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Central Wisconsin Credit Union

  • Plover, WI
  • EIN: 39-1018998

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$1.89M (2023)

Expenses
$1.73M (2023)

Total Assets
$49.7M (2023)

Total Liabilities
$45.1M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,889,512
Expenses
$1,732,163
Net Income
$157,349
Net Assets
$4,645,581
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,523,425
80.6%
Investment Income $366,087
19.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $248,507
14.3%
Professional Fundraising Fees $0
Other Salaries and Wages $363,371
21.0%
Assets/Debt
Total Assets $49,721,153
Total Liabilities $45,075,572
Net Assets $4,645,581
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank Hunt (Former President) $108,699 $0 $0
Nick Helbach (President) $85,660 $0 $660
Kaye Niemi (Vp Operations (January December 1st)) $78,469 $0 $0
Nancy Breitenstein (Vp Lending) $75,679 $0 $0
Val Omernick (Vice Chairman) $0 $0 $660
Rick Okray (Treasurer) $0 $0 $660
Mike Wiza (Secretary) $0 $0 $660
Dick Okray (Chairman) $0 $0 $605
Angela Harer (Secretary) $0 $0 $605
Rollie Vallin (Board Member) $0 $0 $495
+ View more people

Document Links

990
Filed on Feb. 22, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,556,503
Expenses
$1,419,625
Net Income
$136,878
Net Assets
$4,587,699
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,414,546
90.9%
Investment Income $144,535
9.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$2,578
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $251,260
17.7%
Professional Fundraising Fees $0
Other Salaries and Wages $245,387
17.3%
Assets/Debt
Total Assets $53,054,155
Total Liabilities $48,466,456
Net Assets $4,587,699
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank Hunt (President (January June)) $67,612 $0 $0
Nancy Breitenstein (Vp Lending) $63,991 $0 $0
Kaye Niemi (Vp Operations) $62,047 $0 $0
Nick Helbach (President (July December)) $57,610 $0 $0
Dick Okray (Board Chairman) $0 $0 $660
Rick Okray (Treasurer) $0 $0 $660
Val Omernick (Board Member) $0 $0 $660
Nick Helbach (Secretary) $0 $0 $660
Mike Wiza (Secretary) $0 $0 $605
Angela Harer (Secretary) $0 $0 $275
+ View more people

Document Links

990
Filed on Feb. 27, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,337,951
Expenses
$1,286,867
Net Income
$51,084
Net Assets
$4,450,821
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,267,084
94.7%
Investment Income $70,867
5.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $217,818
16.9%
Professional Fundraising Fees $0
Other Salaries and Wages $292,848
22.8%
Assets/Debt
Total Assets $53,009,395
Total Liabilities $48,558,574
Net Assets $4,450,821
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank Hunt (President) $96,622 $0 $0
Nancy Breitenstein (Vp Lending) $61,530 $0 $0
Kaye Niemi (Vp Operations) $59,666 $0 $0
Dick Okray (Board Member) $0 $0 $550
Rick Okray (Treasurer) $0 $0 $550
Frank Hunt (Secretary) $0 $0 $425
Gary Krause (Board Chairman) $0 $0 $400
Scott Glinski (Board Member) $0 $0 $400
Mike Wiza (Board Member) $0 $0 $350
Val Omernick (Board Member) $0 $0 $150
Nick Helbach (Secretary) $0 $0 $125
+ View more people

Document Links

990
Filed on Aug. 13, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,480,764
Expenses
$1,404,613
Net Income
$76,151
Net Assets
$4,399,737
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,303,505
88.0%
Investment Income $177,403
12.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$144
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $207,323
14.8%
Professional Fundraising Fees $0
Other Salaries and Wages $302,204
21.5%
Assets/Debt
Total Assets $46,432,372
Total Liabilities $42,032,635
Net Assets $4,399,737
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank Hunt (President) $91,971 $0 $0
Nancy Breitenstein (Vp Lending) $58,556 $0 $0
Kaye Niemi (Vp Operations) $56,795 $0 $0
Val Omernick (Treasurer) $0 $0 $640
Dick Okray (Director) $0 $0 $640
Frank Hunt (Secretary) $0 $0 $640
Rick Okray (Board Member) $0 $0 $590
Gary Krause (Board Chairman) $0 $0 $440
Scott Glinski (Director) $0 $0 $340
+ View more people

Document Links

990
Filed on March 18, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,787,002
Expenses
$1,472,442
Net Income
$314,560
Net Assets
$4,323,586
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,277,988
71.5%
Investment Income $251,780
14.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $257,234
14.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $217,719
14.8%
Professional Fundraising Fees $0
Other Salaries and Wages $277,147
18.8%
Assets/Debt
Total Assets $39,406,757
Total Liabilities $35,083,171
Net Assets $4,323,586
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank Hunt (President) $96,176 $0 $0
Nancy Breitenstein (Vp Lending) $61,578 $0 $0
Kaye Niemi (Vp Operations) $59,965 $0 $0
Gary Krause (Board Chairman) $0 $0 $520
Val Omernick (Treasurer) $0 $0 $560
Dick Okray (Director) $0 $0 $520
Scott Glinski (Director) $0 $0 $400
Rick Okray (Board Member) $0 $0 $480
Frank Hunt (Secretary) $0 $0 $520
+ View more people

Document Links

990
Filed on Feb. 11, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,453,887
Expenses
$1,305,175
Net Income
$148,712
Net Assets
$4,009,026
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,268,959
87.3%
Investment Income $184,928
12.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $216,065
16.6%
Professional Fundraising Fees $0
Other Salaries and Wages $258,327
19.8%
Assets/Debt
Total Assets $37,389,759
Total Liabilities $33,380,733
Net Assets $4,009,026
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank Hunt (President) $95,184 $0 $0
Nancy Breitenstein (Vp Lending) $62,464 $0 $0
Kaye Niemi (Vp Operations) $58,417 $0 $0
Gary Krause (Board Chairman) $0 $0 $480
Val Omernick (Treasurer) $0 $0 $480
Dick Okray (Director) $0 $0 $480
Scott Glinski (Director) $0 $0 $280
Rick Okray (Board Member) $0 $0 $280
Frank Hunt (Secretary) $0 $0 $480
+ View more people

Document Links

990
Filed on Feb. 7, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,334,624
Expenses
$1,222,200
Net Income
$112,424
Net Assets
$3,860,314
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,205,097
90.3%
Investment Income $129,527
9.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $211,865
17.3%
Professional Fundraising Fees $0
Other Salaries and Wages $261,360
21.4%
Assets/Debt
Total Assets $35,708,442
Total Liabilities $31,848,128
Net Assets $3,860,314
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank Hunt (President) $93,684 $0 $0
Nancy Breitenstein (Vp Lending) $61,263 $0 $0
Kaye Niemi (Vp Operations) $56,917 $0 $0
Gary Krause (Board Chairman) $0 $0 $400
Val Omernick (Treasurer) $0 $0 $480
Dick Okray (Director) $0 $0 $480
Rollie Vallin (Director) $0 $0 $440
Scott Glinski (Director) $0 $0 $320
Frank Hunt (Secretary) $0 $0 $544
+ View more people

Document Links

990
Filed on Jan. 31, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,277,421
Expenses
$1,216,475
Net Income
$60,946
Net Assets
$3,747,890
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,177,066
92.1%
Investment Income $100,355
7.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $207,311
17.0%
Professional Fundraising Fees $0
Other Salaries and Wages $259,993
21.4%
Assets/Debt
Total Assets $34,911,604
Total Liabilities $31,163,714
Net Assets $3,747,890
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank Hunt (President) $91,405 $0 $0
Nancy Breitenstein (Vp Lending) $59,788 $0 $0
Kaye Niemi (Vp Operations) $56,119 $0 $0
Gary Krause (Board Chairman) $0 $0 $440
Val Omernick (Board Treasurer) $0 $0 $480
Scott Roberts (Board Secretary) $0 $0 $576
Larry Scipior (Board Member) $0 $0 $200
Dick Okray (Board Member) $0 $0 $480
Dennis Massoglia (Board Member) $0 $0 $440
Rollie Valin (Board Member) $0 $0 $320
+ View more people

Document Links

990
Filed on March 2, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,190,360
Expenses
$1,141,188
Net Income
$49,172
Net Assets
$3,686,943
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,109,342
93.2%
Investment Income $81,018
6.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $203,234
17.8%
Professional Fundraising Fees $0
Other Salaries and Wages $257,683
22.6%
Assets/Debt
Total Assets $33,124,695
Total Liabilities $29,437,752
Net Assets $3,686,943
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank Hunt President (President) $89,646 $0 $0
Nancy Breitenstein Vp Lending (Vp Lending) $58,535 $0 $0
Kaye Niemi Vp Operations (Vp Operations) $55,051 $0 $0
Gary Krause Board Chairman (Board Chairman) $0 $0 $400
Mark Worzalla Vice Chairman (Vice Chairman) $0 $0 $440
Scott Roberts Board Secretary (Board Secretary) $0 $0 $864
Val Omernick Board Treasurer (Board Treasurer) $0 $0 $520
Dennis Massoglia Board Member (Board Member) $0 $0 $400
Larry Scipior Board Member (Board Member) $0 $0 $200
Dick Okray Board Member (Board Member) $0 $0 $240
+ View more people

Document Links

990
Filed on Jan. 11, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,146,726
Expenses
$1,110,763
Net Income
$35,963
Net Assets
$3,637,771
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,055,425
92.0%
Investment Income $91,301
8.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $190,734
17.2%
Professional Fundraising Fees $0
Other Salaries and Wages $267,965
24.1%
Assets/Debt
Total Assets $32,123,689
Total Liabilities $28,485,918
Net Assets $3,637,771
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank Hunt President (President) $84,100 $0 $0
Nancy Breitenstein Vp Lending (Vp Lending) $54,880 $0 $0
Kaye Niemi Vp Operations (Vp Operations) $51,753 $0 $0
Gary Krause Board Chairman (Board Chairman) $0 $0 $360
Mark Worzalla Vice Chairman (Vice Chairman) $0 $0 $440
Scott Roberts Board Secretary (Board Secretary) $0 $0 $648
Val Omernick Board Treasurer (Board Treasurer) $0 $0 $520
Dennis Massoglia Board Member (Board Member) $0 $0 $440
Larry Scipior Board Member (Board Member) $0 $0 $280
Delores Whitman Board Member (Board Member) $0 $0 $240
+ View more people

Document Links

990
Filed on Jan. 21, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,184,097
Expenses
$1,182,431
Net Income
$1,666
Net Assets
$3,601,808
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,104,989
93.3%
Investment Income $79,108
6.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $201,489
17.0%
Professional Fundraising Fees $0
Other Salaries and Wages $239,796
20.3%
Assets/Debt
Total Assets $31,179,675
Total Liabilities $27,577,867
Net Assets $3,601,808
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Frank Hunt President (President) $83,189 $0 $0
Nancy Breitenstein Vp Lending (Vp Lending) $61,036 $0 $0
Kaye Niemi Vp Operations (Vp Operations) $57,263 $0 $0
Gary Krause Board Chairman (Board Chairman) $0 $0 $480
Mark Worzalla Vice Chairman (Vice Chairman) $0 $0 $480
Germaine Stuczynski Board Secretar (Board Secretary) $0 $0 $648
Val Omernick Board Treasurer (Board Treasurer) $0 $0 $520
Dennis Massoglia Board Member (Board Member) $0 $0 $360
Larry Scipior Board Member (Board Member) $0 $0 $200
Delores Whitman Board Member (Board Member) $0 $0 $480
+ View more people

Document Links

990
Filed on Jan. 22, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,272,401
Expenses
$1,203,797
Net Income
$68,604
Net Assets
$3,595,493
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,197,383
94.1%
Investment Income $75,018
5.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $189,525
15.7%
Professional Fundraising Fees $0
Other Salaries and Wages $218,163
18.1%
Assets/Debt
Total Assets $29,806,887
Total Liabilities $26,211,394
Net Assets $3,595,493

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,308,943
Expenses
$1,252,594
Net Income
$56,349
Net Assets
$3,526,886
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,236,619
94.5%
Investment Income $72,324
5.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $184,766
14.8%
Professional Fundraising Fees $0
Other Salaries and Wages $222,153
17.7%
Assets/Debt
Total Assets $28,993,717
Total Liabilities $25,466,831
Net Assets $3,526,886

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated