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Prime Financial Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Details

An independent audit commissioned by this organization for the fiscal year ending Dec. 2024 identified:

Significant deficiency in internal controls
Audit identified a deficiency in internal financial or governance controls that could limit the organization's ability to track and report financial data reliably. The deficiency is less severe than a material weakness but warrants attention from management.

Summary charts: organization finances over time

Revenue
$9.93M (2023)

Expenses
$8.97M (2023)

Total Assets
$149M (2023)

Total Liabilities
$135M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings and Audits by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Audits are required to be submitted by nonprofit organizations that spend $750,000 or more in federal grant money in a fiscal year. "Single audits" look at the entire organization's finances and compliance, while other audits are program specific. Nonprofit Explorer has PDFs of audits for some nonprofits for fiscal year 2015 and later. Audit data is from the Federal Audit Clearinghouse.

Fiscal Year Ending Dec.
2024

No Extracted Financial Data

Form 990 documents are not available for this tax period, but audit documents are available for download.

Document Links

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,931,561
Expenses
$8,967,565
Net Income
$963,996
Net Assets
$13,894,444
Notable Sources of Revenue Percent of Total Revenue
Contributions $712,780
7.2%
Program Services $8,412,265
84.7%
Investment Income $825,830
8.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $16,125
0.2%
Net Fundraising $0
Sales of Assets -$35,439
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $194,355
2.2%
Professional Fundraising Fees $0
Other Salaries and Wages $3,367,729
37.6%
Assets/Debt
Total Assets $149,018,251
Total Liabilities $135,123,807
Net Assets $13,894,444
Compensation
Key Employees and Officers Compensation Related Other
Christine Moczynski (Ceo) $194,355 $0 $26,191
Colleen Jakubowski (Coo) $121,709 $0 $5,151
Amy Miller (Chief Experience Officer) $100,050 $0 $21,356
Thomas Bolton (Chair) $0 $0 $0
Dennis Degrave (Treasurer) $0 $0 $0
Kelly Martyka (Vice Chair) $0 $0 $0
Eric Moore (Secretary) $0 $0 $0
Janet Cleary (Director) $0 $0 $0
Randy Perry (Director) $0 $0 $0
Thomas Pechacek (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,039,036
Expenses
$7,893,738
Net Income
$2,145,298
Net Assets
$13,269,103
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,266,136
12.6%
Program Services $6,983,711
69.6%
Investment Income $376,067
3.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $16,975
0.2%
Net Fundraising $0
Sales of Assets -$3,596
Net Inventory Sales $0
Other Revenue $1,399,743
13.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $297,377
3.8%
Professional Fundraising Fees $0
Other Salaries and Wages $2,738,977
34.7%
Assets/Debt
Total Assets $147,174,712
Total Liabilities $133,905,609
Net Assets $13,269,103
Compensation
Key Employees and Officers Compensation Related Other
Christine Moczynski (Ceo) $193,611 $0 $28,487
Colleen Jakubowski (Coo) $129,931 $0 $4,917
David Bieneman (Cfo) $103,766 $0 $10,827
Amy Miller (Chief Experience Officer) $100,091 $0 $23,767
Thomas Bolton (Chair) $0 $0 $0
Dennis Degrave (Treasurer) $0 $0 $0
Kelly Martyka (Vice Chair) $0 $0 $0
Eric Moore (Secretary) $0 $0 $0
Janet Cleary (Director) $0 $0 $0
Randy Perry (Director) $0 $0 $0
Thomas Pechacek (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,962,704
Expenses
$6,626,539
Net Income
$336,165
Net Assets
$11,123,812
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,467,277
92.9%
Investment Income $73,277
1.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $20,041
0.3%
Net Fundraising $0
Sales of Assets $23,903
0.3%
Net Inventory Sales $0
Other Revenue $378,206
5.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $386,638
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $2,349,180
35.5%
Assets/Debt
Total Assets $141,769,276
Total Liabilities $130,645,464
Net Assets $11,123,812
Compensation
Key Employees and Officers Compensation Related Other
Chrisitine Moczynski (Ceo) $174,810 $0 $15,653
Colleen Jakubowski (Coo) $119,034 $0 $4,732
David Bieneman (Vp Of Finance) $92,794 $0 $14,724
Thomas Bolton (Chairman) $0 $0 $0
Dennis Degrave (Vice Chairman) $0 $0 $0
Kelly Martyka (Treasurer) $0 $0 $0
Eric Moore (Secretary) $0 $0 $0
Janet Cleary (Director) $0 $0 $0
Randy Perry (Director) $0 $0 $0
Thomas Pechacek (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,727,241
Expenses
$6,589,634
Net Income
$137,607
Net Assets
