Skip to content
ProPublica Donate
ProPublica Donate

Roofers Union Local No 70 Insurance Fund

  • Howell, MI
  • Tax-exempt since Feb. 1989
  • EIN: 38-2818643

Organization summary

Type of Nonprofit

Designated as a Voluntary employees' beneficiary associations, which provide payment of life, sickness, accident or other benefits to members.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$5.49M (2024)

Expenses
$5.69M (2024)

Total Assets
$8.9M (2024)

Total Liabilities
$1.33M (2024)

Source: Form 990 tax filings from 2012 to 2024

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2024

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,487,410
Expenses
$5,690,973
Net Income
-$203,563
Net Assets
$7,574,963
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,261,333
95.9%
Investment Income $219,666
4.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$4,373
Net Inventory Sales $0
Other Revenue $10,784
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $29,583
0.5%
Professional Fundraising Fees $0
Other Salaries and Wages $14,867
0.3%
Assets/Debt
Total Assets $8,900,820
Total Liabilities $1,325,857
Net Assets $7,574,963
Compensation
Key Employees and Officers Compensation Related Other
Charles Rumsey (Trustee) $29,583 $0 $0
Tom Bloom (Trustee) $0 $0 $0
Nick Bosworth (Trustee) $0 $0 $0
Jeremy Gay (Secretary) $0 $0 $0
Kristine Cook Lindsey (Trustee) $0 $0 $0
Mark Woodward (Chairman) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 11, 2025

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,731,405
Expenses
$4,974,562
Net Income
$756,843
Net Assets
$7,549,023
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,579,293
97.3%
Investment Income $194,168
3.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$46,191
Net Inventory Sales $0
Other Revenue $4,135
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $26,020
0.5%
Professional Fundraising Fees $0
Other Salaries and Wages $14,138
0.3%
Assets/Debt
Total Assets $8,865,922
Total Liabilities $1,316,899
Net Assets $7,549,023
Compensation
Key Employees and Officers Compensation Related Other
Charles Rumsey (Trustee) $26,020 $0 $0
Tom Bloom (Trustee) $0 $0 $0
Nick Bosworth (Trustee) $0 $0 $0
Jeremy Gay (Secretary) $0 $0 $0
Kristine Cook Lindsey (Trustee) $0 $0 $0
Mark Woodward (Chairman) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 12, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,409,425
Expenses
$4,336,555
Net Income
$1,072,870
Net Assets
$6,696,645
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,953,444
91.6%
Investment Income $135,261
2.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$45,928
Net Inventory Sales $0
Other Revenue $366,648
6.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $38,848
0.9%
Assets/Debt
Total Assets $7,847,250
Total Liabilities $1,150,605
Net Assets $6,696,645
Compensation
Key Employees and Officers Compensation Related Other
Tom Bloom (Trustee) $0 $0 $0
Nick Bosworth (Trustee) $0 $0 $0
Jeremy Gay (Secretary) $0 $0 $0
Kristine Cook Lindsey (Trustee) $0 $0 $0
Charles Rumsey (Trustee) $0 $0 $0
Mark Woodward (Chairman) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 22, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,313,300
Expenses
$4,705,756
Net Income
$607,544
Net Assets
$5,985,484
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,717,264
88.8%
Investment Income $99,745
1.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$1,537
Net Inventory Sales $0
Other Revenue $497,828
9.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $26,854
0.6%
Professional Fundraising Fees $0
Other Salaries and Wages $14,880
0.3%
Assets/Debt
Total Assets $7,053,846
Total Liabilities $1,068,362
Net Assets $5,985,484
Compensation
Key Employees and Officers Compensation Related Other
Charles Rumsey (Trustee) $26,854 $0 $0
Kenneth Adkins (Former Secre) $0 $0 $0
Tom Bloom (Trustee) $0 $0 $0
Nick Bosworth (Trustee) $0 $0 $0
Norman Burmeister (Former Chair) $0 $0 $0
Jeremy Gay (Secretary) $0 $0 $0
Kristine Cook Lindsey (Trustee) $0 $0 $0
Mark Woodward (Chairman) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 2, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,874,225
Expenses
$4,918,294
Net Income
-$44,069
Net Assets
$5,410,559
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,801,202
98.5%
Investment Income $60,570
1.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $12,453
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,190
0.0%
Professional Fundraising Fees $0
Other Salaries and Wages $39,940
0.8%
Assets/Debt
Total Assets $6,537,927
Total Liabilities $1,127,368
Net Assets $5,410,559
Compensation
Key Employees and Officers Compensation Related Other
Kenneth Adkins (Trustee) $2,190 $0 $0
Nick Botsworth (Trustee) $0 $0 $0
Norman Burmeister (Trustee, Cha) $0 $0 $0
Jeremy Gay (Trustee) $0 $0 $0
Kristine Cook Lindsey (Trustee) $0 $0 $0
Mark Woodward (Trustee, Sec) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 3, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,104,562
Expenses
$4,687,604
Net Income
$416,958
Net Assets
$5,404,797
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,009,000
98.1%
Investment Income $91,535
1.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $4,027
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $8,496
0.2%
Professional Fundraising Fees $0
Other Salaries and Wages $34,281
0.7%
Assets/Debt
Total Assets $6,547,072
Total Liabilities $1,142,275
Net Assets $5,404,797
Compensation
Key Employees and Officers Compensation Related Other
Kenneth Adkins (Trustee) $8,496 $0 $0
Norman Burmeister (Trustee, Sec) $0 $0 $0
Jeremy Gay (Trustee) $0 $0 $0
Mark Woodward (Trustee) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 11, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,684,344
Expenses
$4,866,832
Net Income
-$182,488
Net Assets
$5,126,490
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,595,378
98.1%
Investment Income $70,698
1.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $18,268
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $15,148
0.3%
Professional Fundraising Fees $0
Other Salaries and Wages $20,338
0.4%
Assets/Debt
Total Assets $6,114,705
Total Liabilities $988,215
Net Assets $5,126,490
Compensation
Key Employees and Officers Compensation Related Other
Mark Woodward (Trustee) $15,148 $0 $0
Kenneth Adkins (Trustee) $5,777 $0 $0
Norman Burmeister (Trustee, Sec) $0 $0 $0
Jeremy Gay (Trustee) $0 $0 $0
+ View more people

Document Links

990
Filed on July 24, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,284,587
Expenses
$4,485,997
Net Income
-$201,410
Net Assets
$5,260,455
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,224,958
98.6%
Investment Income $34,864
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $84
0.0%
Net Inventory Sales $0
Other Revenue $24,681
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $6,618
0.1%
Professional Fundraising Fees $0
Other Salaries and Wages $33,807
0.8%
Assets/Debt
Total Assets $6,300,956
Total Liabilities $1,040,501
Net Assets $5,260,455
Compensation
Key Employees and Officers Compensation Related Other
Kenneth Adkins (Trustee) $6,618 $0 $0
Norman Burmeister (Trustee, Sec) $0 $0 $0
Jeremy Gay (Trustee) $0 $0 $0
John Tackett (Trustee, Cha) $0 $0 $0
+ View more people

Document Links

990
Filed on July 24, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,093,376
Expenses
$3,912,789
Net Income
$180,587
Net Assets
$5,487,138
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,057,669
99.1%
Investment Income $26,848
0.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $49
0.0%
Net Inventory Sales $0
Other Revenue $8,810
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $6,075
0.2%
Professional Fundraising Fees $0
Other Salaries and Wages $34,866
0.9%
Assets/Debt
Total Assets $6,503,225
Total Liabilities $1,016,087
Net Assets $5,487,138
Compensation
Key Employees and Officers Compensation Related Other
Kenneth Adkins (Trustee) $6,075 $0 $0
Norman Burmeister (Trustee, Sec) $0 $0 $0
Kenneth Kreichelt (Trustee) $0 $0 $0
John Tackett (Trustee, Cha) $0 $0 $0
+ View more people

Document Links

990
Filed on July 28, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,845,462
Expenses
$3,349,117
Net Income
$496,345
Net Assets
$5,435,128
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,817,568
99.3%
Investment Income $24,519
0.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$372
Net Inventory Sales $0
Other Revenue $3,747
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $6,941
0.2%
Professional Fundraising Fees $0
Other Salaries and Wages $34,440
1.0%
Assets/Debt
Total Assets $6,322,346
Total Liabilities $887,218
Net Assets $5,435,128
Compensation
Key Employees and Officers Compensation Related Other
Kenneth Adkins (Trustee) $6,941 $0 $0
Norman Burmeister (Trustee) $0 $0 $0
Kenneth Kreichelt (Trustee) $0 $0 $0
John Tackett (Trustee) $0 $0 $0
+ View more people

Document Links

990
Filed on July 15, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,550,159
Expenses
$3,082,119
Net Income
$468,040
Net Assets
$5,020,359
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,520,008
99.2%
Investment Income $28,875
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $452
0.0%
Net Inventory Sales $0
Other Revenue $824
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $41,740
1.4%
Assets/Debt
Total Assets $5,837,725
Total Liabilities $817,366
Net Assets $5,020,359
Compensation
Key Employees and Officers Compensation Related Other
Kenneth Adkins (Trustee) $0 $0 $0
Norman Burmeister (Trustee) $0 $0 $0
Geoffrey Duke (Trustee) $0 $0 $0
John Tackett (Trustee) $0 $0 $0
+ View more people

Document Links

990
Filed on Sept. 29, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,949,349
Expenses
$2,377,697
Net Income
$571,652
Net Assets
$4,774,174
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,921,383
99.1%
Investment Income $31,766
1.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$4,092
Net Inventory Sales $0
Other Revenue $292
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $41,079
1.7%
Assets/Debt
Total Assets $5,354,202
Total Liabilities $580,028
Net Assets $4,774,174
Compensation
Key Employees and Officers Compensation Related Other
Kenneth Adkins (Trustee) $0 $0 $0
Norman Burmeister (Trustee) $0 $0 $0
Geoffrey Duke (Trustee) $0 $0 $0
John Tackett (Trustee) $0 $73,434 $28,634
+ View more people

Document Links

990
Filed on July 23, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,280,234
Expenses
$2,546,418
Net Income
$733,816
Net Assets
$4,152,920
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,214,916
98.0%
Investment Income $24,913
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $40,405
1.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $40,313
1.6%
Assets/Debt
Total Assets $4,778,374
Total Liabilities $625,454
Net Assets $4,152,920

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

See an issue with the data?

Contact Us

About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated