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Members First Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Details

According to its Nov. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$1.82M (2023)

Expenses
$1.74M (2023)

Total Assets
$0 (2023)

Total Liabilities
$0 (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Nov.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,817,508
Expenses
$1,743,920
Net Income
$73,588
Net Assets
$0
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,694,203
93.2%
Investment Income $122,643
6.7%
Bond Proceeds $0
Royalties $5,857
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$5,195
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $92,788
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $445,071
25.5%
Assets/Debt
Total Assets $0
Total Liabilities $0
Net Assets $0
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jennifer Kutz (President) $92,788 $0 $13,445
Ron Kluge (Chair) $0 $0 $0
Dennis Baribeau (Vice Chair) $0 $0 $0
Sue Powers (Treasurer) $0 $0 $0
Dorothy Steffens (Secretary) $0 $0 $0
Dennis Niebuhr (Director) $0 $0 $0
Gerald Ring (Director) $0 $0 $0
Josh Kluge (Director) $0 $0 $0
Nicole Whitmore (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,767,314
Expenses
$1,639,849
Net Income
$127,465
Net Assets
$3,906,812
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,696,856
96.0%
Investment Income $59,003
3.3%
Bond Proceeds $0
Royalties $5,755
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $5,700
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $107,178
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $408,734
24.9%
Assets/Debt
Total Assets $28,005,851
Total Liabilities $24,099,039
Net Assets $3,906,812
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jennifer Kutz (President) $107,178 $0 $13,940
Ron Kluge (Chairman) $0 $0 $0
Dennis Baribeau (Vice Chair) $0 $0 $0
Sue Powers (Treasurer) $0 $0 $0
Dorothy Steffens (Secretary) $0 $0 $0
Dennis Niebuhr (Director) $0 $0 $0
Gerald Ring (Director) $0 $0 $0
Josh Kluge (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,734,201
Expenses
$1,443,954
Net Income
$290,247
Net Assets
$3,779,360
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,720,000
99.2%
Investment Income $5,291
0.3%
Bond Proceeds $0
Royalties $5,093
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,817
0.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $102,872
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $352,871
24.4%
Assets/Debt
Total Assets $28,308,291
Total Liabilities $24,528,931
Net Assets $3,779,360
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jennifer Kutz (President) $102,872 $0 $12,600
Ron Kluge (Chairman) $0 $0 $0
Dennis Baribeau (Vice Chair) $0 $0 $0
Sue Powers (Treasurer) $0 $0 $0
Dorothy Steffens (Secretary) $0 $0 $0
Dennis Niebuhr (Director) $0 $0 $0
Gerald Ring (Director) $0 $0 $0
Josh Kluge (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,761,362
Expenses
$1,589,275
Net Income
$172,087
Net Assets
$3,489,113
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,745,189
99.1%
Investment Income $11,795
0.7%
Bond Proceeds $0
Royalties $4,378
0.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $145,895
9.2%
Professional Fundraising Fees $0
Other Salaries and Wages $303,338
19.1%
Assets/Debt
Total Assets $27,801,841
Total Liabilities $24,312,728
Net Assets $3,489,113
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jennifer Kutz (President) $78,464 $0 $10,849
Nicholas Kessenich (President (J) $67,431 $0 $1,479
Ron Kluge (Chairman) $0 $0 $0
Dennis Baribeau (Vice Chair) $0 $0 $0
Sue Powers (Treasurer) $0 $0 $0
Dorothy Steffens (Secretary) $0 $0 $0
Dennis Niebuhr (Director) $0 $0 $0
Gerald Ring (Director) $0 $0 $0
Josh Kluge (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,780,775
Expenses
$1,612,712
Net Income
$168,063
Net Assets
$3,317,026
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,767,302
99.2%
Investment Income $8,842
0.5%
Bond Proceeds $0
Royalties $4,631
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $130,592
8.1%
Professional Fundraising Fees $0
Other Salaries and Wages $342,154
21.2%
Assets/Debt
Total Assets $25,030,868
Total Liabilities $21,713,842
Net Assets $3,317,026
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nicholas Kessenich (President) $130,592 $0 $10,015
Ron Kluge (Chairman) $0 $0 $0
Dennis Baribeau (Vice Chair) $0 $0 $0
Dorothy Steffens (Secretary) $0 $0 $0
Sue Powers (Treasurer) $0 $0 $0
Dennis Niebuhr (Director) $0 $0 $0
Gerald Ring (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,666,453
Expenses
$1,465,013
Net Income
$201,440
Net Assets
$3,148,963
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,670,470
> 100%
Investment Income $4,669
0.3%
Bond Proceeds $0
Royalties $3,978
0.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$12,664
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $123,364
8.4%
Professional Fundraising Fees $0
Other Salaries and Wages $339,248
23.2%
Assets/Debt
Total Assets $25,484,859
Total Liabilities $22,335,896
Net Assets $3,148,963
Other
Reported conflict of interest transactions
Reported a significant diversion of assets
Compensation
Key Employees and Officers Compensation Related Other