$10,787,647
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,494,722
96.5%
Investment Income $93,402
1.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $73,097
1.1%
Net Fundraising $0
Sales of Assets $4,901
0.1%
Net Inventory Sales $0
Other Revenue $61,119
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $434,072
6.6%
Professional Fundraising Fees $0
Other Salaries and Wages $2,241,766
34.0%
Assets/Debt
Total Assets $131,652,247
Total Liabilities $120,864,600
Net Assets $10,787,647
Compensation
Key Employees and Officers Compensation Related Other
Christine Moczynski (Ceo) $175,125 $0 $13,553
Colleen Jakubowski (Coo) $121,893 $0 $7,423
David Bieneman (Vp Of Finance) $96,069 $0 $20,008
Sean Slowey (Chairman) $0 $0 $0
Thomas Bolton (Vice Chairman) $0 $0 $0
Dennis Degrave (Secretary) $0 $0 $0
Kelly Martyka (Treasurer) $0 $0 $0
Eric Moore (Director) $0 $0 $0
Janet Cleary (Director) $0 $0 $0
Randy Perry (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,054,850
Expenses
$6,270,814
Net Income
$784,036
Net Assets
$10,650,040
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,727,507
95.4%
Investment Income $219,180
3.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $101,662
1.4%
Net Fundraising $0
Sales of Assets -$14,207
Net Inventory Sales $0
Other Revenue $20,708
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $401,583
6.4%
Professional Fundraising Fees $0
Other Salaries and Wages $2,068,299
33.0%
Assets/Debt
Total Assets $113,060,146
Total Liabilities $102,410,106
Net Assets $10,650,040
Compensation
Key Employees and Officers Compensation Related Other
Christine Moczynski (Ceo) $160,681 $0 $12,591
Colleen Jakubowski (Coo) $113,189 $0 $7,139
David Bieneman (Vp Of Finance) $89,181 $0 $18,802
Sean Slowey (Chairman) $0 $0 $0
Thomas Bolton (Vice Chairman) $0 $0 $0
Dennis Degrave (Secretary) $0 $0 $0
Kelly Martyka (Treasurer) $0 $0 $0
Eric Moore (Director) $0 $0 $0
Sandra Dempsey (Director) $0 $0 $0
Randy Perry (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,445,848
Expenses
$5,939,758
Net Income
$506,090
Net Assets
$9,866,004
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,058,190
94.0%
Investment Income $139,523
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $107,135
1.7%
Net Fundraising $0
Sales of Assets -$39,475
Net Inventory Sales $0
Other Revenue $180,475
2.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $394,139
6.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,993,560
33.6%
Assets/Debt
Total Assets $109,273,878
Total Liabilities $99,407,874
Net Assets $9,866,004
Compensation
Key Employees and Officers Compensation Related Other
Christine Moczynski (Ceo) $154,334 $0 $13,738
Colleen Jakubowski (Coo) $111,314 $0 $6,765
David Bieneman (Vp Of Finance) $86,406 $0 $21,582
Sean Slowey (Chairman) $0 $0 $0
Dennis Degrave (Vice Chairman) $0 $0 $0
Thomas Bolton (Secretary) $0 $0 $0
Ralph Devito (Treasurer) $0 $0 $0
Randy Perry (Director) $0 $0 $0
Eric Moore (Director) $0 $0 $0
Kelly Martyka (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,821,940
Expenses
$5,578,574
Net Income
$243,366
Net Assets
$9,359,914
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,598,544
96.2%
Investment Income $129,178
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $95,992
1.6%
Net Fundraising $0
Sales of Assets -$25,668
Net Inventory Sales $0
Other Revenue $23,894
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $402,875
7.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,955,065
35.0%
Assets/Debt
Total Assets $109,507,519
Total Liabilities $100,147,605
Net Assets $9,359,914
Compensation
Key Employees and Officers Compensation Related Other
Christine Moczynski (Ceo) $153,939 $0 $13,017
Colleen Jakubowski (Coo) $100,748 $0 $29,781
David Bieneman (Vp Of Finance) $85,876 $0 $19,514
Sean Slowey (Chairman) $0 $0 $0
Dennis Degrave (Vice Chairman) $0 $0 $0
Thomas Bolton (Secretary) $0 $0 $0
Ralph Devito (Treasurer) $0 $0 $0
Randy Perry (Director) $0 $0 $0
Eric Moore (Director) $0 $0 $0
Kelly Martyka (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,025,997
Expenses
$5,616,370
Net Income
$409,627
Net Assets
$9,116,548
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,838,609
96.9%
Investment Income $56,289
0.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $88,871
1.5%
Net Fundraising $0
Sales of Assets $7,835
0.1%
Net Inventory Sales $0
Other Revenue $34,393
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $386,537
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,856,340
33.1%
Assets/Debt
Total Assets $108,188,870
Total Liabilities $99,072,322
Net Assets $9,116,548
Compensation
Key Employees and Officers Compensation Related Other
Christine Moczynski (Ceo) $145,967 $0 $11,797
