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Firefighters Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$5.85M (2023)

Expenses
$5.14M (2023)

Total Assets
$120M (2023)

Total Liabilities
$102M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,850,393
Expenses
$5,143,116
Net Income
$707,277
Net Assets
$17,812,833
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,475,534
93.6%
Investment Income $374,859
6.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $386,935
7.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,196,950
23.3%
Assets/Debt
Total Assets $120,046,465
Total Liabilities $102,233,632
Net Assets $17,812,833
Compensation
Key Employees and Officers Compensation Related Other
Bruce Zmolek (President) $182,697 $0 $23,442
Amy Fruit (Chief Financial Officer) $101,478 $0 $4,705
Connie Garbers (Director Of Compliance & Operations) $94,960 $0 $5,059
Gerald Seubert (Board Member) $1,500 $0 $0
Anastasia Gentry (Vice Chairman) $1,425 $0 $0
Katrina Lewis (Treasurer) $1,425 $0 $0
Michael Gazeley (Chairman) $1,050 $0 $0
Dave Schatzley (Secretary) $900 $0 $0
Tom Vierling (Board Member) $825 $0 $0
Tony Szak (Board Member) $675 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,695,385
Expenses
$3,866,482
Net Income
$828,903
Net Assets
$17,105,556
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,565,018
97.2%
Investment Income $130,367
2.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $551,860
14.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,095,555
28.3%
Assets/Debt
Total Assets $113,613,482
Total Liabilities $96,507,926
Net Assets $17,105,556
Compensation
Key Employees and Officers Compensation Related Other
Troy Arenz (Mortgage Loan Officer) $180,324 $0 $20,420
Bruce E Zmolek (President) $178,472 $0 $23,925
Amy S Fruit (Chief Financial Officer) $100,104 $0 $4,608
Connie Garbers (Director Of Compliance & Operations) $92,960 $0 $4,931
Michael Gazeley (Chairman) $0 $0 $0
Anastasia Gentry (Vice Chairman) $0 $0 $0
Katrina Lewis (Treasurer) $0 $0 $0
Dave Schatzley (Secretary) $0 $0 $0
Gerald Seubert (Board Member) $0 $0 $0
Tony Szak (Board Member) $0 $0 $0
Todd Koch (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,177,427
Expenses
$3,870,312
Net Income
$1,307,115
Net Assets
$16,276,653
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,090,979
98.3%
Investment Income $86,448
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $840,913
21.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,017,697
26.3%
Assets/Debt
Total Assets $103,655,154
Total Liabilities $87,378,501
Net Assets $16,276,653
Compensation
Key Employees and Officers Compensation Related Other
Troy Arenz (Mortgage Loan Officer) $367,695 $0 $24,394
Bruce E Zmolek (President) $176,207 $0 $21,182
Matt Faron (Mortgage Loan Officer) $112,428 $0 $5,493
Amy S Fruit (Chief Financial Officer) $95,565 $0 $4,417
Connie Garbers (Director Of Compliance & Operations) $89,018 $0 $4,714
Michael Gazeley (Chairman) $0 $0 $0
Todd Koch (Vice Chairman) $0 $0 $0
Doyle Pleggenkuhle (Treasurer) $0 $0 $0
Anastasia Gentry (Secretary) $0 $0 $0
Gerald Seubert (Board Member) $0 $0 $0
Dave Schatzley (Board Member) $0 $0 $0
Tony Szak (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,413,674
Expenses
$4,045,807
Net Income
$1,367,867
Net Assets
$14,969,538
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,290,722
97.7%
Investment Income $122,952
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $813,256
20.1%
Professional Fundraising Fees $0
Other Salaries and Wages $945,400
23.4%
Assets/Debt
Total Assets $97,688,468
Total Liabilities $82,718,930
Net Assets $14,969,538
Compensation
Key Employees and Officers Compensation Related Other
Troy Arenz (Mortgage Loan Officer) $361,392 $0 $23,550
Bruce E Zmolek (President) $166,478 $0 $21,857
Matt Faron (Mortgage Loan Officer) $108,774 $0 $5,271
Amy S Fruit (Chief Financial Officer) $90,769 $0 $4,192
Connie Garbers (Director Of Compliance & Operations) $85,843 $0 $4,510
Michael Gazeley (Chairman) $0 $0 $0
Todd Koch (Vice Chairman) $0 $0 $0
Doyle Pleggenkuhle (Treasurer) $0 $0 $0
Anastasia Gentry (Secretary) $0 $0 $0
James Wiffler (Board Member) $0 $0 $0
Dave Schatzley (Board Member) $0 $0 $0
Gerald Seubert (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,022,151
Expenses
$3,932,115
Net Income
$1,090,036
Net Assets
$13,601,671
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,807,572
95.7%
Investment Income $214,579
4.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $576,305
14.7%
Professional Fundraising Fees $0
Other Salaries and Wages $970,074
24.7%
Assets/Debt
Total Assets $89,555,690
Total Liabilities $75,954,019
Net Assets $13,601,671
Compensation
Key Employees and Officers Compensation Related Other
Troy Arenz (Mortgage Loan Officer) $242,772 $0 $21,015
Bruce E Zmolek (President) $161,011 $0 $19,853
Amy S Fruit (Chief Financial Officer) $88,882 $0 $4,025
Connie Garbers (Director Of Compliance & Operations) $83,640 $0 $4,368
Michael Gazeley (Chairman) $0 $0 $0
Todd Koch (Vice Chairman) $0 $0 $0
Doyle Pleggenkuhle (Treasurer) $0 $0 $0
Anastasia Gentry (Secretary) $0 $0 $0
James Wiffler (Board Member) $0 $0 $0
Jerrilyn Brewer (Board Member) $0 $0 $0
Gerald Seubert (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,562,301
Expenses
$3,526,809
Net Income
$1,035,492
Net Assets
$12,511,635
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,404,278
96.5%
Investment Income $158,023
3.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $495,230
14.0%
Professional Fundraising Fees $0
Other Salaries and Wages $942,792
26.7%
Assets/Debt
Total Assets $84,214,510
Total Liabilities $71,702,875
Net Assets $12,511,635
Compensation
Key Employees and Officers Compensation Related Other
Troy Arenz (Mortgage Loan Officer) $181,093 $0 $18,414
Bruce E Zmolek (President) $155,453 $0 $20,991
Amy S Fruit (Chief Financial Officer) $80,036 $0 $3,666
Connie Garbers (Director Of Compliance & Operations) $78,648 $0 $4,138
Michael Gazeley (Chairman) $0 $0 $0
Todd Koch (Vice Chairman) $0 $0 $0
Doyle Pleggenkuhle (Treasurer) $0 $0 $0
Anastasia Gentry (Secretary) $0 $0 $0
James Wiffler (Board Member) $0 $0 $0
Jerrilyn Brewer (Board Member) $0 $0 $0
Gerald Seubert (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,084,788
Expenses
$3,362,233
Net Income
$722,555
Net Assets
$11,476,143
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,983,899
97.5%
Investment Income $100,889
2.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $493,034
14.7%
Professional Fundraising Fees $0
Other Salaries and Wages $941,454
28.0%
Assets/Debt
Total Assets $81,355,425
Total Liabilities $69,879,282
Net Assets $11,476,143
Compensation
Key Employees and Officers Compensation Related Other
Troy Arenz (Mortgage Loan Officer) $188,090 $0 $19,817
Bruce E Zmolek (President) $153,174 $0 $24,024
Amy S Fruit (Chief Financial Officer) $75,930 $0 $3,502
Connie Garbers (Director Of Compliance & Operations) $75,840 $0 $4,000
Michael Gazeley (Chairman) $0 $0 $0
Todd Koch (Vice Chairman) $0 $0 $0
Doyle Pleggenkuhle (Treasurer) $0 $0 $0
Anastasia Gentry (Secretary) $0 $0 $0
James Wiffler (Board Member) $0 $0 $0
Jerrilyn Brewer (Board Member) $0 $0 $0
Gerald Seubert (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,994,144
Expenses
$3,259,209
Net Income
$734,935
Net Assets
$10,753,588
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,914,312
98.0%
Investment Income $79,832
2.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $512,496
15.7%
Professional Fundraising Fees $0
Other Salaries and Wages $933,719
28.6%
Assets/Debt
Total Assets $78,284,220
Total Liabilities $67,530,632
Net Assets $10,753,588
Compensation
Key Employees and Officers Compensation Related Other
Troy Arenz (Mortgage Loan Officer) $222,101 $0 $14,037
Bruce E Zmolek (President) $143,319 $0 $19,879
Connie Garbers (Director Of Compliance & Operations) $73,760 $0 $3,955
Amy S Fruit (Chief Financial Officer) $73,316 $0 $3,487
Michael Gazeley (Chairman) $0 $0 $0
Todd Koch (Vice Chairman) $0 $0 $0
Doyle Pleggenkuhle (Treasurer) $0 $0 $0
Anastasia Gentry (Secretary) $0 $0 $0
James Wiffler (Board Member) $0 $0 $0
Thomas Heilman (Board Member) $0 $0 $0
Gerald Seubert (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,738,170
Expenses
$2,983,107
Net Income
$755,063
Net Assets
$10,018,653
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,701,645
99.0%
Investment Income $36,525
1.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $499,452
16.7%
Professional Fundraising Fees $0
Other Salaries and Wages $782,440
26.2%
Assets/Debt
Total Assets $74,546,867
Total Liabilities $64,528,214
Net Assets $10,018,653
Compensation
Key Employees and Officers Compensation Related Other
Troy Arenz (Mortgage Loan Officer) $196,549 $0 $16,721
Bruce E Zmolek (President) $147,824 $0 $20,114
Amy S Fruit (Chief Financial Officer) $79,640 $0 $3,666
Connie Garbers (Director Of Compliance & Operations) $75,439 $0 $3,980
Michael Gazeley (Chairman) $0 $0 $0
Todd Koch (Vice Chairman) $0 $0 $0
Gerald Seubert (Treasurer) $0 $0 $0
Anastasia Gentry (Secretary) $0 $0 $0
James Wiffler (Board Member) $0 $0 $0
Thomas Heilman (Board Member) $0 $0 $0
Doyle Pleggenkuhle (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,323,644
Expenses
$2,689,328
Net Income
$634,316
Net Assets
$9,263,590
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,303,981
99.4%
Investment Income $19,663
0.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $384,945
14.3%
Professional Fundraising Fees $0
Other Salaries and Wages $678,036
25.2%
Assets/Debt
Total Assets $65,971,972
Total Liabilities $56,708,382
Net Assets $9,263,590
Compensation
Key Employees and Officers Compensation Related Other
Bruce E Zmolek (President) $128,412 $0 $17,667
Troy Arenz (Mortgage Loan Officer) $120,256 $0 $5,309
Connie Garbers (Director Of Compliance & Operations) $68,227 $0 $3,647
Amy S Fruit (Chief Financial Officer) $68,050 $0 $3,196
Michael Gazeley (Chairman) $0 $0 $0
Todd Koch (Vice Chairman) $0 $0 $0
Gerald Seubert (Treasurer) $0 $0 $0
Anastasia Gentry (Secretary) $0 $0 $0
James Wiffler (Board Member) $0 $0 $0
Thomas Heilman (Board Member) $0 $0 $0
Aaron Fonder (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,500,205
Expenses
$3,018,274
Net Income
$481,931
Net Assets
$8,629,274
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,478,150
99.4%
Investment Income $22,055
0.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $447,950
14.8%
Professional Fundraising Fees $0
Other Salaries and Wages $679,447
22.5%
Assets/Debt
Total Assets $62,964,779
Total Liabilities $54,335,505
Net Assets $8,629,274
Compensation
Key Employees and Officers Compensation Related Other
Troy Arenz (Mortgage Loan Officer) $176,136 $0 $7,483
Bruce E Zmolek (President) $133,895 $0 $24,435
Amy S Fruit (Chief Financial Officer) $70,552 $0 $3,209
Connie Garbers (Director Of Compliance & Operations) $67,367 $0 $3,572
Michael Gazeley (Chairman) $0 $0 $0
Todd Koch (Vice Chairman) $0 $0 $0
Gerald Seubert (Treasurer) $0 $0 $0
Anastasia Gentry (Secretary) $0 $0 $0
James Wiffler (Board Member) $0 $0 $0
James Ehrsam (Board Member) $0 $0 $0
Aaron Fonder (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,045,406
Expenses
$3,193,611
Net Income
$851,795
Net Assets
$8,147,343
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,036,386
99.8%
Investment Income $9,020
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $485,551
15.2%
Professional Fundraising Fees $0
Other Salaries and Wages $675,737
21.2%
Assets/Debt
Total Assets $67,533,574
Total Liabilities $59,386,231
Net Assets $8,147,343

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,760,367
Expenses
$3,114,805
Net Income
$645,562
Net Assets
$7,295,548
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,751,723
99.8%
Investment Income $8,644
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $376,239
12.1%
Professional Fundraising Fees $0
Other Salaries and Wages $648,266
20.8%
Assets/Debt
Total Assets $61,594,563
Total Liabilities $54,299,015
Net Assets $7,295,548

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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