Nicholas Kessenich (President) $123,364 $0 $9,250
Ron Kluge (Chairman) $0 $0 $0
Dennis Baribeau (Vice Chair) $0 $0 $0
Dorothy Steffens (Secretary) $0 $0 $0
Dennis Niebuhr (Director) $0 $0 $0
Gerald Ring (Director) $0 $0 $0
Sue Powers (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,530,545
Expenses
$1,302,856
Net Income
$227,689
Net Assets
$2,947,523
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,520,540
99.3%
Investment Income $5,731
0.4%
Bond Proceeds $0
Royalties $4,274
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $115,926
8.9%
Professional Fundraising Fees $0
Other Salaries and Wages $301,230
23.1%
Assets/Debt
Total Assets $22,237,845
Total Liabilities $19,290,322
Net Assets $2,947,523
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nicholas Kessenich (President) $115,926 $0 $9,441
Ron Kluge (Chairman) $0 $0 $0
Dennis Niebuhr (Vice Chair) $0 $0 $0
Dorothy Steffens (Secretary) $0 $0 $0
Gerald Ring (Director) $0 $0 $0
Sue Powers (Director) $0 $0 $0
Dennis Baribeau (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,454,375
Expenses
$1,232,574
Net Income
$221,801
Net Assets
$2,719,834
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,446,246
99.4%
Investment Income $4,133
0.3%
Bond Proceeds $0
Royalties $3,996
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $106,002
8.6%
Professional Fundraising Fees $0
Other Salaries and Wages $331,378
26.9%
Assets/Debt
Total Assets $21,972,924
Total Liabilities $19,253,090
Net Assets $2,719,834
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nicholas Kessenich (President) $106,002 $0 $8,988
Ron Kluge (Chairman) $0 $0 $0
Dennis Niebuhr (Vice Chair) $0 $0 $0
Jeff Terry (Secretary) $0 $0 $0
Gerald Ring (Director) $0 $0 $0
Sue Powers (Director) $0 $0 $0
Dennis Baribeau (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,352,321
Expenses
$1,145,792
Net Income
$206,529
Net Assets
$2,498,034
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,344,099
99.4%
Investment Income $2,638
0.2%
Bond Proceeds $0
Royalties $5,584
0.4%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $106,073
9.3%
Professional Fundraising Fees $0
Other Salaries and Wages $311,760
27.2%
Assets/Debt
Total Assets $21,010,715
Total Liabilities $18,512,681
Net Assets $2,498,034
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nicholas Kessenich (President) $106,073 $0 $8,344
Ron Kluge (Chairman) $0 $0 $0
Dennis Niebuhr (Vice Chair) $0 $0 $0
Jeff Terry (Secretary) $0 $0 $0
Gerald Ring (Director) $0 $0 $0
Sue Powers (Director) $0 $0 $0
Dennis Baribeau (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,344,093
Expenses
$1,079,361
Net Income
$264,732
Net Assets
$2,291,505
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,339,420
99.7%
Investment Income $1,543
0.1%
Bond Proceeds $0
Royalties $3,130
0.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $102,200
9.5%
Professional Fundraising Fees $0
Other Salaries and Wages $271,287
25.1%
Assets/Debt
Total Assets $19,707,142
Total Liabilities $17,415,637
Net Assets $2,291,505
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nicholas Kessenich (President) $102,200 $0 $7,888
Ron Kluge (Chairman) $0 $0 $0
Dennis Niebuhr (Vice Chair) $0 $0 $0
Jeff Terry (Secretary) $0 $0 $0
Gerald Ring (Director) $0 $0 $0
Amanda Knobel (Director) $0 $0 $0
Dennis Baribeau (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,365,516
Expenses
$1,210,578
Net Income
$154,938
Net Assets
$2,026,773
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,360,843
99.7%
Investment Income $1,686
0.1%
Bond Proceeds $0
Royalties $2,987
0.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $97,339
8.0%
Professional Fundraising Fees $0
Other Salaries and Wages $239,841
19.8%
Assets/Debt
Total Assets $19,025,298
Total Liabilities $16,998,525
Net Assets $2,026,773
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nicholas Kessenich (President) $97,339 $0 $7,153
Ron Kluge (Chairman) $0 $0 $0
Dennis Niebuhr (Vice Chair) $0 $0 $0
Jeff Terry (Secretary) $0 $0 $0
Gerald Ring (Director) $0 $0 $0
Amanda Knobel (Director) $0 $0 $0
Dennis Baribeau (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,432,990
Expenses
$1,393,746
Net Income
$39,244
Net Assets
$1,871,836
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,428,683
99.7%
Investment Income $1,749
0.1%
Bond Proceeds $0
Royalties $2,558
0.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $136,507
9.8%
Professional Fundraising Fees $0
Other Salaries and Wages $195,111
14.0%
Assets/Debt
Total Assets $18,174,286
Total Liabilities $16,302,450
Net Assets $1,871,836

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,438,198
Expenses
$1,413,322
Net Income
$24,876
Net Assets
$1,832,592
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,442,913
> 100%
Investment Income $3,162
0.2%
Bond Proceeds $0
Royalties $1,983
0.1%
Rental Property Income $3,750
0.3%
Net Fundraising $0
Sales of Assets -$13,610
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $134,469
9.5%
Professional Fundraising Fees $0
Other Salaries and Wages $189,740
13.4%
Assets/Debt
Total Assets $17,730,449
Total Liabilities $15,897,857
Net Assets $1,832,592

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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