PROPUBLICA Fearless Reporting for an Informed Society — Join Us.
DONATE
Skip to content
ProPublica Donate
ProPublica Donate

Journey Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$5.3M (2023)

Expenses
$3.85M (2023)

Total Assets
$84.1M (2023)

Total Liabilities
$71.2M (2023)

Years with missing data
Source: Form 990 tax filings from 2013 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,298,371
Expenses
$3,854,483
Net Income
$1,443,888
Net Assets
$12,850,501
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,801,801
52.9%
Investment Income $1,250,008
23.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,246,562
23.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $380,628
9.9%
Professional Fundraising Fees $0
Other Salaries and Wages $575,666
14.9%
Assets/Debt
Total Assets $84,063,902
Total Liabilities $71,213,401
Net Assets $12,850,501
Compensation
Key Employees and Officers Compensation Related Other
Rachel Ballenger (Ceo) $193,436 $0 $61,009
Michelle Peacock (Vp Branch Operations) $94,164 $0 $32,019
Ted Crow (Chairperson) $0 $0 $0
Terry Smith (Vice Chairperson) $0 $0 $0
Kris Stubbs (Treasurer) $0 $0 $0
Steve Belieu (Secretary) $0 $0 $0
Robert Deviney (Director) $0 $0 $0
Amber Burgin (Director) $0 $0 $0
Dominic Filippelli (Director) $0 $0 $0
Mike Wade (Director) $0 $0 $0
Jamie Green (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,038,666
Expenses
$2,802,755
Net Income
$1,235,911
Net Assets
$11,384,855
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,221,357
55.0%
Investment Income $614,876
15.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,202,433
29.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $359,950
12.8%
Professional Fundraising Fees $0
Other Salaries and Wages $542,630
19.4%
Assets/Debt
Total Assets $84,833,011
Total Liabilities $73,448,156
Net Assets $11,384,855
Compensation
Key Employees and Officers Compensation Related Other
Rachel Ballenger (Ceo) $170,868 $0 $66,948
Ted Crow (Chairperson) $0 $0 $0
Terry Smith (Vice Chairperson) $0 $0 $0
Kris Stubbs (Treasurer) $0 $0 $0
Steve Belieu (Secretary) $0 $0 $0
Robert Deviney (Director) $0 $0 $0
Amber Burgin (Director) $0 $0 $0
Dominic Filippelli (Director) $0 $0 $0
Mike Wade (Director) $0 $0 $0
Jamie Green (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,298,646
Expenses
$2,490,125
Net Income
$808,521
Net Assets
$10,164,022
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,973,169
59.8%
Investment Income $256,502
7.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,068,975
32.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $222,086
8.9%
Professional Fundraising Fees $0
Other Salaries and Wages $608,560
24.4%
Assets/Debt
Total Assets $79,349,457
Total Liabilities $69,185,435
Net Assets $10,164,022
Compensation
Key Employees and Officers Compensation Related Other
Rachel Ballenger (Ceo) $159,115 $0 $62,971
Ted Crow (Chairperson) $0 $0 $0
Terry Smith (Vice Chairperson) $0 $0 $0
Kris Stubbs (Treasurer) $0 $0 $0
Steve Belieu (Secretary) $0 $0 $0
Robert Deviney (Director) $0 $0 $0
Amber Burgin (Director) $0 $0 $0
Dominic Filippelli (Director) $0 $0 $0
Mike Wade (Director) $0 $0 $0
John Starrett (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,306,932
Expenses
$2,846,973
Net Income
$459,959
Net Assets
$9,343,224
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,959,229
59.2%
Investment Income $421,096
12.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $926,607
28.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $212,829
7.5%
Professional Fundraising Fees $0
Other Salaries and Wages $642,293
22.6%
Assets/Debt
Total Assets $72,308,976
Total Liabilities $62,965,752
Net Assets $9,343,224
Compensation
Key Employees and Officers Compensation Related Other
Rachek Ballenger (Ceo) $153,717 $0 $59,112
Ted Crow (Chairperson) $0 $0 $0
Terry Smith (Vice Chairperson) $0 $0 $0
Kris Stubbs (Treasurer) $0 $0 $0
Steve Belieu (Secretary) $0 $0 $0
Robert Deviney (Director) $0 $0 $0
Amber Burgin (Director) $0 $0 $0
Dominic Filippelli (Director) $0 $0 $0
Mike Wade (Director) $0 $0 $0
John Starrett (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,222,855
Expenses
$2,650,374
Net Income
$572,481
Net Assets
$8,398,085
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,767,188
54.8%
Investment Income $552,683
17.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $902,984
28.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $191,978
7.2%
Professional Fundraising Fees $0
Other Salaries and Wages $562,065
21.2%
Assets/Debt
Total Assets $58,940,068
Total Liabilities $50,541,983
Net Assets $8,398,085
Compensation
Key Employees and Officers Compensation Related Other
Rachel Ballenger (Ceo) $137,735 $0 $54,243
Ted Crow (Chairperson) $0 $0 $0
Terry Smith (Vice Chairperson) $0 $0 $0
Roderick Olson (Treasurer) $0 $0 $0
Kris Stubbs (Director) $0 $0 $0
Mike Wade (Director) $0 $0 $0
Robert Deviney (Director) $0 $0 $0
John Starrett (Director) $0 $0 $0
Steve Belieu (Secretary) $0 $0 $0
Dominic Filippelli (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,868,047
Expenses
$2,319,498
Net Income
$548,549
Net Assets
$7,831,830
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,689,224
58.9%
Investment Income $348,405
12.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $830,418
29.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $178,955
7.7%
Professional Fundraising Fees $0
Other Salaries and Wages $452,461
19.5%
Assets/Debt
Total Assets $55,186,902
Total Liabilities $47,355,072
Net Assets $7,831,830
Compensation
Key Employees and Officers Compensation Related Other
Rachel Ballenger (Ceo) $129,692 $0 $49,263
Ted Crow (Chairperson) $0 $0 $0
Terry Smith (Vice Chairperson) $0 $0 $0
Roderick Olson (Treasurer) $0 $0 $0
Kris Stubbs (Director) $0 $0 $0
Mike Wade (Director) $0 $0 $0
Robert Deviney (Director) $0 $0 $0
John Starrett (Director) $0 $0 $0
Steve Belieu (Secretary) $0 $0 $0
Dominic Filippelli (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,703,134
Expenses
$2,259,055
Net Income
$444,079
Net Assets
$7,273,688
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,615,992
59.8%
Investment Income $296,119
11.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $791,023
29.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $172,904
7.7%
Professional Fundraising Fees $0
Other Salaries and Wages $491,299
21.7%
Assets/Debt
Total Assets $52,395,356
Total Liabilities $45,121,668
Net Assets $7,273,688
Compensation
Key Employees and Officers Compensation Related Other
Rachel Ballenger (Ceo) $124,327 $0 $48,577
Ted Crow (Chairperson) $0 $0 $0
Terry Smith (Vice Chairperson) $0 $0 $0
Roderick Olson (Treasurer) $0 $0 $0
Kris Stubbs (Director) $0 $0 $0
Mike Wade (Director) $0 $0 $0
Robert Deviney (Director) $0 $0 $0
John Starrett (Director) $0 $0 $0
Steve Belieu (Secretary) $0 $0 $0
Dominic Filippelli (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,568,031
Expenses
$2,057,378
Net Income
$510,653
Net Assets
$6,759,555
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,593,572
62.1%
Investment Income $229,501
8.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $744,958
29.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $170,350
8.3%
Professional Fundraising Fees $0
Other Salaries and Wages $481,350
23.4%
Assets/Debt
Total Assets $48,622,818
Total Liabilities $41,863,263
Net Assets $6,759,555
Compensation
Key Employees and Officers Compensation Related Other
Rachel Ballenger (Ceo) $124,317 $0 $46,033
Ted Crow (Chairperson) $0 $0 $0
Terry Smith (Vice Chairperson) $0 $0 $0
Roderick Olson (Treasurer) $0 $0 $0
Karen Gilbert (Secretary) $0 $0 $0
Rick Davis (Director) $0 $0 $0
Robert Deviney (Director) $0 $0 $0
John Starrett (Director) $0 $0 $0
Steve Belieu (Director) $0 $0 $0
Dominic Filippelli (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,452,844
Expenses
$2,035,970
Net Income
$416,874
Net Assets
$6,249,296
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,565,134
63.8%
Investment Income $216,090
8.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $671,620
27.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $157,973
7.8%
Professional Fundraising Fees $0
Other Salaries and Wages $461,890
22.7%
Assets/Debt
Total Assets $46,221,237
Total Liabilities $39,971,941
Net Assets $6,249,296
Compensation
Key Employees and Officers Compensation Related Other
Rachel Ballenger (Ceo) $117,030 $0 $40,943
Ted Crow (Chairperson) $0 $0 $0
Terry Smith (Vice Chairperson) $0 $0 $0
Roderick Olson (Treasurer) $0 $0 $0
Karen Gilbert (Secretary) $0 $0 $0
Rick Davis (Director) $0 $0 $0
Robert Deviney (Director) $0 $0 $0
John Starrett (Director) $0 $0 $0
Steve Belieu (Director) $0 $0 $0
Dominic Filippelli (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,523,782
Expenses
$2,059,404
Net Income
$464,378
Net Assets
$5,832,081
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,662,526
65.9%
Investment Income $197,903
7.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $663,353
26.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $141,802
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $463,509
22.5%
Assets/Debt
Total Assets $43,217,406
Total Liabilities $37,385,325
Net Assets $5,832,081
Compensation
Key Employees and Officers Compensation Related Other
Rachel Ballenger (Ceo) $117,622 $0 $24,180
Ted Crow (Chairperson) $0 $0 $0
Terry Smith (Vice Chairperson) $0 $0 $0
Roderick Olson (Treasurer) $0 $0 $0
Karen Gilbert (Secretary) $0 $0 $0
Rick Davis (Director) $0 $0 $0
Robert Deviney (Director) $0 $0 $0
John Starrett (Director) $0 $0 $0
Steve Belieu (Director) $0 $0 $0
Matt Davies (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »