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Credit Unions Chartered In The State Of Michigan

1093 Community Alliance Credit Unio

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$2.51M (2022)

Expenses
$6.61M (2022)

Total Assets
$0 (2022)

Total Liabilities
$0 (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,507,603
Expenses
$6,612,158
Net Income
-$4,104,555
Net Assets
$0
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,762,724
> 100%
Investment Income $704,441
28.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$2,997,457
Net Inventory Sales $0
Other Revenue $37,895
1.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $884,995
13.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,078,279
16.3%
Assets/Debt
Total Assets $0
Total Liabilities $0
Net Assets $0
Compensation
Key Employees and Officers Compensation Related Other
Michele Wollard (Ceo) $218,068 $0 $291,098
Stephen Schmitt (Cxo) $168,227 $0 $20,939
Andrea Badics (Cfo) $153,296 $0 $33,367
Tara Cline (Avp Member Experience) $106,238 $0 $20,037
Kathy Raymor (Director) $0 $0 $0
Edward Buison (Director) $0 $0 $0
Mark Laberge (Director) $0 $0 $0
Marion Steffen (Director) $0 $0 $0
Richard Zalewski (Director) $0 $0 $0
Jane Muszynski (Director) $0 $0 $0
Kathy Birchfield (Director) $0 $0 $0
Karen Sanborn (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,364,091
Expenses
$5,051,672
Net Income
$312,419
Net Assets
$8,934,998
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,861,734
90.6%
Investment Income $438,624
8.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $24,590
0.5%
Net Inventory Sales $0
Other Revenue $39,143
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $548,370
10.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,181,711
23.4%
Assets/Debt
Total Assets $111,639,090
Total Liabilities $102,704,092
Net Assets $8,934,998
Compensation
Key Employees and Officers Compensation Related Other
Michele Wollard (Ceo) $177,935 $0 $39,336
Stephen Schmitt (Cxo) $141,344 $0 $21,425
Andrea Badics (Cfo) $133,655 $0 $34,675
William Fielder (Director) $0 $0 $0
Mark Laberge (Director) $0 $0 $0
Richard Zalewski (Director) $0 $0 $0
Edward Buison (Director) $0 $0 $0
Kathy Raymor (Director) $0 $0 $0
Marion Steffen (Director) $0 $0 $0
Jane Muszynski (Director) $0 $0 $0
Kathy Birchfield (Director) $0 $0 $0
Karen Sanborn (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,906,807
Expenses
$5,965,519
Net Income
-$58,712
Net Assets
$9,019,484
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,524,796
93.5%
Investment Income $347,154
5.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $34,857
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $519,985
8.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,276,255
21.4%
Assets/Debt
Total Assets $105,197,644
Total Liabilities $96,178,160
Net Assets $9,019,484
Compensation
Key Employees and Officers Compensation Related Other
Michele Wollard (Ceo) $173,010 $0 $38,360
Stephen Schmitt (Cxo) $127,981 $0 $21,763
Andrea Badics (Cfo) $126,037 $0 $32,834
William Fielder (Director) $0 $0 $0
Mark Laberge (Director) $0 $0 $0
Richard Zalewski (Director) $0 $0 $0
Edward Buison (Director) $0 $0 $0
Kathy Raymor (Director) $0 $0 $0
Marion Steffen (Director) $0 $0 $0
Richard Hrivnak (Director) $0 $0 $0
Kathy Birchfield (Director) $0 $0 $0
Karen Sanborn (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,200,404
Expenses
$7,024,626
Net Income
$175,778
Net Assets
$8,891,283
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,799,801
94.4%
Investment Income $351,709
4.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $48,894
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $500,063
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,466,819
20.9%
Assets/Debt
Total Assets $93,618,161
Total Liabilities $84,726,878
Net Assets $8,891,283
Compensation
Key Employees and Officers Compensation Related Other
Michele Wollard (Ceo) $167,214 $0 $36,660
Stephen Schmitt (Cxo) $127,841 $0 $19,139
Andrea Badics (Cfo) $118,546 $0 $30,663
William Fielder (Director) $0 $0 $0
Mark Laberge (Vice Chairperson) $0 $0 $0
Richard Zalewski (Director) $0 $0 $0
Edward Buison (Secretary) $0 $0 $0
Kathy Raymor (Treasurer) $0 $0 $0
Marian Steffan (Director) $0 $0 $0
Richard Hrivnak (Chairperson) $0 $0 $0
Kathy Brichfield (Director) $0 $0 $0
Karen Sanborn (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,507,838
Expenses
$7,591,946
Net Income
-$84,108
Net Assets
$8,710,814
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,289,797
97.1%
Investment Income $166,877
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $51,164
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $498,250
6.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,520,405
20.0%
Assets/Debt
Total Assets $97,827,941
Total Liabilities $89,117,127
Net Assets $8,710,814
Compensation
Key Employees and Officers Compensation Related Other
Michele Wollard (Ceo) $181,452 $0 $37,146
Andrea Badics (Cfo) $126,054 $0 $31,205
Stephen Schmitt (Cxo) $113,887 $0 $8,506
William Fielder (Director) $0 $0 $0
Mark Laberge (Director) $0 $0 $0
Richard Zalewski (Director) $0 $0 $0
Joyce Hassen (Chairperson) $0 $0 $0
Christian Mattoon (Vice Chairperson) $0 $0 $0
Edward Buison (Director) $0 $0 $0
Kathy Raymor (Secretary) $0 $0 $0
Marian Steffan (Director) $0 $0 $0
Richard Hrivnak (Director) $0 $0 $0
Kathy Brichfield (Director) $0 $0 $0
Karen Sanborn (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,343,984
Expenses
$7,184,363
Net Income
$159,621
Net Assets
$8,794,922
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,177,925
97.7%
Investment Income $115,037
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $51,022
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $333,294
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,689,996
23.5%
Assets/Debt
Total Assets $103,974,292
Total Liabilities $95,179,370
Net Assets $8,794,922
Compensation
Key Employees and Officers Compensation Related Other
Michele Wollard (Ceo) $158,697 $0 $34,412
Andrea Badics (Cfo) $111,500 $0 $28,685
Chris Maynard (Evp/Coo) $106,062 $0 $13,537
William Fielder (Director) $0 $0 $0
Mark Laberge (Director) $0 $0 $0
Richard Zalewski (Director) $0 $0 $0
Joyce Hassen (Chairperson) $0 $0 $0
Christian Mattoon (Vice Chairperson) $0 $0 $0
Edward Buison (Director) $0 $0 $0
Kathy Raymor (Secretary) $0 $0 $0
Marian Steffan (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,499,683
Expenses
$7,752,753
Net Income
-$253,070
Net Assets
$8,636,645
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,345,109
97.9%
Investment Income $72,959
1.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $37,339
0.5%
Net Inventory Sales $0
Other Revenue $44,276
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $324,875
4.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,572,621
20.3%
Assets/Debt
Total Assets $104,957,517
Total Liabilities $96,320,872
Net Assets $8,636,645
Compensation
Key Employees and Officers Compensation Related Other
Michele Wollard (Ceo) $168,157 $0 $34,693
Scott Williams (Coo) $111,715 $0 $20,788
Andrea Badics (Cfo) $97,124 $0 $24,901
William Fielder (Director) $0 $0 $0
Mark Laberge (Director) $0 $0 $0
Richard Zalewski (Director) $0 $0 $0
Deb Lewis (Director) $0 $0 $0
Joyce Hassen (Chairperson) $0 $0 $0
Christian Mattoon (Vice Chairperson) $0 $0 $0
Edgar Buidson (Director) $0 $0 $0
Kathy Raymor (Secretary) $0 $0 $0
Michael Tetrick (Treasurer) $0 $0 $0
Marian Steffan (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,392,974
Expenses
$7,237,290
Net Income
$155,684
Net Assets
$8,888,052
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,175,928
97.1%
Investment Income $158,325
2.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $22,720
0.3%
Net Inventory Sales $0
Other Revenue $36,001
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $469,776
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,457,223
20.1%
Assets/Debt
Total Assets $104,512,776
Total Liabilities $95,624,724
Net Assets $8,888,052
Compensation
Key Employees and Officers Compensation Related Other
Michele Wollard (Ceo) $170,169 $0 $34,896
Scott Williams (Coo) $120,838 $0 $28,529
Andrea Badics (Cfo) $93,104 $0 $22,240
William Fielder (Director) $0 $0 $0
Mark Laberge (Director) $0 $0 $0
Richard Zalewski (Director) $0 $0 $0
Deb Lewis (Director) $0 $0 $0
Joyce Hassen (Chairperson) $0 $0 $0
Christian Mattoon (Vice Chairperson) $0 $0 $0
Meri Dembrow Left 32515 (Director) $0 $0 $0
Kathy Raymor (Secretary) $0 $0 $0
Michael Tetrick (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,501,355
Expenses
$5,655,771
Net Income
$845,584
Net Assets
$8,732,820
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,432,909
98.9%
Investment Income $74,671
1.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$31,713
Net Inventory Sales $0
Other Revenue $25,488
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $458,150
8.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,240,086
21.9%
Assets/Debt
Total Assets $95,814,700
Total Liabilities $87,081,880
Net Assets $8,732,820
Compensation
Key Employees and Officers Compensation Related Other
Michele Wollard (Ceo) $164,773 $0 $33,297
Scott Williams (Coo) $112,409 $0 $25,073
Tony Molina (Cfo (Left 10/17/14)) $89,712 $0 $20,785
Andrea Badics (Cfo) $12,101 $0 $0
William Fielder (Director) $0 $0 $0
Mark Laberge (Director) $0 $0 $0
Richard Zalewski (Director) $0 $0 $0
Deb Lewis (Director) $0 $0 $0
Joyce Hassen (Director) $0 $0 $0
Cris Mattoon (Director) $0 $0 $0
Meri Dembrow (Director) $0 $0 $0
Kathy Raymor (Director) $0 $0 $0
Mike Tetrick (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,780,051
Expenses
$5,338,626
Net Income
$441,425
Net Assets
$7,897,176
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,619,046
97.2%
Investment Income $102,695
1.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $31,746
0.5%
Net Inventory Sales $0
Other Revenue $26,564
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $431,045
8.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,168,100
21.9%
Assets/Debt
Total Assets $82,644,650
Total Liabilities $74,747,474
Net Assets $7,897,176
Compensation
Key Employees and Officers Compensation Related Other
Michele Wollard (Ceo) $154,550 $0 $30,686
Scott Williams (Coo) $108,917 $0 $21,266
Tony Molina (Cfo) $95,599 $0 $20,027
William Fielder (Director) $0 $0 $0
Mark Laberge (Director) $0 $0 $0
Richard Zalewski (Director) $0 $0 $0
Deb Lewis (Director) $0 $0 $0
Joyce Hassen (Director) $0 $0 $0
Cris Mattoon (Director) $0 $0 $0
Meri Dembrow (Director) $0 $0 $0
Kathy Raymor (Director) $0 $0 $0
Mike Tetrick (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,451,088
Expenses
$4,995,521
Net Income
$455,567
Net Assets
$7,493,734
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,245,286
96.2%
Investment Income $161,105
3.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $15,960
0.3%
Net Inventory Sales $0
Other Revenue $28,737
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $346,702
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,158,259
23.2%
Assets/Debt
Total Assets $73,170,693
Total Liabilities $65,676,959
Net Assets $7,493,734

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,211,302
Expenses
$5,083,500
Net Income
$127,802
Net Assets
$7,040,988
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,894,501
93.9%
Investment Income $284,258
5.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,126
0.0%
Net Inventory Sales $0
Other Revenue $30,417
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $375,722
7.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,002,775
19.7%
Assets/Debt
Total Assets $73,790,683
Total Liabilities $66,749,695
Net Assets $7,040,988

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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