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Bay Shore Credit Union

  • Marinette, WI
  • EIN: 39-0963263

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$1.89M (2023)

Expenses
$1.35M (2023)

Total Assets
$42.3M (2023)

Total Liabilities
$35.2M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,887,919
Expenses
$1,347,846
Net Income
$540,073
Net Assets
$7,119,061
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,334,357
70.7%
Investment Income $549,578
29.1%
Bond Proceeds $0
Royalties $3,984
0.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $85,296
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $380,813
28.3%
Assets/Debt
Total Assets $42,341,389
Total Liabilities $35,222,328
Net Assets $7,119,061
Compensation
Key Employees and Officers Compensation Related Other
Vicki Carviou (President) $84,946 $0 $43,175
Craig Butler (Vice Chair) $350 $0 $17
James Engman (Secretary) $0 $0 $17
Mitch Hubert (Chair) $0 $0 $17
Steve Hansen (Director) $0 $0 $17
Anita Morois (Treasurer) $0 $0 $17
+ View more people

Document Links

990
Filed on March 21, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,490,247
Expenses
$1,276,002
Net Income
$214,245
Net Assets
$6,591,204
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,184,404
79.5%
Investment Income $302,058
20.3%
Bond Proceeds $0
Royalties $3,785
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $79,742
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $358,859
28.1%
Assets/Debt
Total Assets $44,922,514
Total Liabilities $38,331,310
Net Assets $6,591,204
Compensation
Key Employees and Officers Compensation Related Other
Vicki Carviou (President) $79,392 $0 $44,864
Craig Butler (Vice Chair) $350 $0 $17
Mitch Hubert (Chair) $0 $0 $17
Anita Morois (Treasurer) $0 $0 $17
James Engman (Secretary) $0 $0 $17
Steve Hansen (Director) $0 $0 $17
+ View more people

Document Links

990
Filed on March 21, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,398,581
Expenses
$1,246,504
Net Income
$152,077
Net Assets
$6,376,959
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,183,573
84.6%
Investment Income $207,782
14.9%
Bond Proceeds $0
Royalties $3,526
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,700
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $79,049
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $354,633
28.5%
Assets/Debt
Total Assets $44,561,621
Total Liabilities $38,184,662
Net Assets $6,376,959
Compensation
Key Employees and Officers Compensation Related Other
Vicki Carviou (President) $78,699 $0 $38,206
Craig Butler (Vice Chair) $350 $0 $17
Mitch Hubert (Chair) $0 $0 $17
Anita Morois (Treasurer) $0 $0 $17
James Engman (Secretary) $0 $0 $17
Steve Hansen (Director) $0 $0 $17
+ View more people

Document Links

990
Filed on March 14, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,532,103
Expenses
$1,211,205
Net Income
$320,898
Net Assets
$6,224,882
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,232,852
80.5%
Investment Income $295,846
19.3%
Bond Proceeds $0
Royalties $3,405
0.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $78,822
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $346,195
28.6%
Assets/Debt
Total Assets $38,175,128
Total Liabilities $31,950,246
Net Assets $6,224,882
Compensation
Key Employees and Officers Compensation Related Other
Vicki Carviou (President) $78,472 $0 $37,145
Craig Butler (Vice Chair) $350 $0 $17
Mitch Hubert (Board Chair) $0 $0 $17
James Engman (Secretary) $0 $0 $17
Anita Morois (Treasurer) $0 $0 $17
Gordon Kehoe (Director) $0 $0 $17
Steven Hansen (Director) $0 $0 $17
+ View more people

Document Links

990
Filed on June 10, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,563,706
Expenses
$1,161,153
Net Income
$402,553
Net Assets
$5,903,984
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,259,825
80.6%
Investment Income $300,936
19.2%
Bond Proceeds $0
Royalties $2,945
0.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $74,699
6.4%
Professional Fundraising Fees $0
Other Salaries and Wages $331,146
28.5%
Assets/Debt
Total Assets $32,259,029
Total Liabilities $26,355,045
Net Assets $5,903,984
Compensation
Key Employees and Officers Compensation Related Other
Vicki Carviou (President) $74,349 $0 $35,206
Craig Butler (Vice Chair) $350 $0 $17
Mitch Hubert (Board Chair) $0 $0 $17
James Engman (Secretary) $0 $0 $17
Anita Morois (Treasurer) $0 $0 $17
Gordon Kehoe (Director) $0 $0 $17
+ View more people

Document Links

990
Filed on March 23, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,374,116
Expenses
$1,038,775
Net Income
$335,341
Net Assets
$5,501,431
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,146,917
83.5%
Investment Income $224,387
16.3%
Bond Proceeds $0
Royalties $2,812
0.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $76,045
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $294,642
28.4%
Assets/Debt
Total Assets $30,826,354
Total Liabilities $25,324,923
Net Assets $5,501,431
Compensation
Key Employees and Officers Compensation Related Other
Vicki Carviou (President) $75,545 $0 $18,318
Craig Butler (Vice Chair) $500 $0 $17
Mitch Hubert (Board Chair) $0 $0 $17
James Engman (Secretary) $0 $0 $17
Anita Morois (Treasurer) $0 $0 $17
Gordon Kehoe (Director) $0 $0 $17
+ View more people

Document Links

990
Filed on March 29, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,214,364
Expenses
$1,024,788
Net Income
$189,576
Net Assets
$5,166,090
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,046,408
86.2%
Investment Income $165,176
13.6%
Bond Proceeds $0
Royalties $2,780
0.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $73,542
7.2%
Professional Fundraising Fees $0
Other Salaries and Wages $298,059
29.1%
Assets/Debt
Total Assets $29,239,557
Total Liabilities $24,073,467
Net Assets $5,166,090
Compensation
Key Employees and Officers Compensation Related Other
Vicki Carviou (President) $73,042 $0 $19,822
Craig Butler (Vice Chair) $500 $0 $17
Mitch Hubert (Board Chair) $0 $0 $17
James Engman (Secretary) $0 $0 $17
Anita Morois (Treasurer) $0 $0 $17
Steven Hansen (Treasr (Part) $0 $0 $0
Gordon Kehoe (Director) $0 $0 $17
+ View more people

Document Links

990
Filed on March 15, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,166,843
Expenses
$1,026,598
Net Income
$140,245
Net Assets
$4,976,514
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,022,212
87.6%
Investment Income $141,665
12.1%
Bond Proceeds $0
Royalties $2,966
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $72,870
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $297,245
29.0%
Assets/Debt
Total Assets $28,510,457
Total Liabilities $23,533,943
Net Assets $4,976,514
Compensation
Key Employees and Officers Compensation Related Other
Vicki Carviou (President) $72,370 $0 $19,311
Craig Butler (Director/Int) $500 $0 $17
Oscar Seefeldt (Chairman) $0 $0 $17
Mitch Hubert (Vice Charima) $0 $0 $17
Steven Hansen (Treasurer) $0 $0 $17
James Engman (Secretary) $0 $0 $17
+ View more people

Document Links

990
Filed on Feb. 27, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,132,504
Expenses
$953,680
Net Income
$178,824
Net Assets
$4,836,269
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,003,339
88.6%
Investment Income $126,569
11.2%
Bond Proceeds $0
Royalties $2,596
0.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $68,953
7.2%
Professional Fundraising Fees $0
Other Salaries and Wages $295,222
31.0%
Assets/Debt
Total Assets $28,562,053
Total Liabilities $23,725,784
Net Assets $4,836,269
Compensation
Key Employees and Officers Compensation Related Other
Vicki Carviou (President) $68,953 $0 $19,145
Oscar Seefeldt (Chairman) $0 $0 $17
Mitch Hubert (Vice Charima) $0 $0 $17
Steven Hansen (Treasurer) $0 $0 $17
James Engman (Secretary) $0 $0 $17
Craig Butler (Director) $0 $0 $17
+ View more people

Document Links

990
Filed on April 28, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,086,143
Expenses
$938,088
Net Income
$148,055
Net Assets
$4,657,445
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $970,895
89.4%
Investment Income $113,084
10.4%
Bond Proceeds $0
Royalties $2,164
0.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $64,308
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $292,948
31.2%
Assets/Debt
Total Assets $28,621,210
Total Liabilities $23,963,765
Net Assets $4,657,445
Compensation
Key Employees and Officers Compensation Related Other
Vicki Carviou (President) $64,308 $0 $19,053
Oscar Seefeldt (Chairman) $0 $0 $17
Mitch Hubert (Vice Charima) $0 $0 $17
Steven Hansen (Treasurer) $0 $0 $17
James Engman (Secretary) $0 $0 $17
Craaig Butler (Director) $0 $0 $17
+ View more people

Document Links

990
Filed on April 19, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,039,533
Expenses
$952,546
Net Income
$86,987
Net Assets
$4,509,390
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $952,535
91.6%
Investment Income $85,056
8.2%
Bond Proceeds $0
Royalties $1,942
0.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $62,099
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $282,681
29.7%
Assets/Debt
Total Assets $28,083,285
Total Liabilities $23,573,895
Net Assets $4,509,390
Compensation
Key Employees and Officers Compensation Related Other
Vicki Carviou (President) $62,099 $0 $20,583
Oscar Seefeldt (Chairman) $0 $0 $17
Roland Demeuse (Secretary) $0 $0 $17
Mitch Hubert (Vice Charima) $0 $0 $17
Steven Hansen (Treasurer) $0 $0 $17
James Engman (Director) $0 $0 $17
Craaig Butler (Director) $0 $0 $17
+ View more people

Document Links

990
Filed on July 3, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,102,398
Expenses
$983,581
Net Income
$118,817
Net Assets
$4,422,403
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,024,299
92.9%
Investment Income $67,522
6.1%
Bond Proceeds $0
Royalties $1,997
0.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $8,580
0.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $60,998
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $273,365
27.8%
Assets/Debt
Total Assets $27,296,624
Total Liabilities $22,874,221
Net Assets $4,422,403

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,156,142
Expenses
$1,014,952
Net Income
$141,190
Net Assets
$4,303,586
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,075,868
93.1%
Investment Income $78,686
6.8%
Bond Proceeds $0
Royalties $1,588
0.1%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $59,419
5.9%
Professional Fundraising Fees $0
Other Salaries and Wages $271,772
26.8%
Assets/Debt
Total Assets $25,867,351
Total Liabilities $21,563,765
Net Assets $4,303,586

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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