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Defense Credit Union Council Inc

Organization summary

Type of Nonprofit

Designated as a Business leagues, chambers of commerce, real estate boards, etc, created for the improvement of business conditions.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$3.01M (2023)

Expenses
$3.52M (2023)

Total Assets
$9.39M (2023)

Total Liabilities
$1.1M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,011,777
Expenses
$3,519,341
Net Income
-$507,564
Net Assets
$8,296,892
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,403,946
46.6%
Investment Income $190,397
6.3%
Bond Proceeds $0
Royalties $97,873
3.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$58,150
Net Inventory Sales $0
Other Revenue $1,377,711
45.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $637,768
18.1%
Professional Fundraising Fees $0
Other Salaries and Wages $350,010
9.9%
Assets/Debt
Total Assets $9,392,673
Total Liabilities $1,095,781
Net Assets $8,296,892
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Anthony Hernandez (Ceo/President) $423,824 $0 $41,868
Elizabeth Merlo (Vice President) $158,038 $0 $14,038
Suzanne Low (Dir. Of Conferences And Events) $111,061 $0 $22,911
Bill Birnie (Chairman (Through Aug)/Director) $0 $0 $0
Jack Fallis (Chairman) $0 $0 $0
Maggie Sayer (1 St Vice Chairman) $0 $0 $0
Frank Padak (2 Nd Vice Chairman) $0 $0 $0
Ron Aoki (Treasurer) $0 $0 $0
Robin Larsen (Director) $0 $0 $0
Ryan Ross (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,757,338
Expenses
$2,769,562
Net Income
-$12,224
Net Assets
$8,416,295
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,065,494
38.6%
Investment Income $64,175
2.3%
Bond Proceeds $0
Royalties $96,604
3.5%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $85,328
3.1%
Net Inventory Sales $0
Other Revenue $1,445,737
52.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $585,566
21.1%
Professional Fundraising Fees $0
Other Salaries and Wages $315,191
11.4%
Assets/Debt
Total Assets $9,557,028
Total Liabilities $1,140,733
Net Assets $8,416,295
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Anthony Hernandez (Ceo/President) $389,316 $0 $36,899
Elizabeth Merlo (Vice President) $146,243 $0 $13,108
Bill Birnie (Chairman) $0 $0 $0
Jack Fallis (1 St Vice Chairman) $0 $0 $0
Maggie Sayer (2 Nd Vice Chairman) $0 $0 $0
Frank Padak (Treasurer) $0 $0 $0
Ron Aoki (Secretary) $0 $0 $0
Robin Larsen (Director) $0 $0 $0
Ryan Ross (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,266,018
Expenses
$2,496,074
Net Income
$769,944
Net Assets
$9,310,621
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $892,679
27.3%
Investment Income $130,751
4.0%
Bond Proceeds $0
Royalties $102,416
3.1%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $483,885
14.8%
Net Inventory Sales $0
Other Revenue $1,656,287
50.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $584,586
23.4%
Professional Fundraising Fees $0
Other Salaries and Wages $186,526
7.5%
Assets/Debt
Total Assets $9,962,978
Total Liabilities $652,357
Net Assets $9,310,621
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Anthony Hernandez (Ceo/President) $399,890 $0 $35,660
Elizabeth Merlo (Vice President) $137,039 $0 $11,996
Bill Birnie (Chairman) $0 $0 $0
Jack Fallis (1 St Vice Chairman) $0 $0 $0
Maggie Sayer (2 Nd Vice Chairman) $0 $0 $0
Frank Padak (Treasurer) $0 $0 $0
Denise Floyd (Secretary) $0 $0 $0
Ron Aoki (Director) $0 $0 $0
Ryan Ross (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,377,885
Expenses
$1,862,927
Net Income
$514,958
Net Assets
$8,819,990
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $339,356
14.3%
Investment Income $99,397
4.2%
Bond Proceeds $0
Royalties $99,470
4.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $164,645
6.9%
Net Inventory Sales $0
Other Revenue $1,675,017
70.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $507,358
27.2%
Professional Fundraising Fees $0
Other Salaries and Wages $181,266
9.7%
Assets/Debt
Total Assets $9,507,273
Total Liabilities $687,283
Net Assets $8,819,990
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Anthony Hernandez (Ceo/President) $332,844 $0 $28,407
Elizabeth Merlo (Vice President) $134,663 $0 $11,444
Michael Kloiber (Chairman) $0 $0 $0
Bill Birnie (1 St Vice Chairman) $0 $0 $0
Jack Fallis (2 Nd Vice Chairman) $0 $0 $0
Maggie Sayer (Treasurer) $0 $0 $0
Gary Yonamine (Secretary) $0 $0 $0
Denise Floyd (Director) $0 $0 $0
Frank Padak (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,947,422
Expenses
$2,489,203
Net Income
$458,219
Net Assets
$8,089,418
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $839,007
28.5%
Investment Income $208,307
7.1%
Bond Proceeds $0
Royalties $111,066
3.8%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $9,736
0.3%
Net Inventory Sales $0
Other Revenue $1,779,306
60.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $475,912
19.1%
Professional Fundraising Fees $0
Other Salaries and Wages $123,019
4.9%
Assets/Debt
Total Assets $8,577,136
Total Liabilities $487,718
Net Assets $8,089,418
Compensation
Key Employees and Officers Compensation Related Other
Anthony Hernandez (Ceo/President) $325,576 $0 $15,859
Elizabeth Merlo (Vice President) $124,171 $0 $10,305
Denise Floyd (Director) $0 $0 $0
Frank Padak (Director) $0 $0 $0
Michael Kloiber (Chairman) $0 $0 $0
Stewart Ramsey (1 St Vice Chairman) $0 $0 $0
Gary Yonamine (Treasurer) $0 $0 $0
Bill Birnie (2 Nd Vice Chairman) $0 $0 $0
Jack Fallis (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,529,916
Expenses
$2,333,512
Net Income
$196,404
Net Assets
$7,260,829
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $796,535
31.5%
Investment Income $135,564
5.4%
Bond Proceeds $0
Royalties $119,320
4.7%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $46,158
1.8%
Net Inventory Sales $0
Other Revenue $1,432,339
56.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $364,105
15.6%
Professional Fundraising Fees $0
Other Salaries and Wages $292,479
12.5%
Assets/Debt
Total Assets $7,567,204
Total Liabilities $306,375
Net Assets $7,260,829
Compensation
Key Employees and Officers Compensation Related Other
Anthony Hernandez (Ceo/President) $227,898 $0 $31,758
Elizabeth Merlo (Vice President) $88,815 $0 $15,225
Denise Floyd (Director) $0 $0 $0
Frank Padak (Chairman) $0 $0 $0
Michael Kloiber (1 St Vice Chairman) $0 $0 $0
Stewart Ramsey (2 Nd Vice Chairman) $0 $0 $0
Gary Yonamine (Secretary) $0 $0 $0
Bill Birnie (Treasurer) $0 $0 $0
Jack Fallis (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,667,156
Expenses
$2,507,665
Net Income
$159,491
Net Assets
$7,331,016
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $762,069
28.6%
Investment Income $101,639
3.8%
Bond Proceeds $0
Royalties $119,375
4.5%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $25,049
0.9%
Net Inventory Sales $0
Other Revenue $1,659,024
62.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $517,297
20.6%
Professional Fundraising Fees $0
Other Salaries and Wages $145,784
5.8%
Assets/Debt
Total Assets $7,722,013
Total Liabilities $390,997
Net Assets $7,331,016
Compensation
Key Employees and Officers Compensation Related Other
Roland A Arteaga (Ceo/President Through July 2017) $332,579 $0 $30,172
Anthony Hernandez (Ceo/President As Of August 2017) $186,033 $0 $22,874
Denise Floyd (Director) $0 $0 $0
Frank Padak (Chairman) $0 $0 $0
Michael Kloiber (1 St Vice Chairman) $0 $0 $0
Stewart Ramsey (2 Nd Vice Chairman) $0 $0 $0
Gary Yonamine (Secretary) $0 $0 $0
Bill Birnie (Treasurer) $0 $0 $0
Jack Fallis (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,644,555
Expenses
$2,326,786
Net Income
$317,769
Net Assets
$7,091,137
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $725,475
27.4%
Investment Income $90,882
3.4%
Bond Proceeds $0
Royalties $118,960
4.5%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $7,012
0.3%
Net Inventory Sales $0
Other Revenue $1,702,226
64.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $461,549
19.8%
Professional Fundraising Fees $0
Other Salaries and Wages $185,147
8.0%
Assets/Debt
Total Assets $7,619,414
Total Liabilities $528,277
Net Assets $7,091,137
Compensation
Key Employees and Officers Compensation Related Other
Roland A Arteaga (Ceo/President See Sch O) $431,763 $0 $29,787
Gary Yonamine (Director) $0 $0 $0
Denise Floyd (Chairman) $0 $0 $0
Frank Padak (1 St Vice Chairman As Of Feb 2016) $0 $0 $0
Michael Kloiber (2 Nd Vice Chairman) $0 $0 $0
Stewart Ramsey (Secretary) $0 $0 $0
Barbara Geraghty (Treasurer As Of June 2016) $0 $0 $0
Bill Birnie (Director) $0 $0 $0
Patricia Kimmel (Treasurer Through May 2016) $0 $0 $0
Gordon Simmons (1 St Vice Chairman In January 2016) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,573,609
Expenses
$2,105,431
Net Income
$468,178
Net Assets
$6,739,017
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $668,198
26.0%
Investment Income $75,347
2.9%
Bond Proceeds $0
Royalties $119,321
4.6%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,710,743
66.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $441,337
21.0%
Professional Fundraising Fees $0
Other Salaries and Wages $104,683
5.0%
Assets/Debt
Total Assets $7,160,992
Total Liabilities $421,975
Net Assets $6,739,017
Compensation
Key Employees and Officers Compensation Related Other
Roland A Arteaga (Ceo/President See Sch O) $412,187 $0 $29,150
Patricia Kimmel (Director) $0 $0 $0
Denise Floyd (Chairman) $0 $0 $0
Gordon Simmons (1 St Vice Chairman) $0 $0 $0
Frank Padak (2 Nd Vice Chairman) $0 $0 $0
Michael Kloiber (Secretary) $0 $0 $0
Craig Chamberlin (Treasurer) $0 $0 $0
Barbara Geraghty (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,273,479
Expenses
$1,850,031
Net Income
$423,448
Net Assets
$6,277,991
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $645,289
28.4%
Investment Income $75,467
3.3%
Bond Proceeds $0
Royalties $152,546
6.7%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,400,177
61.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $404,569
21.9%
Professional Fundraising Fees $0
Other Salaries and Wages $83,675
4.5%
Assets/Debt
Total Assets $6,644,597
Total Liabilities $366,606
Net Assets $6,277,991
Compensation
Key Employees and Officers Compensation Related Other
Roland A Arteaga (Ceo/President See Sch O) $376,673 $0 $27,896
Patricia Kimmel (Director) $0 $0 $0
Denise Floyd (Chairman) $0 $0 $0
Gordon Simmons (1 St Vice Chairman) $0 $0 $0
Frank Padak (2 Nd Vice Chairman) $0 $0 $0
Michael Kloiber (Secretary) $0 $0 $0
Craig Chamberlin (Treasurer) $0 $0 $0
Barbara Geraghty (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,239,680
Expenses
$2,011,327
Net Income
$228,353
Net Assets
$5,856,642
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $639,251
28.5%
Investment Income $75,970
3.4%
Bond Proceeds $0
Royalties $116,689
5.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,407,770
62.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $387,004
19.2%
Professional Fundraising Fees $0
Other Salaries and Wages $92,541
4.6%
Assets/Debt
Total Assets $6,207,909
Total Liabilities $351,267
Net Assets $5,856,642
Compensation
Key Employees and Officers Compensation Related Other
Roland A Arteaga (Ceo/President See Sch O) $358,981 $0 $28,023
Patricia Kimmel (Chairman) $0 $0 $0
Denise Floyd (1 St Vice Chairman) $0 $0 $0
Gordon Simmons (2 Nd Vice Chairman) $0 $0 $0
Frank Padak (Secretary) $0 $0 $0
Michael Kloiber (Treasurer) $0 $0 $0
Craig Chamberlin (Director) $0 $0 $0
Barbara Geraghty (Director) $0 $0 $0
David Davis (Treasurer Until 8/31/13) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,997,207
Expenses
$2,151,559
Net Income
$845,648
Net Assets
$5,632,481
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $636,447
21.2%
Investment Income $94,531
3.2%
Bond Proceeds $0
Royalties $114,881
3.8%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,151,348
71.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $345,453
16.1%
Professional Fundraising Fees $0
Other Salaries and Wages $98,176
4.6%
Assets/Debt
Total Assets $5,994,832
Total Liabilities $362,351
Net Assets $5,632,481

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,758,995
Expenses
$1,958,341
Net Income
$800,654
Net Assets
$4,791,107
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $703,972
25.5%
Investment Income $118,539
4.3%
Bond Proceeds $0
Royalties $82,214
3.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,854,270
67.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $328,321
16.8%
Professional Fundraising Fees $0
Other Salaries and Wages $69,086
3.5%
Assets/Debt
Total Assets $5,166,221
Total Liabilities $375,114
Net Assets $4,791,107

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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