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Michigan Life And Health Insurance Guaranty Association

  • Haslett, MI
  • Tax-exempt since Aug. 1985
  • EIN: 38-2602142

Organization summary

Type of Nonprofit

Designated as a Business leagues, chambers of commerce, real estate boards, etc, created for the improvement of business conditions.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$2.61M (2023)

Expenses
$1.11M (2023)

Total Assets
$11.4M (2023)

Total Liabilities
$5.54k (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,612,192
Expenses
$1,110,151
Net Income
$1,502,041
Net Assets
$11,419,841
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,411,554
92.3%
Investment Income $200,638
7.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $11,425,385
Total Liabilities $5,544
Net Assets $11,419,841
Compensation
Key Employees and Officers Compensation Related Other
Kevin M Heil Cpa Cgma (Director) $0 $0 $0
Mollie K Zito (Director) $0 $0 $0
Lorri Rishar (Director) $0 $0 $0
Scott L Freeman (Director) $0 $0 $0
James W Holevas (Director) $0 $0 $0
Gregory S Martino (Director (Ended 10/23)) $0 $0 $0
Ken Ross (Director) $0 $0 $0
Daniel O'shea (Secretary/Treasurer (Ended 5/23)) $0 $0 $0
Phillip Gillespie (Vice Chair) $0 $0 $0
Scott Golde (Chair) $0 $0 $0
Joshua Korson (Secretary/Treasurer (Began 5/23)) $0 $0 $0
+ View more people

Document Links

990
Filed on May 21, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$105,433
Expenses
$690,700
Net Income
-$585,267
Net Assets
$9,917,800
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $998
0.9%
Investment Income $104,435
99.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $9,917,800
Total Liabilities $0
Net Assets $9,917,800
Compensation
Key Employees and Officers Compensation Related Other
Kevin M Heil Cpa Cgma (Director) $0 $0 $0
Mollie K Zito (Director) $0 $0 $0
Lorri Rishar (Director) $0 $0 $0
Scott L Freeman (Director) $0 $0 $0
James W Holevas (Director) $0 $0 $0
Gregory S Martino (Director) $0 $0 $0
Ken Ross (Director) $0 $0 $0
Christopher Lane (Director (Ended 10/22)) $0 $0 $0
James B Hunsanger (Director (Ended 5/22)) $0 $0 $0
Jessica Walker (Director (Ended 9/22)) $0 $0 $0
Daniel O'shea (Secretary/Treasurer) $0 $0 $0
Phillip Gillespie (Vice Chair) $0 $0 $0
Scott Golde (Chair) $0 $0 $0
+ View more people

Document Links

990
Filed on April 14, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,469,899
Expenses
$630,253
Net Income
$839,646
Net Assets
$10,503,067
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,400,120
95.3%
Investment Income $69,779
4.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $10,503,067
Total Liabilities $0
Net Assets $10,503,067
Compensation
Key Employees and Officers Compensation Related Other
Christopher Lane (Director) $0 $0 $0
James W Holevas (Director) $0 $0 $0
James B Hunsanger (Director) $0 $0 $0
Gregory S Martino (Director) $0 $0 $0
Jessica Walker (Director) $0 $0 $0
Ken Ross (Director) $0 $0 $0
Daniel O'shea (Secretary/Treasurer) $0 $0 $0
Phillip Gillespie (Vice Chair) $0 $0 $0
Scott Golde (Chair) $0 $0 $0
+ View more people

