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Htm Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$969k (2023)

Expenses
$847k (2023)

Total Assets
$26.5M (2023)

Total Liabilities
$22.7M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$969,240
Expenses
$846,728
Net Income
$122,512
Net Assets
$3,811,252
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $556,204
57.4%
Investment Income $306,657
31.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $106,379
11.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $105,000
12.4%
Professional Fundraising Fees $0
Other Salaries and Wages $208,047
24.6%
Assets/Debt
Total Assets $26,536,236
Total Liabilities $22,724,984
Net Assets $3,811,252
Compensation
Key Employees and Officers Compensation Related Other
Joseph W Graham (Ceotreasurer) $105,000 $0 $0
Cameron Boyd (Director) $0 $0 $0
Joan Conca (Director) $0 $0 $0
Clementina Danese (Director) $0 $0 $0
Diane Juknavorian (President) $0 $0 $0
Kara Kosmes (Clerk) $0 $0 $0
Peter Kitsos (Director) $0 $0 $0
Alan Ratte (Asst Treasurer) $0 $0 $0
Pamela Carr (Director) $0 $0 $0
Peter Shanahan (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$738,030
Expenses
$663,756
Net Income
$74,274
Net Assets
$3,688,739
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $424,810
57.6%
Investment Income $191,667
26.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $121,553
16.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $57,692
8.7%
Professional Fundraising Fees $0
Other Salaries and Wages $242,914
36.6%
Assets/Debt
Total Assets $27,796,762
Total Liabilities $24,108,023
Net Assets $3,688,739
Compensation
Key Employees and Officers Compensation Related Other
Joseph W Graham (Ceotreasurer) $57,692 $0 $0
Cameron Boyd (Director) $0 $0 $0
Joan Conca (Director) $0 $0 $0
Clementina Danese (Director) $0 $0 $0
Diane Juknavorian (President) $0 $0 $0
Kara Kosmes (Clerk) $0 $0 $0
Peter Kitsos (Director) $0 $0 $0
Alan Ratte (Asst Treasurer) $0 $0 $0
Pamela Carr (Director) $0 $0 $0
Peter Shanahan (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$756,993
Expenses
$607,097
Net Income
$149,896
Net Assets
$3,636,197
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $401,986
53.1%
Investment Income $154,115
20.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $200,892
26.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $95,608
15.7%
Professional Fundraising Fees $0
Other Salaries and Wages $186,748
30.8%
Assets/Debt
Total Assets $25,480,223
Total Liabilities $21,844,026
Net Assets $3,636,197
Compensation
Key Employees and Officers Compensation Related Other
Diane L Bevilacqua (Ceo/Treasurer) $95,608 $0 $0
Cameron Boyd (Director) $0 $0 $0
Joan Conca (Director) $0 $0 $0
Clementina Danese (Director) $0 $0 $0
Diane Juknavorian (President) $0 $0 $0
Kara Kosmes (Clerk) $0 $0 $0
Peter Kitsos (Director) $0 $0 $0
Alan Ratte (Asst Treasurer) $0 $0 $0
Pamela Carr (Director) $0 $0 $0
Peter Shanahan (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$700,270
Expenses
$641,944
Net Income
$58,326
Net Assets
$3,486,301
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $448,611
64.1%
Investment Income $177,040
25.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $74,619
10.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $100,245
15.6%
Professional Fundraising Fees $0
Other Salaries and Wages $182,968
28.5%
Assets/Debt
Total Assets $22,664,500
Total Liabilities $19,178,199
Net Assets $3,486,301
Compensation
Key Employees and Officers Compensation Related Other
Diane L Bevilacqua (Treasurer) $100,245 $0 $0
Cameron Boyd (Director) $0 $0 $0
John Butler (Director) $0 $0 $0
Joan Conca (Director) $0 $0 $0
Clementina Danese (Director) $0 $0 $0
Diane Juknavorian (President) $0 $0 $0
Kara Kosmes (Director) $0 $0 $0
Alan Ratte (Asst Treasurer) $0 $0 $0
Ronald Selvaggio (Director) $0 $0 $0
Pamela Carr (Director) $0 $0 $0
Peter Shanahan (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$752,297
Expenses
$648,283
Net Income
$104,014
Net Assets
$3,427,975
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $467,903
