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Neighborhood Housing Services Of Duluth Inc

One Roof Community Lending

Organization summary

Type of Nonprofit

Designated as a Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Category: Community Improvement, Capacity Building / Community, Neighborhood Development, Improvement (General) (NTEE)

Donations to this organization are tax deductible.

Summary charts: organization finances over time

Revenue
$702k (2023)

Expenses
$653k (2023)

Total Assets
$6.7M (2023)

Total Liabilities
$3.65M (2023)

Years with missing data
Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$702,309
Expenses
$653,482
Net Income
$48,827
Net Assets
$3,044,800
Notable Sources of Revenue Percent of Total Revenue
Contributions $413,350
58.9%
Program Services $282,544
40.2%
Investment Income $293
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $6,122
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $32,098
4.9%
Professional Fundraising Fees $0
Other Salaries and Wages $292,639
44.8%
Assets/Debt
Total Assets $6,695,442
Total Liabilities $3,650,642
Net Assets $3,044,800
Compensation
Key Employees and Officers Compensation Related Other
Jeanine Dahl (Board Secretary) $0 $0 $0
Christopher Henagin (Board Member) $0 $0 $0
Bob Ryan (Board Member) $0 $0 $0
Mary Frances Skala (Board Member) $0 $0 $0
Joel Tracey (Board Member) $0 $0 $0
Ryan Jones Casey (Board Chair) $0 $0 $0
Brian Murphy (Board Member) $0 $0 $0
Jessica Langer (Board Member) $0 $0 $0
Hannah Smith (Board Member) $0 $0 $0
Tonya Loken (Board Member) $0 $0 $0
Emily Edison (Board Vice Chair) $0 $0 $0
Aaron Kelly (Board Member) $0 $0 $0
Lisa Wick (Board Member) $0 $0 $0
Deneice Kramer (Board Member) $0 $0 $0
John Staine (Board Member) $0 $0 $0
Jeff Corey (Executive Director) $0 $127,520 $18,863
Vickie Hartley (Finance Director) $0 $86,794 $6,327

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,142,937
Expenses
$654,202
Net Income
$488,735
Net Assets
$2,995,973
Notable Sources of Revenue Percent of Total Revenue
Contributions $900,548
78.8%
Program Services $238,375
20.9%
Investment Income $79
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,935
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $18,509
2.8%
Professional Fundraising Fees $0
Other Salaries and Wages $306,718
46.9%
Assets/Debt
Total Assets $6,505,287
Total Liabilities $3,509,314
Net Assets $2,995,973
Compensation
Key Employees and Officers Compensation Related Other
Jeanine Dahl (Secretary) $0 $0 $0
Christopher Henagin (Board Member) $0 $0 $0
Bob Ryan (Board Member) $0 $0 $0
Mary Frances Skala (Board Member) $0 $0 $0
Joel Tracey (Board Chair) $0 $0 $0
Ryan Jones Casey (Board Vice Chair) $0 $0 $0
Brian Murphy (Board Member) $0 $0 $0
Jessica Langer (Board Member) $0 $0 $0
Hannah Smith (Board Member) $0 $0 $0
Tonya Loken (Board Member) $0 $0 $0
Emily Edison (Board Member) $0 $0 $0
Aaron Kelly (Board Member) $0 $0 $0
Lisa Wick (Board Member) $0 $0 $0
Deneice Kramer (Board Member) $0 $0 $0
John Staine (Board Member) $0 $0 $0
Jeff Corey (Executive Director) $0 $89,753 $9,860
Vickie Hartley (Finance Director) $0 $78,207 $4,909

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,241,282
Expenses
$857,917
Net Income
$383,365
Net Assets
$2,507,238
Notable Sources of Revenue Percent of Total Revenue
Contributions $918,049
74.0%
Program Services $322,455
26.0%
Investment Income $101
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $677
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $20,305
2.4%
Professional Fundraising Fees $0
Other Salaries and Wages $311,641
36.3%
Assets/Debt
Total Assets $6,840,807
Total Liabilities $4,333,569
Net Assets $2,507,238
Compensation
Key Employees and Officers Compensation Related Other
Jeanine Dahl (Secretary) $0 $0 $0
Christopher Henagin (Board Member) $0 $0 $0
Bob Ryan (Board Member) $0 $0 $0
Mary Frances Skala (Board Member) $0 $0 $0
Joel Tracey (Vice President) $0 $0 $0
Ryan Jones Casey (Board Member) $0 $0 $0
Brian Murphy (Board Member) $0 $0 $0
Jessica Langer (Board Member) $0 $0 $0
Gary Eckenberg (President) $0 $0 $0
Tonya Loken (Board Member) $0 $0 $0
Emily Edison (Board Member) $0 $0 $0
Aaron Kelly (Board Member) $0 $0 $0
Lisa Wick (Board Member) $0 $0 $0
Jeff Corey (Executive Director) $0 $104,300 $7,301
Vickie Hartley (Finance Director) $0 $74,491 $6,441

