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Members Advantage Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$8.59M (2023)

Expenses
$7.24M (2023)

Total Assets
$182M (2023)

Total Liabilities
$156M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,588,004
Expenses
$7,242,734
Net Income
$1,345,270
Net Assets
$26,294,318
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,040,306
93.6%
Investment Income $454,363
5.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $93,335
1.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,049,676
14.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,069,558
14.8%
Assets/Debt
Total Assets $181,844,551
Total Liabilities $155,550,233
Net Assets $26,294,318
Compensation
Key Employees and Officers Compensation Related Other
Thomas Bulin (Ceo) $480,753 $0 $44,478
Scott Vandehey (Evp) $231,907 $0 $23,417
Tammy Schwebach Erdman (Cfo) $227,348 $0 $31,037
Thomas Scharff (Chair) $2,640 $0 $0
Leanne Pearson (Secretary) $1,725 $0 $0
Gary Phillips (Vice Chair) $1,120 $0 $0
Ronald Schwanz (Treasurer) $1,050 $0 $0
Joe Bredl (Director) $1,050 $0 $0
Mary Ellen Scharff (Director) $1,050 $0 $0
Jack Uttermark (Director) $1,050 $0 $0
Rich Water (Director) $1,050 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,911,306
Expenses
$5,558,833
Net Income
$1,352,473
Net Assets
$24,260,923
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,223,094
90.0%
Investment Income $444,587
6.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $82,908
1.2%
Net Inventory Sales $0
Other Revenue $160,717
2.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $732,899
13.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,396,022
25.1%
Assets/Debt
Total Assets $178,612,382
Total Liabilities $154,351,459
Net Assets $24,260,923
Compensation
Key Employees and Officers Compensation Related Other
Thomas Bulin (Ceo) $269,903 $0 $65,320
Scott Vandehey (Evp) $155,181 $0 $37,216
Tammy Schwebach Erdman (Cfo) $150,368 $0 $44,131
Thomas Scharff (Chair) $2,640 $0 $0
Leanne Pearson (Secretary) $1,840 $0 $0
Gary Phillips (Vice Chair) $1,120 $0 $0
Joe Bredl (Director) $1,120 $0 $0
Mary Ellen Scharff (Director) $1,120 $0 $0
Jack Uttermark (Director) $1,050 $0 $0
Rich Water (Director) $1,050 $0 $0
Ronald Schwanz (Treasurer) $840 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,836,184
Expenses
$5,305,464
Net Income
$1,530,720
Net Assets
$25,555,319
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,380,366
93.3%
Investment Income $263,824
3.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,671
0.1%
Net Inventory Sales $0
Other Revenue $188,323
2.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $756,364
14.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,371,608
25.9%
Assets/Debt
Total Assets $169,003,881
Total Liabilities $143,448,562
Net Assets $25,555,319
Compensation
Key Employees and Officers Compensation Related Other
Thomas Bulin (Ceo) $270,340 $0 $62,674
Scott Vandehey (Evp) $152,854 $0 $58,163
Tammy Schwebach Erdman (Cfo) $151,157 $0 $49,666
Shelley Young (Mortgage Originator) $102,700 $0 $32,990
Thomas Scharff (Chair) $2,475 $0 $0
Leanne Pearson (Secretary) $1,725 $0 $0
Ronald Schwanz (Treasurer) $1,150 $0 $0
Rich Water (Director) $1,150 $0 $0
Donna Rasmussen (Director) $1,100 $0 $0
Mary Ellen Scharff (Director) $1,050 $0 $0
Gary Phillips (Vice Chair) $1,000 $0 $0
Joe Bredl (Director) $930 $0 $0
Jack Uttermark (Director) $930 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,562,804
Expenses
$5,750,322
Net Income
$1,812,482
Net Assets
$24,371,993
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,379,052
97.6%
Investment Income $173,253
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $10,499
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $724,774
12.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,419,358
24.7%
Assets/Debt
Total Assets $145,968,452
Total Liabilities $121,596,459
Net Assets $24,371,993
Compensation
Key Employees and Officers Compensation Related Other
Thomas Bulin (Ceo) $265,562 $0 $67,575
Hayley Marschke (Mortgage Originator) $208,426 $0 $31,365
Scott Vandehey (Evp) $150,183 $0 $49,793
Tammy Schwebach Erdman (Cfo) $148,702 $0 $42,959
Thomas Scharff (Chair) $0 $0 $0
Gary Phillips (Vice Chair) $0 $0 $0
Ronald Schwanz (Treasurer) $0 $0 $0
Leanne Pearson (Secretary) $0 $0 $0
Joe Bredl (Director) $0 $0 $0
Donna Rasmussen (Director) $0 $0 $0
Mary Ellen Scharff (Director) $0 $0 $0
Jack Uttermark (Director) $0 $0 $0
Rich Water (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,087,108
Expenses
$5,364,094
Net Income
$1,723,014
Net Assets
$22,559,511
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,884,724
97.1%
Investment Income $193,180
2.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $9,204
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $665,686
12.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,244,733
23.2%
Assets/Debt
Total Assets $122,415,246
Total Liabilities $99,855,735
Net Assets $22,559,511
Compensation
Key Employees and Officers Compensation Related Other
Thomas Bulin (Ceo) $251,377 $0 $49,685
Hayley Marschke (Mortgage Originator) $154,993 $0 $19,050
Scott Vandehey (Evp) $145,083 $0 $34,279
Tammy Schwebach Erdman (Cfo) $141,735 $0 $33,287
Thomas Scharff (Chair) $2,260 $0 $0
Leanne Pearson (Secretary) $1,260 $0 $0
Gary Phillips (Vice Chair) $1,120 $0 $0
Donna Rasmussen (Director) $980 $0 $0
Jack Uttermark (Director) $980 $0 $0
Joe Bredl (Director) $910 $0 $0
Mary Ellen Scharff (Director) $910 $0 $0
Rich Water (Director) $910 $0 $0
Ronald Schwanz (Treasurer) $910 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,441,156
Expenses
$4,488,189
Net Income
$1,952,967
Net Assets
$20,836,497
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,257,315
97.1%
Investment Income $183,841
2.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $563,030
12.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,146,929
25.6%
Assets/Debt
Total Assets $112,153,172
Total Liabilities $91,316,675
Net Assets $20,836,497
Compensation
Key Employees and Officers Compensation Related Other
Thomas Bulin (Ceo) $200,460 $0 $47,294
Hayley Marschke (Mortgage Officer) $136,231 $0 $25,127
Scott Vandehey (Evp) $119,848 $0 $35,750
Tammy Schwebach Erdman (Cfo) $114,214 $0 $34,225
Thomas Scharff (Chair) $2,540 $0 $0
Leanne Pearson (Secretary) $1,490 $0 $0
Joe Bredl (Director) $1,120 $0 $0
Gary Phillips (Vice Chair) $1,120 $0 $0
Donna Rasmussen (Director) $1,050 $0 $0
Jack Uttermark (Director) $1,050 $0 $0
Ronald Schwanz (Treasurer) $1,050 $0 $0
Rich Water (Director) $980 $0 $0
Mary Ellen Scharff (Director) $840 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,749,797
Expenses
$4,105,631
Net Income
$1,644,166
Net Assets
$18,883,530
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,456,827
94.9%
Investment Income $290,270
5.0%
Bond Proceeds $0
Royalties $2,700
0.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $537,050
13.1%
Professional Fundraising Fees $0
Other Salaries and Wages $595,364
14.5%
Assets/Debt
Total Assets $105,966,195
Total Liabilities $87,082,665
Net Assets $18,883,530
Compensation
Key Employees and Officers Compensation Related Other
Thomas Bulin (Ceo) $193,496 $0 $40,897
Scott Vandehey (Evp) $115,814 $0 $31,750
Tammy Schwebach Erdman (Cfo) $110,302 $0 $29,142
Hayley Marschke (Mortgage Officer) $106,877 $0 $22,065
Thomas Scharff (Chair) $2,425 $0 $0
Leanne Pearson (Secretary) $1,375 $0 $0
Mary Ellen Scharff (Director) $1,200 $0 $0
Jack Uttermark (Director) $1,000 $0 $0
Gary Phillips (Vice Chair) $1,000 $0 $0
Ronald Schwanz (Treasurer) $980 $0 $0
Donna Rasmussen (Director) $930 $0 $0
Rich Water (Director) $840 $0 $0
Joe Bredl (Director) $810 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,387,738
Expenses
$3,948,514
Net Income
$1,439,224
Net Assets
$17,239,364
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,108,177
94.8%
Investment Income $277,177
5.1%
Bond Proceeds $0
Royalties $1,807
0.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $577
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $503,681
12.8%
Professional Fundraising Fees $0
Other Salaries and Wages $562,431
14.2%
Assets/Debt
Total Assets $101,302,189
Total Liabilities $84,062,825
Net Assets $17,239,364
Compensation
Key Employees and Officers Compensation Related Other
Thomas Bulin (Ceo) $179,254 $0 $38,971
Scott Vandehey (Evp) $107,564 $0 $30,274
Hayley Marschke (Mortgage Officer) $103,087 $0 $23,098
Tammy Schwebach Erdman (Cfo) $102,511 $0 $27,864
Thomas Scharff (Chair) $2,640 $0 $0
Leanne Pearson (Secretary) $1,625 $0 $0
Jack Uttermark (Director) $1,120 $0 $0
Gary Phillips (Vice Chair) $1,120 $0 $0
Donna Rasmussen (Director) $1,050 $0 $0
Joe Bredl (Director) $1,050 $0 $0
Ronald Schwanz (Treasurer) $980 $0 $0
Mary Ellen Scharff (Director) $840 $0 $0
Rich Water (Director) $840 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,016,105
Expenses
$3,914,422
Net Income
$1,101,683
Net Assets
$15,800,140
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,775,889
95.2%
Investment Income $259,341
5.2%
Bond Proceeds $0
Royalties $1,636
0.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$20,761
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $482,932
12.3%
Professional Fundraising Fees $0
Other Salaries and Wages $824,262
21.1%
Assets/Debt
Total Assets $95,774,199
Total Liabilities $79,974,059
Net Assets $15,800,140
Compensation
Key Employees and Officers Compensation Related Other
Thomas Bulin (President Ceo) $169,581 $0 $34,907
Scott Vandehey (Evp) $104,025 $0 $29,818
Hayley Marschke (Mortgage Officer) $100,396 $0 $21,025
Tammy Schwebach Erdman (Cfo) $99,420 $0 $25,942
Thomas Scharff (Chair) $2,270 $0 $0
Leanne Pearson (Secretary) $1,510 $0 $0
Donna Rasmussen (Director) $980 $0 $0
Gary Phillips (Vice Chair) $980 $0 $0
Joe Bredl (Director) $910 $0 $0
Jack Uttermark (Director) $840 $0 $0
Mary Ellen Scharff (Director) $770 $0 $0
Ronald Schwanz (Treasurer) $650 $0 $0
Rich Water (Director) $600 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,743,910
Expenses
$3,712,979
Net Income
$1,030,931
Net Assets
$14,698,457
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,502,178
94.9%
Investment Income $244,125
5.1%
Bond Proceeds $0
Royalties $897
0.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$3,290
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $370,297
10.0%
Professional Fundraising Fees $0
Other Salaries and Wages $871,231
23.5%
Assets/Debt
Total Assets $91,895,493
Total Liabilities $77,197,036
Net Assets $14,698,457
Compensation
Key Employees and Officers Compensation Related Other
Thomas Bulin (President Ceo) $158,542 $0 $0
Scott Vandehey (Evp) $102,928 $0 $0
Tammy Schwebach Erdman (Cfo) $98,392 $0 $0
Thomas Scharff (Chair) $2,435 $0 $0
Leanne Pearson (Secretary) $1,560 $0 $0
Jack Uttermark (Director) $1,050 $0 $0
Gary Phillips (Vice Chair) $1,050 $0 $0
Donna Rasmussen (Director) $980 $0 $0
Mary Ellen Scharff (Director) $910 $0 $0
Ronald Schwanz (Treasurer) $910 $0 $0
Rich Water (Director) $840 $0 $0
Joe Bredl (Director) $700 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,685,148
Expenses
$3,651,373
Net Income
$1,033,775
Net Assets
$13,667,526
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,407,153
94.1%
Investment Income $270,379
5.8%
Bond Proceeds $0
Royalties $4,869
0.1%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,747
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $363,784
10.0%
Professional Fundraising Fees $0
Other Salaries and Wages $855,887
23.4%
Assets/Debt
Total Assets $83,456,301
Total Liabilities $69,788,775
Net Assets $13,667,526
Compensation
Key Employees and Officers Compensation Related Other
Thomas Bulin (President Ceo) $155,009 $0 $32,692
Scott Vandehey (Evp) $101,242 $0 $26,262
Tammy Schwebach Erdman (Cfo) $96,663 $0 $22,970
Thomas Scharff (Director) $2,920 $0 $0
Leanne Pearson (Secretary) $2,040 $0 $0
Donna Rasmussen (Chair) $910 $0 $0
Jack Uttermark (Director) $910 $0 $0
Ronald Schwanz (Treasurer) $910 $0 $0
Gary Phillips (Vice Chair) $840 $0 $0
Joe Bredl (Director) $810 $0 $0
Mary Ellen Scharff (Director) $770 $0 $0
Rich Water (Director) $760 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,644,973
Expenses
$3,444,534
Net Income
$1,200,439
Net Assets
$12,633,751
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,410,632
95.0%
Investment Income $249,908
5.4%
Bond Proceeds $0
Royalties $2,250
0.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$17,817
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $342,140
9.9%
Professional Fundraising Fees $0
Other Salaries and Wages $777,570
22.6%
Assets/Debt
Total Assets $81,196,576
Total Liabilities $68,562,825
Net Assets $12,633,751

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,298,433
Expenses
$3,579,086
Net Income
$719,347
Net Assets
$11,433,312
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,059,508
94.4%
Investment Income $223,308
5.2%
Bond Proceeds $0
Royalties $4,500
0.1%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $11,117
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $299,198
8.4%
Professional Fundraising Fees $0
Other Salaries and Wages $597,089
16.7%
Assets/Debt
Total Assets $74,328,243
Total Liabilities $62,894,931
Net Assets $11,433,312

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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