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Northern Communities Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$6.19M (2023)

Expenses
$5.07M (2023)

Total Assets
$102M (2023)

Total Liabilities
$90.5M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,189,475
Expenses
$5,066,076
Net Income
$1,123,399
Net Assets
$11,098,922
Notable Sources of Revenue Percent of Total Revenue
Contributions $5,375
0.1%
Program Services $5,451,372
88.1%
Investment Income $686,997
11.1%
Bond Proceeds $0
Royalties $11,581
0.2%
Rental Property Income $33,150
0.5%
Net Fundraising $0
Sales of Assets $1,000
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $355,291
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,173,170
23.2%
Assets/Debt
Total Assets $101,562,045
Total Liabilities $90,463,123
Net Assets $11,098,922
Compensation
Key Employees and Officers Compensation Related Other
Trina Hoff (President/Ce) $169,311 $0 $69,621
Anita Chandler (Vp Administr) $99,804 $0 $15,328
Sharon Lundquist (Vp Lending) $82,021 $0 $22,616
Dirk Davis (Director) $1,486 $0 $66
George Walters (Director) $629 $0 $66
Karen Erickson (Chair) $382 $0 $66
James Kroll (Director) $343 $0 $66
John Lindquist (Director) $340 $0 $66
Charles Schumacher (Director) $297 $0 $66
Robert Mccubbin (Director) $235 $0 $66
Shawn Herhusky (Vice Chair) $234 $0 $66
Ruth Hemming (Secretary) $209 $0 $66

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,887,350
Expenses
$4,164,127
Net Income
$723,223
Net Assets
$10,145,971
Notable Sources of Revenue Percent of Total Revenue
Contributions $2,350
0.0%
Program Services $4,208,344
86.1%
Investment Income $642,449
13.1%
Bond Proceeds $0
Royalties $12,244
0.3%
Rental Property Income $32,222
0.7%
Net Fundraising $0
Sales of Assets -$10,259
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $304,098
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,044,353
25.1%
Assets/Debt
Total Assets $104,832,624
Total Liabilities $94,686,653
Net Assets $10,145,971
Compensation
Key Employees and Officers Compensation Related Other
Trina Hoff (President/Ce) $145,327 $0 $61,731
Anita Chandler (Vp Administr) $85,725 $0 $14,429
Sharon Lundquist (Vp Lending) $70,705 $0 $19,918
George Walters (Director) $377 $0 $66
Dirk Davis (Director) $371 $0 $66
Karen Erickson (Chair) $301 $0 $66
John Lindquist (Director) $274 $0 $66
James Kroll (Director) $221 $0 $66
Charles Schumacher (Director) $215 $0 $66
Ruth Hemming (Secretary) $209 $0 $66
Robert Mccubbin (Director) $199 $0 $66
Shawn Herhusky (Vice Chair) $174 $0 $66

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,585,811
Expenses
$3,557,760
Net Income
$1,028,051
Net Assets
$9,422,748
Notable Sources of Revenue Percent of Total Revenue
Contributions $13,185
0.3%
Program Services $4,215,804
91.9%
Investment Income $312,243
6.8%
Bond Proceeds $0
Royalties $11,958
0.3%
Rental Property Income $32,621
0.7%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $304,141
8.5%
Professional Fundraising Fees $0
Other Salaries and Wages $964,051
27.1%
Assets/Debt
Total Assets $101,821,358
Total Liabilities $92,398,610
Net Assets $9,422,748
Compensation
Key Employees and Officers Compensation Related Other
Trina Hoff (President/Ce) $138,979 $0 $56,730
Anita Chandler (Vp Administr) $88,228 $0 $13,986
Sharon Lundquist (Vp Lending) $74,158 $0 $20,700
Dirk Davis (Director) $417 $0 $66
George Walters (Director) $398 $0 $66
John Lindquist (Vice Chair) $371 $0 $66
Karen Erickson (Chair) $365 $0 $66
Charles Schumacher (Director) $287 $0 $66
James Kroll (Director) $270 $0 $66
Shawn Herhusky (Director) $265 $0 $66
Ruth Hemming (Secretary) $231 $0 $66
Robert Mccubbin (Director) $172 $0 $66

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,233,203
Expenses
$3,435,385
Net Income
$797,818
Net Assets
$8,394,697
Notable Sources of Revenue Percent of Total Revenue
Contributions $2,500
0.1%
Program Services $3,830,646
90.5%
Investment Income $364,764
8.6%
Bond Proceeds $0
Royalties $12,062
0.3%
Rental Property Income $32,537
0.8%
Net Fundraising $0
Sales of Assets -$9,306
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $300,628
8.8%
Professional Fundraising Fees $0
Other Salaries and Wages $912,751
26.6%
Assets/Debt
Total Assets $89,854,744
Total Liabilities $81,460,047
Net Assets $8,394,697
Compensation
Key Employees and Officers Compensation Related Other
Trina Hoff (President/Ce) $136,935 $0 $54,562
Anita Chandler (Vp Administr) $86,154 $0 $12,967
Sharon Lundquist (Vp Lending) $75,165 $0 $19,802
James Kroll (Director) $364 $0 $74
Karen Erickson (Chair) $354 $0 $74
John Lindquist (Vice Chair) $316 $0 $74
Charles Schumacher (Director) $297 $0 $74
Robert Mccubbin (Director) $272 $0 $74
Shawn Herhusky (Director) $267 $0 $74
Dirk Davis (Director) $257 $0 $74
Ruth Hemming (Secretary) $247 $0 $74

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,305,352
Expenses
$3,324,208
Net Income
$981,144
Net Assets
$7,596,879
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,832,463
89.0%
Investment Income $432,142
10.0%
Bond Proceeds $0
Royalties $12,343
0.3%
Rental Property Income $32,491
0.8%
Net Fundraising $0
Sales of Assets -$4,087
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $256,480
7.7%
Professional Fundraising Fees $0
Other Salaries and Wages $865,767
26.0%
Assets/Debt
Total Assets $75,737,048
Total Liabilities $68,140,169
Net Assets $7,596,879
Compensation
Key Employees and Officers Compensation Related Other
Trina Hoff (President/Ce) $113,014 $0 $35,568
Anita Chandler (Vp Administr) $74,446 $0 $6,809
Sharon Lundquist (Vp Lending) $66,795 $0 $12,788
Ruth Hemming (Director) $416 $0 $66
Charles Schumacher (Director) $338 $0 $66
James Kroll (Director) $312 $0 $66
Karen Erickson (Chair) $228 $0 $66
Shawn Herhusky (Director) $215 $0 $66
John Lindquist (Vice Chair) $202 $0 $66
Robert Mccubbin (Director) $192 $0 $66
Mike Downs (Director) $192 $0 $66
Ben Thomas (Secretary) $130 $0 $66

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,985,809
Expenses
$3,107,898
Net Income
$877,911
Net Assets
$6,615,735
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,580,116
89.8%
Investment Income $372,797
9.4%
Bond Proceeds $0
Royalties $12,182
0.3%
Rental Property Income $28,887
0.7%
Net Fundraising $0
Sales of Assets -$8,173
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $235,920
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $801,776
25.8%
Assets/Debt
Total Assets $73,538,535
Total Liabilities $66,922,800
Net Assets $6,615,735
Compensation
Key Employees and Officers Compensation Related Other
Trina Hoff (President/Ce) $101,304 $0 $28,549
Anita Chandler (Vp Administr) $69,124 $0 $3,891
Sharon Lundquist (Vp Lending) $63,097 $0 $9,368
James Kroll (Director) $501 $0 $66
Ruth Hemming (Director) $286 $0 $66
Charles Schumacher (Director) $280 $0 $66
Ben Thomas (Secretary) $270 $0 $66
John Lindquist (Vice Chair) $267 $0 $66
Mike Downs (Director) $230 $0 $66
Shawn Herhusky (Director) $230 $0 $66
Robert Mccubbin (Director) $224 $0 $66
Grant Forsyth (Prior Chair) $107 $0 $0
Karen Erickson (Chair) $0 $0 $66

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,623,610
Expenses
$3,161,020
Net Income
$462,590
Net Assets
$5,737,824
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,297,942
91.0%
Investment Income $291,234
8.0%
Bond Proceeds $0
Royalties $11,484
0.3%
Rental Property Income $24,436
0.7%
Net Fundraising $0
Sales of Assets -$1,486
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $214,913
6.8%
Professional Fundraising Fees $0
Other Salaries and Wages $786,627
24.9%
Assets/Debt
Total Assets $72,445,089
Total Liabilities $66,707,265
Net Assets $5,737,824
Compensation
Key Employees and Officers Compensation Related Other
Trina Hoff (President/Ce) $88,820 $0 $25,735
Anita Chandler (Vp Administr) $64,565 $0 $4,371
Sharon Lundquist (Vp Lending) $58,680 $0 $8,620
James Kroll (Director) $468 $0 $66
Janet Ward (Secretary) $452 $0 $66
Grant Forsyth (Chair) $445 $0 $66
Ruth Hemming (Director) $367 $0 $66
John Lindquist (Director) $332 $0 $66
Charles Schumacher (Director) $283 $0 $66
Ben Thomas (Director) $244 $0 $66
Robert Mccubbin (Director) $143 $0 $66
Karen Erickson (Vice Chair) $114 $0 $66

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,507,178
Expenses
$3,393,175
Net Income
$114,003
Net Assets
$5,275,234
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,000
0.0%
Program Services $3,246,326
92.6%
Investment Income $269,568
7.7%
Bond Proceeds $0
Royalties $11,512
0.3%
Rental Property Income $24,957
0.7%
Net Fundraising $0
Sales of Assets -$46,185
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $336,469
9.9%
Professional Fundraising Fees $0
Other Salaries and Wages $746,916
22.0%
Assets/Debt
Total Assets $71,599,116
Total Liabilities $66,323,882
Net Assets $5,275,234
Compensation
Key Employees and Officers Compensation Related Other
Larry Champeaux (President/Ce) $120,750 $0 $16,877
Trina Hoff (President/Ce) $79,341 $0 $12,334
Anita Chandler (Vp Administr) $57,805 $0 $3,446
Sharon Lundquist (Vp Lending) $55,857 $0 $7,734
Terese Thorstad (Vp Finance) $17,512 $0 $936
Karen Erickson (Vice Chair) $978 $0 $66
Janet Ward (Secretary) $858 $0 $66
James Kroll (Director) $728 $0 $66
Grant Forsyth (Chair) $644 $0 $66
John Lindquist (Director) $585 $0 $66
Charles Schumacher (Director) $410 $0 $66
Ruth Hemming (Director) $371 $0 $66
Ben Thomas (Director) $338 $0 $66
Robert Mccubbin (Director) $211 $0 $66
Patti Maguire (Vice Chair) $81 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,617,270
Expenses
$3,586,928
Net Income
$30,342
Net Assets
$5,161,231
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,320,358
91.8%
Investment Income $268,934
7.4%
Bond Proceeds $0
Royalties $5,815
0.2%
Rental Property Income $22,163
0.6%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $249,026
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $888,952
24.8%
Assets/Debt
Total Assets $71,581,899
Total Liabilities $66,420,668
Net Assets $5,161,231
Compensation
Key Employees and Officers Compensation Related Other
Larry Champeaux (President/Ce) $106,209 $0 $16,423
Trina O'bey (Executive Vp) $71,249 $0 $11,993
Terese Thorstad (Vp Finance) $67,996 $0 $3,001
Janet Ward (Secretary) $627 $0 $72
James Kroll (Director) $588 $0 $72
Patti Maguire (Vice Chair) $553 $0 $72
Karen Erickson (Director) $501 $0 $72
Robert Mccubbin (Director) $364 $0 $72
Ben Thomas (Director) $361 $0 $72
Charles Schumacher (Director) $198 $0 $72
John Lindquist (Director) $195 $0 $72
Grant Forsyth (Chair) $185 $0 $72

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,571,501
Expenses
$4,139,858
Net Income
-$568,357
Net Assets
$5,130,889
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,275,815
91.7%
Investment Income $294,806
8.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $13,427
0.4%
Net Fundraising $0
Sales of Assets -$12,547
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $300,611
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $986,393
23.8%
Assets/Debt
Total Assets $70,804,340
Total Liabilities $65,673,451
Net Assets $5,130,889
Compensation
Key Employees and Officers Compensation Related Other
Larry Champeaux (President) $99,989 $0 $16,266
Kenneth Dahlberg (Vp Of Lendin) $67,125 $0 $24,490
Trina O'bey (Vp Operation) $64,601 $0 $11,744
Terese Thorstad (Vp Finance) $63,944 $0 $1,799
John Lindquist (Director) $1,260 $0 $0
Ben Thomas (Director) $994 $0 $0
Janet Ward (Secretary) $510 $0 $0
Patti Maguire (Vice Chair) $465 $0 $0
James Kroll (Director) $439 $0 $0
Karen Erickson (Director) $436 $0 $0
Robert Mccubbin (Director) $400 $0 $0
Charles Schumacher (Director) $276 $0 $0
Grant Forsyth (Chair) $172 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,583,432
Expenses
$3,560,145
Net Income
$23,287
Net Assets
$5,699,246
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,325,354
92.8%
Investment Income $253,578
7.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $4,500
0.1%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $294,369
8.3%
Professional Fundraising Fees $0
Other Salaries and Wages $933,952
26.2%
Assets/Debt
Total Assets $71,054,873
Total Liabilities $65,355,627
Net Assets $5,699,246
Compensation
Key Employees and Officers Compensation Related Other
Larry Champeaux (President) $96,883 $0 $14,845
Kenneth Dahlberg (Vp Of Lendin) $67,731 $0 $21,481
Trina O'bey (Vp Operation) $62,446 $0 $11,036
Terese Thorstad (Vp Finance) $61,268 $0 $3,155
Ben Thomas (Director) $1,429 $0 $0
John Lindquist (Director) $1,137 $0 $0
Bob Mccubbin (Director) $588 $0 $0
Patti Maguire (Vice Chair) $572 $0 $0
James Kroll (Director) $536 $0 $0
Grant Forsyth (Chair) $426 $0 $0
Karen Erickson (Director) $387 $0 $0
Janet Ward (Secretary) $380 $0 $0
Dick Ledoux (Director) $305 $0 $0
Charles Schumacher (Director) $280 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,092,882
Expenses
$4,073,910
Net Income
$18,972
Net Assets
$5,675,959
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,865,347
94.4%
Investment Income $238,809
5.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$11,274
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $280,129
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,139,253
28.0%
Assets/Debt
Total Assets $73,024,140
Total Liabilities $67,348,181
Net Assets $5,675,959

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,098,413
Expenses
$3,991,353
Net Income
$107,060
Net Assets
$5,656,987
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,872,551
94.5%
Investment Income $234,497
5.7%
Bond Proceeds $0
Royalties $5,993
0.1%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$14,628
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $268,904
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,144,687
28.7%
Assets/Debt
Total Assets $68,478,730
Total Liabilities $62,821,743
Net Assets $5,656,987

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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