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,266,720
Expenses
$1,158,854
Net Income
$107,866
Net Assets
$2,123,873
Notable Sources of Revenue Percent of Total Revenue
Contributions $980,394
77.4%
Program Services $283,576
22.4%
Investment Income $139
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,611
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $14,036
1.2%
Professional Fundraising Fees $0
Other Salaries and Wages $245,312
21.2%
Assets/Debt
Total Assets $5,333,672
Total Liabilities $3,209,799
Net Assets $2,123,873
Compensation
Key Employees and Officers Compensation Related Other
Jeanine Dahl (Secretary) $0 $0 $0
Luke Peterson (Board Member) $0 $0 $0
Troy Deadrick (Board Member) $0 $0 $0
Lynn Marie Nephew (Cg Board Member) $0 $0 $0
Bob Ryan (Board Member) $0 $0 $0
Mary Frances Skala (Board Member) $0 $0 $0
Joel Tracey (Vice President) $0 $0 $0
Ryan Arola (Cg Board Member) $0 $0 $0
Ryan Jones Casey (Board Member) $0 $0 $0
Brian Murphy (Board Member) $0 $0 $0
Madeline Nelson (Board Member) $0 $0 $0
Gary Eckenberg (President) $0 $0 $0
Deneice Kramer (Board Member) $0 $0 $0
Emily Edison (Board Member) $0 $0 $0
Aaron Kelly (Board Member) $0 $0 $0
Jeff Corey (Executive Director) $0 $96,240 $6,737
Vickie Hartley (Finance Director) $0 $69,192 $5,571

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$645,780
Expenses
$490,507
Net Income
$155,273
Net Assets
$2,016,007
Notable Sources of Revenue Percent of Total Revenue
Contributions $308,127
47.7%
Program Services $333,611
51.7%
Investment Income $291
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,751
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $15,333
3.1%
Professional Fundraising Fees $0
Other Salaries and Wages $212,298
43.3%
Assets/Debt
Total Assets $4,945,693
Total Liabilities $2,929,686
Net Assets $2,016,007
Compensation
Key Employees and Officers Compensation Related Other
Jeanine Dahl (Secretary) $0 $0 $0
Luke Peterson (Board Member) $0 $0 $0
Troy Deadrick (Board Member) $0 $0 $0
Steve Decatur (Board Member) $0 $0 $0
Bob Ryan (Board Member) $0 $0 $0
Mary Frances Skala (Board Member) $0 $0 $0
Joel Tracey (Board Member) $0 $0 $0
Ryan Jones Casey (Board Member) $0 $0 $0
Brian Murphy (Board Member) $0 $0 $0
Madeline Nelson (Board Member) $0 $0 $0
Gary Eckenberg (Vice President) $0 $0 $0
Deneice Kramer (President) $0 $0 $0
Jeff Corey (Executive Director) $0 $93,337 $6,964
Michele Wallerstein (Former Finance Director) $0 $26,436 $3,448
Clifford Knettel (Former Deputy Director) $0 $17,545 $0
Vickie Hartley (Finance Director) $0 $59,767 $4,523

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,355,251
Expenses
$614,318
Net Income
$740,933
Net Assets
$2,122,461
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,024,760
75.6%
Program Services $326,576
24.1%
Investment Income $250
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,665
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $222,071
36.1%
Assets/Debt
Total Assets $5,943,665
Total Liabilities $3,821,204
Net Assets $2,122,461
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jeanine Dahl (Secretary) $0 $0 $0
Tokiwa Heger (Board Member) $0 $0 $0
Luke Peterson (Board Member) $0 $0 $0
Troy Deadrick (Board Member) $0 $0 $0
Steve Decatur (Board Member) $0 $0 $0
Bob Ryan (Board Member) $0 $0 $0
Jill Holmen (Board Member) $0 $0 $0
Mary Frances Skala (Board Member) $0 $0 $0
Deneice Kramer (President) $0 $0 $0
Joel Tracey (Board Member) $0 $0 $0
Gwen Updegraff (Board Member) $0 $0 $0
Tom Simonson (Board Member) $0 $0 $0
Gary Eckenberg (Vice President) $0 $0 $0
Jeff Corey (Executive Director) $0 $92,280 $7,247
Michele Wallerstein (Finance Director) $0 $66,410 $14,662
Clifford Knettel (Deputy Director) $0 $84,436 $6,390

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$664,636
Expenses
$534,356
Net Income
$130,280
Net Assets
$1,381,528
Notable Sources of Revenue Percent of Total Revenue
Contributions $428,874
64.5%
Program Services $235,651
35.5%
Investment Income $111
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $17,888
3.3%
Professional Fundraising Fees $0
Other Salaries and Wages $217,289
40.7%
Assets/Debt
Total Assets $4,049,188
Total Liabilities $2,667,660
Net Assets $1,381,528
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jeanine Dahl (Board Member) $0 $0 $0
Tokiwa Heger (Board Member) $0 $0 $0
Luke Peterson (Board Member) $0 $0 $0
Troy Deadrick (Board Member) $0 $0 $0
Steve Decatur (Board Member) $0 $0 $0
Bob Ryan (Board Member) $0 $0 $0
Jill Holmen (Board Member) $0 $0 $0
Mary Frances Skala (Board Member) $0 $0 $0
Deneice Kramer (Vice President) $0 $0 $0
Joel Tracey (Board Member) $0 $0 $0
Gwen Updegraff (Secretary) $0 $0 $0
Tom Simonson (President) $0 $0 $0
Elizabeth Hartman (Treasurer) $0 $0 $0
Gary Eckenberg (Board Member) $0 $0 $0
Jeff Corey (Executive Director) $0 $92,765 $6,143
Michele Wallerstein (Finance Director) $0 $65,519 $15,104
Clifford Knettel (Deputy Director) $0 $85,271 $5,792

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$0
Expenses
$0
Net Income
$0
Net Assets
$1
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Assets/Debt
Total Assets $1
Total Liabilities $0
Net Assets $1
Compensation
Key Employees and Officers Compensation Other
Tokiwa Heger (One Roof Board Member) $0 $0
Troy Deadrick (Orch Board Member) $0 $0
Steve Decatur (One Roof Board Member) $0 $0
Rolf Flaig (Orch Board Member) $0 $0
Elizabeth Hartman (Orch Treasurer) $0 $0
Jill Holmen (Orch Board Member) $0 $0
Deneice Kramer (Orch Vice President) $0 $0
Tom Simonson (Orch President) $0 $0
Gary Eckenberg (Orch Board Member) $0 $0
Jeanine Dahl (One Roof Board Member) $0 $0
Bob Ryan (One Roof Board Member) $0 $0
Gwen Updegraff (Orch Secretary) $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$0
Expenses
$0
Net Income
$0
Net Assets
$1
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Assets/Debt
Total Assets $1
Total Liabilities $0
Net Assets $1
Compensation
Key Employees and Officers Compensation Other
Richard Fryberger (Orch Board Member) $0 $0
Deb Amberg (Orch Board Member) $0 $0
Veronica Gaidelis Langer (Orch Board Member) $0 $0
Troy Deadrick (Orch Board Member) $0 $0
Steve Decatur (Orch President) $0 $0
Rolf Flaig (Orch Board Member) $0 $0
Elizabeth Hartman (Orch Treasurer) $0 $0
Jill Holmen (Orch Board Member) $0 $0
Emily Kniskern (Orch Board Member) $0 $0
Deneice Kramer (Orch Board Member) $0 $0
Barbara Miron (Orch Board Member) $0 $0
Lynn Marie Nephew (Orch Board Secretary) $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$0
Expenses
$0
Net Income
$0
Net Assets
$1
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1
Total Liabilities $0
Net Assets $1

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$79,691
Expenses
$107,836
Net Income
-$28,145
Net Assets
$1,144,522
Notable Sources of Revenue Percent of Total Revenue
Contributions $35,118
44.1%
Program Services $44,573
55.9%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $34,215
31.7%
Assets/Debt
Total Assets $1,684,528
Total Liabilities $540,006
Net Assets $1,144,522

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$787,611
Expenses
$641,746
Net Income
$145,865
Net Assets
$1,953,006
Notable Sources of Revenue Percent of Total Revenue
Contributions $687,173
87.2%
Program Services $98,898
12.6%
Investment Income $1,098
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $442
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $105,440
16.4%
Professional Fundraising Fees $0
Other Salaries and Wages $142,562
22.2%
Assets/Debt
Total Assets $3,406,052
Total Liabilities $1,453,046
Net Assets $1,953,006

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2003

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2002

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2001

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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