Colleen Jakubowski (Coo) $99,855 $0 $26,669
David Bieneman (Vp Of Finance) $84,705 $0 $17,544
Sean Slowey (Chairman) $0 $0 $0
Dennis Degrave (Vice Chairman) $0 $0 $0
Eric Moore (Secretary) $0 $0 $0
Ralph Devito (Treasurer) $0 $0 $0
Randy Perry (Director) $0 $0 $0
Thomas Bolton (Director) $0 $0 $0
Kelly Martyka (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,872,190
Expenses
$5,465,257
Net Income
$406,933
Net Assets
$8,706,921
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,533,415
94.2%
Investment Income $26,321
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $86,777
1.5%
Net Fundraising $0
Sales of Assets -$72,567
Net Inventory Sales $0
Other Revenue $298,244
5.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $362,400
6.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,760,023
32.2%
Assets/Debt
Total Assets $110,711,672
Total Liabilities $102,004,751
Net Assets $8,706,921
Compensation
Key Employees and Officers Compensation Related Other
Christine Moczynski (Ceo) $135,230 $0 $6,415
Colleen Jakubowski (Coo) $96,505 $0 $25,813
David Bieneman (Vp Of Finance) $82,359 $0 $16,078
Christine Timm (Chairman) $0 $0 $0
Sean Slowey (Vice Chairman) $0 $0 $0
Eric Moore (Secretary) $0 $0 $0
Ralph Devito (Treasurer) $0 $0 $0
Randy Perry (Director) $0 $0 $0
Thomas Bolton (Director) $0 $0 $0
Dennis Degrave (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,673,631
Expenses
$5,768,228
Net Income
$905,403
Net Assets
$8,299,988
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,898,884
88.4%
Investment Income $20,338
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $81,845
1.2%
Net Fundraising $0
Sales of Assets -$72,427
Net Inventory Sales $0
Other Revenue $744,991
11.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $337,125
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,832,014
31.8%
Assets/Debt
Total Assets $108,773,609
Total Liabilities $100,473,621
Net Assets $8,299,988
Compensation
Key Employees and Officers Compensation Related Other
Christine Moczynski (Ceo) $125,745 $0 $3,386
Colleen Jakubowski (Coo) $92,629 $0 $22,784
David Bieneman (Vp Of Finance) $74,374 $0 $15,386
Hb Staffileno (Chairman) $0 $0 $0
Christine Timm (Vice Chairman) $0 $0 $0
Eric Moore (Secretary) $0 $0 $0
Ralph Devito (Treasurer) $0 $0 $0
Randy Perry (Director) $0 $0 $0
Sean Slowey (Director) $0 $0 $0
Dennis Degrave (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,817,477
Expenses
$6,136,423
Net Income
$681,054
Net Assets
$7,394,585
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,746,014
99.0%
Investment Income $15,751
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $92,819
1.4%
Net Fundraising $0
Sales of Assets -$145,872
Net Inventory Sales $0
Other Revenue $108,765
1.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $360,597
5.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,948,346
31.8%
Assets/Debt
Total Assets $105,812,050
Total Liabilities $98,417,465
Net Assets $7,394,585
Compensation
Key Employees and Officers Compensation Related Other
Christine Moczynski (Ceo) $135,390 $0 $1,655
Colleen Jakubowski (Coo) $92,976 $0 $23,651
David Bieneman (Vp Of Finance) $70,546 $0 $18,440
Hb Staffileno (Chairman) $0 $0 $0
Christine Timm (Vice Chairman) $0 $0 $0
Eric Moore (Secretary) $0 $0 $0
Ralph Devito (Treasurer) $0 $0 $0
Randy Perry (Director) $0 $0 $0
Sean Slowey (Director) $0 $0 $0
Dennis Degrave (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,640,042
Expenses
$6,719,377
Net Income
$920,665
Net Assets
$6,713,531
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,717,128
> 100%
Investment Income $23,473
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $33,343
0.4%
Net Fundraising $0
Sales of Assets -$182,308
Net Inventory Sales $0
Other Revenue $48,406
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $321,809
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $2,027,578
30.2%
Assets/Debt
Total Assets $118,845,988
Total Liabilities $112,132,457
Net Assets $6,713,531

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,480,707
Expenses
$7,946,462
Net Income
$534,245
Net Assets
$5,792,866
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,859,991
> 100%
Investment Income $16,201
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $35,863
0.4%
Net Fundraising $0
Sales of Assets -$504,788
Net Inventory Sales $0
Other Revenue $73,440
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $231,466
2.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,994,120
25.1%
Assets/Debt
Total Assets $124,600,162
Total Liabilities $118,807,296
Net Assets $5,792,866

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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