62.2%
Investment Income $198,289
26.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $86,105
11.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $93,282
14.4%
Professional Fundraising Fees $0
Other Salaries and Wages $174,647
26.9%
Assets/Debt
Total Assets $20,769,282
Total Liabilities $17,341,307
Net Assets $3,427,975
Compensation
Key Employees and Officers Compensation Related Other
Diane L Bevilacqua (Treasurer) $93,282 $0 $0
Cameron Boyd (Director) $0 $0 $0
John Butler (Director) $0 $0 $0
Joan Conca (Director) $0 $0 $0
Clementina Danese (Director) $0 $0 $0
Kristina Hanges (Director) $0 $0 $0
Diane Juknavorian (President) $0 $0 $0
Kara Kosmes (Director) $0 $0 $0
Carol Mooradian (Director) $0 $0 $0
Alan Ratte (Asst Treasurer) $0 $0 $0
Enrico Sasso (Director) $0 $0 $0
Ronald Selvaggio (Director) $0 $0 $0
Pam Carr (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$728,115
Expenses
$629,803
Net Income
$98,312
Net Assets
$3,323,961
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $443,182
60.9%
Investment Income $189,117
26.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $95,816
13.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $98,097
15.6%
Professional Fundraising Fees $0
Other Salaries and Wages $170,746
27.1%
Assets/Debt
Total Assets $20,487,951
Total Liabilities $17,163,990
Net Assets $3,323,961
Compensation
Key Employees and Officers Compensation Related Other
Diane L Bevilacqua (Treasurer) $98,097 $0 $0
Cameron Boyd (Director) $0 $0 $0
John Butler (Director) $0 $0 $0
Joan Conca (Director) $0 $0 $0
Clementina Danese (Director) $0 $0 $0
Kristina Hanges (Director) $0 $0 $0
Diane Juknavorian (President) $0 $0 $0
Kara Kosmes (Director) $0 $0 $0
Carol Mooradian (Director) $0 $0 $0
Alan Ratte (Asst Treasurer) $0 $0 $0
Enrico Sasso (Director) $0 $0 $0
Ronald Selvaggio (Director) $0 $0 $0
Pam Carr (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$669,135
Expenses
$629,604
Net Income
$39,531
Net Assets
$3,225,649
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $433,124
64.7%
Investment Income $155,216
23.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $80,795
12.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $80,324
12.8%
Professional Fundraising Fees $0
Other Salaries and Wages $172,053
27.3%
Assets/Debt
Total Assets $19,916,822
Total Liabilities $16,691,173
Net Assets $3,225,649
Compensation
Key Employees and Officers Compensation Related Other
Diane L Bevilacqua (Treasurer) $80,324 $0 $0
Cameron Boyd (Director) $0 $0 $0
John Butler (Director) $0 $0 $0
Joan Conca (Director) $0 $0 $0
Clementina Danese (Director) $0 $0 $0
Kristina Hanges (Director) $0 $0 $0
Diane Juknavorian (President) $0 $0 $0
Kara Kosmes (Director) $0 $0 $0
Carol Mooradian (Director) $0 $0 $0
Alan Ratte (Asst Treasurer) $0 $0 $0
Enrico Sasso (Director) $0 $0 $0
Ronald Selvaggio (Director) $0 $0 $0
Pam Carr (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$621,222
Expenses
$578,515
Net Income
$42,707
Net Assets
$3,186,118
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $410,644
66.1%
Investment Income $132,143
21.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $78,435
12.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $79,805
13.8%
Professional Fundraising Fees $0
Other Salaries and Wages $167,549
29.0%
Assets/Debt
Total Assets $19,422,978
Total Liabilities $16,236,860
Net Assets $3,186,118
Compensation
Key Employees and Officers Compensation Related Other
Diane L Bevilacqua (Treasurer) $0 $79,805 $0
Cameron Boyd (Director) $0 $0 $0
John Butler (Director) $0 $0 $0
Joan Conca (Director) $0 $0 $0
Clementina Danese (Director) $0 $0 $0
Kristina Hanges (Director) $0 $0 $0
Diane Juknavorian (President) $0 $0 $0
Kara Kosmes (Director) $0 $0 $0
Carol Mooradian (Director) $0 $0 $0
Alan Ratte (Asst Treasurer) $0 $0 $0
Enrico Sasso (Director) $0 $0 $0
Ronald Selvaggio (Director) $0 $0 $0
Pam Carr (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$599,589
Expenses
$545,860
Net Income
$53,729
Net Assets
$3,143,411