Document Links

990
Filed on June 14, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,505,214
Expenses
$729,366
Net Income
$3,775,848
Net Assets
$9,663,421
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,427,206
98.3%
Investment Income $78,008
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $9,663,421
Total Liabilities $0
Net Assets $9,663,421
Compensation
Key Employees and Officers Compensation Related Other
Daniel O'shea (Director (Started 1/23/20)) $0 $0 $0
James W Holevas (Director) $0 $0 $0
James B Hunsanger (Director) $0 $0 $0
Gregory S Martino (Director) $0 $0 $0
Jessica Walker (Director (Started 4/24/20)) $0 $0 $0
Phillip Gillespie (Director) $0 $0 $0
Ken Ross (Director) $0 $0 $0
Frederick P Mcgarvey (Director (Ended 3/18/20)) $0 $0 $0
Sherry L Martin (Director (Ended 1/23/20)) $0 $0 $0
John W Dubose Iii (Secretary/Treasurer) $0 $0 $0
Frances K Wallace (Vice Chair) $0 $0 $0
Andrew J Bowden (Chair (Ended 4/24/20)) $0 $0 $0
Scott Golde (Chair (Started 4/24/20)) $0 $0 $0
+ View more people

Document Links

990
Filed on March 14, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$238,626
Expenses
$758,795
Net Income
-$520,169
Net Assets
$5,887,573
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $137,867
57.8%
Investment Income $100,759
42.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $5,887,573
Total Liabilities $0
Net Assets $5,887,573
Compensation
Key Employees and Officers Compensation Related Other
Sherry L Martin (Director) $0 $0 $0
James W Holevas (Director) $0 $0 $0
James B Hunsanger (Director) $0 $0 $0
Gregory S Martino (Director) $0 $0 $0
Frederick P Mcgarvey (Director) $0 $0 $0
Phillip Gillespie (Director) $0 $0 $0
Ken Ross (Director) $0 $0 $0
John W Dubose Iii (Secretary/Treasurer) $0 $0 $0
Frances K Wallace (Vice Chair) $0 $0 $0
Andrew J Bowden (Chair) $0 $0 $0
+ View more people

Document Links

990
Filed on June 9, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,699,720
Expenses
$29,121,531
Net Income
-$17,421,811
Net Assets
$6,407,742
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,550,101
98.7%
Investment Income $149,619
1.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $6,407,742
Total Liabilities $0
Net Assets $6,407,742
Compensation
Key Employees and Officers Compensation Related Other
Phillip Gillespie (Director) $0 $0 $0
James W Holevas (Director) $0 $0 $0
James B Hunsanger (Director) $0 $0 $0
Sherry L Martin (Director) $0 $0 $0
Gregory S Martino (Director) $0 $0 $0
Frederick P Mcgarvey (Director) $0 $0 $0
Linda A Watters (Director (Ended 9 1 18)) $0 $0 $0
Ken Ross (Director (Started 9 2 18)) $0 $0 $0
Frances K Wallace (Vice Chair) $0 $0 $0
Andrew J Bowden (Chair) $0 $0 $0
John W Dubose Iii (Secretary/Treasurer) $0 $0 $0
+ View more people

Document Links

990
Filed on July 1, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$27,713,136
Expenses
$9,272,969
Net Income
$18,440,167
Net Assets
$23,829,553
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $27,641,605
99.7%
Investment Income $71,531
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $23,829,553
Total Liabilities $0
Net Assets $23,829,553
Compensation
Key Employees and Officers Compensation Related Other
Phillip Gillespie (Director) $0 $0 $0
James W Holevas (Director) $0 $0 $0
James B Hunsanger (Director) $0 $0 $0
Sherry L Martin (Director) $0 $0 $0
Gregory S Martino (Director) $0 $0 $0
Frederick P Mcgarvey (Director) $0 $0 $0
Linda A Watters (Director) $0 $0 $0
John W Dubose Iii (Secretary/Treasurer) $0 $0 $0
Frances K Wallace (Vice Chair) $0 $0 $0
Andrew J Bowden (Chair) $0 $0 $0
+ View more people

Document Links

990
Filed on March 9, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,143,276
Expenses
$14,696,597
Net Income
-$553,321
Net Assets
$5,389,386
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,074,055
99.5%
Investment Income $69,221
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $5,389,386
Total Liabilities $0
Net Assets $5,389,386
Compensation
Key Employees and Officers Compensation Related Other
Phillip Gillespie (Director) $0 $0 $0
James W Holevas (Director 6/16 12/31) $0 $0 $0
James B Hunsanger (Director 8/11 12/31) $0 $0 $0
Sherry L Martin (Director) $0 $0 $0
Gregory S Martino (Director) $0 $0 $0
Frederick P Mcgarvey (Director) $0 $0 $0
Linda A Watters (Director) $0 $0 $0
Arnold Weinfeld (Director 1/1 4/1) $0 $0 $0
John W Dubose Iii (Secretary/Treasurer) $0 $0 $0
James F Ford (Vice Chair 1/1 6/16) $0 $0 $0
Frances K Wallace (Director/Vice Chair) $0 $0 $0
Thomas J Meyer (Chair 1/1 4/16) $0 $0 $0
Andrew J Bowden (Chair 4/16 12/31) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 23, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$270,888
Expenses
$724,158
Net Income
-$453,270
Net Assets
$5,942,707
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $197,025
72.7%
Investment Income $73,863
27.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $5,942,707
Total Liabilities $0
Net Assets $5,942,707
Compensation
Key Employees and Officers Compensation Related Other
Phillip Gillespie (Director) $0 $0 $0
Gregory S Martino (Director) $0 $0 $0
Sherry L Martin (Director) $0 $0 $0
Linda A Watters (Director) $0 $0 $0
Frederick P Mcgarvey (Director) $0 $0 $0
Arnold Weinfeld (Director) $0 $0 $0
Frances K Wallace (Director) $0 $0 $0
Thomas J Meyer (Chair) $0 $0 $0
James F Ford (Vice Chair) $0 $0 $0
John W Dubose Iii (Secretary/Treasurer) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 22, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$711,371
Expenses
$822,428
Net Income
-$111,057
Net Assets
$6,395,977
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $645,240
90.7%
Investment Income $66,131
9.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $6,395,977
Total Liabilities $0
Net Assets $6,395,977
Compensation
Key Employees and Officers Compensation Related Other
Linda A Watters (Director) $0 $0 $0
Frances K Wallace (Director) $0 $0 $0
Gerald Connor (Director) $0 $0 $0
Frederick P Mcgarvey (Director) $0 $0 $0
Sherry Martin (Director) $0 $0 $0
Arnold Weinfeld (Director) $0 $0 $0
Thomas J Meyer (Chair) $0 $0 $0
James F Ford (Vice Chair) $0 $0 $0
John W Dubose Iii (Secretary/Treasurer) $0 $0 $0
+ View more people

Document Links

990
Filed on March 16, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,708,970
Expenses
$12,481,210
Net Income
-$1,772,240
Net Assets
$6,507,034
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,643,910
99.4%
Investment Income $65,060
0.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $6,507,034
Total Liabilities $0
Net Assets $6,507,034
Compensation
Key Employees and Officers Compensation Related Other
Frances K Wallace (Director) $0 $0 $0
Frank A Sutherland Jr (Director) $0 $0 $0
Gerald Connor (Director) $0 $0 $0
Frederick P Mcgarvey (Director) $0 $0 $0
John W Dubose Iii (Director) $0 $0 $0
Arnold Weinfeld (Director) $0 $0 $0
Thomas J Meyer (Chair) $0 $0 $0
James F Ford (Vice Chair) $0 $0 $0
Steven R Rock (Secretary/Treasurer) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 15, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$684,398
Expenses
$1,961,302
Net Income
-$1,276,904
Net Assets
$8,279,274
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $604,602
88.3%
Investment Income $79,796
11.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $8,279,274
Total Liabilities $0
Net Assets $8,279,274

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,630,018
Expenses
$2,046,294
Net Income
$2,583,724
Net Assets
$9,556,178
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,559,575
98.5%
Investment Income $70,443
1.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $9,556,238
Total Liabilities $60
Net Assets $9,556,178

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated