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Deer River Cooperative Credit Union

  • Deer River, MN
  • Tax-exempt since Sept. 1944
  • EIN: 41-0216120

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$1.19M (2023)

Expenses
$958k (2023)

Total Assets
$26.5M (2023)

Total Liabilities
$24.2M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,190,897
Expenses
$958,098
Net Income
$232,799
Net Assets
$2,296,781
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $983,657
82.6%
Investment Income $207,240
17.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $101,971
10.6%
Professional Fundraising Fees $0
Other Salaries and Wages $168,872
17.6%
Assets/Debt
Total Assets $26,505,496
Total Liabilities $24,208,715
Net Assets $2,296,781
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mary Goggleye (President) $94,195 $0 $0
Susan Dewitt (Supervisory Committee) $2,360 $0 $0
Maureen Reuter (Supervisory Committee) $2,045 $0 $0
Michael Nynas (Board Member) $1,093 $0 $0
Charles Isaacs (Board Chair) $1,090 $0 $0
Barbara Gunderson (Board Member) $950 $0 $0
Nicole Osse (Board Member) $928 $0 $0
Larry Nixon (Board Member) $870 $0 $0
Lydia White (Supervisory Committee) $820 $0 $0
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Document Links

990
Filed on April 30, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$903,681
Expenses
$740,671
Net Income
$163,010
Net Assets
$2,111,482
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $815,800
90.3%
Investment Income $87,881
9.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $96,220
13.0%
Professional Fundraising Fees $0
Other Salaries and Wages $158,946
21.5%
Assets/Debt
Total Assets $25,924,020
Total Liabilities $23,812,538
Net Assets $2,111,482
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mary Goggleye (President) $90,400 $0 $0
Maureen Reuter (Supervisory Committee) $1,180 $0 $0
Charles Isaacs (Board Chair) $820 $0 $0
Michael Nynas (Board Member) $760 $0 $0
Nicole Osse (Board Member) $760 $0 $0
Barbara Gunderson (Board Member) $740 $0 $0
Larry Nixon (Board Member) $740 $0 $0
Patricia Oelkers (Superivsory Committee) $440 $0 $0
Terese Eby (Supervisory Member) $340 $0 $0
Lydia White (Supervisory Committee) $340 $0 $0
Susan Dewitt (Supervisory Committee) $60 $0 $0
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Document Links

990
Filed on April 26, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$866,534
Expenses
$737,197
Net Income
$129,337
Net Assets
$1,948,474
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $840,701
97.0%
Investment Income $25,833
3.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $97,868
13.3%
Professional Fundraising Fees $0
Other Salaries and Wages $152,950
20.7%
Assets/Debt
Total Assets $25,319,705
Total Liabilities $23,371,231
Net Assets $1,948,474
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mary Goggleye (President) $90,928 $0 $0
Maureen Reuter (Supervisory Committee) $1,300 $0 $0
Patricia Oelkers (Superivsory Committee) $1,040 $0 $0
Terese Eby (Supervisory Member) $960 $0 $0
Charles Isaacs (Board Chair) $850 $0 $0
Nicole Osse (Board Member) $770 $0 $0
Barbara Gunderson (Board Member) $730 $0 $0
Larry Nixon (Board Member) $480 $0 $0
Michael Nynas (Board Member) $0 $0 $0
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Document Links

990
Filed on May 10, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$830,587
Expenses
$730,579
Net Income
$100,008
Net Assets
$1,819,139
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $792,827
95.5%
Investment Income $37,760
4.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $91,761
12.6%
Professional Fundraising Fees $0
Other Salaries and Wages $128,750
17.6%
Assets/Debt
Total Assets $22,873,582
Total Liabilities $21,054,443
Net Assets $1,819,139
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mary Goggleye (President) $84,551 $0 $0
Maureen Reuter (Supervisory Committee) $1,260 $0 $0
Patricia Oelkers (Superivsory Committee) $970 $0 $0
Charles Isaacs (Board Chair) $910 $0 $0
Michael Nynas (Board Member) $910 $0 $0
Nicole Osse (Board Member) $870 $0 $0
Terese Eby (Supervisory Member) $850 $0 $0
Barbara Gunderson (Board Member) $840 $0 $0
Larry Nixon (Board Member) $600 $0 $0
+ View more people

Document Links

990
Filed on May 11, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$835,659
Expenses
$692,022
Net Income
$143,637
Net Assets
$1,719,130
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $757,733
90.7%
Investment Income $77,926
9.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $85,439
12.3%
Professional Fundraising Fees $0
Other Salaries and Wages $109,631
15.8%
Assets/Debt
Total Assets $18,522,909
Total Liabilities $16,803,779
Net Assets $1,719,130
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mary Goggleye (President) $78,879 $0 $0
Barbara Gunderson (Board Member) $0 $0 $0
Charles Isaacs (Board Chair) $0 $0 $0
Larry Nixon (Board Member) $0 $0 $0
Michael Nynas (Board Member) $0 $0 $0
Nicole Osse (Board Member) $0 $0 $0
Victor Williams (Supervisory Member) $0 $0 $0
Patricia Oelkers (Superivsory Committee) $0 $0 $0
Maureen Reuter (Supervisory Committee) $0 $0 $0
Terese Eby (Supervisory Member) $0 $0 $0
+ View more people

Document Links

990
Filed on May 12, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$769,889
Expenses
$628,804
Net Income
$141,085
Net Assets
$1,575,060
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $704,367
91.5%
Investment Income $65,522
8.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $84,590
13.5%
Professional Fundraising Fees $0
Other Salaries and Wages $107,800
17.1%
Assets/Debt
Total Assets $17,851,382
Total Liabilities $16,276,322
Net Assets $1,575,060
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mar Goggleye (President) $77,240 $0 $0
Marueen Rueter (Supervisory Committee) $1,400 $0 $0
Patricia Oelkers (Supervisory Committee) $1,210 $0 $0
Charles Isaacs (Board Chair) $920 $0 $0
Michael Nynas (Board Member) $920 $0 $0
Barbara Gunderson (Board Member) $840 $0 $0
Nicole Osse (Board Member) $820 $0 $0
Victor Williams (Supervisory Committee) $660 $0 $0
Larry Nixon (Board Member) $580 $0 $0
+ View more people

Document Links

990
Filed on May 3, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$694,294
Expenses
$561,932
Net Income
$132,362
Net Assets
$1,433,985
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $640,531
92.3%
Investment Income $53,763
7.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $76,231
13.6%
Professional Fundraising Fees $0
Other Salaries and Wages $108,321
19.3%
Assets/Debt
Total Assets $16,509,817
Total Liabilities $15,075,832
Net Assets $1,433,985
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mar Goggleye (President) $72,186 $0 $0
Charles Isaacs (Board Chair) $625 $0 $0
Barbara Gunderson (Board Member) $605 $0 $0
Michael Nynas (Board Member) $595 $0 $0
Marueen Rueter (Supervisory Committee) $560 $0 $0
Nicole Osse (Board Member) $440 $0 $0
Larry Nixon (Board Member) $420 $0 $0
Patricia Oelkers (Supervisory Committee) $420 $0 $0
Victor Williams (Supervisory Committee) $380 $0 $0
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990
Filed on May 8, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$613,361
Expenses
$520,059
Net Income
$93,302
Net Assets
$1,301,620
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $565,951
92.3%
Investment Income $47,410
7.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $75,653
14.5%
Professional Fundraising Fees $0
Other Salaries and Wages $101,010
19.4%
Assets/Debt
Total Assets $17,162,230
Total Liabilities $15,860,610
Net Assets $1,301,620
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mary Goggleye (President) $72,503 $0 $0
Maureen Reuter (Supervisory Committee) $590 $0 $0
Patricia Oelkers (Supervisory Committee) $460 $0 $0
Barbara Gunderson (Board Member) $410 $0 $0
Michael Nynas (Board Member) $410 $0 $0
Victor Williams (Supervisory Committee) $390 $0 $0
Nicole Osse (Board Member) $380 $0 $0
Charles Isaacs (Board President) $295 $0 $0
Larry Nixon (Board Sec) $215 $0 $0
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990
Filed on May 10, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$520,575
Expenses
$462,149
Net Income
$58,426
Net Assets
$1,208,318
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $473,245
90.9%
Investment Income $47,330
9.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $74,015
16.0%
Professional Fundraising Fees $0
Other Salaries and Wages $95,758
20.7%
Assets/Debt
Total Assets $15,386,405
Total Liabilities $14,178,087
Net Assets $1,208,318
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mary Goggleye (President) $70,400 $0 $0
Maureen Reuter (Supervisory Committee) $786 $0 $0
Michael Nynas (Board Member) $593 $0 $0
Charles Isaacs (Board Chair) $579 $0 $0
Barbara Gunderson (Board Member) $529 $0 $0
Victor Williams (Supervisory Committee) $509 $0 $0
Patricia Oelkers (Supervisory Committee) $484 $0 $0
Nicole Osse (Board Member) $434 $0 $0
Larry Nixon (Board Member) $407 $0 $0
+ View more people

Document Links

990
Filed on May 11, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$475,257
Expenses
$446,925
Net Income
$28,332
Net Assets
$1,149,893
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $424,125
89.2%
Investment Income $51,132
10.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $57,657
12.9%
Professional Fundraising Fees $0
Other Salaries and Wages $108,253
24.2%
Assets/Debt
Total Assets $15,222,334
Total Liabilities $14,072,441
Net Assets $1,149,893
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mary Goggleye (President) $31,470 $0 $0
John Obrien (President) $23,357 $0 $0
Maureen Reuter (Supervisory Comm) $550 $0 $62
Patricia Oelkers (Supervisory Comm) $470 $0 $24
Victor Williams (Supervisory Comm) $420 $0 $63
Charles Isaacs (Board Chair) $320 $0 $126
Nicole Osse (Board Member) $320 $0 $55
Michael Nynas (Board Member) $310 $0 $66
Larry Nixon (Board Member) $260 $0 $19
Barbara Gunderson (Board Member) $180 $0 $10
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990
Filed on May 6, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$431,494
Expenses
$447,929
Net Income
-$16,435
Net Assets
$1,121,561
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $378,379
87.7%
Investment Income $53,115
12.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $50,682
11.3%
Professional Fundraising Fees $0
Other Salaries and Wages $118,775
26.5%
Assets/Debt
Total Assets $14,273,170
Total Liabilities $13,151,609
Net Assets $1,121,561
Compensation
Key Employees and Officers Compensation Related Other
John Obrien (President) $48,577 $0 $0
Maureen Reuter (Supervisory Com) $480 $0 $57
Victor Williams (Supervisory Com) $370 $0 $50
Patricia Oelkers (Supervisory Com) $330 $0 $19
Michael Nynas (Board Member) $213 $0 $61
Charles Isaacs (Board Chair) $210 $0 $108
Barbara Gunderson (Board Member) $205 $0 $20
Nicole Osse (Board Member) $173 $0 $40
Larry Nixon (Board Chair) $125 $0 $14
+ View more people

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990
Filed on May 15, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
PDF (2 of 2)

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$489,728
Expenses
$500,237
Net Income
-$10,509
Net Assets
$1,137,996
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $405,228
82.7%
Investment Income $56,338
11.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $28,162
5.8%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $51,793
10.4%
Professional Fundraising Fees $0
Other Salaries and Wages $135,942
27.2%
Assets/Debt
Total Assets $14,507,033
Total Liabilities $13,369,037
Net Assets $1,137,996

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$532,423
Expenses
$601,300
Net Income
-$68,877
Net Assets
$1,148,505
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $457,141
85.9%
Investment Income $75,282
14.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $61,288
10.2%
Professional Fundraising Fees $0
Other Salaries and Wages $145,688
24.2%
Assets/Debt
Total Assets $14,055,680
Total Liabilities $12,907,175
Net Assets $1,148,505

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

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Byline

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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