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $405,882
67.7%
Investment Income $118,346
19.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $75,361
12.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $78,784
14.4%
Professional Fundraising Fees $0
Other Salaries and Wages $154,276
28.3%
Assets/Debt
Total Assets $17,953,352
Total Liabilities $14,809,941
Net Assets $3,143,411
Compensation
Key Employees and Officers Compensation Related Other
Diane L Bevilacqua (Tresurer) $78,784 $0 $0
Cameron Boyd (Director) $0 $0 $0
John Butler (Director) $0 $0 $0
Joan Conca (Director) $0 $0 $0
Clementina Danese (Director) $0 $0 $0
Kristina Hanges (Director) $0 $0 $0
Diane Juknavorian (President) $0 $0 $0
Kara Kosmes (Director) $0 $0 $0
Carol Mooradian (Director) $0 $0 $0
Alan Ratte (Asst Tresurer) $0 $0 $0
Enrico Sasso (Director) $0 $0 $0
Ronald Selvaggio (Director) $0 $0 $0
Pam Carr (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$596,719
Expenses
$544,834
Net Income
$51,885
Net Assets
$3,089,682
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $359,029
60.2%
Investment Income $165,581
27.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $72,109
12.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $79,868
14.7%
Professional Fundraising Fees $0
Other Salaries and Wages $142,082
26.1%
Assets/Debt
Total Assets $17,745,194
Total Liabilities $14,655,512
Net Assets $3,089,682
Compensation
Key Employees and Officers Compensation Related Other
Diane L Bevilacqua (Tresurer) $79,868 $0 $0
Cameron Boyd (Director) $0 $0 $0
John Butler (Director) $0 $0 $0
Joan Conca (Director) $0 $0 $0
Clementina Danese (Director) $0 $0 $0
Kristina Hanges (Director) $0 $0 $0
Diane Juknavorian (President) $0 $0 $0
Kara Kosmes (Director) $0 $0 $0
Carol Mooradian (Director) $0 $0 $0
Alan Ratte (Asst Tresurer) $0 $0 $0
Enrico Sasso (Director) $0 $0 $0
Ronald Selvaggio (Director) $0 $0 $0
Pam Carr (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$622,184
Expenses
$572,342
Net Income
$49,842
Net Assets
$3,037,797
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $401,725
64.6%
Investment Income $148,720
23.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $71,739
11.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $77,112
13.5%
Professional Fundraising Fees $0
Other Salaries and Wages $147,949
25.8%
Assets/Debt
Total Assets $17,580,107
Total Liabilities $14,542,310
Net Assets $3,037,797
Compensation
Key Employees and Officers Compensation Related Other
Diane L Bevilacqua (Tresurer) $77,112 $0 $0
Cameron Boyd (Director) $0 $0 $0
John Butler (Director) $0 $0 $0
Joan Conca (Director) $0 $0 $0
Clementina Danese (Director) $0 $0 $0
Kristina Hanges (Director) $0 $0 $0
Diane Juknavorian (President) $0 $0 $0
Kara Kosmes (Assistant Treasurer) $0 $0 $0
Carol Mooradian (Director) $0 $0 $0
Alan Ratte (Director) $0 $0 $0
Michael Rossi (Director) $0 $0 $0
Enrico Sasso (Director) $0 $0 $0
Ronald Selvaggio (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$646,997
Expenses
$594,033
Net Income
$52,964
Net Assets
$2,987,955
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $406,413
62.8%
Investment Income $165,821
25.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $74,763
11.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $79,047
13.3%
Professional Fundraising Fees $0
Other Salaries and Wages $135,554
22.8%
Assets/Debt
Total Assets $17,529,536
Total Liabilities $14,541,581
Net Assets $2,987,955

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$645,176
Expenses
$595,817
Net Income
$49,359
Net Assets
$2,934,991
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $397,097
61.5%
Investment Income $178,129
27.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $69,950
10.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $125,604
21.1%
Professional Fundraising Fees $0
Other Salaries and Wages $75,953
12.7%
Assets/Debt
Total Assets $16,546,698
Total Liabilities $13,611,707
Net Assets $2,934,991

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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