Liabilities $22,288,243,461
Net Assets -$2,630,673,510
Compensation
Key Employees and Officers Compensation Related Other
Gloria Freeland (Executive Director Til 02/17) $197,085 $0 $44,182
James D Lunsted (Controller) $144,317 $0 $25,103
William Mangold (It Manager) $107,125 $0 $7,874
Kevin Gray (Claims Manager) $101,973 $0 $9,089
Paul Mueller (Director & Chair) $0 $0 $0
Anthony Ptasznik (Director & Vice Chair) $0 $0 $0
Carol Hutchinson (Director) $0 $0 $0
Steve Harr (Director Beg 01/17) $0 $0 $0
Jeff Tagsold (Director) $0 $0 $0
Diane Lerman (Director Til 12/16) $0 $0 $0
R Kevin Clinton (Executive Director Beg 03/17) $0 $0 $0
+ View more people

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990
Filed on May 8, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending June
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,579,242,176
Expenses
$2,871,173,056
Net Income
-$1,291,930,880
Net Assets
-$1,737,836,531
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,167,201,320
73.9%
Investment Income $373,044,445
23.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $38,993,753
2.5%
Net Inventory Sales $0
Other Revenue $2,658
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $476,403
0.0%
Professional Fundraising Fees $0
Other Salaries and Wages $367,127
0.0%
Assets/Debt
Total Assets $18,509,374,665
Total Liabilities $20,247,211,196
Net Assets -$1,737,836,531
Compensation
Key Employees and Officers Compensation Related Other
Gloria Freeland (Executive Director) $187,117 $0 $42,440
James D Lunsted (Controller) $137,441 $0 $23,464
William Mangold (It Manager) $102,747 $0 $6,877
Dianne Lerman (Director) $0 $0 $0
Jeff Tagsold (Director) $0 $0 $0
Paul Mueller (Director & Chair) $0 $0 $0
Anthony Ptasznik (Director & Vice Chair) $0 $0 $0
Carol Hutchinson (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 12, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending June
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,743,877,191
Expenses
$2,011,897,432
Net Income
$731,979,759
Net Assets
-$687,686,367
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,320,004,312
48.1%
Investment Income $396,565,219
14.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,024,440,790
37.3%
Net Inventory Sales $0
Other Revenue $2,866,870
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $438,637
0.0%
Professional Fundraising Fees $0
Other Salaries and Wages $11,232,249
0.6%
Assets/Debt
Total Assets $18,059,974,938
Total Liabilities $18,747,661,305
Net Assets -$687,686,367
Compensation
Key Employees and Officers Compensation Related Other
Gloria Freeland (Executive Director) $178,280 $0 $39,665
James D Lunsted (Controller) $133,357 $0 $22,111
Anthony Ptasznik (Director) $0 $0 $0
Carol Hutchinson (Director & Chair) $0 $0 $0
Dianne Lerman (Director) $0 $0 $0
Jeff Tagsold (Director) $0 $0 $0
Paul Mueller (Director & Vice Chair) $0 $0 $0
+ View more people

Document Links

990
Filed on May 16, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending June
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,086,259,022
Expenses
$1,551,479,259
Net Income
$534,779,763
Net Assets
-$409,138,669
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,280,988,428
61.4%
Investment Income $370,826,237
17.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $434,441,607
20.8%
Net Inventory Sales $0
Other Revenue $2,750
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $346,834
0.0%
Professional Fundraising Fees $0
Other Salaries and Wages $2,662,400
0.2%
Assets/Debt
Total Assets $17,635,492,572
Total Liabilities $18,044,631,241
Net Assets -$409,138,669
Compensation
Key Employees and Officers Compensation Related Other
Gloria Freeland (Executive Director) $170,592 $0 $35,071
James D Lunsted (Controller) $131,103 $0 $18,234
Anthony Ptasznik (Director) $0 $0 $0
Carol Hutchinson (Director & Chair) $0 $0 $0
Dianne Lerman (Director) $0 $0 $0
Jeff Tagsold (Director) $0 $0 $0
Paul Mueller (Director & Vice Chair) $0 $0 $0
Judith Feldmeier (Director Thru 8/31) $0 $0 $0
+ View more people

Document Links

990
Filed on May 14, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending June
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,773,170,181
Expenses
$1,939,950,046
Net Income
-$166,779,865
Net Assets
-$1,870,973,314
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,136,611,354
64.1%
Investment Income $319,765,808
18.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $316,791,805
17.9%
Net Inventory Sales $0
Other Revenue $1,214
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $392,156
0.0%
Professional Fundraising Fees $0
Other Salaries and Wages $2,852,629
0.1%
Assets/Debt
Total Assets $15,549,049,633
Total Liabilities $17,420,022,947
Net Assets -$1,870,973,314

Document Links

990
Filed on June 27, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending June
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,435,028,245
Expenses
$2,594,306,243
Net Income
-$1,159,277,998
Net Assets
-$2,047,176,331
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,000,776,536
69.7%
Investment Income $342,218,564
23.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $92,033,145
6.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $383,548
0.0%
Professional Fundraising Fees $0
Other Salaries and Wages $4,622,946
0.2%
Assets/Debt
Total Assets $14,285,165,905
Total Liabilities $16,332,342,236
Net Assets -$2,047,176,331

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending June
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,650,761,320
Expenses
$1,197,288,394
Net Income
$453,472,926
Net Assets
-$1,034,867,396
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $981,455,263
59.5%
Investment Income $387,070,801
23.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $280,180,884
17.0%
Net Inventory Sales $0
Other Revenue $2,054,372
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $438,995
0.0%
Professional Fundraising Fees $0
Other Salaries and Wages $4,779,433
0.4%
Assets/Debt
Total Assets $13,807,070,800
Total Liabilities $14,841,938,196
Net Assets -$1,034,867,396

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending June
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending June
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending June
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending June
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending June
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending June
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

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Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated